The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABORATORIES COM 002824100   1,232,759 12,007 SH   SOLE   0 0 12,007
ABBOTT LABORATORIES COM 002824100   18,789 183 SH   DFND   0 0 183
ABBVIE INC COM 00287Y109   2,845,422 13,083 SH   SOLE   0 0 13,083
ABBVIE INC COM 00287Y109   86,996 400 SH   DFND   0 0 400
ABBVIE INC COM 00287Y109   19,357 89 SH   OTR   0 0 89
ABRDN NATL MUN INCOME FD SH BEN INT 24610T108   117,977 11,845 SH   SOLE   0 0 11,845
AES CORP COM 00130H105   561,924 39,881 SH   SOLE   0 0 39,881
ALLIANCEBERNSTEIN NATL MUN I COM 01864U106   119,536 11,182 SH   SOLE   0 0 11,182
ALPHABET INC CAP STK CL A 02079K305   6,411,950 22,298 SH   SOLE   0 0 22,298
ALPHABET INC CAP STK CL C 02079K107   615,602 2,146 SH   SOLE   0 0 2,146
ALTRIA GROUP INC COM 02209S103   230,570 3,494 SH   SOLE   0 0 3,494
AMAZON COM INC COM 023135106   3,793,639 18,215 SH   SOLE   0 0 18,215
AMPLIFY ETF TR AMPLIFY CYBERSEC 032108664   235,032 3,130 SH   SOLE   0 0 3,130
APPLE INC COM 037833100   7,766,078 30,600 SH   SOLE   0 0 30,600
APPLE INC COM 037833100   79,437 313 SH   DFND   0 0 313
APPLE INC COM 037833100   321,045 1,265 SH   OTR   0 0 1,265
APTIV PLC COM SHS G3265R107   588,921 8,481 SH   SOLE   0 0 8,481
ARCHER AVIATION INC COM CL A 03945R102   103,400 20,000 SH   SOLE   0 0 20,000
ARISTA NETWORKS INC COM SHS 040413205   735,453 5,990 SH   SOLE   0 0 5,990
BADGER METER INC COM 056525108   920,194 6,040 SH   SOLE   0 0 6,040
BARCLAYS BANK PLC IPATH SELCT MLP 06742C723   631,246 18,345 SH   SOLE   0 0 18,345
BERKSHIRE HATHAWAY INC DEL CL A 084670108   718,140 1 SH   SOLE   0 0 1
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   1,316,842 2,748 SH   SOLE   0 0 2,748
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   47,920 100 SH   OTR   0 0 100
BLACKROCK INC COM 09290D101   3,024,098 3,145 SH   SOLE   0 0 3,145
BLACKROCK INC COM 09290D101   18,273 19 SH   OTR   0 0 19
BLACKROCK MUNIASSETS FD INC COM 09254J102   291,234 27,449 SH   SOLE   0 0 27,449
BLACKROCK MUNIHOLDINGS FD IN COM 09253N104   570,972 50,618 SH   SOLE   0 0 50,618
BLACKROCK MUNIYIELD QUALITY COM 09254E103   281,311 26,766 SH   SOLE   0 0 26,766
BLACKROCK MUNIYILD QULT FD I COM 09254F100   488,490 44,489 SH   SOLE   0 0 44,489
BLACKSTONE INC COM 09260D107   2,211,143 19,229 SH   SOLE   0 0 19,229
BLACKSTONE INC COM 09260D107   44,272 385 SH   DFND   0 0 385
BLACKSTONE INC COM 09260D107   12,304 107 SH   OTR   0 0 107
BRISTOL-MYERS SQUIBB CO COM 110122108   299,915 4,945 SH   SOLE   0 0 4,945
BROADCOM INC COM 11135F101   6,838,469 22,095 SH   SOLE   0 0 22,095
BROADCOM INC COM 11135F101   37,142 120 SH   OTR   0 0 120
