The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100   277,807 2,456 SH   SOLE   0 0 2,456
ABBVIE INC COM 00287Y109   398,416 2,242 SH   SOLE   0 0 2,242
ALPHABET INC CAP STK CL C 02079K107   457,659 2,403 SH   SOLE   0 0 2,403
ALPHABET INC CAP STK CL A 02079K305   996,486 5,264 SH   SOLE   0 0 5,264
AMAZON COM INC COM 023135106   1,960,469 8,936 SH   SOLE   0 0 8,936
AMPHENOL CORP NEW CL A 032095101   342,805 4,936 SH   SOLE   0 0 4,936
ANALOG DEVICES INC COM 032654105   211,823 997 SH   SOLE   0 0 997
APOLLO GLOBAL MGMT INC COM 03769M106   203,973 1,235 SH   SOLE   0 0 1,235
APPLE INC COM 037833100   1,362,564 5,441 SH   SOLE   0 0 5,441
ASTRAZENECA PLC SPONSORED ADR 046353108   209,992 3,205 SH   SOLE   0 0 3,205
ATLASSIAN CORPORATION CL A 049468101   205,899 846 SH   SOLE   0 0 846
BERKLEY W R CORP COM 084423102   470,325 8,037 SH   SOLE   0 0 8,037
BOOZ ALLEN HAMILTON HLDG COR CL A 099502106   225,354 1,751 SH   SOLE   0 0 1,751
BOSTON SCIENTIFIC CORP COM 101137107   242,504 2,715 SH   SOLE   0 0 2,715
BRISTOL-MYERS SQUIBB CO COM 110122108   298,128 5,271 SH   SOLE   0 0 5,271
BROADCOM INC COM 11135F101   507,608 2,189 SH   SOLE   0 0 2,189
BROWN & BROWN INC COM 115236101   219,139 2,148 SH   SOLE   0 0 2,148
BURLINGTON STORES INC COM 122017106   205,243 720 SH   SOLE   0 0 720
THE CIGNA GROUP COM 125523100   363,676 1,317 SH   SOLE   0 0 1,317
CACI INTL INC CL A 127190304   246,073 609 SH   SOLE   0 0 609
CAPITAL GROUP GROWTH ETF SHS CREATION UNI 14020G101   7,189,468 193,421 SH   SOLE   0 0 193,421
CAPITAL ONE FINL CORP COM 14040H105   200,093 1,122 SH   SOLE   0 0 1,122
CARLISLE COS INC COM 142339100   354,455 961 SH   SOLE   0 0 961
CASEYS GEN STORES INC COM 147528103   203,662 514 SH   SOLE   0 0 514
CHENIERE ENERGY INC COM NEW 16411R208   239,795 1,116 SH   SOLE   0 0 1,116
CHEVRON CORP NEW COM 166764100   263,174 1,817 SH   SOLE   0 0 1,817
CHOICE HOTELS INTL INC COM 169905106   261,811 1,844 SH   SOLE   0 0 1,844
COLUMBIA ETF TR I MULTI SEC MUNI 19761L607   1,961,276 96,567 SH   SOLE   0 0 96,567
CONOCOPHILLIPS COM 20825C104   267,461 2,697 SH   SOLE   0 0 2,697
DUKE ENERGY CORP NEW COM NEW 26441C204   404,995 3,759 SH   SOLE   0 0 3,759
ENBRIDGE INC COM 29250N105   317,122 7,474 SH   SOLE   0 0 7,474
EXXON MOBIL CORP COM 30231G102   402,019 3,737 SH   SOLE   0 0 3,737
FTI CONSULTING INC COM 302941109   245,029 1,282 SH   SOLE   0 0 1,282
META PLATFORMS INC CL A 30303M102   1,614,849 2,758 SH   SOLE   0 0 2,758
FIDELITY MERRIMACK STR TR TOTAL BD ETF 316188309   11,833,651 263,732 SH   SOLE   0 0 263,732
FIRST TR MORNINGSTAR DIVID L SHS 336917109   4,058,948 100,818 SH   SOLE   0 0 100,818
FIRST TR EXCHANGE-TRADED FD RISNG DIVD ACHIV 33738R506   5,631,232 95,219 SH   SOLE   0 0 95,219
FIRST TR EXCHANGE-TRADED FD RBA INDL ETF 33738R704   2,516,075 32,659 SH   SOLE   0 0 32,659
FIRST TR EXCH TRADED FD III SHRT DUR MNG MUN 33739P830   1,059,939 53,424 SH   SOLE   0 0 53,424
FIRST TR EXCHANGE-TRADED FD SMID RISNG ETF 33741X102   2,352,919 65,632 SH   SOLE   0 0 65,632
GE AEROSPACE COM NEW 369604301   275,210 1,650 SH   SOLE   0 0 1,650
GILEAD SCIENCES INC COM 375558103   361,653 3,915 SH   SOLE   0 0 3,915
GODADDY INC CL A 380237107   282,239 1,430 SH   SOLE   0 0 1,430
GOLDMAN SACHS GROUP INC COM 38141G104   207,861 363 SH   SOLE   0 0 363
HILTON WORLDWIDE HLDGS INC COM 43300A203   239,008 967 SH   SOLE   0 0 967
HOWMET AEROSPACE INC COM 443201108   248,598 2,273 SH   SOLE   0 0 2,273
