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The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100   324,817 2,951 SH   SOLE   2,951 0 0
ADOBE INC COM 00724F101   1,292,236 2,166 SH   SOLE   2,166 0 0
ALPHABET INC CAP STK CL A 02079K305   1,400,392 10,025 SH   SOLE   10,025 0 0
ALPHABET INC CAP STK CL C 02079K107   480,571 3,410 SH   SOLE   3,410 0 0
ALPS ETF TR ALERIAN MLP 00162Q452   933,739 21,960 SH   SOLE   21,960 0 0
AMAZON COM INC COM 023135106   2,142,050 14,098 SH   SOLE   14,098 0 0
AMERICAN CENTY ETF TR AVANTIS US LARG 025072158   7,825,752 140,694 SH   SOLE   140,694 0 0
AMERICAN CENTY ETF TR INTL EQT ETF 025072703   3,502,523 57,960 SH   SOLE   57,960 0 0
AMERICAN CENTY ETF TR AVANTIS INTL SML 025072190   1,129,372 21,818 SH   SOLE   21,818 0 0
AMERICAN CENTY ETF TR REAL ESTATE ETF 025072356   388,707 8,975 SH   SOLE   8,975 0 0
AMERICAN CENTY ETF TR AVANTIS EMGMKT 025072604   3,349,171 59,393 SH   SOLE   59,393 0 0
AMERICAN CENTY ETF TR AVANTIS US SMALL 025072323   2,173,982 42,577 SH   SOLE   42,577 0 0
APPLE INC COM 037833100   2,396,630 12,448 SH   SOLE   12,448 0 0
ARK ETF TR INNOVATION ETF 00214Q104   525,271 10,030 SH   SOLE   10,030 0 0
ASE TECHNOLOGY HLDG CO LTD SPONSORED ADS 00215W100   425,699 45,239 SH   SOLE   45,239 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103   485,509 2,084 SH   SOLE   2,084 0 0
AVIAT NETWORKS INC COM NEW 05366Y201   265,101 8,117 SH   SOLE   8,117 0 0
AVINO SILVER & GOLD MINES LT COM 053906103   5,240 10,000 SH   SOLE   10,000 0 0
BANCO BILBAO VIZCAYA ARGENTA SPONSORED ADR 05946K101   460,319 50,529 SH   SOLE   50,529 0 0
BELDEN INC COM 077454106   229,819 2,975 SH   SOLE   2,975 0 0
BHP GROUP LTD SPONSORED ADS 088606108   387,386 5,671 SH   SOLE   5,671 0 0
BOGOTA FINL CORP COM 097235105   95,401 11,851 SH   SOLE   11,851 0 0
BOOKING HOLDINGS INC COM 09857L108   681,066 192 SH   SOLE   192 0 0
BP PLC SPONSORED ADR 055622104   328,583 9,282 SH   SOLE   9,282 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108   280,820 5,473 SH   SOLE   5,473 0 0
CADENCE DESIGN SYSTEM INC COM 127387108   281,903 1,035 SH   SOLE   1,035 0 0
CANADIAN NAT RES LTD COM 136385101   530,057 8,090 SH   SOLE   8,090 0 0
CANADIAN NATL RY CO COM 136375102   535,686 4,264 SH   SOLE   4,264 0 0
CENCORA INC COM 03073E105   575,680 2,803 SH   SOLE   2,803 0 0
CGI INC CL A SUB VTG 12532H104   383,276 3,575 SH   SOLE   3,575 0 0
CHEVRON CORP NEW COM 166764100   836,489 5,608 SH   SOLE   5,608 0 0
CHUNGHWA TELECOM CO LTD SPON ADR NEW11 17133Q502   332,447 8,509 SH   SOLE   8,509 0 0
CINTAS CORP COM 172908105   667,145 1,107 SH   SOLE   1,107 0 0
CISCO SYS INC COM 17275R102   448,769 8,883 SH   SOLE   8,883 0 0
COGNIZANT TECHNOLOGY SOLUTIO CL A 192446102   477,576 6,323 SH   SOLE   6,323 0 0
COLUMBIA ETF TR I MULTI SEC MUNI 19761L607   8,540,964 409,246 SH   SOLE   409,246 0 0
CRA INTL INC COM 12618T105   373,752 3,781 SH   SOLE   3,781 0 0
