Chief Compliance Officer

0001172661-23-001872.txt : 20230505 0001172661-23-001872.hdr.sgml : 20230505 20230505162146 ACCESSION NUMBER: 0001172661-23-001872 CONFORMED SUBMISSION TYPE: 13F-HR PUBLIC DOCUMENT COUNT: 2 CONFORMED PERIOD OF REPORT: 20230331 FILED AS OF DATE: 20230505 DATE AS OF CHANGE: 20230505 EFFECTIVENESS DATE: 20230505 FILER: COMPANY DATA: COMPANY CONFORMED NAME: C2P Capital Advisory Group, LLC d.b.a. Prosperity Capital Advisors CENTRAL INDEX KEY: 0001965756 IRS NUMBER: 274633600 FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 13F-HR SEC ACT: 1934 Act SEC FILE NUMBER: 028-23072 FILM NUMBER: 23894186 BUSINESS ADDRESS: STREET 1: 30400 DETROIT ROAD, SUITE 201 CITY: WESTLAKE STATE: OH ZIP: 44145 BUSINESS PHONE: 888-240-0064 MAIL ADDRESS: STREET 1: 30400 DETROIT ROAD, SUITE 201 CITY: WESTLAKE STATE: OH ZIP: 44145 13F-HR 1 primary_doc.xml X0202 13F-HR LIVE false true false 0001965756 XXXXXXXX 03-31-2023 03-31-2023 false C2P Capital Advisory Group, LLC d.b.a. Prosperity Capital Advisors

30400 Detroit Road, Suite 201 Westlake OH 44145

13F HOLDINGS REPORT 028-23072 000156480 801-72187 N Ryan J. Warner Chief Compliance Officer 763-347-5805 /s/ Ryan J. Warner Westlake OH 05-05-2023 1 312 647016754 1 0001976161 000291213 801-112560 Valor Capital Management LLC INFORMATION TABLE 2 infotable.xml ABBOTT LABS COM 002824100 7392 73 SH DFND 1 0 0 73 ABBOTT LABS COM 002824100 1745124 17234 SH SOLE 0 0 17234 ABBVIE INC COM 00287Y109 10678 67 SH DFND 1 0 0 67 ABBVIE INC COM 00287Y109 2661479 16700 SH SOLE 0 0 16700 ABRDN ETFS BBRG ALL COMD K1 003261104 377813 18191 SH SOLE 0 0 18191 ADVANCED DRAIN SYS INC DEL COM 00790R104 216757 2574 SH SOLE 0 0 2574 AFLAC INC COM 001055102 435768 6754 SH SOLE 0 0 6754 ALPHABET INC CAP STK CL A 02079K305 12136 117 SH DFND 1 0 0 117 ALPHABET INC CAP STK CL A 02079K305 332870 3209 SH SOLE 0 0 3209 ALPS ETF TR ALERIAN MLP 00162Q452 396972 10271 SH SOLE 0 0 10271 ALTRIA GROUP INC COM 02209S103 435810 9767 SH SOLE 0 0 9767 AMAZON COM INC COM 023135106 59909 580 SH DFND 1 0 0 580 AMAZON COM INC COM 023135106 1316225 12743 SH SOLE 0 0 12743 AMERICAN AIRLS GROUP INC COM 02376R102 172532 11697 SH SOLE 0 0 11697 AMERICAN CENTY ETF TR US SML CP VALU 025072877 566543 7650 SH SOLE 0 0 7650 AMERICAN EXPRESS CO COM 025816109 2309 14 SH DFND 1 0 0 14 AMERICAN EXPRESS CO COM 025816109 220737 1338 SH SOLE 0 0 1338 APPLE INC COM 037833100 322874 1959 SH DFND 1 0 0 1959 APPLE INC COM 037833100 13435950 81480 SH SOLE 0 0 81480 AT&T INC COM 00206R102 723 38 SH DFND 1 0 0 38 AT&T INC COM 00206R102 245889 12773 SH SOLE 0 0 12773 AUTOMATIC DATA PROCESSING IN COM 053015103 760282 3415 SH SOLE 0 0 3415 BANK AMERICA CORP COM 060505104 248901 8703 SH SOLE 0 0 8703 BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 13277 43 SH DFND 1 0 0 43 BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 924766 2995 SH SOLE 0 0 2995 BOEING CO