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The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC COM 00287Y109   201,038 1,104 SH   SOLE   0 0 1,104
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   240,201 693 SH   SOLE   0 0 693
ALCOA CORP COM 013872106   215,918 6,390 SH   SOLE   0 0 6,390
ALPHABET INC CAP STK CL A 02079K305   552,404 3,660 SH   SOLE   0 0 3,660
ALPHABET INC CAP STK CL C 02079K107   1,104,342 7,253 SH   SOLE   0 0 7,253
AMAZON COM INC COM 023135106   2,635,311 14,610 SH   SOLE   0 0 14,610
APPLE INC COM 037833100   3,290,698 19,190 SH   SOLE   0 0 19,190
ARISTA NETWORKS INC COM 040413106   424,821 1,465 SH   SOLE   0 0 1,465
BANK MONTREAL QUE COM 063671101   390,720 4,000 SH   SOLE   0 0 4,000
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   1,406,639 3,345 SH   SOLE   0 0 3,345
BLACKROCK ETF TRUST US EQT FACTOR 09290C103   8,301,650 186,974 SH   SOLE   0 0 186,974
BLACKROCK ETF TRUST II FLEXIBLE INCOME 092528603   893,813 17,038 SH   SOLE   0 0 17,038
BLACKSTONE INC COM 09260D107   220,702 1,680 SH   SOLE   0 0 1,680
BROADCOM INC COM 11135F101   384,369 290 SH   SOLE   0 0 290
CATERPILLAR INC COM 149123101   2,266,370 6,185 SH   SOLE   0 0 6,185
CHEVRON CORP NEW COM 166764100   318,243 2,018 SH   SOLE   0 0 2,018
CHIPOTLE MEXICAN GRILL INC COM 169656105   270,330 93 SH   SOLE   0 0 93
COINBASE GLOBAL INC COM CL A 19260Q107   304,623 1,149 SH   SOLE   0 0 1,149
COLUMBIA ETF TR II EM CORE EX ETF 19762B202   3,551,402 114,193 SH   SOLE   0 0 114,193
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500   578,453 9,279 SH   SOLE   0 0 9,279
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609   5,393,133 99,084 SH   SOLE   0 0 99,084
DIMENSIONAL ETF TRUST INTL SMALL CAP E 25434V773   212,258 8,470 SH   SOLE   0 0 8,470
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807   1,361,716 37,053 SH   SOLE   0 0 37,053
FIRST TR EXCH TRADED FD III MANAGD MUN ETF 33739N108   225,881 4,398 SH   SOLE   0 0 4,398
GLOBAL X FDS GLBL X MLP ETF 37954Y343   491,217 10,187 SH   SOLE   0 0 10,187
GRAINGER W W INC COM 384802104   284,844 280 SH   SOLE   0 0 280
GRAYSCALE BITCOIN TR BTC SHS REP COM UT 389637109   681,541 10,789 SH   SOLE   0 0 10,789
HOME DEPOT INC COM 437076102   497,146 1,296 SH   SOLE   0 0 1,296
INVESCO QQQ TR UNIT SER 1 46090E103   6,709,049 15,110 SH   SOLE   0 0 15,110
ISHARES INC MSCI EMRG CHN 46434G764   808,053 14,036 SH   SOLE   0 0 14,036
ISHARES INC CORE MSCI EMKT 46434G103   1,453,876 28,176 SH   SOLE   0 0 28,176
ISHARES TR SP SMCP600VL ETF 464287879   227,819 2,217 SH   SOLE   0 0 2,217
ISHARES TR S&P 100 ETF 464287101   595,516 2,407 SH   SOLE   0 0 2,407
ISHARES TR CORE S&P TTL STK 464287150   793,201 6,879 SH   SOLE   0 0 6,879
ISHARES TR HDG MSCI EAFE 46434V803   2,831,279 81,172 SH   SOLE   0 0 81,172
ISHARES TR SHRT NAT MUN ETF 464288158   262,977 2,511 SH   SOLE   0 0 2,511
ISHARES TR CORE S&P500 ETF 464287200   43,382,026 82,518 SH   SOLE   0 0 82,518
ISHARES TR RUS 1000 VAL ETF 464287598   285,501 1,594 SH   SOLE   0 0 1,594
ISHARES TR S&P 500 VAL ETF 464287408   1,309,725 7,011 SH   SOLE   0 0 7,011
ISHARES TR GLOBAL ENERG ETF 464287341   2,480,792 57,760 SH   SOLE   0 0 57,760
ISHARES TR CORE MSCI TOTAL 46432F834   478,752 7,055 SH   SOLE   0 0 7,055