BROOKFIELD CORP CL A LTD VT SH 11271J107   390,496 9,649 SH   SOLE   0 0 9,649
CAPITAL ONE FINL CORP COM 14040H105   1,709,552 9,371 SH   SOLE   0 0 9,371
CAPITAL ONE FINL CORP COM 14040H105   15,872 87 SH   OTR   0 0 87
CARDINAL HEALTH INC COM 14149Y108   361,975 1,713 SH   SOLE   0 0 1,713
CATERPILLAR INC COM 149123101   5,851,880 8,260 SH   SOLE   0 0 8,260
CHEVRON CORPORATION COM 166764100   2,945,636 14,237 SH   SOLE   0 0 14,237
CHEVRON CORPORATION COM 166764100   13,242 64 SH   OTR   0 0 64
CHIPOTLE MEXICAN GRILL INC COM 169656105   804,476 25,132 SH   SOLE   0 0 25,132
CME GROUP INC COM 12572Q105   439,777 1,489 SH   SOLE   0 0 1,489
COMCAST CORP NEW CL A 20030N101   382,159 13,311 SH   SOLE   0 0 13,311
COMCAST CORP NEW CL A 20030N101   1,637 57 SH   OTR   0 0 57
CONSTELLATION ENERGY CORP COM 21037T109   414,407 1,484 SH   SOLE   0 0 1,484
CORNING INC COM 219350105   4,715,440 34,680 SH   SOLE   0 0 34,680
CORNING INC COM 219350105   31,817 234 SH   OTR   0 0 234
COSTCO WHOLESALE CORPORATION COM 22160K105   1,457,778 1,463 SH   SOLE   0 0 1,463
COSTCO WHOLESALE CORPORATION COM 22160K105   12,954 13 SH   OTR   0 0 13
CUMMINS INC COM 231021106   3,721,754 6,918 SH   SOLE   0 0 6,918
CUMMINS INC COM 231021106   24,211 45 SH   DFND   0 0 45
CUMMINS INC COM 231021106   25,287 47 SH   OTR   0 0 47
DANAHER CORP DEL COM 235851102   707,777 3,733 SH   SOLE   0 0 3,733
DEERE & CO COM 244199105   294,606 523 SH   SOLE   0 0 523
DISNEY WALT CO COM 254687106   850,993 8,830 SH   SOLE   0 0 8,830
EATON CORP PLC SHS G29183103   1,982,565 5,543 SH   SOLE   0 0 5,543
EATON CORP PLC SHS G29183103   24,322 68 SH   OTR   0 0 68
EDWARDS LIFESCIENCES CORP COM 28176E108   419,620 5,240 SH   SOLE   0 0 5,240
ELI LILLY & CO COM 532457108   4,036,966 4,389 SH   SOLE   0 0 4,389
ELI LILLY & CO COM 532457108   177,516 193 SH   DFND   0 0 193
ELI LILLY & CO COM 532457108   26,674 29 SH   OTR   0 0 29
ENBRIDGE INC COM 29250N105   1,294,894 23,918 SH   SOLE   0 0 23,918
ENBRIDGE INC COM 29250N105   17,650 326 SH   OTR   0 0 326
EOG RES INC COM 26875P101   1,897,048 13,122 SH   SOLE   0 0 13,122
EOG RES INC COM 26875P101   12,144 84 SH   OTR   0 0 84
EXXON MOBIL CORP COM 30231G102   266,197 1,569 SH   SOLE   0 0 1,569
EXXON MOBIL CORP COM 30231G102   59,890 353 SH   DFND   0 0 353
FEDERATED HERMES ETF TRUST HERMES TOTAL RET 31423L404   1,724,470 68,581 SH   SOLE   0 0 68,581
FEDERATED HERMES ETF TRUST HERMES TOTAL RET 31423L404   2,917 116 SH   OTR   0 0 116
FEDEX CORP COM 31428X106   264,642 743 SH   SOLE   0 0 743
FIRST TR EXCHANGE-TRADED FD NASDAQ CYB ETF 33734X846   773,221 12,336 SH   SOLE   0 0 12,336