COM 097023105 3611 17 SH DFND 1 0 0 17 BOEING CO COM 097023105 682963 3215 SH SOLE 0 0 3215 CARNIVAL CORP COMMON STOCK 143658300 229187 22580 SH SOLE 0 0 22580 CEDAR FAIR L P DEPOSITRY UNIT 150185106 499666 10936 SH SOLE 0 0 10936 CHEVRON CORP NEW COM 166764100 2447 15 SH DFND 1 0 0 15 CHEVRON CORP NEW COM 166764100 390073 2391 SH SOLE 0 0 2391 CLOROX CO DEL COM 189054109 355354 2245 SH SOLE 0 0 2245 COCA COLA CO COM 191216100 249546 4023 SH SOLE 0 0 4023 COCA COLA CO COM 191216100 12282 198 SH DFND 1 0 0 198 COLGATE PALMOLIVE CO COM 194162103 240556 3201 SH SOLE 0 0 3201 COSTCO WHSL CORP NEW COM 22160K105 11428 23 SH DFND 1 0 0 23 COSTCO WHSL CORP NEW COM 22160K105 290196 584 SH SOLE 0 0 584 DARDEN RESTAURANTS INC COM 237194105 573161 3694 SH SOLE 0 0 3694 DIMENSIONAL ETF TRUST US EQUITY ETF 25434V401 14039414 315992 SH SOLE 0 0 315992 DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807 336996 10456 SH SOLE 0 0 10456 DIMENSIONAL ETF TRUST US EQUITY ETF 25434V401 16976006 382087 SH DFND 1 0 0 382087 DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609 203633 4576 SH SOLE 0 0 4576 DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880 31899649 1383332 SH DFND 1 0 0 1383332 DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708 49504358 1942870 SH DFND 1 0 0 1942870 DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708 40565080 1592035 SH SOLE 0 0 1592035 DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880 31874266 1382232 SH SOLE 0 0 1382232 DISNEY WALT CO COM 254687106 3004 30 SH DFND 1 0 0 30 DISNEY WALT CO COM 254687106 294382 2940 SH SOLE 0 0 2940 DUKE ENERGY CORP NEW COM NEW 26441C204 272860 2828 SH SOLE 0 0 2828 EATON CORP PLC SHS G29183103 2399 14 SH DFND 1 0 0 14 EATON CORP PLC SHS G29183103 390312 2278 SH SOLE 0 0 2278 EMERSON ELEC CO COM 291011104 228917 2627 SH SOLE 0 0 2627 EXXON MOBIL CORP COM 30231G102 81214 740 SH DFND 1 0 0 740 EXXON MOBIL CORP COM 30231G102 696590 6352 SH SOLE 0 0 6352 FLEXSHARES TR MORNSTAR USMKT 33939L100 181934 1160 SH DFND 1 0 0 1160 FLEXSHARES TR M STAR DEV MKT 33939L803 134101 2081 SH DFND 1 0 0 2081 FLEXSHARES TR MORNSTAR USMKT 33939L100 682731 4353 SH SOLE 0 0 4353 FLEXSHARES TR M STAR DEV MKT 33939L803 418242 6490 SH SOLE 0 0 6490 FLEXSHARES TR MSTAR EMKT FAC 33939L308 56702 1155 SH DFND 1 0 0 1155 FLEXSHARES TR MSTAR EMKT FAC 33939L308 203762 4151 SH SOLE 0 0 4151 FORD MTR CO DEL COM 345370860 128646 10209 SH SOLE 0 0 10209 FRANKLIN RESOURCES INC COM 354613101 425975 15812 SH SOLE 0 0 15812 GENERAL AMERN INVS CO INC COM 368802104 372602 9576 SH SOLE 0 0 9576 GENERAL ELECTRIC CO COM NEW 369604301 223717 2340 SH SOLE 0 0 2340 GENERAL MLS INC COM 370334104 422515 4944 SH SOLE 0 0 4944 GLOBAL X FDS GLB X MLP ENRG I 37954Y293 428465 10725 SH SOLE 0 0 10725 HOME DEPOT INC COM 437076102 3103536 10516 SH SOLE 0 0 10516 HONEYWELL INTL INC COM 438516106 1911 10 SH DFND 1 0 0 10 HONEYWELL