The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100   356,570 2,622 SH   SOLE   0 0 2,622
ABBVIE INC COM 00287Y109   466,216 2,512 SH   SOLE   0 0 2,512
ALPHABET INC CAP STK CL C 02079K107   437,672 2,467 SH   SOLE   0 0 2,467
ALPHABET INC CAP STK CL A 02079K305   828,105 4,699 SH   SOLE   0 0 4,699
AMAZON COM INC COM 023135106   2,062,047 9,399 SH   SOLE   0 0 9,399
AMBEV SA SPONSORED ADR 02319V103   24,221 10,050 SH   SOLE   0 0 10,050
AMGEN INC COM 031162100   307,698 1,102 SH   SOLE   0 0 1,102
AMPHENOL CORP NEW CL A 032095101   457,213 4,630 SH   SOLE   0 0 4,630
ANALOG DEVICES INC COM 032654105   253,253 1,064 SH   SOLE   0 0 1,064
APPLE INC COM 037833100   1,119,821 5,458 SH   SOLE   0 0 5,458
ASTRAZENECA PLC SPONSORED ADR 046353108   261,227 3,738 SH   SOLE   0 0 3,738
ATLASSIAN CORPORATION CL A 049468101   264,220 1,301 SH   SOLE   0 0 1,301
AUTODESK INC COM 052769106   248,894 804 SH   SOLE   0 0 804
BANCO SANTANDER S.A. ADR 05964H105   91,997 11,084 SH   SOLE   0 0 11,084
BENTLEY SYS INC COM CL B 08265T208   203,089 3,763 SH   SOLE   0 0 3,763
BERKLEY W R CORP COM 084423102   434,795 5,918 SH   SOLE   0 0 5,918
BOEING CO COM 097023105   303,609 1,449 SH   SOLE   0 0 1,449
BOSTON SCIENTIFIC CORP COM 101137107   294,089 2,738 SH   SOLE   0 0 2,738
BRITISH AMERN TOB PLC SPONSORED ADR 110448107   334,499 7,067 SH   SOLE   0 0 7,067
BROADCOM INC COM 11135F101   934,515 3,390 SH   SOLE   0 0 3,390
THE CIGNA GROUP COM 125523100   524,630 1,587 SH   SOLE   0 0 1,587
CACI INTL INC CL A 127190304   266,952 560 SH   SOLE   0 0 560
CADENCE DESIGN SYSTEM INC COM 127387108   204,612 664 SH   SOLE   0 0 664
CAPITAL GROUP GROWTH ETF SHS CREATION UNI 14020G101   8,487,690 208,799 SH   SOLE   0 0 208,799
CAPITAL GROUP DIVIDEND VALUE SHS CREATION UNI 14020W106   424,123 10,740 SH   SOLE   0 0 10,740
CAPITAL ONE FINL CORP COM 14040H105   318,076 1,495 SH   SOLE   0 0 1,495
CARLISLE COS INC COM 142339100   349,876 937 SH   SOLE   0 0 937
CASEYS GEN STORES INC COM 147528103   227,070 445 SH   SOLE   0 0 445
CHENIERE ENERGY INC COM NEW 16411R208   246,199 1,011 SH   SOLE   0 0 1,011
CHEVRON CORP NEW COM 166764100   281,082 1,963 SH   SOLE   0 0 1,963
CHOICE HOTELS INTL INC COM 169905106   235,870 1,859 SH   SOLE   0 0 1,859
CITIGROUP INC COM NEW 172967424   218,929 2,572 SH   SOLE   0 0 2,572
COLUMBIA ETF TR I MULTI SEC MUNI 19761L607   2,174,308 108,067 SH   SOLE   0 0 108,067
CONOCOPHILLIPS COM 20825C104   252,977 2,819 SH   SOLE   0 0 2,819
DUKE ENERGY CORP NEW COM NEW 26441C204   439,550 3,725 SH   SOLE   0 0 3,725
ENBRIDGE INC COM 29250N105   338,314 7,465 SH   SOLE   0 0 7,465
EXXON MOBIL CORP COM 30231G102   575,005 5,334 SH   SOLE   0 0 5,334
FTI CONSULTING INC COM 302941109   205,590 1,273 SH   SOLE   0 0 1,273
META PLATFORMS INC CL A 30303M102   1,944,908 2,635 SH   SOLE   0 0 2,635
FIDELITY MERRIMACK STR TR TOTAL BD ETF 316188309   12,724,366 278,128 SH   SOLE   0 0 278,128
