0001965522-23-000003.txt : 20230515 0001965522-23-000003.hdr.sgml : 20230515 20230515145346 ACCESSION NUMBER: 0001965522-23-000003 CONFORMED SUBMISSION TYPE: 13F-HR PUBLIC DOCUMENT COUNT: 2 CONFORMED PERIOD OF REPORT: 20230331 FILED AS OF DATE: 20230515 DATE AS OF CHANGE: 20230515 EFFECTIVENESS DATE: 20230515 FILER: COMPANY DATA: COMPANY CONFORMED NAME: Clifford Group, LLC CENTRAL INDEX KEY: 0001965522 IRS NUMBER: 852594828 STATE OF INCORPORATION: MA FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 13F-HR SEC ACT: 1934 Act SEC FILE NUMBER: 028-22914 FILM NUMBER: 23921162 BUSINESS ADDRESS: STREET 1: 321 COMMONWEALTH ROAD STREET 2: SUITE 103 CITY: WAYLAND STATE: MA ZIP: 01778 BUSINESS PHONE: 6176002083 MAIL ADDRESS: STREET 1: 321 COMMONWEALTH ROAD STREET 2: SUITE 103 CITY: WAYLAND STATE: MA ZIP: 01778 13F-HR 1 primary_doc.xml X0202 13F-HR LIVE false true false 0001965522 XXXXXXXX 03-31-2023 03-31-2023 Clifford Group, LLC

321 COMMONWEALTH ROAD SUITE 103 WAYLAND MA 01778

13F HOLDINGS REPORT 028-22914 000318897 N Sarah E. Ludden 617-600-2083 Sarah E. Ludden Wayland MA 05-15-2023 0 66 82468343 false INFORMATION TABLE 2 CliffordGroupQ12023-13F.xml ABBOTT LABS COM 002824100 504764 4985 SH SOLE 0 0 0 4985 ACCENTURE PLC IRELAND SHS CLASS A G1151C101 582271 2037 SH SOLE 0 0 0 2037 ALPHABET INC CAP STK CL A 02079K305 835338 8053 SH SOLE 0 0 0 8053 ALPHABET INC CAP STK CL C 02079K107 276432 2658 SH SOLE 0 0 0 2658 AMAZON COM INC COM 023135106 793474 7682 SH SOLE 0 0 0 7682 AMERISOURCEBERGEN CORP COM 03073E105 469081 2930 SH SOLE 0 0 0 2930 ANALOG DEVICES INC COM 032654105 337838 1713 SH SOLE 0 0 0 1713 AON PLC SHS CL A G0403H108 215974 685 SH SOLE 0 0 0 685 APPLE INC COM 037833100 1571141 9528 SH SOLE 0 0 0 9528 ARCHER DANIELS MIDLAND CO COM 039483102 440920 5535 SH SOLE 0 0 0 5535 AUTOMATIC DATA PROCESSING IN COM 053015103 900316 4044 SH SOLE 0 0 0 4044 AVERY DENNISON CORP COM 053611109 440060 2459 SH SOLE 0 0 0 2459 BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 205641 666 SH SOLE 0 0 0 666 BILL HOLDINGS INC COM 090043100 351417 4331 SH SOLE 0 0 0 4331 CISCO SYS INC COM 17275R102 590133 11289 SH SOLE 0 0 0 11289 COSTCO WHSL CORP NEW COM 22160K105 261589 526 SH SOLE 0 0 0 526 CVS HEALTH CORP COM 126650100 394604 5310 SH SOLE 0 0 0 5310 DANAHER CORPORATION COM 235851102 349862 1388 SH SOLE 0 0 0 1388 DEERE & CO COM 244199105 249792 605 SH SOLE 0 0 0 605 EATON CORP PLC SHS G29183103 202181 1180 SH SOLE 0 0 0 1180 GALLAGHER ARTHUR J & CO COM 363576109 485831 2539 SH SOLE 0 0 0 2539 HOME DEPOT INC COM 437076102 593675 2012 SH SOLE 0 0 0 2012 HONEYWELL INTL INC COM 438516106 296236 1550 SH SOLE 0 0 0 1550 HOULIHAN LOKEY INC CL A 441593100 408402 4668 SH SOLE 0 0 0 4668 INSPERITY INC COM 45778Q107 722493 5944 SH SOLE 0 0 0 5944 INVESCO EXCH TRADED FD TR II S&P EMRNG MKTS 46138E297 3678659 