INTL INC COM 438516106 483163 2528 SH SOLE 0 0 2528 ING GROEP N.V. SPONSORED ADR 456837103 162631 13701 SH SOLE 0 0 13701 INNOVATOR ETFS TR US EQT ULTRA BF 45782C300 1537621 49454 SH DFND 1 0 0 49454 INNOVATOR ETFS TR US EQTY PWR BUF 45782C656 277193 9035 SH SOLE 0 0 9035 INNOVATOR ETFS TR US EQTY ULTRA B 45782C649 1749193 63613 SH SOLE 0 0 63613 INNOVATOR ETFS TR US EQT ULTRA BF 45782C839 1526177 56440 SH DFND 1 0 0 56440 INNOVATOR ETFS TR US EQTY ULTRA B 45782C821 1646359 57718 SH SOLE 0 0 57718 INNOVATOR ETFS TR US EQTY ULTRA B 45782C532 1485223 52099 SH DFND 1 0 0 52099 INNOVATOR ETFS TR US EQT ULTRA BFR 45782C425 1574818 59338 SH SOLE 0 0 59338 INNOVATOR ETFS TR US EQT ULTRA BF 45782C672 1870388 69158 SH SOLE 0 0 69158 INNOVATOR ETFS TR US EQTY ULTRA B 45782C649 1511038 54952 SH DFND 1 0 0 54952 INNOVATOR ETFS TR US EQTY ULTRA B 45782C532 1624595 56988 SH SOLE 0 0 56988 INNOVATOR ETFS TR US EQT ULTRA BF 45782C730 4459672 161758 SH SOLE 0 0 161758 INNOVATOR ETFS TR US EQTY BUF SEP 45782C664 262748 8181 SH SOLE 0 0 8181 INNOVATOR ETFS TR US EQT ULTRA BF 45782C375 1672162 58223 SH SOLE 0 0 58223 INNOVATOR ETFS TR US EQTY ULTRA BU 45782C565 1607315 55500 SH SOLE 0 0 55500 INNOVATOR ETFS TR US EQT ULTRA BF 45782C672 1392905 51503 SH DFND 1 0 0 51503 INNOVATOR ETFS TR US EQT ULTRA BF 45782C730 1474446 53480 SH DFND 1 0 0 53480 INNOVATOR ETFS TR DEFINED WLT SHLD 45783Y855 1326891 48729 SH SOLE 0 0 48729 INNOVATOR ETFS TR US EQT ULTRA BF 45782C292 1680623 62704 SH SOLE 0 0 62704 INNOVATOR ETFS TR US EQT ULTRA BF 45782C292 1467517 54753 SH DFND 1 0 0 54753 INNOVATOR ETFS TR US EQTY ULTRA BU 45782C565 1511861 52204 SH DFND 1 0 0 52204 INNOVATOR ETFS TR US EQT ULTRA BF 45782C839 3056107 113019 SH SOLE 0 0 113019 INNOVATOR ETFS TR US EQT ULTRA BF 45782C805 1695521 67984 SH SOLE 0 0 67984 INNOVATOR ETFS TR US EQT ULTRA BF 45782C375 1482552 51621 SH DFND 1 0 0 51621 INNOVATOR ETFS TR US EQT ULTRA BF 45782C300 1758437 56556 SH SOLE 0 0 56556 INNOVATOR ETFS TR US EQTY ULTRA B 45782C821 1548179 54276 SH DFND 1 0 0 54276 INNOVATOR ETFS TR US EQT ULTRA BFR 45782C425 1473488 55520 SH DFND 1 0 0 55520 INNOVATOR ETFS TR US EQT ULTRA BF 45782C805 1467344 58835 SH DFND 1 0 0 58835 INTERNATIONAL BUSINESS MACHS COM 459200101 352643 2690 SH SOLE 0 0 2690 INVESCO ACTIVELY MANAGED ETF ULTRA SHRT DUR 46090A887 526900 10623 SH SOLE 0 0 10623 INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354 3633854 58235 SH DFND 1 0 0 58235 INVESCO EXCH TRADED FD TR II NASDAQ 100 ETF 46138G649 353787 2680 SH SOLE 0 0 2680 INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354 3255148 52166 SH SOLE 0 0 52166 INVESCO EXCH TRADED FD TR II VAR RATE PFD 46138G870 255036 11514 SH SOLE 0 0 11514 INVESCO EXCH TRD SLF IDX FD BULSHS 2023 CB 46138J866 371849 17640 SH SOLE 0 0 17640 INVESCO EXCH TRD SLF IDX FD BULSHS 2024 CB 46138J841 356042 17292 SH SOLE 0 0 17292 INVESCO QQQ TR UNIT