The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM COM 002824100   610,646 5,373 SH   SOLE   0 0 5,373
ADVANCED MICRO DEVICES INC COM COM 007903107   665,074 3,685 SH   SOLE   0 0 3,685
AMAZON COM INC COM COM 023135106   4,075,505 22,594 SH   SOLE   0 0 22,594
AMEREN CORP COM COM 023608102   938,325 12,687 SH   SOLE   0 0 12,687
AMGEN INC COM COM 031162100   392,646 1,381 SH   SOLE   0 0 1,381
APPLE INC COM COM 037833100   13,305,764 77,594 SH   SOLE   0 0 77,594
APPLIED MATLS INC COM COM 038222105   1,509,604 7,320 SH   SOLE   0 0 7,320
AUTOMATIC DATA PROCESSING INC COM COM 053015103   381,103 1,526 SH   SOLE   0 0 1,526
BANK AMERICA CORP COM COM 060505104   1,457,209 38,429 SH   SOLE   0 0 38,429
BERKSHIRE HATHAWAY INC DEL CL A CL A 084670108   634,440 1 SH   SOLE   0 0 1
BERKSHIRE HATHAWAY INC DEL CL B NEW CL B NEW 084670702   3,176,447 7,554 SH   SOLE   0 0 7,554
BOEING CO COM COM 097023105   952,528 4,936 SH   SOLE   0 0 4,936
BRISTOL-MYERS SQUIBB CO COM COM 110122108   311,172 5,738 SH   SOLE   0 0 5,738
THE CIGNA GROUP COM COM 125523100   466,336 1,284 SH   SOLE   0 0 1,284
CALAMOS STRATEGIC TOTAL RETURN COM SH BEN INT COM SH BEN INT 128125101   309,398 18,900 SH   SOLE   0 0 18,900
CHEVRON CORP NEW COM COM 166764100   871,255 5,523 SH   SOLE   0 0 5,523
CHURCH & DWIGHT CO INC COM COM 171340102   347,144 3,328 SH   SOLE   0 0 3,328
COCA COLA CO COM COM 191216100   617,658 10,096 SH   SOLE   0 0 10,096
COLGATE PALMOLIVE CO COM COMMON STOCK 194162103   205,905 2,287 SH   SOLE   0 0 2,287
XTRACKERS MSCI EAFE HEDGED EQUITY ETF XTRACK MSCI EAFE 233051200   57,582,189 1,406,846 SH   SOLE   0 0 1,406,846
DANAHER CORPORATION COM COM 235851102   521,203 2,087 SH   SOLE   0 0 2,087
DEERE & CO COM COM 244199105   287,083 699 SH   SOLE   0 0 699
DISNEY WALT CO COM COM 254687106   278,933 2,280 SH   SOLE   0 0 2,280
EMERSON ELEC CO COM COM 291011104   2,258,252 19,911 SH   SOLE   0 0 19,911
ENTERPRISE FINL SVCS CORP COM COM 293712105   961,110 23,696 SH   SOLE   0 0 23,696
ENTERPRISE PRODS PARTNERS L P COM COM 293792107   1,063,911 36,460 SH   SOLE   0 0 36,460
FIRST FINL CORP IND COM COM 320218100   268,923 7,016 SH   SOLE   0 0 7,016
FISERV INC COM COM 337738108   433,911 2,715 SH   SOLE   0 0 2,715
GENERAL DYNAMICS CORP COM COM 369550108   385,599 1,365 SH   SOLE   0 0 1,365
HOME DEPOT INC COM COM 437076102   663,719 1,730 SH   SOLE   0 0 1,730
INTEL CORP COM COM 458140100   429,346 9,720 SH   SOLE   0 0 9,720
INTERNATIONAL BUSINESS MACHS COM COM 459200101   297,629 1,559 SH   SOLE   0 0 1,559
ISHARES GOLD TRUST ISHARES NEW 464285204   472,897 11,257 SH   SOLE   0 0 11,257
ISHARES MSCI EMERGING MARKETS MIN VOL FACTOR ETF MSCI EMERG MRKT 464286533   342,412 6,051 SH   SOLE   0 0 6,051
ISHARES CORE S&P TOTAL U.S. STOCK MARKET ETF CORE S&P TTL STK 464287150   1,032,166 8,952 SH   SOLE   0 0 8,952