FORTINET INC COM 34959E109   310,945 3,805 SH   SOLE   0 0 3,805
FRANKLIN TEMPLETON ETF TR FRANKLIN INDIA 35473P769   6,039,255 181,796 SH   SOLE   0 0 181,796
FRANKLIN TEMPLETON ETF TR FRANKLIN INDIA 35473P769   37,107 1,117 SH   OTR   0 0 1,117
GE VERNOVA INC COM 36828A101   267,108 306 SH   SOLE   0 0 306
GENERAL DYNAMICS CORP COM 369550108   384,407 1,120 SH   SOLE   0 0 1,120
GENUINE PARTS CO COM 372460105   208,962 1,976 SH   SOLE   0 0 1,976
GENUINE PARTS CO COM 372460105   2,327 22 SH   DFND   0 0 22
HERSHEY CO COM 427866108   338,861 1,630 SH   SOLE   0 0 1,630
HOME DEPOT INC COM 437076102   1,635,643 4,973 SH   SOLE   0 0 4,973
HOME DEPOT INC COM 437076102   10,196 31 SH   OTR   0 0 31
HONEYWELL INTL INC COM 438516106   1,400,369 6,196 SH   SOLE   0 0 6,196
HONEYWELL INTL INC COM 438516106   44,076 195 SH   DFND   0 0 195
HONEYWELL INTL INC COM 438516106   16,275 72 SH   OTR   0 0 72
INTERDIGITAL INC COM 45867G101   247,640 820 SH   SOLE   0 0 820
INVESCO ADVANTAGE MUN INCOME SH BEN INT 46132E103   169,823 19,610 SH   SOLE   0 0 19,610
INVESCO EXCH TRD SLF IDX FD BULETSHS 2027 46138J585   3,174,355 141,934 SH   SOLE   0 0 141,934
INVESCO EXCH TRD SLF IDX FD BULETSHS 2027 46138J585   247 11 SH   OTR   0 0 11
INVESCO EXCH TRD SLF IDX FD BULSHS 2026 CB 46138J791   301,973 15,462 SH   SOLE   0 0 15,462
INVESCO EXCH TRD SLF IDX FD BULSHS 2026 MUNI 46138J510   537,965 22,771 SH   SOLE   0 0 22,771
INVESCO EXCH TRD SLF IDX FD BULSHS 2027 CB 46138J783   6,157,965 313,782 SH   SOLE   0 0 313,782
INVESCO EXCH TRD SLF IDX FD BULSHS 2027 CB 46138J783   45,217 2,304 SH   OTR   0 0 2,304
INVESCO EXCH TRD SLF IDX FD BULSHS 2027 MUNI 46138J494   1,093,146 46,214 SH   SOLE   0 0 46,214
INVESCO EXCH TRD SLF IDX FD BULSHS 2028 MUNI 46138J486   639,040 27,315 SH   SOLE   0 0 27,315
INVESCO EXCH TRD SLF IDX FD BULSHS 2029 MUNI 46138J478   242,050 10,513 SH   SOLE   0 0 10,513
INVESCO EXCH TRD SLF IDX FD INVSCO BLSH 28 46138J643   3,531,852 172,935 SH   SOLE   0 0 172,935
INVESCO EXCH TRD SLF IDX FD INVSCO BLSH 28 46138J643   23,119 1,132 SH   OTR   0 0 1,132
INVESCO MUN OPPORTUNIT TR COM 46132C107   119,322 12,547 SH   SOLE   0 0 12,547
INVESCO MUNI INCOME OPP TRST COM 46132X101   113,283 18,450 SH   SOLE   0 0 18,450
INVESCO PA VALUE MUN INC TR COM 46132K109   122,306 11,571 SH   SOLE   0 0 11,571
INVESCO QQQ TR UNIT SER 1 46090E103   2,276,976 3,945 SH   SOLE   0 0 3,945
INVESCO QUALITY MUN INCOME T COM 46133G107   146,369 15,215 SH   SOLE   0 0 15,215
INVESCO VALUE MUN INCOME TR COM 46132P108   152,171 12,514 SH   SOLE   0 0 12,514
ISHARES INC CORE MSCI EMKT 46434G103   257,378 3,690 SH   SOLE   0 0 3,690