SER 1 46090E103 6538487 20372 SH SOLE 0 0 20372 INVESCO QQQ TR UNIT SER 1 46090E103 82158 256 SH DFND 1 0 0 256 ISHARES INC ESG AWR MSCI EM 46434G863 7601617 241474 SH DFND 1 0 0 241474 ISHARES INC MSCI TAIWAN ETF 46434G772 861201 18998 SH SOLE 0 0 18998 ISHARES INC CORE MSCI EMKT 46434G103 341677 7003 SH SOLE 0 0 7003 ISHARES INC ESG AWR MSCI EM 46434G863 6909835 219498 SH SOLE 0 0 219498 ISHARES INC CORE MSCI EMKT 46434G103 312156 6398 SH DFND 1 0 0 6398 ISHARES INC MSCI SWITZERLAND 464286749 965509 21304 SH SOLE 0 0 21304 ISHARES TR RUS 1000 ETF 464287622 3829 17 SH DFND 1 0 0 17 ISHARES TR 1 3 YR TREAS BD 464287457 797309 9704 SH SOLE 0 0 9704 ISHARES TR U.S. MED DVC ETF 464288810 982962 18209 SH SOLE 0 0 18209 ISHARES TR MSCI USA MIN VOL 46429B697 191044 2626 SH DFND 1 0 0 2626 ISHARES TR MSCI USA QLT FCT 46432F339 8747116 70502 SH SOLE 0 0 70502 ISHARES TR US TREAS BD ETF 46429B267 196627 8410 SH DFND 1 0 0 8410 ISHARES TR CORE DIV GRWTH 46434V621 80835 1617 SH DFND 1 0 0 1617 ISHARES TR US INFRASTRUC 46435U713 1250035 33495 SH DFND 1 0 0 33495 ISHARES TR GLOBAL TECH ETF 464287291 1448164 26639 SH SOLE 0 0 26639 ISHARES TR MSCI EAFE ETF 464287465 3833692 53603 SH SOLE 0 0 53603 ISHARES TR CORE S&P MCP ETF 464287507 103064 412 SH DFND 1 0 0 412 ISHARES TR U.S. TECH ETF 464287721 5770302 62169 SH SOLE 0 0 62169 ISHARES TR MSCI USA MIN VOL 46429B697 166423 2288 SH SOLE 0 0 2288 ISHARES TR US TREAS BD ETF 46429B267 74068 3168 SH SOLE 0 0 3168 ISHARES TR EAFE GRWTH ETF 464288885 618598 6604 SH DFND 1 0 0 6604 ISHARES TR JPMORGAN USD EMG 464288281 636213 7373 SH DFND 1 0 0 7373 ISHARES TR EAFE VALUE ETF 464288877 448847 9249 SH DFND 1 0 0 9249 ISHARES TR DOW JONES US ETF 464287846 500077 4997 SH SOLE 0 0 4997 ISHARES TR U.S. ENERGY ETF 464287796 47 1 SH DFND 1 0 0 1 ISHARES TR CORE TOTAL USD 46434V613 631793 13690 SH DFND 1 0 0 13690 ISHARES TR US HLTHCARE ETF 464287762 585617 2145 SH SOLE 0 0 2145 ISHARES TR MSCI EAFE ETF 464287465 80961 1132 SH DFND 1 0 0 1132 ISHARES TR NATIONAL MUN ETF 464288414 404347 3753 SH DFND 1 0 0 3753 ISHARES TR U.S. TECH ETF 464287721 4921445 53025 SH DFND 1 0 0 53025 ISHARES TR RUSSELL 3000 ETF 464287689 293820 1248 SH SOLE 0 0 1248 ISHARES TR U.S. ENERGY ETF 464287796 496262 11344 SH SOLE 0 0 11344 ISHARES TR 1 3 YR TREAS BD 464287457 819495 9974 SH DFND 1 0 0 9974 ISHARES TR EAFE VALUE ETF 464288877 384226 7917 SH SOLE 0 0 7917 ISHARES TR GLOBAL TECH ETF 464287291 240589 4426 SH DFND 1 0 0 4426 ISHARES TR US CONSUM DISCRE 464287580 353036 5458 SH SOLE 0 0 5458 ISHARES TR MBS ETF 464288588 1457795 15388 SH DFND 1 0 0 15388 ISHARES TR US HLTHCARE ETF 464287762 542583 1987 SH DFND 1 0 0 1987 ISHARES TR CORE S&P MCP ETF 464287507 582971 2330 SH SOLE 0 0 2330 ISHARES TR MSCI USA QLT FCT 46432F339 9854524 79428 SH DFND 1 0 0 79428 ISHARES TR FLTG RATE NT ETF 46429B655 4465714 88623 SH SOLE 0 0 88623 ISHARES TR RUS