158358 SH SOLE 0 0 0 158358 ISHARES TR RUS 1000 GRW ETF 464287614 1846157 7556 SH SOLE 0 0 0 7556 ISHARES TR RUS 1000 VAL ETF 464287598 1529604 10046 SH SOLE 0 0 0 10046 ISHARES TR EAFE VALUE ETF 464288877 4265929 87903 SH SOLE 0 0 0 87903 ISHARES TR US INFRASTRUC 46435U713 380518 10196 SH SOLE 0 0 0 10196 ISHARES TR CORE S&P US VLU 464287663 300211 4069 SH SOLE 0 0 0 4069 ISHARES TR US TREAS BD ETF 46429B267 1677309 71741 SH SOLE 0 0 0 71741 ISHARES TR NATIONAL MUN ETF 464288414 3685241 34205 SH SOLE 0 0 0 34205 ISHARES TR MSCI USA MIN VOL 46429B697 1573839 21636 SH SOLE 0 0 0 21636 JOHNSON & JOHNSON COM 478160104 295120 1904 SH SOLE 0 0 0 1904 JPMORGAN CHASE & CO COM 46625H100 804812 6176 SH SOLE 0 0 0 6176 META PLATFORMS INC CL A 30303M102 456307 2153 SH SOLE 0 0 0 2153 MICROSOFT CORP COM 594918104 1584965 5498 SH SOLE 0 0 0 5498 MORGAN STANLEY COM NEW 617446448 487697 5555 SH SOLE 0 0 0 5555 NEXTERA ENERGY INC COM 65339F101 480100 6229 SH SOLE 0 0 0 6229 NVIDIA CORPORATION COM 67066G104 573595 2065 SH SOLE 0 0 0 2065 ORACLE CORP COM 68389X105 203216 2187 SH SOLE 0 0 0 2187 PAYCHEX INC COM 704326107 431562 3766 SH SOLE 0 0 0 3766 PHILLIPS 66 COM 718546104 386882 3816 SH SOLE 0 0 0 3816 PNC FINL SVCS GROUP INC COM 693475105 434571 3419 SH SOLE 0 0 0 3419 PROCTER AND GAMBLE CO COM 742718109 580347 3903 SH SOLE 0 0 0 3903 PROLOGIS INC. COM 74340W103 496017 3975 SH SOLE 0 0 0 3975 SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 14744910 201543 SH SOLE 0 0 0 201543 SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 804335 6213 SH SOLE 0 0 0 6213 SPDR SER TR NUVEEN BLMBRG SH 78468R739 1714992 36067 SH SOLE 0 0 0 36067 SPDR SER TR PORTFOLIO LN TSR 78464A664 693688 22464 SH SOLE 0 0 0 22464 TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100 411241 4421 SH SOLE 0 0 0 4421 TARGET CORP COM 87612E106 624629 3771 SH SOLE 0 0 0 3771 TE CONNECTIVITY LTD SHS H84989104 443037 3378 SH SOLE 0 0 0 3378 THERMO FISHER SCIENTIFIC INC COM 883556102 316451 549 SH SOLE 0 0 0 549 UNION PAC CORP COM 907818108 633701 3149 SH SOLE 0 0 0 3149 UNITED PARCEL SERVICE INC CL B 911312106 498875 2572 SH SOLE 0 0 0 2572 UNITEDHEALTH GROUP INC COM 91324P102 591245 1251 SH SOLE 0 0 0 1251 VANGUARD INDEX FDS EXTEND MKT ETF 922908652 570406 4069 SH SOLE 0 0 0 4069 VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 15381126 40900 SH SOLE 0 0 0 40900 VANGUARD INDEX FDS SMALL CP ETF 922908751 255906 1350 SH SOLE 0 0 0 1350 VANGUARD INDEX FDS REAL ESTATE ETF 922908553 1518269 18284 SH SOLE 0 0 0 18284 VANGUARD SCOTTSDALE FDS MTG-BKD SECS ETF 92206C771 1712435 36787 SH SOLE 0 0 0 36787 VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706 238881 3984 SH SOLE 0 0 0 3984 VANGUARD WORLD FDS INF TECH ETF 92204A702 2228017 5780 SH SOLE 0 0 0 5780 VISA INC COM CL A 92826C839 454076 2014 SH SOLE 0 0 0 2014