The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100   20,800 183 SH   DFND   0 0 183
ABBOTT LABS COM 002824100   668,828 5,884 SH   SOLE   0 0 5,884
ABBVIE INC COM 00287Y109   15,297 84 SH   OTR   0 0 84
ABBVIE INC COM 00287Y109   109,260 600 SH   DFND   0 0 600
ABBVIE INC COM 00287Y109   1,589,953 8,731 SH   SOLE   0 0 8,731
ADOBE INC COM 00724F101   570,703 1,131 SH   SOLE   0 0 1,131
AES CORP COM 00130H105   286,916 16,002 SH   SOLE   0 0 16,002
ALBEMARLE CORP COM 012653101   386,394 2,933 SH   SOLE   0 0 2,933
ALPHABET INC CAP STK CL C 02079K107   288,685 1,896 SH   SOLE   0 0 1,896
ALPHABET INC CAP STK CL A 02079K305   7,547 50 SH   DFND   0 0 50
ALPHABET INC CAP STK CL A 02079K305   2,203,880 14,602 SH   SOLE   0 0 14,602
ALTRIA GROUP INC COM 02209S103   278,907 6,394 SH   SOLE   0 0 6,394
AMAZON COM INC COM 023135106   9,019 50 SH   DFND   0 0 50
AMAZON COM INC COM 023135106   1,859,177 10,307 SH   SOLE   0 0 10,307
AMPLIFY ETF TR AMPLIFY CYBERSEC 032108664   224,706 3,505 SH   SOLE   0 0 3,505
APPLE INC COM 037833100   4,941,135 28,815 SH   SOLE   0 0 28,815
APPLE INC COM 037833100   232,013 1,353 SH   OTR   0 0 1,353
APPLE INC COM 037833100   81,111 473 SH   DFND   0 0 473
APTIV PLC SHS G6095L109   277,262 3,481 SH   SOLE   0 0 3,481
ARISTA NETWORKS INC COM 040413106   365,375 1,260 SH   SOLE   0 0 1,260
BADGER METER INC COM 056525108   570,801 3,528 SH   SOLE   0 0 3,528
BARCLAYS BANK PLC IPATH SELCT MLP 06742C723   442,665 18,345 SH   SOLE   0 0 18,345
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   978,971 2,328 SH   SOLE   0 0 2,328
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   63,078 150 SH   OTR   0 0 150
BLACKROCK INC COM 09247X101   13,340 16 SH   DFND   0 0 16
BLACKROCK INC COM 09247X101   1,628,217 1,953 SH   SOLE   0 0 1,953
BLACKROCK INC COM 09247X101   17,508 21 SH   OTR   0 0 21
BLACKSTONE INC COM 09260D107   65,817 501 SH   DFND   0 0 501
BLACKSTONE INC COM 09260D107   14,057 107 SH   OTR   0 0 107
BLACKSTONE INC COM 09260D107   1,714,429 13,050 SH   SOLE   0 0 13,050
BROADCOM INC COM 11135F101   15,905 12 SH   OTR   0 0 12
BROADCOM INC COM 11135F101   2,228,015 1,681 SH   SOLE   0 0 1,681
BROADCOM INC COM 11135F101   7,953 6 SH   DFND   0 0 6
CATERPILLAR INC COM 149123101   3,285,778 8,967 SH   SOLE   0 0 8,967
CF INDS HLDGS INC COM 125269100   351,646 4,226 SH   SOLE   0 0 4,226
CHEVRON CORP NEW COM 166764100   428,896 2,719 SH   SOLE   0 0 2,719
CISCO SYS INC COM 17275R102   36,485 731 SH   DFND   0 0 731
CISCO SYS INC COM 17275R102   625,993 12,542 SH   SOLE   0 0 12,542
CISCO SYS INC COM 17275R102   7,038 141 SH   OTR   0 0 141
COMCAST CORP NEW CL A 20030N101   11,748 271 SH   DFND   0 0 271
COMCAST CORP NEW CL A 20030N101   559,302 12,902 SH   SOLE   0 0 12,902
COMCAST CORP NEW CL A 20030N101   3,122 72 SH   OTR   0 0 72
CORNING INC COM 219350105   563,419 17,094 SH   SOLE   0 0 17,094