CSG SYS INTL INC COM 126349109   238,806 4,488 SH   SOLE   4,488 0 0
CVS HEALTH CORP COM 126650100   449,598 5,694 SH   SOLE   5,694 0 0
DEERE & CO COM 244199105   253,917 635 SH   SOLE   635 0 0
DISNEY WALT CO COM 254687106   313,487 3,472 SH   SOLE   3,472 0 0
DOLBY LABORATORIES INC COM CL A 25659T107   291,202 3,379 SH   SOLE   3,379 0 0
DROPBOX INC CL A 26210C104   265,497 9,006 SH   SOLE   9,006 0 0
EMERSON ELEC CO COM 291011104   535,704 5,504 SH   SOLE   5,504 0 0
ENERGY TRANSFER L P COM UT LTD PTN 29273V100   517,009 37,464 SH   SOLE   37,464 0 0
ENERPLUS CORP COM 292766102   318,504 20,763 SH   SOLE   20,763 0 0
ENI S P A SPONSORED ADR 26874R108   373,600 10,985 SH   SOLE   10,985 0 0
ENOVIX CORPORATION COM 293594107   217,848 17,400 SH   SOLE   17,400 0 0
ENTERPRISE PRODS PARTNERS L COM 293792107   2,518,113 95,564 SH   SOLE   95,564 0 0
EPLUS INC COM 294268107   253,252 3,172 SH   SOLE   3,172 0 0
EQUINOR ASA SPONSORED ADR 29446M102   328,929 10,396 SH   SOLE   10,396 0 0
EVERTEC INC COM 30040P103   231,352 5,651 SH   SOLE   5,651 0 0
EXXON MOBIL CORP COM 30231G102   278,431 2,785 SH   SOLE   2,785 0 0
FIRST HORIZON CORPORATION COM 320517105   178,982 12,640 SH   SOLE   12,640 0 0
FRANKLIN ELEC INC COM 353514102   248,584 2,572 SH   SOLE   2,572 0 0
GENERAL DYNAMICS CORP COM 369550108   524,014 2,018 SH   SOLE   2,018 0 0
GERDAU SA SPON ADR REP PFD 373737105   346,634 71,471 SH   SOLE   71,471 0 0
GILEAD SCIENCES INC COM 375558103   549,815 6,787 SH   SOLE   6,787 0 0
GROUP 1 AUTOMOTIVE INC COM 398905109   298,950 981 SH   SOLE   981 0 0
HALLIBURTON CO COM 406216101   351,197 9,715 SH   SOLE   9,715 0 0
HARTFORD FINL SVCS GROUP INC COM 416515104   507,841 6,318 SH   SOLE   6,318 0 0
HECLA MNG CO COM 422704106   53,785 11,182 SH   SOLE   11,182 0 0
HUMANA INC COM 444859102   326,419 713 SH   SOLE   713 0 0
IDEXX LABS INC COM 45168D104   1,072,912 1,933 SH   SOLE   1,933 0 0
INFOSYS LTD SPONSORED ADR 456788108   352,694 19,189 SH   SOLE   19,189 0 0
INVESCO EXCH TRADED FD TR II NATL AMT MUNI 46138E537   257,928 10,667 SH   SOLE   10,667 0 0
INVESCO EXCH TRADED FD TR II S&P MDCP 400 REV 46138G672   1,740,452 16,571 SH   SOLE   16,571 0 0
IQVIA HLDGS INC COM 46266C105   370,439 1,601 SH   SOLE   1,601 0 0
ISHARES INC JP MORGAN EM ETF 464286517   2,932,790 79,869 SH   SOLE   79,869 0 0
ISHARES TR NATIONAL MUN ETF 464288414   1,022,306 9,430 SH   SOLE   9,430 0 0
ISHARES TR PFD AND INCM SEC 464288687   991,530 31,790 SH   SOLE   31,790 0 0
ISHARES TR MSCI CHINA ETF 46429B671   989,126 24,279 SH   SOLE   24,279 0 0
ISHARES TR INTL TREA BD ETF 464288117   2,503,771 60,580 SH   SOLE   60,580 0 0
ISHARES TR EAFE SML CP ETF 464288273   1,135,617 18,346 SH   SOLE   18,346 0 0
ISHARES TR CORE US AGGBD ET 464287226   4,023,992 40,544 SH   SOLE   40,544 0 0
ISHARES TR IBOXX HI YD ETF 464288513   590,640 7,632 SH   SOLE   7,632 0 0
JOHNSON & JOHNSON COM 478160104   623,982 3,981 SH   SOLE   3,981 0 0