TP200 GR ETF 464289438 213813 1539 SH SOLE 0 0 1539 ISHARES TR ESG AWR MSCI USA 46435G425 18981684 209858 SH DFND 1 0 0 209858 ISHARES TR SHRT NAT MUN ETF 464288158 311229 2973 SH DFND 1 0 0 2973 ISHARES TR CORE S&P TTL STK 464287150 685187 7566 SH SOLE 0 0 7566 ISHARES TR CORE S&P500 ETF 464287200 2066202 5026 SH SOLE 0 0 5026 ISHARES TR CORE TOTAL USD 46434V613 275099 5961 SH SOLE 0 0 5961 ISHARES TR US INFRASTRUC 46435U713 1111090 29772 SH SOLE 0 0 29772 ISHARES TR CORE DIV GRWTH 46434V621 3855146 77118 SH SOLE 0 0 77118 ISHARES TR NATIONAL MUN ETF 464288414 342936 3183 SH SOLE 0 0 3183 ISHARES TR RUS MDCP VAL ETF 464287473 210914 1986 SH SOLE 0 0 1986 ISHARES TR MBS ETF 464288588 1143197 12067 SH SOLE 0 0 12067 ISHARES TR SHRT NAT MUN ETF 464288158 320755 3064 SH SOLE 0 0 3064 ISHARES TR 10-20 YR TRS ETF 464288653 1751029 15287 SH DFND 1 0 0 15287 ISHARES TR 0-5 YR TIPS ETF 46429B747 1835606 18498 SH SOLE 0 0 18498 ISHARES TR U.S. MED DVC ETF 464288810 194005 3594 SH DFND 1 0 0 3594 ISHARES TR EAFE GRWTH ETF 464288885 535652 5719 SH SOLE 0 0 5719 ISHARES TR FLTG RATE NT ETF 46429B655 149355 2964 SH DFND 1 0 0 2964 ISHARES TR ISHARES SEMICDTR 464287523 1821584 4091 SH SOLE 0 0 4091 ISHARES TR US CONSM STAPLES 464287812 837316 4204 SH SOLE 0 0 4204 ISHARES TR RUS 1000 ETF 464287622 257890 1145 SH SOLE 0 0 1145 ISHARES TR TIPS BD ETF 464287176 1776082 16109 SH SOLE 0 0 16109 ISHARES TR 10-20 YR TRS ETF 464288653 1509804 13181 SH SOLE 0 0 13181 ISHARES TR ESG AWR MSCI USA 46435G425 17368777 192026 SH SOLE 0 0 192026 ISHARES TR JPMORGAN USD EMG 464288281 560893 6500 SH SOLE 0 0 6500 ISHARES TR CORE S&P500 ETF 464287200 1901627 4626 SH DFND 1 0 0 4626 ISHARES U S ETF TR BLACKROCK ST MAT 46431W507 209758 4229 SH SOLE 0 0 4229 ISHARES U S ETF TR BLACKROCK SHORT 46431W838 774830 15510 SH DFND 1 0 0 15510 ISHARES U S ETF TR BLACKROCK SHORT 46431W838 657123 13154 SH SOLE 0 0 13154 J P MORGAN EXCHANGE TRADED F US MOMENTUM 46641Q779 737204 18579 SH SOLE 0 0 18579 J P MORGAN EXCHANGE TRADED F US MOMENTUM 46641Q779 768908 19378 SH DFND 1 0 0 19378 JOHNSON & JOHNSON COM 478160104 8060 52 SH DFND 1 0 0 52 JOHNSON & JOHNSON COM 478160104 766038 4942 SH SOLE 0 0 4942 JPMORGAN CHASE & CO COM 46625H100 500138 3839 SH SOLE 0 0 3839 JPMORGAN CHASE & CO COM 46625H100 13161 101 SH DFND 1 0 0 101 LILLY ELI & CO COM 532457108 256193 746 SH SOLE 0 0 746 LOCKHEED MARTIN CORP COM 539830109 3782 8 SH DFND 1 0 0 8 LOCKHEED MARTIN CORP COM 539830109 231646 490 SH SOLE 0 0 490 LOWES COS INC COM 548661107 2600 13 SH DFND 1 0 0 13 LOWES COS INC COM 548661107 289426 1447 SH SOLE 0 0 1447 MARRIOTT INTL INC NEW CL A 571903202 1678332 10108 SH SOLE 0 0 10108 MCDONALDS CORP COM 580135101 1678 6 SH DFND 1 0 0 6 MCDONALDS CORP COM 580135101 417518 1493 SH SOLE 0 0 1493 MERCK & CO INC COM 58933Y105 8192 77 SH DFND 1 0 0 77 MERCK & CO INC COM 58933Y105 429557 4038 SH SOLE 0 0 4038 META