ISHARES TR CORE MSCI EAFE 46432F842   832,424 9,195 SH   SOLE   0 0 9,195
ISHARES TR CORE S&P MCP ETF 464287507   14,963,534 221,583 SH   SOLE   0 0 221,583
ISHARES TR CORE S&P MCP ETF 464287507   117,840 1,745 SH   OTR   0 0 1,745
ISHARES TR CORE S&P TTL STK 464287150   651,190 4,572 SH   SOLE   0 0 4,572
ISHARES TR CORE S&P TTL STK 464287150   41,590 292 SH   OTR   0 0 292
ISHARES TR CORE S&P500 ETF 464287200   1,689,202 2,586 SH   SOLE   0 0 2,586
ISHARES TR CRE U S REIT ETF 464288521   947,336 16,005 SH   SOLE   0 0 16,005
ISHARES TR CRE U S REIT ETF 464288521   652 11 SH   OTR   0 0 11
ISHARES TR IBONDS 26 TRM TS 46436E858   366,640 16,000 SH   SOLE   0 0 16,000
ISHARES TR MBS ETF 464288588   589,830 6,212 SH   SOLE   0 0 6,212
ISHARES TR MSCI AC ASIA ETF 464288182   307,936 3,198 SH   SOLE   0 0 3,198
ISHARES TR RUSSELL 2000 ETF 464287655   323,640 1,305 SH   SOLE   0 0 1,305
ISHARES TR S&P 500 GRWT ETF 464287309   630,702 5,576 SH   SOLE   0 0 5,576
ISHARES TR S&P MC 400GR ETF 464287606   750,324 7,457 SH   SOLE   0 0 7,457
ISHARES TR S&P MC 400VL ETF 464287705   518,473 3,913 SH   SOLE   0 0 3,913
JOHNSON & JOHNSON COM 478160104   3,183,527 13,024 SH   SOLE   0 0 13,024
JOHNSON & JOHNSON COM 478160104   22,978 94 SH   OTR   0 0 94
JPMORGAN CHASE & CO COM 46625H100   6,550,355 22,268 SH   SOLE   0 0 22,268
JPMORGAN CHASE & CO COM 46625H100   45,007 153 SH   DFND   0 0 153
JPMORGAN CHASE & CO COM 46625H100   16,473 56 SH   OTR   0 0 56
KLA CORP COM NEW 482480100   3,056,724 2,076 SH   SOLE   0 0 2,076
KLA CORP COM NEW 482480100   14,725 10 SH   OTR   0 0 10
KROGER CO COM 501044101   270,627 3,740 SH   SOLE   0 0 3,740
LOCKHEED MARTIN CORP COM 539830109   817,740 1,353 SH   SOLE   0 0 1,353
LOWES COS INC COM 548661107   192,569 815 SH   SOLE   0 0 815
MASTERCARD INCORPORATED CL A 57636Q104   1,398,549 2,799 SH   SOLE   0 0 2,799
MCDONALDS CORP COM 580135101   1,826,203 5,876 SH   SOLE   0 0 5,876
MCDONALDS CORP COM 580135101   21,445 69 SH   DFND   0 0 69
MCDONALDS CORP COM 580135101   11,811 38 SH   OTR   0 0 38
MERCADOLIBRE INC COM 58733R102   572,306 331 SH   SOLE   0 0 331
MERCK & CO INC COM 58933Y105   351,608 2,923 SH   SOLE   0 0 2,923
METLIFE INC COM 59156R108   1,551,067 21,933 SH   SOLE   0 0 21,933
METLIFE INC COM 59156R108   7,780 110 SH   OTR   0 0 110
MFS ACTIVE EXCHANGE TRADED F INTERNATINL ETF 55286W405   20,673,946 695,624 SH   SOLE   0 0 695,624
MFS ACTIVE EXCHANGE TRADED F INTERNATINL ETF 55286W405   23,747 799 SH   DFND   0 0 799
MFS ACTIVE EXCHANGE TRADED F INTERNATINL ETF 55286W405   157,992 5,316 SH   OTR   0 0 5,316
MICROSOFT CORP COM 594918104   6,010,214 16,236 SH   SOLE   0 0 16,236