JPMORGAN CHASE & CO ALERIAN ML ETN 46625H365   2,469,202 97,366 SH   SOLE   97,366 0 0
KEYSIGHT TECHNOLOGIES INC COM 49338L103   526,906 3,312 SH   SOLE   3,312 0 0
KLA CORP COM NEW 482480100   972,515 1,673 SH   SOLE   1,673 0 0
KRANESHARES TR CSI CHI INTERNET 500767306   250,128 9,264 SH   SOLE   9,264 0 0
LOCKHEED MARTIN CORP COM 539830109   331,772 732 SH   SOLE   732 0 0
MANHATTAN ASSOCIATES INC COM 562750109   220,272 1,023 SH   SOLE   1,023 0 0
MARRIOTT INTL INC NEW CL A 571903202   623,535 2,765 SH   SOLE   2,765 0 0
MASTERCARD INCORPORATED CL A 57636Q104   443,570 1,040 SH   SOLE   1,040 0 0
MCKESSON CORP COM 58155Q103   948,646 2,049 SH   SOLE   2,049 0 0
MERCK & CO INC COM 58933Y105   749,294 6,873 SH   SOLE   6,873 0 0
META PLATFORMS INC CL A 30303M102   201,049 568 SH   SOLE   568 0 0
MICROSOFT CORP COM 594918104   1,748,962 4,651 SH   SOLE   4,651 0 0
MIZUHO FINANCIAL GROUP INC SPONSORED ADR 60687Y109   353,439 102,744 SH   SOLE   102,744 0 0
MP MATERIALS CORP COM CL A 553368101   246,339 12,410 SH   SOLE   12,410 0 0
NORDSON CORP COM 655663102   275,783 1,044 SH   SOLE   1,044 0 0
NOVO-NORDISK A S ADR 670100205   505,974 4,891 SH   SOLE   4,891 0 0
NUTRIBAND INC COM NEW 67092M208   27,070 11,668 SH   SOLE   11,668 0 0
NVIDIA CORPORATION COM 67066G104   547,713 1,106 SH   SOLE   1,106 0 0
ORIX CORP SPONSORED ADR 686330101   376,735 4,034 SH   SOLE   4,034 0 0
PACER FDS TR INDUSTRIAL RELET 69374H766   429,153 10,257 SH   SOLE   10,257 0 0
PALANTIR TECHNOLOGIES INC CL A 69608A108   629,881 36,685 SH   SOLE   36,685 0 0
PAYPAL HLDGS INC COM 70450Y103   285,864 4,655 SH   SOLE   4,655 0 0
PENN ENTERTAINMENT INC COM 707569109   273,600 10,515 SH   SOLE   10,515 0 0
PETROLEO BRASILEIRO SA PETRO SPONSORED ADR 71654V408   461,884 28,922 SH   SOLE   28,922 0 0
PFIZER INC COM 717081103   235,329 8,174 SH   SOLE   8,174 0 0
RIO TINTO PLC SPONSORED ADR 767204100   362,025 4,862 SH   SOLE   4,862 0 0
ROBLOX CORP CL A 771049103   1,347,643 29,476 SH   SOLE   29,476 0 0
SANOFI SPONSORED ADR 80105N105   360,393 7,247 SH   SOLE   7,247 0 0
SAPIENS INTL CORP N V SHS G7T16G103   389,446 13,457 SH   SOLE   13,457 0 0
SCHWAB STRATEGIC TR INT-TRM U.S TRES 808524854   226,027 4,546 SH   SOLE   4,546 0 0
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   553,617 7,272 SH   SOLE   7,272 0 0
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   304,348 5,467 SH   SOLE   5,467 0 0
SCHWAB STRATEGIC TR SCHWB FDT INT LG 808524755   2,503,947 74,235 SH   SOLE   74,235 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   550,513 9,761 SH   SOLE   9,761 0 0
SCHWAB STRATEGIC TR US AGGREGATE B 808524839   2,354,776 50,510 SH   SOLE   50,510 0 0
SCHWAB STRATEGIC TR SCHWB FDT EMK LG 808524730   1,109,293 40,873 SH   SOLE   40,873 0 0
SEI INVTS CO COM 784117103   247,210 3,890 SH   SOLE   3,890 0 0
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   3,158,015 23,156 SH   SOLE   23,156 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   2,249,815 11,689 SH   SOLE   11,689 0 0