PLATFORMS INC CL A 30303M102 21194 100 SH DFND 1 0 0 100 META PLATFORMS INC CL A 30303M102 833053 4129 SH SOLE 0 0 4129 MICROSOFT CORP COM 594918104 1986941 6892 SH SOLE 0 0 6892 MICROSOFT CORP COM 594918104 37769 131 SH DFND 1 0 0 131 MONDELEZ INTL INC CL A 609207105 1952 28 SH DFND 1 0 0 28 MONDELEZ INTL INC CL A 609207105 360308 5168 SH SOLE 0 0 5168 MORGAN STANLEY COM NEW 617446448 6146 70 SH DFND 1 0 0 70 MORGAN STANLEY COM NEW 617446448 277800 3164 SH SOLE 0 0 3164 NEXTERA ENERGY INC COM 65339F101 2544 33 SH DFND 1 0 0 33 NEXTERA ENERGY INC COM 65339F101 563995 7317 SH SOLE 0 0 7317 NORDSON CORP COM 655663102 538921 2425 SH SOLE 0 0 2425 NORFOLK SOUTHN CORP COM 655844108 728576 3437 SH SOLE 0 0 3437 NOVARTIS AG SPONSORED ADR 66987V109 301392 3276 SH SOLE 0 0 3276 NVIDIA CORPORATION COM 67066G104 283603 1021 SH SOLE 0 0 1021 PEPSICO INC COM 713448108 2005 11 SH DFND 1 0 0 11 PEPSICO INC COM 713448108 737041 4043 SH SOLE 0 0 4043 PFIZER INC COM 717081103 412477 10110 SH SOLE 0 0 10110 PHILIP MORRIS INTL INC COM 718172109 3890 40 SH DFND 1 0 0 40 PHILIP MORRIS INTL INC COM 718172109 847088 8710 SH SOLE 0 0 8710 PROCTER AND GAMBLE CO COM 742718109 510188 3431 SH SOLE 0 0 3431 QUALCOMM INC COM 747525103 375744 2945 SH SOLE 0 0 2945 RAYTHEON TECHNOLOGIES CORP COM 75513E101 783 8 SH DFND 1 0 0 8 RAYTHEON TECHNOLOGIES CORP COM 75513E101 253737 2591 SH SOLE 0 0 2591 ROYAL BK CDA SUSTAINABL COM 780087102 12139 127 SH DFND 1 0 0 127 ROYAL BK CDA SUSTAINABL COM 780087102 357947 3745 SH SOLE 0 0 3745 SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 236643 9651 SH SOLE 0 0 9651 SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 315252 9059 SH SOLE 0 0 9059 SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 385461 7969 SH SOLE 0 0 7969 SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 422553 2798 SH SOLE 0 0 2798 SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 820666 6339 SH SOLE 0 0 6339 SELECT SECTOR SPDR TR ENERGY 81369Y506 749781 9052 SH SOLE 0 0 9052 SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109 3620236 10884 SH SOLE 0 0 10884 SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 546 16 SH DFND 1 0 0 16 SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 4698065 146266 SH DFND 1 0 0 146266 SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 6395134 199101 SH SOLE 0 0 199101 SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 666117 19517 SH SOLE 0 0 19517 SPDR S&P 500 ETF TR TR UNIT 78462F103 7117032 17385 SH SOLE 0 0 17385 SPDR S&P 500 ETF TR TR UNIT 78462F103 72872 178 SH DFND 1 0 0 178 SPDR SER TR PRTFLO S&P500 VL 78464A508 7859 193 SH DFND 1 0 0 193 SPDR SER TR PRTFLO S&P500 GW 78464A409 6532 118 SH DFND 1 0 0 118 SPDR SER TR BLOOMBERG 1-3 MO 78468R663 4775 52 SH DFND 1 0 0 52 SPDR SER TR PORTFOLI S&P1500 78464A805 1938159 38433 SH SOLE 0 0 38433 SPDR SER TR S&P DIVID ETF 78464A763 372882 3014 SH SOLE 