MICROSOFT CORP COM 594918104   79,957 216 SH   DFND   0 0 216
MICROSOFT CORP COM 594918104   14,807 40 SH   OTR   0 0 40
MONDELEZ INTL INC CL A 609207105   230,560 4,000 SH   SOLE   0 0 4,000
MORGAN STANLEY COM NEW 617446448   3,712,947 22,562 SH   SOLE   0 0 22,562
MORGAN STANLEY COM NEW 617446448   22,876 139 SH   OTR   0 0 139
NETFLIX INC. COM 64110L106   1,468,596 15,274 SH   SOLE   0 0 15,274
NEXTERA ENERGY INC COM 65339F101   2,139,956 23,040 SH   SOLE   0 0 23,040
NEXTERA ENERGY INC COM 65339F101   21,920 236 SH   DFND   0 0 236
NEXTERA ENERGY INC COM 65339F101   17,926 193 SH   OTR   0 0 193
NORFOLK SOUTHN CORP COM 655844108   1,319,913 4,599 SH   SOLE   0 0 4,599
NORTHROP GRUMMAN CORP COM 666807102   2,520,195 3,694 SH   SOLE   0 0 3,694
NORTHROP GRUMMAN CORP COM 666807102   15,692 23 SH   OTR   0 0 23
NUVEEN DYNAMIC MUN OPPORTUNI COM SHS 67079X102   495,423 48,146 SH   SOLE   0 0 48,146
NUVEEN MUN CR INCOME FD COM SH BEN INT 67070X101   419,370 34,431 SH   SOLE   0 0 34,431
NUVEEN MUN CR OPPORTUNITIES COM 670663103   113,238 10,703 SH   SOLE   0 0 10,703
NVIDIA CORPORATION COM 67066G104   10,125,867 58,061 SH   SOLE   0 0 58,061
OKTA INC CL A 679295105   437,235 5,555 SH   SOLE   0 0 5,555
OLD SECOND BANCORP INC DEL COM 680277100   15,045,606 746,310 SH   SOLE   0 0 746,310
OLD SECOND BANCORP INC DEL COM 680277100   7,056 350 SH   OTR   0 0 350
ONEOK INC NEW COM 682680103   480,243 5,313 SH   SOLE   0 0 5,313
PACKAGING CORP AMER COM 695156109   1,151,931 5,428 SH   SOLE   0 0 5,428
PACKAGING CORP AMER COM 695156109   6,579 31 SH   OTR   0 0 31
PAYCHEX INC COM 704326107   258,950 2,811 SH   SOLE   0 0 2,811
PEPSICO INC COM 713448108   2,788,232 17,955 SH   SOLE   0 0 17,955
PEPSICO INC COM 713448108   12,113 78 SH   OTR   0 0 78
PIMCO MUN INCOME FD II COM 72200W106   221,370 29,243 SH   SOLE   0 0 29,243
PROCTER & GAMBLE CO COM 742718109   1,129,666 7,821 SH   SOLE   0 0 7,821
PROCTER & GAMBLE CO COM 742718109   7,367 51 SH   DFND   0 0 51
PROCTER & GAMBLE CO COM 742718109   13,145 91 SH   OTR   0 0 91
PROLOGIS INC. COM 74340W103   1,706,444 12,910 SH   SOLE   0 0 12,910
PROLOGIS INC. COM 74340W103   11,368 86 SH   OTR   0 0 86
PUBLIC SVC ENTERPRISE GROUP COM 744573106   1,244,566 15,375 SH   SOLE   0 0 15,375
PUBLIC SVC ENTERPRISE GROUP COM 744573106   13,924 172 SH   OTR   0 0 172
PULTE GROUP INC COM 745867101   2,127,448 18,089 SH   SOLE   0 0 18,089
PULTE GROUP INC COM 745867101   13,996 119 SH   OTR   0 0 119
QUALCOMM INC COM 747525103   1,262,688 9,805 SH   SOLE   0 0 9,805
QUALCOMM INC COM 747525103   7,083 55 SH   OTR   0 0 55
QUANTA SVCS INC COM 74762E102   1,311,609 2,389 SH   SOLE   0 0 2,389
