The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   207,674 673 SH   SOLE   0 0 84
ADVANCED MICRO DEVICES INC COM 007903107   216,059 1,897 SH   SOLE   0 0 850
ALCOA CORP COM 013872106   281,280 8,290 SH   SOLE   0 0 5
ALPHABET INC CAP STK CL A 02079K305   438,102 3,660 SH   SOLE   0 0 36
ALPHABET INC CAP STK CL C 02079K107   1,172,683 9,694 SH   SOLE   0 0 1
AMAZON COM INC COM 023135106   2,030,588 15,577 SH   SOLE   0 0 240,000
APPLE INC COM 037833100   4,734,222 24,407 SH   SOLE   0 0 64
BANK MONTREAL QUE COM 063671101   361,240 4,000 SH   SOLE   0 0 1,149
BERKSHIRE HATHAWAY INC DEL CL A 084670108   517,810 1 SH   SOLE   0 0 31
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   1,204,865 3,533 SH   SOLE   0 0 25
CATERPILLAR INC COM 149123101   1,529,201 6,215 SH   SOLE   0 0 34,969
CHEVRON CORP NEW COM 166764100   340,673 2,165 SH   SOLE   0 0 117,000
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500   534,793 9,759 SH   SOLE   0 0 983
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609   5,102,870 109,999 SH   SOLE   0 0 68
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807   4,144,516 126,165 SH   SOLE   0 0 11,383
FIRST TR EXCH TRADED FD III MANAGD MUN ETF 33739N108   268,452 5,297 SH   SOLE   0 0 113
GLOBAL X FDS GLBL X MLP ETF 37954Y343   456,904 10,643 SH   SOLE   0 0 21,887
HOME DEPOT INC COM 437076102   386,436 1,244 SH   SOLE   0 0 10,781
INVESCO QQQ TR UNIT SER 1 46090E103   2,882,584 7,803 SH   SOLE   0 0 1,522
ISHARES INC MSCI EMRG CHN 46434G764   3,387,494 65,169 SH   SOLE   0 0 377
ISHARES INC CORE MSCI EMKT 46434G103   4,099,662 83,174 SH   SOLE   0 0 50,000
ISHARES TR SP SMCP600VL ETF 464287879   587,561 6,179 SH   SOLE   0 0 2,641
ISHARES TR CORE MSCI INTL 46435G326   2,616,523 42,810 SH   SOLE   0 0 10
ISHARES TR CORE S&P500 ETF 464287200   24,765,665 55,565 SH   SOLE   0 0 40,000
ISHARES TR CORE S&P MCP ETF 464287507   5,722,991 21,887 SH   SOLE   0 0 656
ISHARES TR CORE S&P SCP ETF 464287804   3,591,927 36,045 SH   SOLE   0 0 19
ISHARES TR CORE S&P TTL STK 464287150   4,141,102 42,325 SH   SOLE   0 0 2,839
ISHARES TR CORE US AGGBD ET 464287226   3,986,293 40,697 SH   SOLE   0 0 3,000
ISHARES TR IBOXX HI YD ETF 464288513   1,493,874 19,900 SH   SOLE   0 0 2,990
ISHARES TR IBOXX INV CP ETF 464287242   4,618,759 42,711 SH   SOLE   0 0 344
ISHARES TR MRGSTR MD CP GRW 464288307   264,906 4,347 SH   SOLE   0 0 50,000
ISHARES TR MSCI EAFE ETF 464287465   4,971,591 68,574 SH   SOLE   0 0 120
ISHARES TR EAFE SML CP ETF 464288273   325,216 5,514 SH   SOLE   0 0 2,750
ISHARES TR SHRT NAT MUN ETF 464288158   245,014 2,355 SH   SOLE   0 0 182
ISHARES TR NATIONAL MUN ETF 464288414   3,300,198 30,921 SH   SOLE   0 0 559
ISHARES TR RUS 1000 GRW ETF 464287614   1,000,279 3,635 SH   SOLE   0 0 1,001
ISHARES TR RUS 1000 VAL ETF 464287598   231,694 1,468 SH   SOLE   0 0 24
ISHARES TR S&P 500 GRWT ETF 464287309   3,625,480 51,440 SH   SOLE   0 0 50,000
ISHARES TR S&P 500 VAL ETF 464287408   6,151,552 38,163 SH   SOLE   0 0 2
JOHNSON & JOHNSON COM 478160104   251,921 1,522 SH   SOLE   0 0 505
JPMORGAN CHASE & CO COM 46625H100   482,548 3,318 SH   SOLE   0 0 4
KKR & CO INC COM 48251W104   232,792 4,157 SH   SOLE   0 0 1
LAM RESEARCH CORP COM 512807108   421,716 656 SH   SOLE   0 0 10
MASTERCARD INCORPORATED CL A 57636Q104   219,855 559 SH   SOLE   0 0 20,881
MCDONALDS CORP COM 580135101   298,708 1,001 SH   SOLE   0 0 567
MICROSOFT CORP COM 594918104   2,607,549 7,657 SH   SOLE   0 0 193