FIRST TR EXCHANGE-TRADED FD SHS 336917109   4,501,183 107,504 SH   SOLE   0 0 107,504
FIRST TR EXCHANGE TRADED FD RISNG DIVD ACHIV 33738R506   6,384,373 101,759 SH   SOLE   0 0 101,759
FIRST TR EXCHANGE TRADED FD RBA INDL ETF 33738R704   3,036,834 37,308 SH   SOLE   0 0 37,308
FIRST TR EXCHANGE TRAD FD VI FST TR GLB FD 33739H101   218,467 8,856 SH   SOLE   0 0 8,856
FIRST TR EXCH TRADED FD III SHRT DUR MNG MUN 33739P830   1,183,269 59,446 SH   SOLE   0 0 59,446
FIRST TR EXCHANGE-TRADED FD FST LOW OPPT EFT 33739Q200   5,795,120 117,644 SH   SOLE   0 0 117,644
FIRST TR EXCHANGE-TRADED FD SMID RISNG ETF 33741X102   2,578,978 73,100 SH   SOLE   0 0 73,100
FIRSTENERGY CORP COM 337932107   201,743 5,011 SH   SOLE   0 0 5,011
GE VERNOVA INC COM 36828A101   409,562 774 SH   SOLE   0 0 774
GENERAL DYNAMICS CORP COM 369550108   212,926 730 SH   SOLE   0 0 730
GE AEROSPACE COM NEW 369604301   356,792 1,386 SH   SOLE   0 0 1,386
GILEAD SCIENCES INC COM 375558103   252,948 2,281 SH   SOLE   0 0 2,281
GSK PLC SPONSORED ADR 37733W204   232,205 6,047 SH   SOLE   0 0 6,047
GODADDY INC CL A 380237107   272,611 1,514 SH   SOLE   0 0 1,514
HENRY JACK & ASSOC INC COM 426281101   259,084 1,438 SH   SOLE   0 0 1,438
HOWMET AEROSPACE INC COM 443201108   262,816 1,412 SH   SOLE   0 0 1,412
HUNTINGTON BANCSHARES INC COM 446150104   176,466 10,529 SH   SOLE   0 0 10,529
INTUITIVE SURGICAL INC COM NEW 46120E602   255,946 471 SH   SOLE   0 0 471
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357   4,559,284 25,087 SH   SOLE   0 0 25,087
INVESCO EXCHANGE TRADED FD T S&P 500 GARP ETF 46137V431   3,346,497 31,072 SH   SOLE   0 0 31,072
ISHARES GOLD TR ISHARES NEW 464285204   311,363 4,993 SH   SOLE   0 0 4,993
ISHARES TR RUS 1000 VAL ETF 464287598   11,696,625 60,220 SH   SOLE   0 0 60,220
ISHARES TR RUS 1000 GRW ETF 464287614   13,393,743 31,546 SH   SOLE   0 0 31,546
ISHARES TR CORE HIGH DV ETF 46429B663   948,725 8,097 SH   SOLE   0 0 8,097
ISHARES TR MSCI USA MIN VOL 46429B697   783,251 8,344 SH   SOLE   0 0 8,344
JPMORGAN CHASE & CO. COM 46625H100   623,724 2,151 SH   SOLE   0 0 2,151
J P MORGAN EXCHANGE TRADED F INTRNL RES EQT 46641Q134   237,836 3,361 SH   SOLE   0 0 3,361
J P MORGAN EXCHANGE TRADED F MUNICIPAL ETF 46641Q647   257,415 5,186 SH   SOLE   0 0 5,186
J P MORGAN EXCHANGE TRADED F ULTRA SHT MUNCPL 46641Q654   639,657 12,562 SH   SOLE   0 0 12,562
JOHNSON & JOHNSON COM 478160104   379,126 2,482 SH   SOLE   0 0 2,482
KLA CORP COM NEW 482480100   224,831 251 SH   SOLE   0 0 251
KKR & CO INC COM 48251W104   599,167 4,504 SH   SOLE   0 0 4,504
KENVUE INC COM 49177J102   293,460 14,021 SH   SOLE   0 0 14,021
LPL FINL HLDGS INC COM 50212V100   250,105 667 SH   SOLE   0 0 667
LANDSTAR SYS INC COM 515098101   229,244 1,649 SH   SOLE   0 0 1,649
LENNOX INTL INC COM 526107107   278,595 486 SH   SOLE   0 0 486
ELI LILLY & CO COM 532457108   280,635 360 SH   SOLE   0 0 360
MARKEL GROUP INC COM 570535104   297,607 149 SH   SOLE   0 0 149