ISHARES SELECT DIVIDEND ETF SELECT DIVID ETF 464287168   2,121,174 17,220 SH   SOLE   0 0 17,220
ISHARES TIPS BOND ETF TIPS BD ETF 464287176   244,001 2,272 SH   SOLE   0 0 2,272
ISHARES CORE S&P 500 ETF CORE S&P500 ETF 464287200   1,387,927 2,640 SH   SOLE   0 0 2,640
ISHARES CORE U.S. AGGREGATE BOND ETF CORE US AGGBD ET 464287226   408,802 4,174 SH   SOLE   0 0 4,174
ISHARES MSCI EAFE ETF MSCI EAFE ETF 464287465   3,529,749 44,199 SH   SOLE   0 0 44,199
ISHARES RUSSELL MID-CAP VALUE ETF RUS MDCP VAL ETF 464287473   649,827 5,185 SH   SOLE   0 0 5,185
ISHARES RUSSELL MID-CAP GROWTH ETF RUS MD CP GR ETF 464287481   525,699 4,606 SH   SOLE   0 0 4,606
ISHARES CORE S&P MID-CAP ETF CORE S&P MCP ETF 464287507   208,946 3,440 SH   SOLE   0 0 3,440
ISHARES RUSSELL 1000 VALUE ETF RUS 1000 VAL ETF 464287598   2,666,229 14,886 SH   SOLE   0 0 14,886
ISHARES S&P MID-CAP 400 GROWTH ETF S&P MC 400GR ETF 464287606   460,898 5,051 SH   SOLE   0 0 5,051
ISHARES RUSSELL 1000 GROWTH ETF RUS 1000 GRW ETF 464287614   3,542,100 10,509 SH   SOLE   0 0 10,509
ISHARES RUSSELL 2000 VALUE ETF RUS 2000 VAL ETF 464287630   453,286 2,854 SH   SOLE   0 0 2,854
ISHARES RUSSELL 2000 GROWTH ETF RUS 2000 GRW ETF 464287648   328,988 1,215 SH   SOLE   0 0 1,215
ISHARES CORE S&P SMALL CAP ETF CORE S&P SCP ETF 464287804   228,703 2,069 SH   SOLE   0 0 2,069
ISHARES S&P SMALL-CAP 600 VALUE ETF SP SMCP600VL ETF 464287879   207,495 2,019 SH   SOLE   0 0 2,019
JOHNSON & JOHNSON COM COM 478160104   1,432,012 9,052 SH   SOLE   0 0 9,052
KAYNE ANDERSON ENERGY INFRSTR COM COM 486606106   270,000 26,973 SH   SOLE   0 0 26,973
ELI LILLY & CO COM COM 532457108   1,339,970 1,722 SH   SOLE   0 0 1,722
LOCKHEED MARTIN CORP COM COM 539830109   404,622 890 SH   SOLE   0 0 890
LOWES COS INC COM COM 548661107   985,321 3,868 SH   SOLE   0 0 3,868
MFS MULTIMARKET INCOME TR SH BEN INT SH BEN INT 552737108   902,238 194,868 SH   SOLE   0 0 194,868
MCDONALDS CORP COM COM 580135101   1,811,825 6,426 SH   SOLE   0 0 6,426
MICROSOFT CORP COM COM 594918104   5,345,206 12,701 SH   SOLE   0 0 12,701
MICRON TECHNOLOGY INC COM COM 595112103   1,418,060 12,029 SH   SOLE   0 0 12,029
MONDELEZ INTL INC CL A CL A 609207105   305,482 4,364 SH   SOLE   0 0 4,364
MORGAN STANLEY COM NEW COM NEW 617446448   437,465 4,646 SH   SOLE   0 0 4,646
NIKE INC CL B CL B 654106103   3,540,392 37,672 SH   SOLE   0 0 37,672
NORTHROP GRUMMAN CORP COM COM 666807102   276,665 578 SH   SOLE   0 0 578
NOVO-NORDISK A S ADR SPONSORED ADR 670100205   225,984 1,760 SH   SOLE   0 0 1,760
ONEOK INC NEW COM COM 682680103   1,015,322 12,665 SH   SOLE   0 0 12,665
PEPSICO INC COM COM 713448108   1,734,129 9,909 SH   SOLE   0 0 9,909
PFIZER INC COM COM 717081103   699,585 25,210 SH   SOLE   0 0 25,210
PHILLIPS 66 COM COM 718546104   633,156 3,876 SH   SOLE   0 0 3,876