0 0 3014 SPDR SER TR S&P 600 SMCP VAL 78464A300 837980 11000 SH SOLE 0 0 11000 SPDR SER TR PORTFOLIO SH TSR 78468R101 427839 14637 SH SOLE 0 0 14637 SPDR SER TR S&P 400 MDCP VAL 78464A839 236699 3582 SH SOLE 0 0 3582 SPDR SER TR PORTFOLIO AGRGTE 78464A649 2949691 114373 SH DFND 1 0 0 114373 SPDR SER TR PRTFLO S&P500 GW 78464A409 709126 12809 SH SOLE 0 0 12809 SPDR SER TR PORTFOLIO AGRGTE 78464A649 2467597 95680 SH SOLE 0 0 95680 SPDR SER TR PRTFLO S&P500 VL 78464A508 521664 12811 SH SOLE 0 0 12811 SPDR SER TR PORTFOLIO S&P500 78464A854 23440610 486823 SH SOLE 0 0 486823 SPDR SER TR PORTFOLIO SHORT 78464A474 1117942 37730 SH SOLE 0 0 37730 SPDR SER TR PORTFOLIO S&P500 78464A854 24501356 508853 SH DFND 1 0 0 508853 SPDR SER TR BLOOMBERG 1-3 MO 78468R663 613635 6683 SH SOLE 0 0 6683 SSGA ACTIVE ETF TR BLACKSTONE SENR 78467V608 9785 236 SH DFND 1 0 0 236 SSGA ACTIVE ETF TR BLACKSTONE SENR 78467V608 321025 7743 SH SOLE 0 0 7743 TESLA INC COM 88160R101 783992 3779 SH SOLE 0 0 3779 THE REAL BROKERAGE INC COM NEW 75585H206 166883 137920 SH SOLE 0 0 137920 TJX COS INC NEW COM 872540109 2429 31 SH DFND 1 0 0 31 TJX COS INC NEW COM 872540109 330002 4211 SH SOLE 0 0 4211 UNITED PARCEL SERVICE INC CL B 911312106 6208 32 SH DFND 1 0 0 32 UNITED PARCEL SERVICE INC CL B 911312106 574449 2961 SH SOLE 0 0 2961 UNITEDHEALTH GROUP INC COM 91324P102 8506 18 SH DFND 1 0 0 18 UNITEDHEALTH GROUP INC COM 91324P102 484487 1025 SH SOLE 0 0 1025 VANGUARD BD INDEX FDS LONG TERM BOND 921937793 1549530 20218 SH SOLE 0 0 20218 VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 2734506 35750 SH DFND 1 0 0 35750 VANGUARD BD INDEX FDS INTERMED TERM 921937819 1498150 19523 SH DFND 1 0 0 19523 VANGUARD BD INDEX FDS LONG TERM BOND 921937793 1304509 17021 SH DFND 1 0 0 17021 VANGUARD BD INDEX FDS INTERMED TERM 921937819 2032206 26482 SH SOLE 0 0 26482 VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 2224163 29078 SH SOLE 0 0 29078 VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 3012658 61584 SH DFND 1 0 0 61584 VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 2478212 50659 SH SOLE 0 0 50659 VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 570122 1516 SH SOLE 0 0 1516 VANGUARD INDEX FDS SMALL CP ETF 922908751 2504027 13208 SH SOLE 0 0 13208 VANGUARD INDEX FDS EXTEND MKT ETF 922908652 422003 3010 SH SOLE 0 0 3010 VANGUARD INDEX FDS TOTAL STK MKT 922908769 1446538 7089 SH SOLE 0 0 7089 VANGUARD INDEX FDS GROWTH ETF 922908736 11178718 44815 SH SOLE 0 0 44815 VANGUARD INDEX FDS LARGE CAP ETF 922908637 930561 4981 SH SOLE 0 0 4981 VANGUARD INDEX FDS REAL ESTATE ETF 922908553 32883 396 SH DFND 1 0 0 396 VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 328930 1688 SH SOLE 0 0 1688 VANGUARD INDEX FDS SMALL CP ETF 922908751 2276778 12011 SH DFND 1 0 0 12011 VANGUARD INDEX FDS VALUE ETF 922908744 9029584 65380 SH DFND 1 0 0 65380 VANGUARD INDEX FDS VALUE ETF 