The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Advance Auto Parts Inc COM 00751Y106   1,312,978 8,930 SH   SOLE   0 0 8,930
Apple Computer Inc COM 037833100   4,462,134 34,343 SH   SOLE   0 0 34,343
Abbott Laboratories COM 002824100   1,168,605 10,644 SH   SOLE   0 0 10,644
Accenture LTD SHS CLASS A G1151C101   2,845,202 10,663 SH   SOLE   0 0 10,663
ISHARES TR CORE US AGGBD ET 464287226   6,426,460 66,259 SH   SOLE   0 0 66,259
Amn Healthcare Svcs Inc COM 001744101   2,333,706 22,697 SH   SOLE   0 0 22,697
Ameriprise Financial Inc COM 03076C106   1,707,864 5,485 SH   SOLE   0 0 5,485
Amazon Com Inc COM 023135106   1,736,784 20,676 SH   SOLE   0 0 20,676
Broadcom Inc COM 11135F101   1,970,374 3,524 SH   SOLE   0 0 3,524
Bristol-Myers Squibb Co COM 110122108   2,586,233 35,945 SH   SOLE   0 0 35,945
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   2,057,785 28,644 SH   SOLE   0 0 28,644
CF Industries Holdings, Inc COM 125269100   1,158,805 13,601 SH   SOLE   0 0 13,601
Cummins Inc COM 231021106   3,826,990 15,795 SH   SOLE   0 0 15,795
Conocophillips COM 20825C104   1,385,792 11,744 SH   SOLE   0 0 11,744
Costco Companies Inc COM 22160K105   2,565,797 5,621 SH   SOLE   0 0 5,621
Cisco Systems COM 17275R102   2,047,957 42,988 SH   SOLE   0 0 42,988
CVS COM 126650100   1,142,416 12,259 SH   SOLE   0 0 12,259
Chevrontexaco Corp COM 166764100   1,300,046 7,243 SH   SOLE   0 0 7,243
ISHARES TR MSCI KLD400 SOC 464288570   1,338,022 18,638 SH   SOLE   0 0 18,638
Detroit Edison COM 233331107   2,999,374 25,520 SH   SOLE   0 0 25,520
ISHARES TR MSCI EMG MKT ETF 464287234   634,598 16,744 SH   SOLE   0 0 16,744
FIDELITY COVINGTON TRUST MSCI CONSM DIS 316092204   285,384 5,035 SH   SOLE   0 0 5,035
FIDELITY COVINGTON TRUST MSCI ENERGY IDX 316092402   3,906,661 163,870 SH   SOLE   0 0 163,870
FIDELITY COVINGTON TRUST MSCI HLTH CARE I 316092600   4,813,791 75,239 SH   SOLE   0 0 75,239
Fiserv Corp COM 337738108   3,847,128 38,064 SH   SOLE   0 0 38,064
FIDELITY COVINGTON TRUST MSCI FINLS IDX 316092501   3,229,449 67,364 SH   SOLE   0 0 67,364
FIDELITY COVINGTON TRUST MSCI INFO TECH I 316092808   1,685,775 17,837 SH   SOLE   0 0 17,837
FIDELITY COVINGTON TRUST MSCI UTILS IDX 316092865   233,689 5,127 SH   SOLE   0 0 5,127
Alphabet Inc Class C CAP STK CL C 02079K107   2,249,394 25,351 SH   SOLE   0 0 25,351
Alphabet Inc Class A CAP STK CL A 02079K305   1,458,177 16,527 SH   SOLE   0 0 16,527
ISHARES TR CORE MSCI EAFE 46432F842   2,997,307 48,626 SH   SOLE   0 0 48,626
ISHARES TR 3 7 YR TREAS BD 464288661   14,825,635 129,042 SH   SOLE   0 0 129,042
ISHARES TR CORE MSCI EMKT 46434G103   1,996,659 42,755 SH   SOLE   0 0 42,755
ISHARES TR ISHS 1-5YR INVS 464288646   12,123,171 243,339 SH   SOLE   0 0 243,339