PROCTER AND GAMBLE CO COM COM 742718109   1,418,863 8,745 SH   SOLE   0 0 8,745
REALTY INCOME CORP COM COM 756109104   777,624 14,374 SH   SOLE   0 0 14,374
REINSURANCE GRP OF AMERICA INC COM NEW COM NEW 759351604   4,210,481 21,830 SH   SOLE   0 0 21,830
SAREPTA THERAPEUTICS INC COM COM 803607100   384,367 2,969 SH   SOLE   0 0 2,969
SCHWAB U.S. LARGE-CAP ETF US LRG CAP ETF 808524201   2,711,712 43,695 SH   SOLE   0 0 43,695
SCHWAB U.S. LARGE-CAP GROWTH ETF US LCAP GR ETF 808524300   204,911 2,210 SH   SOLE   0 0 2,210
SCHWAB US DIVIDEND EQUITY ETF US DIVIDEND EQ 808524797   406,456 5,041 SH   SOLE   0 0 5,041
SCHWAB INTERNATIONAL EQUITY ETF INTL EQTY ETF 808524805   335,572 8,600 SH   SOLE   0 0 8,600
SOUTHERN CO COM COM 842587107   457,691 6,380 SH   SOLE   0 0 6,380
STARBUCKS CORP COM COM 855244109   239,941 2,625 SH   SOLE   0 0 2,625
STIFEL FINL CORP COM COM 860630102   1,247,906 15,964 SH   SOLE   0 0 15,964
TEXAS INSTRS INC COM COM 882508104   209,052 1,200 SH   SOLE   0 0 1,200
US BANCORP DEL COM NEW COM NEW 902973304   871,069 19,487 SH   SOLE   0 0 19,487
UNION PAC CORP COM COM 907818108   713,422 2,901 SH   SOLE   0 0 2,901
VANGUARD DIVIDEND APPRECIATION ETF DIV APP ETF 921908844   903,245 4,946 SH   SOLE   0 0 4,946
VANGUARD MEGA CAP ETF MEGA CAP INDEX 921910873   547,164 2,928 SH   SOLE   0 0 2,928
VANGUARD S&P 500 GROWTH ETF 500 GRTH IDX F 921932505   4,180,926 13,721 SH   SOLE   0 0 13,721
VANGUARD S&P 500 VALUE ETF 500 VAL IDX FD 921932703   1,630,189 9,033 SH   SOLE   0 0 9,033
VANGUARD S&P SMALL-CAP 600 VALUE ETF SMLCP 600 VAL 921932778   294,223 3,328 SH   SOLE   0 0 3,328
VANGUARD S&P SMALL-CAP 600 GROWTH ETF SMLCP 600 GRTH 921932794   1,147,910 10,210 SH   SOLE   0 0 10,210
VANGUARD S&P MID-CAP 400 VALUE ETF MIDCP 400 VAL 921932844   454,180 5,002 SH   SOLE   0 0 5,002
VANGUARD S&P MID-CAP 400 GROWTH ETF MIDCP 400 GRTH 921932869   250,384 2,207 SH   SOLE   0 0 2,207
VANGUARD U.S. VALUE FACTOR ETF US VALUE FACTR 921935805   300,542 2,518 SH   SOLE   0 0 2,518
VANGUARD INTERMEDIATE-TERM BOND ETF INTERMED TERM 921937819   311,402 4,130 SH   SOLE   0 0 4,130
VANGUARD SHORT-TERM BOND ETF SHORT TRM BOND 921937827   1,588,218 20,715 SH   SOLE   0 0 20,715
VANGUARD TOTAL BOND MARKET ETF TOTAL BND MRKT 921937835   12,295,846 169,294 SH   SOLE   0 0 169,294
VANGUARD FTSE DEVELOPED MARKETS ETF VAN FTSE DEV MKT 921943858   14,540,219 289,819 SH   SOLE   0 0 289,819
VANGUARD HIGH DIVIDEND YIELD INDEX ETF HIGH DIV YLD 921946406   1,502,029 12,414 SH   SOLE   0 0 12,414
VANGUARD TOTAL WORLD STOCK ETF TT WRLD ST ETF 922042742   514,046 4,652 SH   SOLE   0 0 4,652
VANGUARD FTSE ALL-WORLD EX-US INDEX FUND ALLWRLD EX US 922042775   233,310 3,978 SH   SOLE   0 0 3,978
VANGUARD FTSE EMERGING MARKETS ETF FTSE EMR MKT ETF 922042858   5,002,523 119,764 SH   SOLE   0 0 119,764