ISHARES TR CORE MSCI INTL 46435G326   481,407 7,171 SH   SOLE   0 0 7,171
ISHARES TR TIPS BD ETF 464287176   807,938 7,522 SH   SOLE   0 0 7,522
ISHARES TR EAFE VALUE ETF 464288877   5,871,555 107,933 SH   SOLE   0 0 107,933
ISHARES TR IBOXX INV CP ETF 464287242   712,772 6,544 SH   SOLE   0 0 6,544
ISHARES TR MSCI USA QLT FCT 46432F339   9,394,305 57,160 SH   SOLE   0 0 57,160
ISHARES TR MSCI EAFE ETF 464287465   506,951 6,348 SH   SOLE   0 0 6,348
ISHARES TR CORE MSCI EURO 46434V738   516,369 8,926 SH   SOLE   0 0 8,926
ISHARES TR CORE MSCI EAFE 46432F842   818,721 11,031 SH   SOLE   0 0 11,031
ISHARES TR CORE S&P SCP ETF 464287804   1,262,267 11,421 SH   SOLE   0 0 11,421
ISHARES TR CORE US AGGBD ET 464287226   12,830,184 131,000 SH   SOLE   0 0 131,000
ISHARES TR S&P 500 GRWT ETF 464287309   1,020,975 12,091 SH   SOLE   0 0 12,091
ISHARES TR RUS 1000 GRW ETF 464287614   1,274,386 3,781 SH   SOLE   0 0 3,781
ISHARES TR EAFE GRWTH ETF 464288885   5,440,983 52,423 SH   SOLE   0 0 52,423
ISHARES TR NATIONAL MUN ETF 464288414   4,847,488 45,051 SH   SOLE   0 0 45,051
ISHARES TR 20 YR TR BD ETF 464287432   1,733,719 18,323 SH   SOLE   0 0 18,323
ISHARES TR MBS ETF 464288588   1,960,615 21,214 SH   SOLE   0 0 21,214
ISHARES TR US INFRASTRUC 46435U713   1,870,815 43,146 SH   SOLE   0 0 43,146
ISHARES TR CORE S&P MCP ETF 464287507   1,561,625 25,710 SH   SOLE   0 0 25,710
ISHARES TR 10-20 YR TRS ETF 464288653   614,846 5,854 SH   SOLE   0 0 5,854
ISHARES TR HIGH YLD SYSTM B 46435G250   406,822 8,708 SH   SOLE   0 0 8,708
JOHNSON & JOHNSON COM 478160104   228,426 1,444 SH   SOLE   0 0 1,444
JPMORGAN CHASE & CO COM 46625H100   850,874 4,248 SH   SOLE   0 0 4,248
KKR & CO INC COM 48251W104   418,111 4,157 SH   SOLE   0 0 4,157
LAM RESEARCH CORP COM 512807108   637,350 656 SH   SOLE   0 0 656
MASTERCARD INCORPORATED CL A 57636Q104   269,198 559 SH   SOLE   0 0 559
MCDONALDS CORP COM 580135101   231,481 821 SH   SOLE   0 0 821
MICROSOFT CORP COM 594918104   3,056,531 7,265 SH   SOLE   0 0 7,265
NEXTERA ENERGY INC COM 65339F101   218,253 3,415 SH   SOLE   0 0 3,415
NOVARTIS AG SPONSORED ADR 66987V109   210,484 2,176 SH   SOLE   0 0 2,176
NOVO-NORDISK A S ADR 670100205   236,641 1,843 SH   SOLE   0 0 1,843
NUVEEN PFD & INCOME OPPORTUN COM 67073B106   121,130 16,847 SH   SOLE   0 0 16,847
NVIDIA CORPORATION COM 67066G104   5,754,774 6,369 SH   SOLE   0 0 6,369
PROSHARES TR S&P 500 DV ARIST 74348A467   248,455 2,450 SH   SOLE   0 0 2,450
ROCKWELL AUTOMATION INC COM 773903109   471,663 1,619 SH   SOLE   0 0 1,619
RTX CORPORATION COM 75513E101   240,509 2,466 SH   SOLE   0 0 2,466
SALESFORCE INC COM 79466L302   1,042,685 3,462 SH   SOLE   0 0 3,462
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   663,111 10,685 SH   SOLE   0 0 10,685
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508   738,163 9,065 SH   SOLE   0 0 9,065
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409   1,331,701 17,527 SH   SOLE   0 0 17,527
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   1,915,317 20,657 SH   SOLE   0 0 20,657
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   1,154,992 29,600 SH   SOLE   0 0 29,600
SCHWAB STRATEGIC TR US REIT ETF 808524847   888,673 43,777 SH   SOLE   0 0 43,777
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706   1,062,040 42,061 SH   SOLE   0 0 42,061