CORNING INC COM 219350105   3,593 109 SH   DFND   0 0 109
CORNING INC COM 219350105   8,306 252 SH   OTR   0 0 252
COSTCO WHSL CORP NEW COM 22160K105   13,920 19 SH   OTR   0 0 19
COSTCO WHSL CORP NEW COM 22160K105   1,558,305 2,127 SH   SOLE   0 0 2,127
COSTCO WHSL CORP NEW COM 22160K105   6,594 9 SH   DFND   0 0 9
CUMMINS INC COM 231021106   1,672,043 5,675 SH   SOLE   0 0 5,675
CUMMINS INC COM 231021106   42,725 145 SH   DFND   0 0 145
CUMMINS INC COM 231021106   15,322 52 SH   OTR   0 0 52
DANAHER CORPORATION COM 235851102   510,678 2,045 SH   SOLE   0 0 2,045
DEERE & CO COM 244199105   817,373 1,990 SH   SOLE   0 0 1,990
DISCOVER FINL SVCS COM 254709108   14,158 108 SH   OTR   0 0 108
DISCOVER FINL SVCS COM 254709108   6,031 46 SH   DFND   0 0 46
DISCOVER FINL SVCS COM 254709108   1,281,799 9,778 SH   SOLE   0 0 9,778
DISNEY WALT CO COM 254687106   24,105 197 SH   DFND   0 0 197
DISNEY WALT CO COM 254687106   737,097 6,024 SH   SOLE   0 0 6,024
EATON CORP PLC SHS G29183103   18,449 59 SH   OTR   0 0 59
EATON CORP PLC SHS G29183103   13,133 42 SH   DFND   0 0 42
EATON CORP PLC SHS G29183103   1,903,909 6,089 SH   SOLE   0 0 6,089
ELI LILLY & CO COM 532457108   236,500 304 SH   DFND   0 0 304
ELI LILLY & CO COM 532457108   2,489,566 3,200 SH   SOLE   0 0 3,200
ELI LILLY & CO COM 532457108   10,114 13 SH   OTR   0 0 13
ENBRIDGE INC COM 29250N105   11,578 320 SH   DFND   0 0 320
ENBRIDGE INC COM 29250N105   802,292 22,175 SH   SOLE   0 0 22,175
ENBRIDGE INC COM 29250N105   12,736 352 SH   OTR   0 0 352
EOG RES INC COM 26875P101   13,807 108 SH   DFND   0 0 108
EOG RES INC COM 26875P101   1,098,736 8,595 SH   SOLE   0 0 8,595
EOG RES INC COM 26875P101   9,972 78 SH   OTR   0 0 78
FEDERATED HERMES ETF TRUST HERMES TOTAL RET 31423L404   749,245 30,066 SH   SOLE   0 0 30,066
FEDERATED HERMES ETF TRUST HERMES TOTAL RET 31423L404   324 13 SH   OTR   0 0 13
FIRST TR EXCHANGE TRADED FD NASDAQ CYB ETF 33734X846   411,817 7,303 SH   SOLE   0 0 7,303
FISERV INC COM 337738108   292,471 1,830 SH   SOLE   0 0 1,830
FORTINET INC COM 34959E109   259,920 3,805 SH   SOLE   0 0 3,805
FRANKLIN TEMPLETON ETF TR FRANKLIN INDIA 35473P769   2,686,402 72,901 SH   SOLE   0 0 72,901
FRANKLIN TEMPLETON ETF TR FRANKLIN INDIA 35473P769   23,290 632 SH   OTR   0 0 632
FRANKLIN TEMPLETON ETF TR FRANKLIN INDIA 35473P769   16,178 439 SH   DFND   0 0 439
GENERAL ELECTRIC CO COM NEW 369604301   415,129 2,365 SH   SOLE   0 0 2,365
GLOBAL X FDS S&P 500 COVERED 37954Y475   4,192,478 102,782 SH   SOLE   0 0 102,782
GLOBAL X FDS S&P 500 COVERED 37954Y475   51,804 1,270 SH   OTR   0 0 1,270
GLOBAL X FDS S&P 500 COVERED 37954Y475   52,008 1,275 SH   DFND   0 0 1,275
HOME DEPOT INC COM 437076102   1,328,644 3,464 SH   SOLE   0 0 3,464
HOME DEPOT INC COM 437076102   11,892 31 SH   OTR   0 0 31
HOME DEPOT INC COM 437076102   13,426 35 SH   DFND   0 0 35
HONEYWELL INTL INC COM 438516106   10,879 53 SH   OTR   0 0 53