VANGUARD MID-CAP VALUE ETF MCAP VL IDXVIP 922908512   5,673,180 36,388 SH   SOLE   0 0 36,388
VANGUARD MID-CAP GROWTH ETF MCAP GR IDXVIP 922908538   4,499,097 19,081 SH   SOLE   0 0 19,081
VANGUARD REAL ESTATE ETF REAL ESTATE ETF 922908553   1,819,098 21,035 SH   SOLE   0 0 21,035
VANGUARD SMALL-CAP GROWTH ETF SML CP GRW ETF 922908595   26,175,066 100,395 SH   SOLE   0 0 100,395
VANGUARD SMALL CAP VALUE ETF SM CP VAL ETF 922908611   5,477,554 28,547 SH   SOLE   0 0 28,547
VANGUARD MID-CAP ETF MID CAP ETF 922908629   1,642,567 6,574 SH   SOLE   0 0 6,574
VANGUARD LARGE-CAP ETF LARGE CAP ETF 922908637   1,339,238 5,586 SH   SOLE   0 0 5,586
VANGUARD GROWTH ETF GROWTH ETF 922908736   93,933,949 272,905 SH   SOLE   0 0 272,905
VANGUARD VALUE ETF VALUE ETF 922908744   26,193,251 160,833 SH   SOLE   0 0 160,833
VANGUARD SMALL-CAP ETF SMALL CP ETF 922908751   880,072 3,850 SH   SOLE   0 0 3,850
VANGUARD TOTAL STOCK MARKET ETF TOTAL STK MKT 922908769   1,388,111 5,341 SH   SOLE   0 0 5,341
WALMART INC COM COM 931142103   1,438,059 23,900 SH   SOLE   0 0 23,900
WELLS FARGO CO NEW COM COM 949746101   308,148 5,317 SH   SOLE   0 0 5,317
WILLIAMS COS INC COM COM 969457100   272,327 6,988 SH   SOLE   0 0 6,988
RTX CORPORATION COM COM 75513E101   389,352 3,992 SH   SOLE   0 0 3,992
INVESCO QQQ TRUST SERIES I UNIT SER 1 46090E103   603,978 1,360 SH   SOLE   0 0 1,360
FLAHERTY & CRUMRINE PFD INCOME COM COM 33848E106   99,792 11,824 SH   SOLE   0 0 11,824
AT&T INC COM COM 00206R102   320,797 18,227 SH   SOLE   0 0 18,227
ABBVIE INC COM COM 00287Y109   1,161,447 6,378 SH   SOLE   0 0 6,378
ADVANTAGE SOLUTIONS INC COM CL A COM CL A 00791N102   1,169,100 270,000 SH   SOLE   0 0 270,000
ALPHABET INC CAP STK CL C CAP STK CL C 02079K107   2,809,431 18,452 SH   SOLE   0 0 18,452
ALPHABET INC CAP STK CL A CAP STK CL A 02079K305   853,358 5,654 SH   SOLE   0 0 5,654
ARTISAN PARTNERS ASSET MGMT IN CL A CL A 04316A108   332,382 7,262 SH   SOLE   0 0 7,262
BOOKING HOLDINGS INC COM COM 09857L108   308,370 85 SH   SOLE   0 0 85
BROADCOM INC COM COM 11135F101   213,391 161 SH   SOLE   0 0 161
CME GROUP INC COM COM 12572Q105   215,290 1,000 SH   SOLE   0 0 1,000
CENTENE CORP DEL COM COM 15135B101   709,695 9,043 SH   SOLE   0 0 9,043
CISCO SYS INC COM COM 17275R102   778,808 15,604 SH   SOLE   0 0 15,604
COMCAST CORP NEW CL A CL A 20030N101   303,661 7,005 SH   SOLE   0 0 7,005
COSTCO WHSL CORP NEW COM COM 22160K105   1,030,289 1,406 SH   SOLE   0 0 1,406
DIMENSIONAL US CORE EQUITY MARKET ETF ETF 25434V104   604,601 16,546 SH   SOLE   0 0 16,546
DIMENSIONAL U.S. EQUITY ETF ETF 25434V401   301,305 5,288 SH   SOLE   0 0 5,288
DIMENSIONAL U.S. SMALL CAP ETF ETF 25434V500   354,957 5,694 SH   SOLE   0 0 5,694
DIMENSIONAL U.S. TARGETED VALUE ETF ETF 25434V609   20,141,536 370,045 SH   SOLE   0 0 370,045