SELECT SECTOR SPDR TR ENERGY 81369Y506   430,510 4,560 SH   SOLE   0 0 4,560
SHOPIFY INC CL A 82509L107   1,013,242 13,130 SH   SOLE   0 0 13,130
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889   2,397,911 66,906 SH   SOLE   0 0 66,906
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509   1,347,752 37,241 SH   SOLE   0 0 37,241
SPDR INDEX SHS FDS S&P EMKTSC ETF 78463X756   298,418 5,348 SH   SOLE   0 0 5,348
SPDR S&P 500 ETF TR TR UNIT 78462F103   2,825,101 5,401 SH   SOLE   0 0 5,401
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107   928,075 1,668 SH   SOLE   0 0 1,668
SPDR SER TR PORTFOLIO S&P400 78464A847   1,457,005 27,315 SH   SOLE   0 0 27,315
SPDR SER TR PORTFOLIO S&P500 78464A854   1,423,004 23,127 SH   SOLE   0 0 23,127
SSGA ACTIVE ETF TR BLACKSTONE SENR 78467V608   333,722 7,925 SH   SOLE   0 0 7,925
STARBUCKS CORP COM 855244109   356,339 3,899 SH   SOLE   0 0 3,899
STRYKER CORPORATION COM 863667101   357,512 999 SH   SOLE   0 0 999
TESLA INC COM 88160R101   1,466,644 8,343 SH   SOLE   0 0 8,343
THERMO FISHER SCIENTIFIC INC COM 883556102   210,398 362 SH   SOLE   0 0 362
TRANE TECHNOLOGIES PLC SHS G8994E103   316,711 1,055 SH   SOLE   0 0 1,055
UNITEDHEALTH GROUP INC COM 91324P102   565,954 1,144 SH   SOLE   0 0 1,144
VANECK ETF TRUST INTRMDT MUNI ETF 92189H201   257,107 5,528 SH   SOLE   0 0 5,528
VANGUARD ADMIRAL FDS INC SMLLCP 600 IDX 921932828   348,247 3,431 SH   SOLE   0 0 3,431
VANGUARD BD INDEX FDS INTERMED TERM 921937819   214,211 2,841 SH   SOLE   0 0 2,841
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   297,021 3,874 SH   SOLE   0 0 3,874
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   211,644 2,914 SH   SOLE   0 0 2,914
VANGUARD INDEX FDS GROWTH ETF 922908736   7,515,513 21,835 SH   SOLE   0 0 21,835
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   365,551 4,227 SH   SOLE   0 0 4,227
VANGUARD INDEX FDS MID CAP ETF 922908629   1,988,636 7,959 SH   SOLE   0 0 7,959
VANGUARD INDEX FDS TOTAL STK MKT 922908769   2,061,141 7,931 SH   SOLE   0 0 7,931
VANGUARD INDEX FDS LARGE CAP ETF 922908637   3,783,173 15,779 SH   SOLE   0 0 15,779
VANGUARD INDEX FDS VALUE ETF 922908744   5,763,768 35,391 SH   SOLE   0 0 35,391
VANGUARD INDEX FDS SML CP GRW ETF 922908595   219,005 840 SH   SOLE   0 0 840
VANGUARD INDEX FDS SM CP VAL ETF 922908611   276,691 1,442 SH   SOLE   0 0 1,442
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874   657,036 9,757 SH   SOLE   0 0 9,757
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   2,386,080 57,124 SH   SOLE   0 0 57,124
VANGUARD INTL EQUITY INDEX F FTSE PACIFIC ETF 922042866   699,020 9,194 SH   SOLE   0 0 9,194
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   2,289,599 45,249 SH   SOLE   0 0 45,249
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   612,037 7,602 SH   SOLE   0 0 7,602
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706   313,855 5,360 SH   SOLE   0 0 5,360
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   3,495,043 69,664 SH   SOLE   0 0 69,664
VISA INC COM CL A 92826C839   1,292,419 4,631 SH   SOLE   0 0 4,631
WALMART INC COM 931142103   242,244 4,026 SH   SOLE   0 0 4,026
WISDOMTREE TR EMG MKTS SMCAP 97717W281   571,819 11,243 SH   SOLE   0 0 11,243