The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AB ACTIVE ETFS INC INTL LOW VOLATLT 00039J822   1,058,617 24,856 SH   SOLE   0 0 24,856
ABBOTT LABS COM 002824100   337,863 2,697 SH   SOLE   0 0 2,697
ABBVIE INC COM 00287Y109   451,192 1,975 SH   SOLE   0 0 1,975
ALPHABET INC CAP STK CL C 02079K107   845,153 2,693 SH   SOLE   0 0 2,693
ALPHABET INC CAP STK CL A 02079K305   1,971,274 6,298 SH   SOLE   0 0 6,298
AMAZON COM INC COM 023135106   1,946,736 8,434 SH   SOLE   0 0 8,434
AMERICAN EXPRESS CO COM 025816109   301,139 814 SH   SOLE   0 0 814
AMGEN INC COM 031162100   441,551 1,349 SH   SOLE   0 0 1,349
AMPHENOL CORP NEW CL A 032095101   575,291 4,257 SH   SOLE   0 0 4,257
ANALOG DEVICES INC COM 032654105   219,943 811 SH   SOLE   0 0 811
APPLE INC COM 037833100   1,712,722 6,300 SH   SOLE   0 0 6,300
APPLOVIN CORP COM CL A 03831W108   216,296 321 SH   SOLE   0 0 321
ARISTA NETWORKS INC COM SHS 040413205   218,296 1,666 SH   SOLE   0 0 1,666
ASTRAZENECA PLC SPONSORED ADR 046353108   288,221 3,135 SH   SOLE   0 0 3,135
BANCO SANTANDER SA ADR 05964H105   134,484 11,465 SH   SOLE   0 0 11,465
BANK AMERICA CORP COM 060505104   343,915 6,253 SH   SOLE   0 0 6,253
BERKLEY W R CORP COM 084423102   345,972 4,934 SH   SOLE   0 0 4,934
BLACKROCK INC COM 09290D101   277,218 259 SH   SOLE   0 0 259
BOEING CO COM 097023105   321,338 1,480 SH   SOLE   0 0 1,480
BRITISH AMERN TOB PLC SPONSORED ADR 110448107   434,863 7,680 SH   SOLE   0 0 7,680
BROADCOM INC COM 11135F101   1,416,319 4,092 SH   SOLE   0 0 4,092
BURLINGTON STORES INC COM 122017106   233,391 808 SH   SOLE   0 0 808
THE CIGNA GROUP COM 125523100   240,826 875 SH   SOLE   0 0 875
CVS HEALTH CORP COM 126650100   228,987 2,885 SH   SOLE   0 0 2,885
CACI INTL INC CL A 127190304   252,019 473 SH   SOLE   0 0 473
CAPITAL GROUP GROWTH ETF SHS CREATION UNI 14020G101   10,104,999 227,232 SH   SOLE   0 0 227,232
CAPITAL GROUP DIVIDEND VALUE SHS CREATION UNI 14020W106   3,160,164 72,414 SH   SOLE   0 0 72,414
CAPITAL GRP FIXED INCM ETF T MUNICIPAL INCOME 14020Y201   473,291 17,286 SH   SOLE   0 0 17,286
CAPITAL ONE FINL CORP COM 14040H105   356,269 1,470 SH   SOLE   0 0 1,470
CARLISLE COS INC COM 142339100   203,431 636 SH   SOLE   0 0 636
CASEYS GEN STORES INC COM 147528103   205,608 372 SH   SOLE   0 0 372
CATERPILLAR INC COM 149123101   312,214 545 SH   SOLE   0 0 545
CHEVRON CORP NEW COM 166764100   390,170 2,560 SH   SOLE   0 0 2,560
CITIGROUP INC COM NEW 172967424   242,015 2,074 SH   SOLE   0 0 2,074
COLUMBIA ETF TR I MULTI SEC MUNI 19761L607   2,607,021 126,493 SH   SOLE   0 0 126,493
CONOCOPHILLIPS COM 20825C104   213,056 2,276 SH   SOLE   0 0 2,276
CONSTELLATION ENERGY CORP COM 21037T109   204,543 579 SH   SOLE   0 0 579
DOMINION ENERGY INC COM 25746U109   220,181 3,758 SH   SOLE   0 0 3,758