DIMENSIONAL WORLD EQUITY ETF ETF 25434V617   634,971 10,739 SH   SOLE   0 0 10,739
DIMENSIONAL GLOBAL REAL ESTATE ETF ETF 25434V658   14,047,615 550,240 SH   SOLE   0 0 550,240
DIMENSIONAL US LARGE CAP VALUE ETF ETF 25434V666   68,602,766 2,287,521 SH   SOLE   0 0 2,287,521
DIMENSIONAL U.S. CORE EQUITY 2 ETF ETF 25434V708   952,499 29,812 SH   SOLE   0 0 29,812
DIMENSIONAL US MARKETWIDE VALUE ETF ETF 25434V724   13,580,952 332,053 SH   SOLE   0 0 332,053
DIMENSIONAL EMERGING MARKETS CORE EQUITY 2 ETF ETF 25434V732   22,371,550 877,660 SH   SOLE   0 0 877,660
DIMENSIONAL INTERNATIONAL CORE EQUITY 2 ETF ETF 25434V799   14,162,270 529,431 SH   SOLE   0 0 529,431
DIMENSIONAL US SMALL CAP VALUE ETF ETF 25434V815   22,723,434 754,931 SH   SOLE   0 0 754,931
DUKE ENERGY CORP NEW COM NEW COM NEW 26441C204   280,287 2,898 SH   SOLE   0 0 2,898
ENERGY TRANSFER L P COM UT LTD PTN COM UT LTD PTN 29273V100   345,671 21,975 SH   SOLE   0 0 21,975
EXXON MOBIL CORP COM COM 30231G102   528,719 4,549 SH   SOLE   0 0 4,549
META PLATFORMS INC CL A CL A 30303M102   656,272 1,352 SH   SOLE   0 0 1,352
FIDELITY NATL INFORMATION SVCS COM COM 31620M106   249,022 3,357 SH   SOLE   0 0 3,357
FIRST CTZNS BANCSHARES INC N C CL A CL A 31946M103   474,150 290 SH   SOLE   0 0 290
FREEPORT-MCMORAN INC CL B CL B 35671D857   1,625,657 34,574 SH   SOLE   0 0 34,574
GUGGENHEIM STRATEGIC OPPORTUN COM SBI CEF 40167F101   2,658,882 185,676 SH   SOLE   0 0 185,676
HP INC COM COM 40434L105   1,027,480 34,000 SH   SOLE   0 0 34,000
HANCOCK JOHN PREM DIVID FD COM SH BEN INT CEF 41013T105   456,025 39,144 SH   SOLE   0 0 39,144
HEWLETT PACKARD ENTERPRISE CO COM COM 42824C109   886,500 50,000 SH   SOLE   0 0 50,000
INTERCONTINENTAL EXCHANGE INC COM COM 45866F104   258,845 1,883 SH   SOLE   0 0 1,883
INVESCO S&P 500 EQUAL WEIGHT ETF ETF 46137V357   842,555 4,975 SH   SOLE   0 0 4,975
INVESCO S&P MIDCAP QUALITY ETF ETF 46137V472   336,423 3,057 SH   SOLE   0 0 3,057
INVESCO BLOOMBERG MVP MULTI-FACTOR ETF ETF 46137V712   268,121 5,898 SH   SOLE   0 0 5,898
ISHARES CORE HIGH DIVIDEND ETF ETF 46429B663   1,009,561 9,160 SH   SOLE   0 0 9,160
ISHARES MSCI EAFE MIN VOL FACTOR ETF ETF 46429B689   781,385 11,024 SH   SOLE   0 0 11,024
ISHARES MSCI USA MIN VOL FACTOR ETF ETF 46429B697   2,421,372 28,971 SH   SOLE   0 0 28,971
ISHARES MSCI USA QUALITY FACTOR ETF ETF 46432F339   1,139,228 6,932 SH   SOLE   0 0 6,932
ISHARES MSCI USA MOMENTUM FACTOR ETF ETF 46432F396   679,850 3,629 SH   SOLE   0 0 3,629
ISHARES CORE MSCI EAFE ETF ETF 46432F842   474,420 6,392 SH   SOLE   0 0 6,392
ISHARES CORE MSCI EMERGING MARKETS ETF ETF 46434G103   1,013,824 19,648 SH   SOLE   0 0 19,648
ISHARES MSCI USA SMALL-CAP MIN VOL FACTOR ETF ETF 46435G433   677,997 18,104 SH   SOLE   0 0 18,104