922908744 10726729 77668 SH SOLE 0 0 77668 VANGUARD INDEX FDS SML CP GRW ETF 922908595 359260 1660 SH SOLE 0 0 1660 VANGUARD INDEX FDS GROWTH ETF 922908736 9215727 36946 SH DFND 1 0 0 36946 VANGUARD INDEX FDS SM CP VAL ETF 922908611 3911342 24637 SH SOLE 0 0 24637 VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 4739151 35349 SH SOLE 0 0 35349 VANGUARD INDEX FDS REAL ESTATE ETF 922908553 449784 5417 SH SOLE 0 0 5417 VANGUARD INDEX FDS SM CP VAL ETF 922908611 73505 463 SH DFND 1 0 0 463 VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 78296 584 SH DFND 1 0 0 584 VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 3336004 82574 SH DFND 1 0 0 82574 VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 4082666 101056 SH SOLE 0 0 101056 VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 3382299 66765 SH DFND 1 0 0 66765 VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 3454998 68200 SH SOLE 0 0 68200 VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 149107 1956 SH DFND 1 0 0 1956 VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 5117397 67131 SH SOLE 0 0 67131 VANGUARD SCOTTSDALE FDS MTG-BKD SECS ETF 92206C771 1430615 30732 SH DFND 1 0 0 30732 VANGUARD SCOTTSDALE FDS LONG TERM TREAS 92206C847 582577 8892 SH DFND 1 0 0 8892 VANGUARD SCOTTSDALE FDS MTG-BKD SECS ETF 92206C771 1124456 24155 SH SOLE 0 0 24155 VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 220522 3767 SH DFND 1 0 0 3767 VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 690431 11795 SH SOLE 0 0 11795 VANGUARD SCOTTSDALE FDS LONG TERM TREAS 92206C847 473436 7226 SH SOLE 0 0 7226 VANGUARD STAR FDS VG TL INTL STK F 921909768 284939 5161 SH SOLE 0 0 5161 VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 10875905 240778 SH SOLE 0 0 240778 VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 10048828 222467 SH DFND 1 0 0 222467 VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 871181 8297 SH SOLE 0 0 8297 VANGUARD WORLD FDS UTILITIES ETF 92204A876 268128 1817 SH SOLE 0 0 1817 VANGUARD WORLD FDS MATERIALS ETF 92204A801 73795 415 SH DFND 1 0 0 415 VANGUARD WORLD FDS MATERIALS ETF 92204A801 3466241 19493 SH SOLE 0 0 19493 VANGUARD WORLD FDS HEALTH CAR ETF 92204A504 682999 2862 SH SOLE 0 0 2862 VANGUARD WORLD FDS INF TECH ETF 92204A702 569384 1477 SH SOLE 0 0 1477 VANGUARD WORLD FDS CONSUM STP ETF 92204A207 433238 2238 SH SOLE 0 0 2238 VERIZON COMMUNICATIONS INC COM 92343V104 661 17 SH DFND 1 0 0 17 VERIZON COMMUNICATIONS INC COM 92343V104 210511 5413 SH SOLE 0 0 5413 VOYA FINANCIAL INC COM 929089100 864523 12098 SH SOLE 0 0 12098 WALMART INC COM 931142103 3391 23 SH DFND 1 0 0 23 WALMART INC COM 931142103 861551 5843 SH SOLE 0 0 5843 WISDOMTREE TR YIELD ENHANCD US 97717X511 17651 404 SH DFND 1 0 0 404 WISDOMTREE TR EUROPE HEDGED EQ 97717X701 214816 2613 SH SOLE 0 0 2613 WISDOMTREE TR YIELD ENHANCD US 97717X511 459312 10513 SH SOLE 0 0 10513