DUKE ENERGY CORP NEW COM NEW 26441C204   430,981 3,677 SH   SOLE   0 0 3,677
ENBRIDGE INC COM 29250N105   331,797 6,937 SH   SOLE   0 0 6,937
EXXON MOBIL CORP COM 30231G102   633,710 5,266 SH   SOLE   0 0 5,266
META PLATFORMS INC CL A 30303M102   1,258,828 1,907 SH   SOLE   0 0 1,907
FIDELITY COVINGTON TRUST ENHANCED INTL 31609A404   200,129 5,471 SH   SOLE   0 0 5,471
FIDELITY COVINGTON TRUST ENHANCED MID 31609A503   1,196,502 32,889 SH   SOLE   0 0 32,889
FIDELITY MERRIMACK STR TR TOTAL BD ETF 316188309   14,523,412 315,452 SH   SOLE   0 0 315,452
FIRST TR EXCHANGE-TRADED FD SHS 336917109   5,193,696 117,133 SH   SOLE   0 0 117,133
FIRST TR EXCHANGE TRADED FD RISNG DIVD ACHIV 33738R506   7,785,889 112,076 SH   SOLE   0 0 112,076
FIRST TR EXCHANGE TRADED FD RBA INDL ETF 33738R704   3,911,523 39,784 SH   SOLE   0 0 39,784
FIRST TR EXCHANGE TRAD FD VI FST TR GLB FD 33739H101   264,533 11,388 SH   SOLE   0 0 11,388
FIRST TR EXCH TRADED FD III SHRT DUR MNG MUN 33739P830   1,422,971 70,989 SH   SOLE   0 0 70,989
FIRST TR EXCHANGE-TRADED FD FST LOW OPPT EFT 33739Q200   6,577,014 131,567 SH   SOLE   0 0 131,567
FIRST TR EXCHANGE-TRADED FD SMID RISNG ETF 33741X102   3,239,322 84,533 SH   SOLE   0 0 84,533
FIRSTENERGY CORP COM 337932107   246,996 5,517 SH   SOLE   0 0 5,517
GE VERNOVA INC COM 36828A101   275,807 422 SH   SOLE   0 0 422
GENERAL DYNAMICS CORP COM 369550108   283,468 842 SH   SOLE   0 0 842
GE AEROSPACE COM NEW 369604301   615,196 1,997 SH   SOLE   0 0 1,997
GILEAD SCIENCES INC COM 375558103   492,247 4,010 SH   SOLE   0 0 4,010
GSK PLC SPONSORED ADR 37733W204   236,765 4,828 SH   SOLE   0 0 4,828
GOLDMAN SACHS GROUP INC COM 38141G104   259,305 295 SH   SOLE   0 0 295
GOLDMAN SACHS ETF TR ACTIVEBETA US LG 381430503   4,238,951 32,024 SH   SOLE   0 0 32,024
HARBOR ETF TRUST HARBOR COMMODITY 41151J505   1,404,886 56,603 SH   SOLE   0 0 56,603
HENRY JACK & ASSOC INC COM 426281101   314,413 1,723 SH   SOLE   0 0 1,723
HOWMET AEROSPACE INC COM 443201108   289,079 1,410 SH   SOLE   0 0 1,410
ILLINOIS TOOL WKS INC COM 452308109   205,673 835 SH   SOLE   0 0 835
INVESCO ACTVELY MNGD ETC FD OPTIMUM YIELD 46090F100   1,352,454 102,072 SH   SOLE   0 0 102,072
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357   5,117,221 26,713 SH   SOLE   0 0 26,713
INVESCO EXCHANGE TRADED FD T S&P 500 GARP ETF 46137V431   2,904,141 25,506 SH   SOLE   0 0 25,506
ISHARES GOLD TR ISHARES NEW 464285204   393,837 4,852 SH   SOLE   0 0 4,852
ISHARES TR CORE S&P TTL STK 464287150   1,029,083 6,921 SH   SOLE   0 0 6,921
ISHARES TR CORE S&P500 ETF 464287200   16,037,185 23,414 SH   SOLE   0 0 23,414
ISHARES TR CORE US AGGBD ET 464287226   5,333,842 53,403 SH   SOLE   0 0 53,403
ISHARES TR MSCI EAFE ETF 464287465   566,289 5,897 SH   SOLE   0 0 5,897
ISHARES TR CORE S&P MCP ETF 464287507   2,624,259 39,762 SH   SOLE   0 0 39,762