HONEYWELL INTL INC COM 438516106   927,320 4,518 SH   SOLE   0 0 4,518
HONEYWELL INTL INC COM 438516106   49,055 239 SH   DFND   0 0 239
INVESCO EXCH TRD SLF IDX FD BULSHS 2025 CB 46138J825   10,175 498 SH   OTR   0 0 498
INVESCO EXCH TRD SLF IDX FD BULSHS 2025 MUNI 46138J528   452,578 18,594 SH   SOLE   0 0 18,594
INVESCO EXCH TRD SLF IDX FD BULSHS 2024 HY 46138J833   2,381,968 104,794 SH   SOLE   0 0 104,794
INVESCO EXCH TRD SLF IDX FD BULSHS 2025 CB 46138J825   7,417 363 SH   DFND   0 0 363
INVESCO EXCH TRD SLF IDX FD BULSHS 2025 HY 46138J817   919,722 40,075 SH   SOLE   0 0 40,075
INVESCO EXCH TRD SLF IDX FD BULSHS 2027 MUNI 46138J494   827,925 35,000 SH   SOLE   0 0 35,000
INVESCO EXCH TRD SLF IDX FD BULSHS 2026 CB 46138J791   12,410 646 SH   DFND   0 0 646
INVESCO EXCH TRD SLF IDX FD BULSHS 2026 MUNI 46138J510   752,363 31,927 SH   SOLE   0 0 31,927
INVESCO EXCH TRD SLF IDX FD BULSHS 2026 CB 46138J791   1,748,840 91,038 SH   SOLE   0 0 91,038
INVESCO EXCH TRD SLF IDX FD BULSHS 2024 MUNI 46138J536   941,938 38,012 SH   SOLE   0 0 38,012
INVESCO EXCH TRD SLF IDX FD BULSHS 2024 CB 46138J841   3,436,438 163,874 SH   SOLE   0 0 163,874
INVESCO EXCH TRD SLF IDX FD BULSHS 2024 HY 46138J833   21,026 925 SH   OTR   0 0 925
INVESCO EXCH TRD SLF IDX FD BULSHS 2024 CB 46138J841   34,727 1,656 SH   OTR   0 0 1,656
INVESCO EXCH TRD SLF IDX FD BULSHS 2025 HY 46138J817   2,915 127 SH   OTR   0 0 127
INVESCO EXCH TRD SLF IDX FD BULSHS 2026 CB 46138J791   20,363 1,060 SH   OTR   0 0 1,060
INVESCO EXCH TRD SLF IDX FD BULSHS 2025 CB 46138J825   1,442,215 70,593 SH   SOLE   0 0 70,593
INVESCO EXCH TRD SLF IDX FD BULSHS 2024 HY 46138J833   12,888 567 SH   DFND   0 0 567
INVESCO QQQ TR UNIT SER 1 46090E103   290,827 655 SH   SOLE   0 0 655
ISHARES TR CRE U S REIT ETF 464288521   377 7 SH   OTR   0 0 7
ISHARES TR CORE S&P MCP ETF 464287507   10,895,460 179,379 SH   SOLE   0 0 179,379
ISHARES TR CORE S&P MCP ETF 464287507   110,547 1,820 SH   OTR   0 0 1,820
ISHARES TR MBS ETF 464288588   204,434 2,212 SH   SOLE   0 0 2,212
ISHARES TR CORE S&P MCP ETF 464287507   33,407 550 SH   DFND   0 0 550
ISHARES TR CORE S&P TTL STK 464287150   11,530 100 SH   OTR   0 0 100
ISHARES TR MSCI AC ASIA ETF 464288182   216,665 3,198 SH   SOLE   0 0 3,198
ISHARES TR CRE U S REIT ETF 464288521   381,442 7,090 SH   SOLE   0 0 7,090
ISHARES TR CORE S&P TTL STK 464287150   14,989 130 SH   DFND   0 0 130
ISHARES TR CORE S&P TTL STK 464287150   325,492 2,823 SH   SOLE   0 0 2,823
JOHNSON & JOHNSON COM 478160104   16,136 102 SH   OTR   0 0 102
JOHNSON & JOHNSON COM 478160104   9,808 62 SH   DFND   0 0 62
JOHNSON & JOHNSON COM 478160104   1,990,347 12,582 SH   SOLE   0 0 12,582
JPMORGAN CHASE & CO COM 46625H100   41,262 206 SH   DFND   0 0 206
JPMORGAN CHASE & CO COM 46625H100   3,681,715 18,381 SH   SOLE   0 0 18,381
JPMORGAN CHASE & CO COM 46625H100   12,820 64 SH   OTR   0 0 64
KLA CORP COM NEW 482480100   1,668,884 2,389 SH   SOLE   0 0 2,389