RIVERNORTH FLEXIBLE MUN INCO COM 76883H104   264,662 18,864 SH   SOLE   0 0 18,864
RIVERNORTH FLEXIBLE MUNI INC COM 76883Y107   361,360 28,566 SH   SOLE   0 0 28,566
RIVERNORTH MANAGED DUR MUN I COM 76882M104   357,276 24,321 SH   SOLE   0 0 24,321
RIVERNORTH MANAGED DUR MUN I COM 76882H105   268,880 19,727 SH   SOLE   0 0 19,727
RIVERNORTH OPPORTUNISTIC MUN COM 76883F108   310,131 20,593 SH   SOLE   0 0 20,593
ROPER TECHNOLOGIES INC COM 776696106   541,406 1,530 SH   SOLE   0 0 1,530
SELECT SECTOR SPDR TR STATE STREET CON 81369Y308   184,046 2,245 SH   SOLE   0 0 2,245
SELECT SECTOR SPDR TR STATE STREET ENE 81369Y506   351,633 5,740 SH   SOLE   0 0 5,740
SELECT SECTOR SPDR TR STATE STREET HEA 81369Y209   325,035 2,217 SH   SOLE   0 0 2,217
SHOPIFY INC CL A SUB VTG SHS 82509L107   984,428 8,299 SH   SOLE   0 0 8,299
SOFI TECHNOLOGIES INC COM 83406F102   885,977 55,792 SH   SOLE   0 0 55,792
SPDR GOLD TR GOLD SHS 78463V107   445,781 1,036 SH   SOLE   0 0 1,036
SPDR INDEX SHS FDS STATE STREET SPD 78463X509   582,055 12,408 SH   SOLE   0 0 12,408
SPDR INDEX SHS FDS STATE STREET SPD 78463X889   1,394,090 30,539 SH   SOLE   0 0 30,539
SPDR INDEX SHS FDS STATE STREET SPD 78463X889   9,724 213 SH   OTR   0 0 213
SPDR INDEX SHS FDS STATE STREET SPD 78463X509   563 12 SH   OTR   0 0 12
SPDR SERIES TRUST STATE STREET SPD 78464A409   1,338,724 13,673 SH   SOLE   0 0 13,673
SPDR SERIES TRUST STATE STREET SPD 78468R853   1,273,613 26,358 SH   SOLE   0 0 26,358
SPDR SERIES TRUST STATE STREET SPD 78464A375   1,749,145 52,151 SH   SOLE   0 0 52,151
SPDR SERIES TRUST STATE STREET SPD 78464A508   1,920,382 33,941 SH   SOLE   0 0 33,941
SPDR SERIES TRUST STATE STREET SPD 78464A854   8,560,264 111,840 SH   SOLE   0 0 111,840
SPDR SERIES TRUST STATE STREET SPD 78464A847   986,191 16,653 SH   SOLE   0 0 16,653
SPDR SERIES TRUST STATE STREET SPD 78468R853   725 15 SH   OTR   0 0 15
SPDR SERIES TRUST STATE STREET SPD 78464A854   32,607 426 SH   OTR   0 0 426
SPDR SERIES TRUST STATE STREET SPD 78464A508   2,433 43 SH   OTR   0 0 43
SPDR SERIES TRUST STATE STREET SPD 78464A375   9,392 280 SH   OTR   0 0 280
SPDR SERIES TRUST STATE STREET SPD 78464A409   1,371 14 SH   OTR   0 0 14
SPDR SERIES TRUST STATE STREET SPD 78464A847   1,007 17 SH   OTR   0 0 17
STARBUCKS CORP COM 855244109   1,229,131 13,720 SH   SOLE   0 0 13,720
STARBUCKS CORP COM 855244109   13,708 153 SH   OTR   0 0 153
STATE STR SPDR S&P 500 ETF T TR UNIT 78462F103   2,729,655 4,197 SH   SOLE   0 0 4,197
STATE STR SPDR S&P MIDCAP 40 UTSER1 S&PDCRP 78467Y107   677,203 1,098 SH   SOLE   0 0 1,098
STRYKER CORPORATION COM 863667101   850,720 2,589 SH   SOLE   0 0 2,589