ISHARES TR RUS 1000 VAL ETF 464287598   14,047,832 66,786 SH   SOLE   0 0 66,786
ISHARES TR S&P MC 400GR ETF 464287606   1,514,428 15,632 SH   SOLE   0 0 15,632
ISHARES TR RUS 1000 GRW ETF 464287614   16,239,840 34,312 SH   SOLE   0 0 34,312
ISHARES TR RUSSELL 2000 ETF 464287655   1,676,842 6,812 SH   SOLE   0 0 6,812
ISHARES TR S&P MC 400VL ETF 464287705   1,228,656 9,337 SH   SOLE   0 0 9,337
ISHARES TR SP SMCP600VL ETF 464287879   342,980 3,016 SH   SOLE   0 0 3,016
ISHARES TR JPMORGAN USD EMG 464288281   1,715,373 17,817 SH   SOLE   0 0 17,817
ISHARES TR NATIONAL MUN ETF 464288414   333,326 3,112 SH   SOLE   0 0 3,112
ISHARES TR CORE HIGH DV ETF 46429B663   968,502 7,964 SH   SOLE   0 0 7,964
ISHARES TR MSCI USA MIN VOL 46429B697   769,099 8,168 SH   SOLE   0 0 8,168
ISHARES TR CORE MSCI EAFE 46432F842   6,449,619 72,095 SH   SOLE   0 0 72,095
ISHARES INC CORE MSCI EMKT 46434G103   3,317,710 49,356 SH   SOLE   0 0 49,356
ISHARES TR MSCI INTL QUALTY 46434V456   242,294 5,331 SH   SOLE   0 0 5,331
ISHARES TR CORE UNIVRSL USD 46434V613   3,902,332 83,849 SH   SOLE   0 0 83,849
ISHARES TR BROAD USD HIGH 46435U853   1,892,412 50,606 SH   SOLE   0 0 50,606
JPMORGAN CHASE & CO. COM 46625H100   835,013 2,591 SH   SOLE   0 0 2,591
J P MORGAN EXCHANGE TRADED F INTRNL RES EQT 46641Q134   275,011 3,673 SH   SOLE   0 0 3,673
J P MORGAN EXCHANGE TRADED F MUNICIPAL ETF 46641Q647   332,221 6,579 SH   SOLE   0 0 6,579
J P MORGAN EXCHANGE TRADED F ULTRA SHT MUNCPL 46641Q654   618,055 12,133 SH   SOLE   0 0 12,133
J P MORGAN EXCHANGE TRADED F HEDGED EQUITY LA 46654Q724   280,335 4,220 SH   SOLE   0 0 4,220
J P MORGAN EXCHANGE TRADED F U S TECH LEADERS 46654Q732   870,463 9,664 SH   SOLE   0 0 9,664
JANUS DETROIT STR TR HENDERSON MTG 47103U852   7,608,141 166,517 SH   SOLE   0 0 166,517
JOHN HANCOCK EXCHANGE TRADED PREFERRED INCOME 47804J776   274,044 12,000 SH   SOLE   0 0 12,000
JOHNSON & JOHNSON COM 478160104   534,552 2,583 SH   SOLE   0 0 2,583
KLA CORP COM NEW 482480100   357,234 294 SH   SOLE   0 0 294
KKR & CO INC COM 48251W104   399,777 3,136 SH   SOLE   0 0 3,136
LENNOX INTL INC COM 526107107   217,054 447 SH   SOLE   0 0 447
ELI LILLY & CO COM 532457108   590,005 549 SH   SOLE   0 0 549
MARKEL GROUP INC COM 570535104   273,006 127 SH   SOLE   0 0 127
MARSH & MCLENNAN COS INC COM 571748102   277,550 1,496 SH   SOLE   0 0 1,496
MARRIOTT INTL INC NEW CL A 571903202   217,478 701 SH   SOLE   0 0 701
MASTERCARD INCORPORATED CL A 57636Q104   1,053,885 1,846 SH   SOLE   0 0 1,846
MCKESSON CORP COM 58155Q103   258,391 315 SH   SOLE   0 0 315
MERCK & CO INC COM 58933Y105   209,573 1,991 SH   SOLE   0 0 1,991
MICROSOFT CORP COM 594918104   3,419,338 7,070 SH   SOLE   0 0 7,070
MONSTER BEVERAGE CORP NEW COM 61174X109   213,143 2,780 SH   SOLE   0 0 2,780
