The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPHABET INC CAP STK CL C 02079K107   1,698,647 19,144 SH   SOLE   64 0 19,080
AMAZON COM INC COM 023135106   1,952,468 23,244 SH   SOLE   73 0 23,171
APPLE INC COM 037833100   18,449,880 141,999 SH   SOLE   468 0 141,531
APPLIED MATLS INC COM 038222105   808,212 8,300 SH   SOLE   0 0 8,300
CAPITAL GROUP CORE EQUITY ET SHS CREATION UNI 14020V108   2,155,975 95,992 SH   SOLE   283 0 95,709
CAPITAL GROUP DIVIDEND VALUE SHS CREATION UNI 14020W106   3,847,240 163,088 SH   SOLE   643 0 162,445
CAPITAL GROUP GROWTH ETF SHS CREATION UNI 14020G101   4,798,825 240,663 SH   SOLE   928 0 239,735
COSTCO WHSL CORP NEW COM 22160K105   338,637 742 SH   SOLE   0 0 742
DOW INC COM 260557103   332,790 6,604 SH   SOLE   0 0 6,604
ISHARES TR RUS MDCP VAL ETF 464287473   356,010 3,380 SH   SOLE   0 0 3,380
ISHARES TR IBOXX INV CP ETF 464287242   6,201,772 58,824 SH   SOLE   187 0 58,637
ISHARES TR RUS 2000 GRW ETF 464287648   274,669 1,280 SH   SOLE   0 0 1,280
ISHARES TR RUS 2000 VAL ETF 464287630   405,261 2,922 SH   SOLE   0 0 2,922
ISHARES TR RUS MD CP GR ETF 464287481   365,692 4,374 SH   SOLE   0 0 4,374
META PLATFORMS INC CL A 30303M102   264,748 2,200 SH   SOLE   0 0 2,200
MICROSOFT CORP COM 594918104   2,432,134 10,141 SH   SOLE   39 0 10,102
NVIDIA CORPORATION COM 67066G104   2,145,342 14,680 SH   SOLE   35 0 14,645
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   944,005 12,497 SH   SOLE   54 0 12,443
SELECT SECTOR SPDR TR FINANCIAL 81369Y605   4,162,966 121,724 SH   SOLE   469 0 121,255
TESLA INC COM 88160R101   247,961 2,013 SH   SOLE   0 0 2,013
VANGUARD INDEX FDS SML CP GRW ETF 922908595   2,050,264 10,224 SH   SOLE   45 0 10,179
VANGUARD INDEX FDS GROWTH ETF 922908736   6,117,760 28,707 SH   SOLE   104 0 28,603
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538   2,097,410 11,668 SH   SOLE   52 0 11,616
VANGUARD INDEX FDS SM CP VAL ETF 922908611   3,224,090 20,303 SH   SOLE   86 0 20,217
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   3,183,757 23,542 SH   SOLE   100 0 23,442
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   5,897,353 38,837 SH   SOLE   146 0 38,691
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   5,893,198 54,461 SH   SOLE   204 0 54,257
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504   6,243,412 25,170 SH   SOLE   95 0 25,075
VANGUARD WORLD FDS INF TECH ETF 92204A702   5,154,367 16,137 SH   SOLE   61 0 16,076
VANGUARD WORLD FDS UTILITIES ETF 92204A876   6,211,901 40,505 SH   SOLE   154 0 40,351
VERIZON COMMUNICATIONS INC COM 92343V104   312,622 7,935 SH   SOLE   0 0 7,935