HUNTINGTON BANCSHARES INC COM 446150104   174,512 10,726 SH   SOLE   0 0 10,726
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357   3,989,334 22,766 SH   SOLE   0 0 22,766
INVESCO EXCHANGE TRADED FD T S&P 500 GARP ETF 46137V431   2,938,658 28,019 SH   SOLE   0 0 28,019
ISHARES GOLD TR ISHARES NEW 464285204   278,395 5,623 SH   SOLE   0 0 5,623
ISHARES TR MSCI EAFE ETF 464287465   793,754 10,498 SH   SOLE   0 0 10,498
ISHARES TR RUS 1000 VAL ETF 464287598   11,281,111 60,936 SH   SOLE   0 0 60,936
ISHARES TR RUS 1000 GRW ETF 464287614   12,705,921 31,640 SH   SOLE   0 0 31,640
ISHARES TR CORE HIGH DV ETF 46429B663   1,797,732 16,014 SH   SOLE   0 0 16,014
ISHARES TR MSCI USA MIN VOL 46429B697   783,394 8,823 SH   SOLE   0 0 8,823
JPMORGAN CHASE & CO. COM 46625H100   530,504 2,213 SH   SOLE   0 0 2,213
J P MORGAN EXCHANGE TRADED F ULTRA SHT MUNCPL 46641Q654   623,124 12,288 SH   SOLE   0 0 12,288
JOHNSON & JOHNSON COM 478160104   308,041 2,130 SH   SOLE   0 0 2,130
KKR & CO INC COM 48251W104   555,262 3,754 SH   SOLE   0 0 3,754
KENVUE INC COM 49177J102   250,777 11,746 SH   SOLE   0 0 11,746
LANDSTAR SYS INC COM 515098101   276,866 1,611 SH   SOLE   0 0 1,611
LENNOX INTL INC COM 526107107   339,380 557 SH   SOLE   0 0 557
ELI LILLY & CO COM 532457108   234,716 304 SH   SOLE   0 0 304
MARKEL GROUP INC COM 570535104   288,280 167 SH   SOLE   0 0 167
MARSH & MCLENNAN COS INC COM 571748102   258,732 1,218 SH   SOLE   0 0 1,218
MASTERCARD INCORPORATED CL A 57636Q104   881,482 1,674 SH   SOLE   0 0 1,674
MCKESSON CORP COM 58155Q103   284,955 500 SH   SOLE   0 0 500
MICROSOFT CORP COM 594918104   2,577,566 6,115 SH   SOLE   0 0 6,115
MORGAN STANLEY COM NEW 617446448   331,272 2,635 SH   SOLE   0 0 2,635
MORNINGSTAR INC COM 617700109   259,305 770 SH   SOLE   0 0 770
NATIONAL GRID PLC SPONSORED ADR NE 636274409   227,935 3,836 SH   SOLE   0 0 3,836
NETFLIX INC COM 64110L106   305,723 343 SH   SOLE   0 0 343
NOVO-NORDISK A S ADR 670100205   252,211 2,932 SH   SOLE   0 0 2,932
NVIDIA CORPORATION COM 67066G104   2,073,035 15,437 SH   SOLE   0 0 15,437
PGIM ETF TR PGIM ULTRA SH BD 69344A107   2,154,982 43,491 SH   SOLE   0 0 43,491
PGIM ETF TR TOTAL RETURN BON 69344A800   7,779,246 189,923 SH   SOLE   0 0 189,923
PNC FINL SVCS GROUP INC COM 693475105   253,022 1,312 SH   SOLE   0 0 1,312
PHILIP MORRIS INTL INC COM 718172109   500,030 4,155 SH   SOLE   0 0 4,155
PIMCO ETF TR INTER MUN BD ACT 72201R866   4,727,967 91,397 SH   SOLE   0 0 91,397
PROGRESSIVE CORP COM 743315103   312,931 1,306 SH   SOLE   0 0 1,306
PUBLIC SVC ENTERPRISE GRP IN COM 744573106   209,704 2,482 SH   SOLE   0 0 2,482
RTX CORPORATION COM 75513E101   279,978 2,419 SH   SOLE   0 0 2,419
SPDR S&P 500 ETF TR TR UNIT 78462F103   206,300 352 SH   SOLE   0 0 352
SPDR GOLD TR GOLD SHS 78463V107   6,544,048 27,027 SH   SOLE   0 0 27,027
SPDR SER TR S&P DIVID ETF 78464A763   588,826 4,457 SH   SOLE   0 0 4,457
SPDR SER TR PORTFOLIO SH TSR 78468R101   3,045,236 104,972 SH   SOLE   0 0 104,972
SPDR SER TR BLOOMBERG INVT 78468R200   287,990 9,372 SH   SOLE   0 0 9,372
SALESFORCE INC COM 79466L302   355,067 1,062 SH   SOLE   0 0 1,062
SANOFI SPONSORED ADR 80105N105   204,978 4,250 SH   SOLE   0 0 4,250
SAP SE SPON ADR 803054204   356,758 1,449 SH   SOLE   0 0 1,449
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   3,867,518 209,055 SH   SOLE   0 0 209,055
SERVICENOW INC COM 81762P102   378,463 357 SH   SOLE   0 0 357
