The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ADOBE SYSTEMS INCORPORATED COM 00724F101   226,983 589 SH   SOLE   0 0 589
ALCOA CORP COM 013872106   461,350 10,840 SH   SOLE   0 0 10,840
ALPHABET INC CAP STK CL C 02079K107   977,808 9,402 SH   SOLE   0 0 9,402
ALPHABET INC CAP STK CL A 02079K305   379,652 3,660 SH   SOLE   0 0 3,660
AMAZON COM INC COM 023135106   1,657,081 16,043 SH   SOLE   0 0 16,043
APPLE INC COM 037833100   3,963,372 24,035 SH   SOLE   0 0 24,035
BANK MONTREAL QUE COM 063671101   356,440 4,000 SH   SOLE   0 0 4,000
BERKSHIRE HATHAWAY INC DEL CL A 084670108   465,600 1 SH   SOLE   0 0 1
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   1,090,985 3,533 SH   SOLE   0 0 3,533
CATERPILLAR INC COM 149123101   1,422,241 6,215 SH   SOLE   0 0 6,215
CHEVRON CORP NEW COM 166764100   352,984 2,163 SH   SOLE   0 0 2,163
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500   514,299 9,759 SH   SOLE   0 0 9,759
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609   3,667,569 82,417 SH   SOLE   0 0 82,417
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807   3,608,119 111,949 SH   SOLE   0 0 111,949
FIRST TR EXCH TRADED FD III MANAGD MUN ETF 33739N108   281,827 5,533 SH   SOLE   0 0 5,533
GLOBAL X FDS GLBL X MLP ETF 37954Y343   442,749 10,643 SH   SOLE   0 0 10,643
HOME DEPOT INC COM 437076102   367,129 1,244 SH   SOLE   0 0 1,244
ISHARES INC MSCI EMRG CHN 46434G764   3,001,512 60,846 SH   SOLE   0 0 60,846
ISHARES INC CORE MSCI EMKT 46434G103   3,951,996 81,000 SH   SOLE   0 0 81,000
ISHARES TR SP SMCP600VL ETF 464287879   622,654 6,653 SH   SOLE   0 0 6,653
ISHARES TR CORE S&P500 ETF 464287200   20,983,202 51,044 SH   SOLE   0 0 51,044
ISHARES TR CORE S&P MCP ETF 464287507   5,792,870 23,157 SH   SOLE   0 0 23,157
ISHARES TR CORE S&P SCP ETF 464287804   3,333,990 34,478 SH   SOLE   0 0 34,478
ISHARES TR CORE S&P TTL STK 464287150   3,745,510 41,364 SH   SOLE   0 0 41,364
ISHARES TR CORE US AGGBD ET 464287226   4,397,935 44,138 SH   SOLE   0 0 44,138
ISHARES TR BLACKROCK ULTRA 46434V878   202,055 4,021 SH   SOLE   0 0 4,021
ISHARES TR IBOXX HI YD ETF 464288513   1,512,819 20,024 SH   SOLE   0 0 20,024
ISHARES TR IBOXX INV CP ETF 464287242   4,619,266 42,143 SH   SOLE   0 0 42,143
ISHARES TR MSCI EAFE ETF 464287465   5,317,426 74,349 SH   SOLE   0 0 74,349
ISHARES TR CORE MSCI INTL 46435G326   2,044,551 33,811 SH   SOLE   0 0 33,811
ISHARES TR NATIONAL MUN ETF 464288414   3,369,245 31,272 SH   SOLE   0 0 31,272
ISHARES TR RUS 1000 GRW ETF 464287614   888,140 3,635 SH   SOLE   0 0 3,635
ISHARES TR RUS 1000 VAL ETF 464287598   223,518 1,468 SH   SOLE   0 0 1,468
ISHARES TR S&P 500 GRWT ETF 464287309   3,444,980 53,920 SH   SOLE   0 0 53,920
ISHARES TR S&P 500 VAL ETF 464287408   6,045,057 39,833 SH   SOLE   0 0 39,833
JOHNSON & JOHNSON COM 478160104   235,910 1,522 SH   SOLE   0 0 1,522
JPMORGAN CHASE & CO COM 46625H100   407,069 3,124 SH   SOLE   0 0 3,124
KKR & CO INC COM 48251W104   218,326 4,157 SH   SOLE   0 0 4,157
LAM RESEARCH CORP COM 512807108   347,759 656 SH   SOLE   0 0 656
MASTERCARD INCORPORATED CL A 57636Q104   203,146 559 SH   SOLE   0 0 559
MCDONALDS CORP COM 580135101   279,890 1,001 SH   SOLE   0 0 1,001