MARSH & MCLENNAN COS INC COM 571748102   286,651 1,311 SH   SOLE   0 0 1,311
MASTERCARD INCORPORATED CL A 57636Q104   1,049,182 1,867 SH   SOLE   0 0 1,867
MCKESSON CORP COM 58155Q103   299,707 409 SH   SOLE   0 0 409
MICROSOFT CORP COM 594918104   3,198,993 6,431 SH   SOLE   0 0 6,431
MORGAN STANLEY COM NEW 617446448   278,208 1,975 SH   SOLE   0 0 1,975
MORNINGSTAR INC COM 617700109   237,959 758 SH   SOLE   0 0 758
NASDAQ INC COM 631103108   214,787 2,402 SH   SOLE   0 0 2,402
NATIONAL GRID PLC SPONSORED ADR NE 636274409   356,796 4,795 SH   SOLE   0 0 4,795
NETFLIX INC COM 64110L106   728,487 544 SH   SOLE   0 0 544
NOVO-NORDISK A S ADR 670100205   203,609 2,950 SH   SOLE   0 0 2,950
NVIDIA CORPORATION COM 67066G104   2,506,830 15,867 SH   SOLE   0 0 15,867
OREILLY AUTOMOTIVE INC COM 67103H107   281,206 3,120 SH   SOLE   0 0 3,120
PGIM ETF TR PGIM ULTRA SH BD 69344A107   2,285,450 45,929 SH   SOLE   0 0 45,929
PGIM ETF TR TOTAL RETURN BON 69344A800   8,387,752 200,520 SH   SOLE   0 0 200,520
PNC FINL SVCS GROUP INC COM 693475105   374,785 2,010 SH   SOLE   0 0 2,010
PEPSICO INC COM 713448108   291,016 2,204 SH   SOLE   0 0 2,204
PFIZER INC COM 717081103   364,836 15,051 SH   SOLE   0 0 15,051
PHILIP MORRIS INTL INC COM 718172109   714,171 3,921 SH   SOLE   0 0 3,921
PIMCO ETF TR INTER MUN BD ACT 72201R866   5,057,606 98,474 SH   SOLE   0 0 98,474
PROGRESSIVE CORP COM 743315103   341,332 1,279 SH   SOLE   0 0 1,279
PROLOGIS INC. COM 74340W103   331,548 3,154 SH   SOLE   0 0 3,154
RTX CORPORATION COM 75513E101   360,741 2,470 SH   SOLE   0 0 2,470
REALTY INCOME CORP COM 756109104   201,001 3,489 SH   SOLE   0 0 3,489
SEI INVTS CO COM 784117103   200,837 2,235 SH   SOLE   0 0 2,235
SPDR GOLD TR GOLD SHS 78463V107   8,587,061 28,170 SH   SOLE   0 0 28,170
SPDR SERIES TRUST S&P DIVID ETF 78464A763   520,583 3,835 SH   SOLE   0 0 3,835
SPDR SERIES TRUST PORTFOLIO SH TSR 78468R101   3,204,313 109,400 SH   SOLE   0 0 109,400
SPDR SERIES TRUST BLOOMBERG INVT 78468R200   227,894 7,392 SH   SOLE   0 0 7,392
SANOFI SPONSORED ADR 80105N105   315,561 6,532 SH   SOLE   0 0 6,532
SAP SE SPON ADR 803054204   246,017 809 SH   SOLE   0 0 809
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   5,513,128 249,463 SH   SOLE   0 0 249,463
SERVICENOW INC COM 81762P102   313,564 305 SH   SOLE   0 0 305
SIMPSON MFG INC COM 829073105   232,965 1,500 SH   SOLE   0 0 1,500
SOUTHERN CO COM 842587107   321,221 3,498 SH   SOLE   0 0 3,498
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100   491,079 2,168 SH   SOLE   0 0 2,168
TEXAS INSTRS INC COM 882508104   232,127 1,118 SH   SOLE   0 0 1,118
TOTALENERGIES SE SPONSORED ADS 89151E109   400,999 6,532 SH   SOLE   0 0 6,532
TRANSUNION COM 89400J107   246,664 2,803 SH   SOLE   0 0 2,803
TRIMBLE INC COM 896239100   288,648 3,799 SH   SOLE   0 0 3,799
TRUIST FINL CORP COM 89832Q109   262,153 6,098 SH   SOLE   0 0 6,098
US BANCORP DEL COM NEW 902973304   330,189 7,297 SH   SOLE   0 0 7,297