KLA CORP COM NEW 482480100   6,986 10 SH   DFND   0 0 10
KLA CORP COM NEW 482480100   11,876 17 SH   OTR   0 0 17
LKQ CORP COM 501889208   342,572 6,414 SH   SOLE   0 0 6,414
LOCKHEED MARTIN CORP COM 539830109   249,269 548 SH   SOLE   0 0 548
LOWES COS INC COM 548661107   274,345 1,077 SH   SOLE   0 0 1,077
MASTERCARD INCORPORATED CL A 57636Q104   1,054,157 2,189 SH   SOLE   0 0 2,189
MATTHEWS INTL FDS PACIFIC TIGER AC 577130578   3,827,410 152,974 SH   SOLE   0 0 152,974
MATTHEWS INTL FDS PACIFIC TIGER AC 577130578   12,561 502 SH   OTR   0 0 502
MATTHEWS INTL FDS PACIFIC TIGER AC 577130578   13,887 555 SH   DFND   0 0 555
MCDONALDS CORP COM 580135101   1,087,200 3,856 SH   SOLE   0 0 3,856
MCDONALDS CORP COM 580135101   10,151 36 SH   OTR   0 0 36
MCDONALDS CORP COM 580135101   30,451 108 SH   DFND   0 0 108
MEDTRONIC PLC SHS G5960L103   948,890 10,888 SH   SOLE   0 0 10,888
MEDTRONIC PLC SHS G5960L103   5,491 63 SH   OTR   0 0 63
MEDTRONIC PLC SHS G5960L103   2,441 28 SH   DFND   0 0 28
MERCADOLIBRE INC COM 58733R102   409,742 271 SH   SOLE   0 0 271
METLIFE INC COM 59156R108   1,317,454 17,777 SH   SOLE   0 0 17,777
METLIFE INC COM 59156R108   8,968 121 SH   OTR   0 0 121
METLIFE INC COM 59156R108   10,079 136 SH   DFND   0 0 136
MICROSOFT CORP COM 594918104   11,781 28 SH   OTR   0 0 28
MICROSOFT CORP COM 594918104   120,326 286 SH   DFND   0 0 286
MICROSOFT CORP COM 594918104   4,722,308 11,224 SH   SOLE   0 0 11,224
MONDELEZ INTL INC CL A 609207105   520,661 7,438 SH   SOLE   0 0 7,438
MORGAN STANLEY COM NEW 617446448   11,111 118 SH   OTR   0 0 118
MORGAN STANLEY COM NEW 617446448   9,416 100 SH   DFND   0 0 100
MORGAN STANLEY COM NEW 617446448   1,525,863 16,205 SH   SOLE   0 0 16,205
NEXTERA ENERGY INC COM 65339F101   6,455 101 SH   OTR   0 0 101
NEXTERA ENERGY INC COM 65339F101   784,240 12,271 SH   SOLE   0 0 12,271
NEXTERA ENERGY INC COM 65339F101   31,700 496 SH   DFND   0 0 496
NORFOLK SOUTHN CORP COM 655844108   938,177 3,681 SH   SOLE   0 0 3,681
NORTHROP GRUMMAN CORP COM 666807102   2,872 6 SH   DFND   0 0 6
NORTHROP GRUMMAN CORP COM 666807102   608,377 1,271 SH   SOLE   0 0 1,271
NORTHROP GRUMMAN CORP COM 666807102   7,659 16 SH   OTR   0 0 16
NUVEEN DYNAMIC MUN OPPORTUNI COM SHS 67079X102   184,815 16,971 SH   SOLE   0 0 16,971
NVIDIA CORPORATION COM 67066G104   4,768,087 5,277 SH   SOLE   0 0 5,277
NVIDIA CORPORATION COM 67066G104   9,036 10 SH   DFND   0 0 10
PACKAGING CORP AMER COM 695156109   920,244 4,849 SH   SOLE   0 0 4,849
PACKAGING CORP AMER COM 695156109   4,745 25 SH   DFND   0 0 25
PACKAGING CORP AMER COM 695156109   6,833 36 SH   OTR   0 0 36
PEPSICO INC COM 713448108   1,396,055 7,977 SH   SOLE   0 0 7,977
PEPSICO INC COM 713448108   22,752 130 SH   DFND   0 0 130
PEPSICO INC COM 713448108   14,526 83 SH   OTR   0 0 83
PIMCO MUN INCOME FD II COM 72200W106   92,659 10,901 SH   SOLE   0 0 10,901