SHELL PLC SPON ADS 780259305   410,263 6,235 SH   SOLE   6,235 0 0
SNAP ON INC COM 833034101   473,120 1,638 SH   SOLE   1,638 0 0
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109   113,061 300 SH Put SOLE   300 0 0
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109   466,367 1,237 SH   SOLE   1,237 0 0
SPDR GOLD TR GOLD SHS 78463V107   1,059,273 5,541 SH   SOLE   5,541 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103   3,130,257 6,586 SH   SOLE   6,586 0 0
SPDR SER TR BLOOMBERG 3-12 M 78468R523   337,008 3,400 SH   SOLE   3,400 0 0
SPDR SER TR PORTFOLIO SH TSR 78468R101   1,119,297 38,530 SH   SOLE   38,530 0 0
SPDR SER TR BLOOMBERG 1-3 MO 78468R663   5,566,291 60,907 SH   SOLE   60,907 0 0
SPDR SER TR BLOOMBERG INTL 78464A151   2,475,031 82,694 SH   SOLE   82,694 0 0
SPLUNK INC NOTE 1.125% 6/1 848637AF1   9,645 10,000 PRN   SOLE   10,000 0 0
STIFEL FINL CORP COM 860630102   760,650 11,000 SH   SOLE   11,000 0 0
TFI INTL INC COM 87241L109   390,535 2,872 SH   SOLE   2,872 0 0
T-MOBILE US INC COM 872590104   1,436,396 8,959 SH   SOLE   8,959 0 0
TOTALENERGIES SE SPONSORED ADS 89151E109   397,744 5,903 SH   SOLE   5,903 0 0
TRANE TECHNOLOGIES PLC SHS G8994E103   411,459 1,687 SH   SOLE   1,687 0 0
UNILEVER PLC SPON ADR NEW 904767704   345,275 7,122 SH   SOLE   7,122 0 0
UPSTART HLDGS INC NOTE 0.250% 8/1 91680MAB3   14,539 20,000 PRN   SOLE   20,000 0 0
VALERO ENERGY CORP COM 91913Y100   397,800 3,060 SH   SOLE   3,060 0 0
VALLEY NATL BANCORP COM 919794107   401,820 37,000 SH   SOLE   37,000 0 0
VANECK ETF TRUST HIGH YLD MUNIETF 92189H409   222,009 4,300 SH   SOLE   4,300 0 0
VANECK ETF TRUST LONG MUNI ETF 92189F536   2,895,965 158,683 SH   SOLE   158,683 0 0
VANECK ETF TRUST BDC INCOME ETF 92189F411   2,576,906 160,655 SH   SOLE   160,655 0 0
VANGUARD INDEX FDS LARGE CAP ETF 922908637   306,719 1,406 SH   SOLE   1,406 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   425,443 974 SH   SOLE   974 0 0
VANGUARD INDEX FDS VALUE ETF 922908744   248,021 1,659 SH   SOLE   1,659 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   201,390 4,900 SH   SOLE   4,900 0 0
VANGUARD INTL EQUITY INDEX F GLB EX US ETF 922042676   439,827 10,327 SH   SOLE   10,327 0 0
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   626,026 12,263 SH   SOLE   12,263 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   397,543 2,333 SH   SOLE   2,333 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   639,226 13,345 SH   SOLE   13,345 0 0
VANGUARD WORLD FD EXTENDED DUR 921910709   1,448,573 17,877 SH   SOLE   17,877 0 0
VISA INC COM CL A 92826C839   1,209,326 4,645 SH   SOLE   4,645 0 0
WALMART INC COM 931142103   2,804,121 17,787 SH   SOLE   17,787 0 0
WISDOMTREE TR EM LCL DEBT FD 97717X867   2,373,290 84,549 SH   SOLE   84,549 0 0
WISDOMTREE TR EMG MKTS SMCAP 97717W281   2,590,798 51,899 SH   SOLE   51,899 0 0
YELP INC CL A 985817105   282,809 5,974 SH   SOLE   5,974 0 0