The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALCOA CORP COM 013872106   492,895 10,840 SH   SOLE   0 0 10,840
ALPHABET INC CAP STK CL C 02079K107   826,786 9,318 SH   SOLE   0 0 9,318
ALPHABET INC CAP STK CL A 02079K305   315,863 3,580 SH   SOLE   0 0 3,580
AMAZON COM INC COM 023135106   1,347,276 16,039 SH   SOLE   0 0 16,039
APPLE INC COM 037833100   2,824,288 21,737 SH   SOLE   0 0 21,737
BANK MONTREAL QUE COM 063671101   362,400 4,000 SH   SOLE   0 0 4,000
BERKSHIRE HATHAWAY INC DEL CL A 084670108   468,711 1 SH   SOLE   0 0 1
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   1,083,413 3,507 SH   SOLE   0 0 3,507
CATERPILLAR INC COM 149123101   1,488,865 6,215 SH   SOLE   0 0 6,215
CHEVRON CORP NEW COM 166764100   388,027 2,162 SH   SOLE   0 0 2,162
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807   2,866,658 94,298 SH   SOLE   0 0 94,298
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609   3,315,917 75,448 SH   SOLE   0 0 75,448
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500   330,071 6,453 SH   SOLE   0 0 6,453
FIRST TR EXCH TRADED FD III MANAGD MUN ETF 33739N108   222,839 4,447 SH   SOLE   0 0 4,447
GLOBAL X FDS GLBL X MLP ETF 37954Y343   439,449 10,643 SH   SOLE   0 0 10,643
HOME DEPOT INC COM 437076102   392,930 1,244 SH   SOLE   0 0 1,244
INVESTMENT MANAGERS SER TR I AXS TSLA BEAR DL 46144X867   237,960 3,000 SH   SOLE   0 0 3,000
ISHARES INC CORE MSCI EMKT 46434G103   3,349,049 71,714 SH   SOLE   0 0 71,714
ISHARES INC MSCI EMRG CHN 46434G764   2,830,189 59,621 SH   SOLE   0 0 59,621
ISHARES TR SP SMCP600VL ETF 464287879   464,951 5,092 SH   SOLE   0 0 5,092
ISHARES TR CORE MSCI INTL 46435G326   1,474,569 26,341 SH   SOLE   0 0 26,341
ISHARES TR CORE S&P500 ETF 464287200   18,182,412 47,324 SH   SOLE   0 0 47,324
ISHARES TR CORE S&P MCP ETF 464287507   5,614,754 23,212 SH   SOLE   0 0 23,212
ISHARES TR CORE S&P SCP ETF 464287804   3,263,843 34,487 SH   SOLE   0 0 34,487
ISHARES TR CORE S&P TTL STK 464287150   3,274,067 38,609 SH   SOLE   0 0 38,609
ISHARES TR CORE US AGGBD ET 464287226   4,243,171 43,749 SH   SOLE   0 0 43,749
ISHARES TR BLACKROCK ULTRA 46434V878   201,211 4,021 SH   SOLE   0 0 4,021
ISHARES TR IBOXX HI YD ETF 464288513   1,474,603 20,027 SH   SOLE   0 0 20,027
ISHARES TR IBOXX INV CP ETF 464287242   4,489,666 42,584 SH   SOLE   0 0 42,584
ISHARES TR MSCI EAFE ETF 464287465   4,956,725 75,514 SH   SOLE   0 0 75,514
ISHARES TR NATIONAL MUN ETF 464288414   3,145,024 29,805 SH   SOLE   0 0 29,805
ISHARES TR RUS 1000 GRW ETF 464287614   769,122 3,590 SH   SOLE   0 0 3,590
ISHARES TR RUS 1000 VAL ETF 464287598   222,622 1,468 SH   SOLE   0 0 1,468
ISHARES TR S&P 500 GRWT ETF 464287309   2,999,658 51,276 SH   SOLE   0 0 51,276
ISHARES TR S&P 500 VAL ETF 464287408   5,714,864 39,394 SH   SOLE   0 0 39,394
JOHNSON & JOHNSON COM 478160104   256,143 1,450 SH   SOLE   0 0 1,450
JPMORGAN CHASE & CO COM 46625H100   418,640 3,122 SH   SOLE   0 0 3,122
LAM RESEARCH CORP COM 512807108   275,717 656 SH   SOLE   0 0 656
MCDONALDS CORP COM 580135101   263,794 1,001 SH   SOLE   0 0 1,001
MICROSOFT CORP COM 594918104   1,840,163 7,673 SH   SOLE   0 0 7,673
