The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPHABET INC CAP STK CL C 02079K107   917,605 8,823 SH   SOLE   8,823 0 0
ALPHABET INC CAP STK CL A 02079K305   3,075,237 29,647 SH   SOLE   29,647 0 0
AMAZON COM INC COM 023135106   3,200,290 30,984 SH   SOLE   30,984 0 0
APPLE INC COM 037833100   1,846,718 11,199 SH   SOLE   11,199 0 0
BANK AMERICA CORP COM 060505104   1,167,787 40,832 SH   SOLE   40,832 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   3,223,410 10,440 SH   SOLE   10,440 0 0
BERKSHIRE HATHAWAY INC DEL CL A 084670108   851,554 2 SH   SOLE   2 0 0
BROADCOM INC COM 11135F101   2,550,006 3,975 SH   SOLE   3,975 0 0
CISCO SYS INC COM 17275R102   1,471,227 28,144 SH   SOLE   28,144 0 0
DIAMOND HILL INVT GROUP INC COM NEW 25264R207   2,168,125 13,174 SH   SOLE   13,174 0 0
ENBRIDGE INC COM 29250N105   1,540,465 40,379 SH   SOLE   40,379 0 0
EXPEDITORS INTL WASH INC COM 302130109   2,153,725 19,558 SH   SOLE   19,558 0 0
EXXON MOBIL CORP COM 30231G102   1,612,080 14,701 SH   SOLE   14,701 0 0
JOHNSON & JOHNSON COM 478160104   2,590,238 16,711 SH   SOLE   16,711 0 0
JPMORGAN CHASE & CO COM 46625H100   1,562,875 11,994 SH   SOLE   11,994 0 0
LOCKHEED MARTIN CORP COM 539830109   2,415,501 5,110 SH   SOLE   5,110 0 0
MARKEL CORP COM 570535104   3,456,270 2,706 SH   SOLE   2,706 0 0
MEDTRONIC PLC SHS G5960L103   1,328,573 16,479 SH   SOLE   16,479 0 0
META PLATFORMS INC CL A 30303M102   4,098,410 19,338 SH   SOLE   19,338 0 0
MICROSOFT CORP COM 594918104   2,623,685 9,101 SH   SOLE   9,101 0 0
NVR INC COM 62944T105   487,375 87 SH   SOLE   87 0 0
OCCIDENTAL PETE CORP COM 674599105   649,174 10,398 SH   SOLE   10,398 0 0
OLIN CORP COM PAR $1 680665205   924,760 16,662 SH   SOLE   16,662 0 0
OREILLY AUTOMOTIVE INC COM 67103H107   673,814 794 SH   SOLE   794 0 0
PIMCO CORPORATE & INCOME OPP COM 72201B101   3,015,615 241,830 SH   SOLE   241,830 0 0
QUALCOMM INC COM 747525103   1,426,488 11,181 SH   SOLE   11,181 0 0
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   5,224,950 71,418 SH   SOLE   71,418 0 0
SOUTHERN CO COM 842587107   599,467 8,616 SH   SOLE   8,616 0 0
SPDR SER TR PORTFOLIO SHORT 78464A474   3,111,247 105,003 SH   SOLE   105,003 0 0
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100   1,551,327 16,677 SH   SOLE   16,677 0 0
UNITEDHEALTH GROUP INC COM 91324P102   817,493 1,730 SH   SOLE   1,730 0 0
VALERO ENERGY CORP COM 91913Y100   1,156,184 8,282 SH   SOLE   8,282 0 0
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   11,968,404 156,470 SH   SOLE   156,470 0 0
VANGUARD BD INDEX FDS LONG TERM BOND 921937793   2,250,051 29,359 SH   SOLE   29,359 0 0
VANGUARD BD INDEX FDS INTERMED TERM 921937819   1,484,002 19,338 SH   SOLE   19,338 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751   543,027 2,865 SH   SOLE   2,865 0 0
VANGUARD INDEX FDS SM CP VAL ETF 922908611   2,583,966 16,276 SH   SOLE   16,276 0 0
VANGUARD INDEX FDS SML CP GRW ETF 922908595   2,287,868 10,572 SH   SOLE   10,572 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769   3,998,544 19,591 SH   SOLE   19,591 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736   1,622,756 6,506 SH   SOLE   6,506 0 0
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538   1,224,696 6,433 SH   SOLE   5,616 0 0
VANGUARD INDEX FDS VALUE ETF 922908744   2,131,738 15,435 SH   SOLE   15,435 0 0
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   1,781,584 11,983 SH   SOLE   10,236 0 1,747
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   607,261 15,031 SH   SOLE   15,031 0 0
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718   794,680 7,275 SH   SOLE   7,275 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   811,190 15,171 SH   SOLE   15,171 0 0
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102   299,734 2,731 SH   SOLE   606 0 2,125
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   6,240,313 40,519 SH   SOLE   40,519 0 0
VANGUARD STAR FDS VG TL INTL STK F 921909768   399,506 7,236 SH   SOLE   7,236 0 0
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   6,037,816 57,230 SH   SOLE   57,230 0 0
VISA INC COM CL A 92826C839   2,055,756 9,118 SH   SOLE   9,118 0 0