MORGAN STANLEY COM NEW 617446448   245,535 1,383 SH   SOLE   0 0 1,383
MORGAN STANLEY ETF TRUST EATON VANCE SHRT 61774R858   925,851 18,381 SH   SOLE   0 0 18,381
NASDAQ INC COM 631103108   217,474 2,239 SH   SOLE   0 0 2,239
NATIONAL GRID PLC SPONSORED ADR NE 636274409   330,285 4,270 SH   SOLE   0 0 4,270
NORDSON CORP COM 655663102   236,343 983 SH   SOLE   0 0 983
NVIDIA CORPORATION COM 67066G104   3,442,793 18,460 SH   SOLE   0 0 18,460
OREILLY AUTOMOTIVE INC COM 67103H107   278,920 3,058 SH   SOLE   0 0 3,058
PGIM ETF TR PGIM ULTRA SH BD 69344A107   2,557,528 51,573 SH   SOLE   0 0 51,573
PGIM ETF TR TOTAL RETURN BON 69344A800   9,361,154 222,673 SH   SOLE   0 0 222,673
PNC FINL SVCS GROUP INC COM 693475105   386,867 1,853 SH   SOLE   0 0 1,853
PEPSICO INC COM 713448108   292,063 2,035 SH   SOLE   0 0 2,035
PFIZER INC COM 717081103   253,731 10,190 SH   SOLE   0 0 10,190
PHILIP MORRIS INTL INC COM 718172109   594,798 3,708 SH   SOLE   0 0 3,708
PIMCO ETF TR INTER MUN BD ACT 72201R866   6,039,814 115,242 SH   SOLE   0 0 115,242
PROGRESSIVE CORP COM 743315103   293,761 1,290 SH   SOLE   0 0 1,290
PROLOGIS INC. COM 74340W103   570,385 4,468 SH   SOLE   0 0 4,468
RTX CORPORATION COM 75513E101   430,530 2,347 SH   SOLE   0 0 2,347
SPDR S&P 500 ETF TR TR UNIT 78462F103   808,757 1,186 SH   SOLE   0 0 1,186
SPDR GOLD TR GOLD SHS 78463V107   11,265,904 28,427 SH   SOLE   0 0 28,427
SPDR SERIES TRUST STATE STREET SPD 78464A763   519,405 3,732 SH   SOLE   0 0 3,732
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107   405,404 672 SH   SOLE   0 0 672
SPDR SERIES TRUST STATE STREET SPD 78468R101   2,597,482 88,712 SH   SOLE   0 0 88,712
SPDR SERIES TRUST STATE STREET SPD 78468R200   208,809 6,795 SH   SOLE   0 0 6,795
SANOFI SA SPONSORED ADR 80105N105   306,461 6,324 SH   SOLE   0 0 6,324
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   7,021,817 292,089 SH   SOLE   0 0 292,089
SELECT SECTOR SPDR TR STATE STREET TEC 81369Y803   797,306 5,538 SH   SOLE   0 0 5,538
SHOPIFY INC CL A SUB VTG SHS 82509L107   292,322 1,816 SH   SOLE   0 0 1,816
SOUTHERN CO COM 842587107   284,010 3,257 SH   SOLE   0 0 3,257
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100   742,469 2,443 SH   SOLE   0 0 2,443
TC ENERGY CORP COM 87807B107   223,905 4,070 SH   SOLE   0 0 4,070
TESLA INC COM 88160R101   239,251 532 SH   SOLE   0 0 532
TEXAS INSTRS INC COM 882508104   243,239 1,402 SH   SOLE   0 0 1,402
THERMO FISHER SCIENTIFIC INC COM 883556102   534,838 923 SH   SOLE   0 0 923
TRIMBLE INC COM 896239100   346,464 4,422 SH   SOLE   0 0 4,422
TRUIST FINL CORP COM 89832Q109   364,941 7,416 SH   SOLE   0 0 7,416
TRUST FOR PROFESSIONAL MANAG CONVERGENCE LNG 89834G760   1,104,460 40,412 SH   SOLE   0 0 40,412
US BANCORP DEL COM NEW 902973304   445,449 8,348 SH   SOLE   0 0 8,348