NETFLIX INC COM 64110L106   306,675 1,040 SH   SOLE   0 0 1,040
NEXTERA ENERGY INC COM 65339F101   290,677 3,477 SH   SOLE   0 0 3,477
NUVEEN PFD & INCOME SECS FD COM 67072C105   121,530 17,872 SH   SOLE   0 0 17,872
NVIDIA CORPORATION COM 67066G104   1,017,865 6,965 SH   SOLE   0 0 6,965
PROSHARES TR S&P 500 DV ARIST 74348A467   220,476 2,450 SH   SOLE   0 0 2,450
SALESFORCE INC COM 79466L302   439,005 3,311 SH   SOLE   0 0 3,311
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706   979,394 41,377 SH   SOLE   0 0 41,377
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508   587,669 8,957 SH   SOLE   0 0 8,957
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   318,127 7,046 SH   SOLE   0 0 7,046
SCHWAB STRATEGIC TR US REIT ETF 808524847   1,289,729 66,860 SH   SOLE   0 0 66,860
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   929,226 28,849 SH   SOLE   0 0 28,849
SELECT SECTOR SPDR TR ENERGY 81369Y506   601,794 6,880 SH   SOLE   0 0 6,880
SHOPIFY INC CL A 82509L107   454,701 13,100 SH   SOLE   0 0 13,100
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509   1,188,966 36,073 SH   SOLE   0 0 36,073
SPDR INDEX SHS FDS S&P EMKTSC ETF 78463X756   265,255 5,420 SH   SOLE   0 0 5,420
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889   1,986,944 66,923 SH   SOLE   0 0 66,923
SPDR S&P 500 ETF TR TR UNIT 78462F103   1,930,889 5,049 SH   SOLE   0 0 5,049
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107   1,191,105 2,690 SH   SOLE   0 0 2,690
SPDR SER TR PORTFOLIO S&P500 78464A854   876,390 19,484 SH   SOLE   0 0 19,484
SPDR SER TR PORTFOLIO S&P400 78464A847   2,473,136 58,191 SH   SOLE   0 0 58,191
SSGA ACTIVE ETF TR BLACKSTONE SENR 78467V608   2,795,346 68,346 SH   SOLE   0 0 68,346
STARBUCKS CORP COM 855244109   390,362 3,935 SH   SOLE   0 0 3,935
STRYKER CORPORATION COM 863667101   244,246 999 SH   SOLE   0 0 999
TESLA INC COM 88160R101   855,362 6,944 SH   SOLE   0 0 6,944
UNITEDHEALTH GROUP INC COM 91324P102   491,495 927 SH   SOLE   0 0 927
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   1,747,149 24,320 SH   SOLE   0 0 24,320
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   1,976,936 26,261 SH   SOLE   0 0 26,261
VANGUARD INDEX FDS VALUE ETF 922908744   858,363 6,115 SH   SOLE   0 0 6,115
VANGUARD INDEX FDS TOTAL STK MKT 922908769   2,163,697 11,317 SH   SOLE   0 0 11,317
VANGUARD INDEX FDS LARGE CAP ETF 922908637   2,599,761 14,924 SH   SOLE   0 0 14,924
VANGUARD INDEX FDS MID CAP ETF 922908629   2,059,806 10,107 SH   SOLE   0 0 10,107
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   1,216,898 14,754 SH   SOLE   0 0 14,754
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   383,719 9,844 SH   SOLE   0 0 9,844
VANGUARD MALVERN FDS STRM INFPROIDX 922020805   1,152,934 24,683 SH   SOLE   0 0 24,683
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   1,437,655 18,548 SH   SOLE   0 0 18,548
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706   2,209,962 37,790 SH   SOLE   0 0 37,790
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   3,908,918 93,136 SH   SOLE   0 0 93,136
WISDOMTREE TR EMG MKTS SMCAP 97717W281   677,534 15,402 SH   SOLE   0 0 15,402