UNION PAC CORP COM 907818108   212,404 923 SH   SOLE   0 0 923
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   6,440,705 31,469 SH   SOLE   0 0 31,469
VANGUARD STAR FDS VG TL INTL STK F 921909768   4,750,754 68,762 SH   SOLE   0 0 68,762
VANGUARD WELLINGTON FD SHORT TRM TAX EX 921935870   2,696,345 26,715 SH   SOLE   0 0 26,715
VANGUARD BD INDEX FDS INTERMED TERM 921937819   5,774,386 74,662 SH   SOLE   0 0 74,662
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   216,091 2,746 SH   SOLE   0 0 2,746
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   728,790 9,898 SH   SOLE   0 0 9,898
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   619,418 10,865 SH   SOLE   0 0 10,865
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   284,883 2,137 SH   SOLE   0 0 2,137
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407   2,234,240 45,127 SH   SOLE   0 0 45,127
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   230,265 4,656 SH   SOLE   0 0 4,656
VANGUARD WORLD FD HEALTH CAR ETF 92204A504   2,645,136 10,651 SH   SOLE   0 0 10,651
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102   202,321 3,442 SH   SOLE   0 0 3,442
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706   3,586,115 59,958 SH   SOLE   0 0 59,958
VANGUARD MUN BD FDS INTERMEDIATE TRM 922907738   804,447 8,162 SH   SOLE   0 0 8,162
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   6,704,099 136,735 SH   SOLE   0 0 136,735
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   4,905,188 29,826 SH   SOLE   0 0 29,826
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538   6,016,654 21,156 SH   SOLE   0 0 21,156
VANGUARD INDEX FDS SML CP GRW ETF 922908595   549,339 1,984 SH   SOLE   0 0 1,984
VANGUARD INDEX FDS MID CAP ETF 922908629   332,998 1,190 SH   SOLE   0 0 1,190
VANGUARD INDEX FDS GROWTH ETF 922908736   565,644 1,290 SH   SOLE   0 0 1,290
VANGUARD INDEX FDS VALUE ETF 922908744   414,112 2,343 SH   SOLE   0 0 2,343
VERIZON COMMUNICATIONS INC COM 92343V104   269,615 6,231 SH   SOLE   0 0 6,231
VERISK ANALYTICS INC COM 92345Y106   242,036 777 SH   SOLE   0 0 777
VISA INC COM CL A 92826C839   576,975 1,625 SH   SOLE   0 0 1,625
WELLS FARGO CO NEW COM 949746101   377,766 4,715 SH   SOLE   0 0 4,715
XCEL ENERGY INC COM 98389B100   229,020 3,363 SH   SOLE   0 0 3,363
AON PLC SHS CL A G0403H108   210,132 589 SH   SOLE   0 0 589
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   249,327 834 SH   SOLE   0 0 834
EATON CORP PLC SHS G29183103   419,820 1,176 SH   SOLE   0 0 1,176
LINDE PLC SHS G54950103   274,031 584 SH   SOLE   0 0 584
MEDTRONIC PLC SHS G5960L103   285,595 3,276 SH   SOLE   0 0 3,276
TRANE TECHNOLOGIES PLC SHS G8994E103   241,013 551 SH   SOLE   0 0 551
CHUBB LIMITED COM H1467J104   277,285 957 SH   SOLE   0 0 957
SPOTIFY TECHNOLOGY S A SHS L8681T102   628,451 819 SH   SOLE   0 0 819
ASML HOLDING N V N Y REGISTRY SHS N07059210   412,725 515 SH   SOLE   0 0 515