MICROSOFT CORP COM 594918104   2,239,255 7,767 SH   SOLE   0 0 7,767
NETFLIX INC COM 64110L106   359,299 1,040 SH   SOLE   0 0 1,040
NEXTERA ENERGY INC COM 65339F101   268,007 3,477 SH   SOLE   0 0 3,477
NUVEEN PFD & INCOME SECS FD COM 67072C105   130,363 20,180 SH   SOLE   0 0 20,180
NVIDIA CORPORATION COM 67066G104   1,953,279 7,032 SH   SOLE   0 0 7,032
PROSHARES TR S&P 500 DV ARIST 74348A467   223,538 2,450 SH   SOLE   0 0 2,450
SALESFORCE INC COM 79466L302   661,671 3,312 SH   SOLE   0 0 3,312
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   529,410 10,945 SH   SOLE   0 0 10,945
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706   1,059,289 43,201 SH   SOLE   0 0 43,201
SCHWAB STRATEGIC TR US REIT ETF 808524847   1,287,741 66,038 SH   SOLE   0 0 66,038
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508   607,732 8,957 SH   SOLE   0 0 8,957
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   1,003,945 28,849 SH   SOLE   0 0 28,849
SELECT SECTOR SPDR TR ENERGY 81369Y506   569,870 6,880 SH   SOLE   0 0 6,880
SHOPIFY INC CL A 82509L107   628,014 13,100 SH   SOLE   0 0 13,100
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889   2,280,616 71,003 SH   SOLE   0 0 71,003
SPDR INDEX SHS FDS S&P EMKTSC ETF 78463X756   274,523 5,420 SH   SOLE   0 0 5,420
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509   1,317,452 38,601 SH   SOLE   0 0 38,601
SPDR S&P 500 ETF TR TR UNIT 78462F103   2,067,010 5,049 SH   SOLE   0 0 5,049
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107   1,240,916 2,707 SH   SOLE   0 0 2,707
SPDR SER TR PORTFOLIO S&P400 78464A847   2,673,729 60,850 SH   SOLE   0 0 60,850
SPDR SER TR PORTFOLIO S&P500 78464A854   938,155 19,484 SH   SOLE   0 0 19,484
SSGA ACTIVE ETF TR BLACKSTONE SENR 78467V608   2,831,512 68,295 SH   SOLE   0 0 68,295
STARBUCKS CORP COM 855244109   416,114 3,996 SH   SOLE   0 0 3,996
STRYKER CORPORATION COM 863667101   285,185 999 SH   SOLE   0 0 999
TESLA INC COM 88160R101   1,399,733 6,747 SH   SOLE   0 0 6,747
UNITEDHEALTH GROUP INC COM 91324P102   452,285 957 SH   SOLE   0 0 957
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   2,228,633 29,136 SH   SOLE   0 0 29,136
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   1,578,190 21,376 SH   SOLE   0 0 21,376
VANGUARD INDEX FDS TOTAL STK MKT 922908769   2,497,980 12,239 SH   SOLE   0 0 12,239
VANGUARD INDEX FDS VALUE ETF 922908744   597,602 4,327 SH   SOLE   0 0 4,327
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   1,275,827 15,364 SH   SOLE   0 0 15,364
VANGUARD INDEX FDS LARGE CAP ETF 922908637   3,106,090 16,627 SH   SOLE   0 0 16,627
VANGUARD INDEX FDS MID CAP ETF 922908629   2,660,650 12,615 SH   SOLE   0 0 12,615
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   397,698 9,844 SH   SOLE   0 0 9,844
VANGUARD MALVERN FDS STRM INFPROIDX 922020805   1,226,718 25,653 SH   SOLE   0 0 25,653
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   1,453,827 18,123 SH   SOLE   0 0 18,123
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706   2,616,763 43,642 SH   SOLE   0 0 43,642
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   4,479,915 99,179 SH   SOLE   0 0 99,179
WISDOMTREE TR EMG MKTS SMCAP 97717W281   696,054 15,201 SH   SOLE   0 0 15,201