NETFLIX INC COM 64110L106   458,110 1,040 SH   SOLE   0 0 3,817
NEXTERA ENERGY INC COM 65339F101   257,993 3,477 SH   SOLE   0 0 975
NUVEEN PFD & INCOME SECS FD COM 67072C105   133,221 20,881 SH   SOLE   0 0 64
NVIDIA CORPORATION COM 67066G104   2,990,751 7,070 SH   SOLE   0 0 650
PROSHARES TR S&P 500 DV ARIST 74348A467   230,986 2,450 SH   SOLE   0 0 673
SALESFORCE INC COM 79466L302   656,174 3,106 SH   SOLE   0 0 1,318
SCHWAB STRATEGIC TR US REIT ETF 808524847   1,130,689 57,895 SH   SOLE   0 0 55,000
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   573,190 10,945 SH   SOLE   0 0 7,087
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   1,114,383 31,259 SH   SOLE   0 0 32
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706   1,064,041 43,201 SH   SOLE   0 0 564
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508   636,216 8,957 SH   SOLE   0 0 805
SELECT SECTOR SPDR TR ENERGY 81369Y506   386,369 4,760 SH   SOLE   0 0 43
SHOPIFY INC CL A 82509L107   848,198 13,130 SH   SOLE   0 0 208
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509   1,305,924 37,985 SH   SOLE   0 0 876
SPDR INDEX SHS FDS S&P EMKTSC ETF 78463X756   284,604 5,420 SH   SOLE   0 0 54,000
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889   2,310,438 71,003 SH   SOLE   0 0 647
SPDR S&P 500 ETF TR TR UNIT 78462F103   1,713,277 3,865 SH   SOLE   0 0 240,000
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107   1,288,268 2,690 SH   SOLE   0 0 520
SPDR SER TR PORTFOLIO S&P500 78464A854   1,021,460 19,602 SH   SOLE   0 0 240,000
SPDR SER TR PORTFOLIO S&P400 78464A847   2,865,384 62,440 SH   SOLE   0 0 1,969
SSGA ACTIVE ETF TR BLACKSTONE SENR 78467V608   2,822,604 67,414 SH   SOLE   0 0 428
STARBUCKS CORP COM 855244109   346,621 3,499 SH   SOLE   0 0 334
STRYKER CORPORATION COM 863667101   304,785 999 SH   SOLE   0 0 1,023
TESLA INC COM 88160R101   1,855,235 7,087 SH   SOLE   0 0 1,452
UNITEDHEALTH GROUP INC COM 91324P102   491,711 1,023 SH   SOLE   0 0 622
VANGUARD ADMIRAL FDS INC SMLLCP 600 IDX 921932828   307,556 3,347 SH   SOLE   0 0 0
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   883,038 12,148 SH   SOLE   0 0 0
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   2,692,361 35,627 SH   SOLE   0 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769   2,476,025 11,240 SH   SOLE   0 0 0
VANGUARD INDEX FDS VALUE ETF 922908744   614,867 4,327 SH   SOLE   0 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736   413,688 1,462 SH   SOLE   0 0 1,204
VANGUARD INDEX FDS LARGE CAP ETF 922908637   3,313,053 16,343 SH   SOLE   0 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629   2,515,438 11,426 SH   SOLE   0 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   900,860 10,781 SH   SOLE   0 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   443,778 10,909 SH   SOLE   0 0 8,334
VANGUARD MALVERN FDS STRM INFPROIDX 922020805   1,353,516 28,543 SH   SOLE   0 0 0
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   1,089,874 21,702 SH   SOLE   0 0 0
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706   3,038,171 51,793 SH   SOLE   0 0 0
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   1,208,922 15,297 SH   SOLE   0 0 1,077
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   5,151,471 111,552 SH   SOLE   0 0 13,839
VANGUARD WHITEHALL FDS INTL HIGH ETF 921946794   291,099 4,606 SH   SOLE   0 0 52
WISDOMTREE TR EMG MKTS SMCAP 97717W281   643,929 13,839 SH   SOLE   0 0 0
WISDOMTREE TR GLB US QTLY DIV 97717W844   298,524 8,334 SH   SOLE   0 0 0