JPMORGAN CHASE & CO COM COM 46625H100   1,368,457 6,832 SH   SOLE   0 0 6,832
MPLX LP COM UNIT REP LTD COM UNIT REP LTD 55336V100   261,246 6,286 SH   SOLE   0 0 6,286
MASTERCARD INCORPORATED CL A CL A 57636Q104   1,030,726 2,140 SH   SOLE   0 0 2,140
MERCK & CO INC COM COM 58933Y105   406,802 3,083 SH   SOLE   0 0 3,083
NETFLIX INC COM COM 64110L106   423,309 697 SH   SOLE   0 0 697
NEXTERA ENERGY INC COM COM 65339F101   1,402,462 21,944 SH   SOLE   0 0 21,944
NVIDIA CORPORATION COM COM 67066G104   1,978,410 2,190 SH   SOLE   0 0 2,190
NUVEEN PFD & INCOME OPPORTUNIT COM CEF 67073B106   427,589 59,470 SH   SOLE   0 0 59,470
ORACLE CORP COM COM 68389X105   311,262 2,478 SH   SOLE   0 0 2,478
PACER US SMALL CAP CASH COWS 100 ETF ETF 69374H857   261,040 5,310 SH   SOLE   0 0 5,310
PERFORMANCE FOOD GROUP CO COM COM 71377A103   277,437 3,717 SH   SOLE   0 0 3,717
SPDR S&P 500 ETF TRUST ETF 78462F103   3,920,488 7,495 SH   SOLE   0 0 7,495
SPDR GOLD SHARES ETF 78463V107   411,624 2,001 SH   SOLE   0 0 2,001
SPDR S&P 600 SMALL CAP GROWTH ETF ETF 78464A201   1,015,477 11,641 SH   SOLE   0 0 11,641
SPDR PORTFOLIO S&P 500 GROWTH ETF ETF 78464A409   717,248 9,805 SH   SOLE   0 0 9,805
SPDR S&P 400 MID CAP GROWTH ETF ETF 78464A821   300,452 3,442 SH   SOLE   0 0 3,442
SALESFORCE INC COM COM 79466L302   314,432 1,044 SH   SOLE   0 0 1,044
SPIRE INC COM COM 84857L101   268,282 4,372 SH   SOLE   0 0 4,372
TARGA RES CORP COM COM 87612G101   325,906 2,910 SH   SOLE   0 0 2,910
TESLA INC COM COM 88160R101   761,876 4,334 SH   SOLE   0 0 4,334
3M CO COM COM 88579Y101   217,615 2,052 SH   SOLE   0 0 2,052
UNITEDHEALTH GROUP INC COM COM 91324P102   897,405 1,814 SH   SOLE   0 0 1,814
VANECK FALLEN ANGEL HIGH YIELD BOND ETF ETF 92189F437   4,061,860 139,968 SH   SOLE   0 0 139,968
VANGUARD SHORT-TERM TREASURY ETF ETF 92206C102   1,475,564 25,410 SH   SOLE   0 0 25,410
VANGUARD RUSSELL 2000 ETF ETF 92206C664   623,490 7,330 SH   SOLE   0 0 7,330
VANGUARD INTERMEDIATE-TERM CORPORATE BOND ETF ETF 92206C870   1,782,245 22,137 SH   SOLE   0 0 22,137
VISA INC COM CL A COM CL A 92826C839   824,360 2,954 SH   SOLE   0 0 2,954
WASTE MGMT INC DEL COM COM 94106L109   700,837 3,288 SH   SOLE   0 0 3,288
WELLTOWER INC COM COM 95040Q104   233,600 2,500 SH   SOLE   0 0 2,500
WESTERN ASSET MANAGED MUNS FD COM CEF 95766M105   298,525 28,567 SH   SOLE   0 0 28,567
XCEL ENERGY INC COM COM 98389B100   563,246 10,479 SH   SOLE   0 0 10,479
ACCENTURE PLC IRELAND SHS CLASS A SHS CLASS A G1151C101   473,319 1,366 SH   SOLE   0 0 1,366
LINDE PLC SHS SHS G54950103   221,016 476 SH   SOLE   0 0 476
TRANE TECHNOLOGIES PLC SHS SHS G8994E103   259,673 865 SH   SOLE   0 0 865
WILLIS TOWERS WATSON PLC LTD SHS SHS CLASS A G96629103   312,125 1,135 SH   SOLE   0 0 1,135
PERIMETER SOLUTIONS SA COMMON STOCK COM L7579L106   180,631 24,344 SH   SOLE   0 0 24,344