UNION PAC CORP COM 907818108   254,492 1,100 SH   SOLE   0 0 1,100
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   7,046,872 32,063 SH   SOLE   0 0 32,063
VANGUARD STAR FDS VG TL INTL STK F 921909768   5,506,103 72,987 SH   SOLE   0 0 72,987
VANGUARD WELLINGTON FD SHORT TRM TAX EX 921935870   3,129,526 30,810 SH   SOLE   0 0 30,810
VANGUARD BD INDEX FDS INTERMED TERM 921937819   6,741,444 86,562 SH   SOLE   0 0 86,562
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   252,488 3,204 SH   SOLE   0 0 3,204
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   969,947 13,095 SH   SOLE   0 0 13,095
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   1,765,032 28,254 SH   SOLE   0 0 28,254
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407   2,495,853 51,653 SH   SOLE   0 0 51,653
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   1,065,608 19,822 SH   SOLE   0 0 19,822
VANGUARD WORLD FD HEALTH CAR ETF 92204A504   2,555,815 8,879 SH   SOLE   0 0 8,879
VANGUARD SCOTTSDALE FDS VNG RUS2000IDX 92206C664   597,817 6,007 SH   SOLE   0 0 6,007
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706   4,027,476 67,203 SH   SOLE   0 0 67,203
VANGUARD SCOTTSDALE FDS MTG-BKD SECS ETF 92206C771   973,367 20,675 SH   SOLE   0 0 20,675
VANGUARD MUN BD FDS INTERMEDIATE TRM 922907738   1,275,802 12,653 SH   SOLE   0 0 12,653
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   7,420,874 147,562 SH   SOLE   0 0 147,562
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   5,574,701 31,430 SH   SOLE   0 0 31,430
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538   6,131,729 21,967 SH   SOLE   0 0 21,967
VANGUARD INDEX FDS SML CP GRW ETF 922908595   584,463 1,935 SH   SOLE   0 0 1,935
VANGUARD INDEX FDS MID CAP ETF 922908629   5,139,071 17,708 SH   SOLE   0 0 17,708
VANGUARD INDEX FDS GROWTH ETF 922908736   737,764 1,512 SH   SOLE   0 0 1,512
VANGUARD INDEX FDS VALUE ETF 922908744   514,156 2,692 SH   SOLE   0 0 2,692
VANGUARD INDEX FDS TOTAL STK MKT 922908769   229,325 684 SH   SOLE   0 0 684
VISA INC COM CL A 92826C839   415,610 1,185 SH   SOLE   0 0 1,185
WELLS FARGO CO NEW COM 949746101   512,786 5,502 SH   SOLE   0 0 5,502
WORLD GOLD TR SPDR GLD MINIS 98149E303   314,759 3,687 SH   SOLE   0 0 3,687
XCEL ENERGY INC COM 98389B100   223,205 3,022 SH   SOLE   0 0 3,022
TOTALENERGIES SE ACT F92124100   453,295 6,929 SH   SOLE   0 0 6,929
AMCOR PLC ORD G0250X107   132,556 15,894 SH   SOLE   0 0 15,894
AON PLC SHS CL A G0403H108   227,255 644 SH   SOLE   0 0 644
MEDTRONIC PLC SHS G5960L103   262,561 2,733 SH   SOLE   0 0 2,733
CHUBB LIMITED COM H1467J104   283,742 909 SH   SOLE   0 0 909
SPOTIFY TECHNOLOGY S A SHS L8681T102   304,292 524 SH   SOLE   0 0 524
ASML HOLDING N V N Y REGISTRY SHS N07059210   467,536 437 SH   SOLE   0 0 437