T ROWE PRICE ETF INC FLOATING RATE 87283Q883   2,659,579 52,811 SH   SOLE   0 0 52,811
T ROWE PRICE ETF INC FLOATING RATE 87283Q883   303 6 SH   OTR   0 0 6
TESLA INC COM 88160R101   872,869 2,348 SH   SOLE   0 0 2,348
THERMO FISHER SCIENTIFIC INC COM 883556102   294,427 599 SH   SOLE   0 0 599
UNION PAC CORP COM 907818108   427,254 1,761 SH   SOLE   0 0 1,761
VALERO ENERGY CORP COM 91913Y100   3,012,153 12,191 SH   SOLE   0 0 12,191
VALERO ENERGY CORP COM 91913Y100   27,179 110 SH   OTR   0 0 110
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   1,362,735 15,363 SH   SOLE   0 0 15,363
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   485,211 812 SH   SOLE   0 0 812
VANGUARD INDEX FDS SMALL CP ETF 922908751   413,834 1,580 SH   SOLE   0 0 1,580
VANGUARD INDEX FDS SML CP GRW ETF 922908595   638,352 2,112 SH   SOLE   0 0 2,112
VANGUARD INDEX FDS TOTAL STK MKT 922908769   309,903 966 SH   SOLE   0 0 966
VANGUARD INDEX FDS VALUE ETF 922908744   649,422 3,310 SH   SOLE   0 0 3,310
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874   2,121,372 25,735 SH   SOLE   0 0 25,735
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874   40,474 491 SH   OTR   0 0 491
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742   3,865,542 27,946 SH   SOLE   0 0 27,946
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742   24,206 175 SH   OTR   0 0 175
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706   659,755 11,079 SH   SOLE   0 0 11,079
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   521,289 2,424 SH   SOLE   0 0 2,424
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   7,003,624 109,295 SH   SOLE   0 0 109,295
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   19,801 309 SH   OTR   0 0 309
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   1,031,680 6,966 SH   SOLE   0 0 6,966
VANGUARD WORLD FD UTILITIES ETF 92204A876   784,536 3,960 SH   SOLE   0 0 3,960
VANGUARD WORLD FD UTILITIES ETF 92204A876   7,530 38 SH   OTR   0 0 38
VERIZON COMMUNICATIONS INC COM 92343V104   522,482 10,408 SH   SOLE   0 0 10,408
VIKING HOLDINGS LTD ORD SHS G93A5A101   1,415,813 19,268 SH   SOLE   0 0 19,268
VISA INC COM CL A 92826C839   563,678 1,865 SH   SOLE   0 0 1,865
WALMART INC COM 931142103   1,419,278 11,420 SH   SOLE   0 0 11,420
WALMART INC COM 931142103   62,140 500 SH   OTR   0 0 500
WASTE MGMT INC DEL COM 94106L109   552,875 2,406 SH   SOLE   0 0 2,406
WELLTOWER INC COM 95040Q104   805,273 4,073 SH   SOLE   0 0 4,073
ZOETIS INC CL A 98978V103   1,374,665 11,629 SH   SOLE   0 0 11,629
ZOETIS INC CL A 98978V103   8,512 72 SH   OTR   0 0 72