PROCTER AND GAMBLE CO COM 742718109   1,050,894 6,477 SH   SOLE   0 0 6,477
PROCTER AND GAMBLE CO COM 742718109   5,030 31 SH   OTR   0 0 31
PROCTER AND GAMBLE CO COM 742718109   24,500 151 SH   DFND   0 0 151
PROLOGIS INC. COM 74340W103   283,570 2,178 SH   SOLE   0 0 2,178
PUBLIC SVC ENTERPRISE GRP IN COM 744573106   14,225 213 SH   DFND   0 0 213
PUBLIC SVC ENTERPRISE GRP IN COM 744573106   12,488 187 SH   OTR   0 0 187
PUBLIC SVC ENTERPRISE GRP IN COM 744573106   969,646 14,520 SH   SOLE   0 0 14,520
PULTE GROUP INC COM 745867101   748,689 6,207 SH   SOLE   0 0 6,207
QUALCOMM INC COM 747525103   1,236,229 7,302 SH   SOLE   0 0 7,302
QUALCOMM INC COM 747525103   10,666 63 SH   OTR   0 0 63
QUALCOMM INC COM 747525103   16,930 100 SH   DFND   0 0 100
QUANTA SVCS INC COM 74762E102   539,085 2,075 SH   SOLE   0 0 2,075
REGENERON PHARMACEUTICALS COM 75886F107   442,746 460 SH   SOLE   0 0 460
ROPER TECHNOLOGIES INC COM 776696106   438,577 782 SH   SOLE   0 0 782
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   460,475 3,117 SH   SOLE   0 0 3,117
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308   485,956 6,364 SH   SOLE   0 0 6,364
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407   202,279 1,100 SH   SOLE   0 0 1,100
SELECT SECTOR SPDR TR ENERGY 81369Y506   450,903 4,776 SH   SOLE   0 0 4,776
SHOPIFY INC CL A 82509L107   619,444 8,027 SH   SOLE   0 0 8,027
SOFI TECHNOLOGIES INC COM 83406F102   315,959 43,282 SH   SOLE   0 0 43,282
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509   435 12 SH   OTR   0 0 12
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889   2,438 68 SH   OTR   0 0 68
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889   683,672 19,076 SH   SOLE   0 0 19,076
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509   373,332 10,316 SH   SOLE   0 0 10,316
SPDR S&P 500 ETF TR TR UNIT 78462F103   1,051,555 2,010 SH   SOLE   0 0 2,010
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107   201,422 362 SH   SOLE   0 0 362
SPDR SER TR PORTFOLIO INTRMD 78464A375   1,955,189 59,810 SH   SOLE   0 0 59,810
SPDR SER TR PORTFOLIO S&P500 78464A854   26,212 426 SH   OTR   0 0 426
SPDR SER TR PORTFOLIO S&P400 78464A847   907 17 SH   OTR   0 0 17
SPDR SER TR PRTFLO S&P500 GW 78464A409   1,025 14 SH   OTR   0 0 14
SPDR SER TR PORTFOLIO INTRMD 78464A375   21,053 644 SH   OTR   0 0 644
SPDR SER TR PORTFOLIO S&P400 78464A847   734,119 13,763 SH   SOLE   0 0 13,763
SPDR SER TR PORTFOLIO S&P600 78468R853   646 15 SH   OTR   0 0 15
SPDR SER TR PRTFLO S&P500 GW 78464A409   845,980 11,565 SH   SOLE   0 0 11,565
SPDR SER TR PORTFOLIO S&P500 78464A854   3,796,402 61,700 SH   SOLE   0 0 61,700
SPDR SER TR PRTFLO S&P500 VL 78464A508   2,155 43 SH   OTR   0 0 43
SPDR SER TR PRTFLO S&P500 VL 78464A508   1,526,547 30,470 SH   SOLE   0 0 30,470
SPDR SER TR PORTFOLIO S&P600 78468R853   864,281 20,081 SH   SOLE   0 0 20,081
STARBUCKS CORP COM 855244109   15,811 173 SH   DFND   0 0 173