SHOPIFY INC CL A 82509L107   231,799 2,180 SH   SOLE   0 0 2,180
SIMPSON MFG INC COM 829073105   241,117 1,454 SH   SOLE   0 0 1,454
SOUTHERN CO COM 842587107   312,522 3,796 SH   SOLE   0 0 3,796
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100   461,936 2,339 SH   SOLE   0 0 2,339
TC ENERGY CORP COM 87807B107   213,247 4,583 SH   SOLE   0 0 4,583
TELEFLEX INCORPORATED COM 879369106   210,906 1,185 SH   SOLE   0 0 1,185
TESLA INC COM 88160R101   583,953 1,446 SH   SOLE   0 0 1,446
TOTALENERGIES SE SPONSORED ADS 89151E109   268,304 4,923 SH   SOLE   0 0 4,923
TRANSUNION COM 89400J107   233,907 2,523 SH   SOLE   0 0 2,523
TRIMBLE INC COM 896239100   203,006 2,873 SH   SOLE   0 0 2,873
TRUIST FINL CORP COM 89832Q109   228,439 5,266 SH   SOLE   0 0 5,266
US BANCORP DEL COM NEW 902973304   353,272 7,386 SH   SOLE   0 0 7,386
UNION PAC CORP COM 907818108   237,390 1,041 SH   SOLE   0 0 1,041
UNITEDHEALTH GROUP INC COM 91324P102   239,823 474 SH   SOLE   0 0 474
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   5,658,883 28,897 SH   SOLE   0 0 28,897
VANGUARD STAR FDS VG TL INTL STK F 921909768   3,648,204 61,907 SH   SOLE   0 0 61,907
VANGUARD WELLINGTON FD SHORT TRM TAX EX 921935870   1,872,169 18,675 SH   SOLE   0 0 18,675
VANGUARD BD INDEX FDS INTERMED TERM 921937819   5,296,252 70,872 SH   SOLE   0 0 70,872
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   706,731 9,828 SH   SOLE   0 0 9,828
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   483,647 10,114 SH   SOLE   0 0 10,114
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407   2,045,378 41,700 SH   SOLE   0 0 41,700
VANGUARD WORLD FD HEALTH CAR ETF 92204A504   2,493,903 9,831 SH   SOLE   0 0 9,831
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102   225,913 3,883 SH   SOLE   0 0 3,883
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706   3,342,321 57,626 SH   SOLE   0 0 57,626
VANGUARD MUN BD FDS INTERMEDIATE TRM 922907738   875,328 8,807 SH   SOLE   0 0 8,807
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   5,913,809 117,969 SH   SOLE   0 0 117,969
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   4,557,939 28,175 SH   SOLE   0 0 28,175
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538   5,052,023 19,909 SH   SOLE   0 0 19,909
VANGUARD INDEX FDS SML CP GRW ETF 922908595   535,923 1,914 SH   SOLE   0 0 1,914
VANGUARD INDEX FDS MID CAP ETF 922908629   340,199 1,288 SH   SOLE   0 0 1,288
VANGUARD INDEX FDS GROWTH ETF 922908736   529,107 1,289 SH   SOLE   0 0 1,289
VANGUARD INDEX FDS VALUE ETF 922908744   400,913 2,368 SH   SOLE   0 0 2,368
VERIZON COMMUNICATIONS INC COM 92343V104   278,730 6,970 SH   SOLE   0 0 6,970
VERISK ANALYTICS INC COM 92345Y106   218,691 794 SH   SOLE   0 0 794
VISA INC COM CL A 92826C839   455,742 1,442 SH   SOLE   0 0 1,442
XCEL ENERGY INC COM 98389B100   231,796 3,433 SH   SOLE   0 0 3,433
AON PLC SHS CL A G0403H108   281,222 783 SH   SOLE   0 0 783
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   239,924 682 SH   SOLE   0 0 682
EATON CORP PLC SHS G29183103   330,543 996 SH   SOLE   0 0 996
LINDE PLC SHS G54950103   206,845 494 SH   SOLE   0 0 494
TRANE TECHNOLOGIES PLC SHS G8994E103   209,052 566 SH   SOLE   0 0 566
CHUBB LIMITED COM H1467J104   247,848 897 SH   SOLE   0 0 897
SPOTIFY TECHNOLOGY S A SHS L8681T102   389,221 870 SH   SOLE   0 0 870
ASML HOLDING N V N Y REGISTRY SHS N07059210   294,559 425 SH   SOLE   0 0 425