ISHARES TR CORE S&P MCP ETF 464287507   10,507,766 43,440 SH   SOLE   0 0 43,440
ISHARES TR CORE S&P SCP ETF 464287804   2,616,644 27,648 SH   SOLE   0 0 27,648
Intel Corp COM 458140100   637,464 24,119 SH   SOLE   0 0 24,119
Isun Inc Com COM 465246106   15,410 11,500 SH   SOLE   0 0 11,500
ISHARES TR CORE S&P US VLU 464287663   4,012,985 56,817 SH   SOLE   0 0 56,817
ISHARES TR CORE S&P500 ETF 464287200   13,087,278 34,063 SH   SOLE   0 0 34,063
Johnson & Johnson COM 478160104   3,344,040 18,930 SH   SOLE   0 0 18,930
JP Morgan Chase & Co COM 46625H100   1,336,977 9,970 SH   SOLE   0 0 9,970
Lowes COM 548661107   4,251,882 21,341 SH   SOLE   0 0 21,341
Lyondellbasell Industries N V SHS - A - N53745100   783,471 9,436 SH   SOLE   0 0 9,436
Mckesson Corp. COM 58155Q103   1,817,456 4,845 SH   SOLE   0 0 4,845
Metlife Inc COM 59156R108   1,187,230 16,405 SH   SOLE   0 0 16,405
Meta Platforms Inc Class A CL A 30303M102   431,660 3,587 SH   SOLE   0 0 3,587
Merck & Co. Inc. COM 58933Y105   1,642,504 14,804 SH   SOLE   0 0 14,804
Microsoft Corp. COM 594918104   4,343,521 18,112 SH   SOLE   0 0 18,112
ISHARES TR NATIONAL MUN ETF 464288414   1,162,936 11,021 SH   SOLE   0 0 11,021
Nvidia Corp COM 67066G104   2,409,285 16,486 SH   SOLE   0 0 16,486
Procter & Gamble Co COM 742718109   757,800 5,000 SH   SOLE   0 0 5,000
FIRST TR EXCHANGE-TRADED FD NAS CLNEDG GREEN 33733E500   436,460 9,249 SH   SOLE   0 0 9,249
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   908,396 22,424 SH   SOLE   0 0 22,424
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   998,143 22,275 SH   SOLE   0 0 22,275
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706   359,524 15,189 SH   SOLE   0 0 15,189
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508   694,613 10,587 SH   SOLE   0 0 10,587
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   234,599 5,196 SH   SOLE   0 0 5,196
SCHWAB STRATEGIC TR US AGGREGATE B 808524839   1,653,123 36,213 SH   SOLE   0 0 36,213
ISHARES TR 1 3 YR TREAS BD 464287457   8,534,782 105,147 SH   SOLE   0 0 105,147
SPDR SER TR SPDR S&P 500 ETF 78468R796   409,526 4,387 SH   SOLE   0 0 4,387
ISHARES TR SHRT NAT MUN ETF 464288158   2,957,306 28,362 SH   SOLE   0 0 28,362
Target Corporation COM 87612E106   1,091,122 7,321 SH   SOLE   0 0 7,321
Tyson Foods Inc CL A 902494103   2,224,351 35,733 SH   SOLE   0 0 35,733
Union Pacific Corp COM 907818108   3,865,041 18,665 SH   SOLE   0 0 18,665
VANGUARD WORLD FDS INF TECH ETF 92204A702   3,755,623 11,758 SH   SOLE   0 0 11,758
VANGUARD WORLD FDS TOTAL STK MKT 922908769   1,247,706 6,526 SH   SOLE   0 0 6,526
Verizon Communications COM 92343V104   776,732 19,714 SH   SOLE   0 0 19,714
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   472,215 3,476 SH   SOLE   0 0 3,476