STARBUCKS CORP COM 855244109   1,179,480 12,906 SH   SOLE   0 0 12,906
STARBUCKS CORP COM 855244109   11,698 128 SH   OTR   0 0 128
STRYKER CORPORATION COM 863667101   608,379 1,700 SH   SOLE   0 0 1,700
T ROWE PRICE ETF INC FLOATING RATE 87283Q883   104 2 SH   OTR   0 0 2
T ROWE PRICE ETF INC FLOATING RATE 87283Q883   293,870 5,688 SH   SOLE   0 0 5,688
TESLA INC COM 88160R101   372,851 2,121 SH   SOLE   0 0 2,121
THERMO FISHER SCIENTIFIC INC COM 883556102   303,973 523 SH   SOLE   0 0 523
UNILEVER PLC SPON ADR NEW 904767704   4,066 81 SH   OTR   0 0 81
UNILEVER PLC SPON ADR NEW 904767704   722,787 14,401 SH   SOLE   0 0 14,401
UNILEVER PLC SPON ADR NEW 904767704   5,019 100 SH   DFND   0 0 100
UNITED PARCEL SERVICE INC CL B 911312106   15,607 105 SH   DFND   0 0 105
UNITED PARCEL SERVICE INC CL B 911312106   556,917 3,747 SH   SOLE   0 0 3,747
UNITED PARCEL SERVICE INC CL B 911312106   7,283 49 SH   OTR   0 0 49
VALERO ENERGY CORP COM 91913Y100   1,879,809 11,013 SH   SOLE   0 0 11,013
VALERO ENERGY CORP COM 91913Y100   17,411 102 SH   OTR   0 0 102
VALERO ENERGY CORP COM 91913Y100   17,069 100 SH   DFND   0 0 100
VANGUARD INDEX FDS TOTAL STK MKT 922908769   247,165 951 SH   SOLE   0 0 951
VANGUARD INDEX FDS SMALL CP ETF 922908751   361,173 1,580 SH   SOLE   0 0 1,580
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   627,314 1,305 SH   SOLE   0 0 1,305
VANGUARD INDEX FDS VALUE ETF 922908744   294,451 1,808 SH   SOLE   0 0 1,808
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874   3,612,312 53,643 SH   SOLE   0 0 53,643
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874   14,142 210 SH   DFND   0 0 210
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874   21,280 316 SH   OTR   0 0 316
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706   271,790 4,642 SH   SOLE   0 0 4,642
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   458,885 2,513 SH   SOLE   0 0 2,513
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   28,122 154 SH   DFND   0 0 154
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   1,073,622 8,874 SH   SOLE   0 0 8,874
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   5,929 49 SH   DFND   0 0 49
VANGUARD WORLD FD UTILITIES ETF 92204A876   4,135 29 SH   OTR   0 0 29
VANGUARD WORLD FD UTILITIES ETF 92204A876   577,877 4,053 SH   SOLE   0 0 4,053
VANGUARD WORLD FD UTILITIES ETF 92204A876   4,848 34 SH   DFND   0 0 34
VERIZON COMMUNICATIONS INC COM 92343V104   586,811 13,985 SH   SOLE   0 0 13,985
VERIZON COMMUNICATIONS INC COM 92343V104   3,147 75 SH   OTR   0 0 75
VERIZON COMMUNICATIONS INC COM 92343V104   10,071 240 SH   DFND   0 0 240
WALMART INC COM 931142103   649,355 10,792 SH   SOLE   0 0 10,792
WALMART INC COM 931142103   72,204 1,200 SH   OTR   0 0 1,200
WELLTOWER INC COM 95040Q104   259,857 2,781 SH   SOLE   0 0 2,781
ZOETIS INC CL A 98978V103   342,651 2,025 SH   SOLE   0 0 2,025