The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
APPLE INC COM 037833100   1,225 7,157 SH   SOLE   0 0 7,157
BANK AMERICA CORP COM 060505104   329 12,027 SH   SOLE   0 0 12,027
BECTON DICKINSON & CO COM 075887109   582 2,251 SH   SOLE   0 0 2,251
BRISTOL-MYERS SQUIBB CO COM 110122108   350 6,037 SH   SOLE   0 0 6,037
CONNECTONE BANCORP INC COM 20786W107   490 27,456 SH   SOLE   0 0 27,456
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500   5,410 103,062 SH   SOLE   0 0 103,062
DIMENSIONAL ETF TRUST US LARGE CAP VAL 25434V666   4,218 170,025 SH   SOLE   0 0 170,025
DIMENSIONAL ETF TRUST EMERGING MKTS CO 25434V732   1,871 80,249 SH   SOLE   0 0 80,249
DIMENSIONAL ETF TRUST GLOBAL REAL EST 25434V658   1,340 59,776 SH   SOLE   0 0 59,776
DIMENSIONAL ETF TRUST INTL CORE EQUITY 25434V799   802 34,336 SH   SOLE   0 0 34,336
DIMENSIONAL ETF TRUST INTL SMALL CAP E 25434V773   689 31,420 SH   SOLE   0 0 31,420
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807   687 21,054 SH   SOLE   0 0 21,054
EXXON MOBIL CORP COM 30231G102   3,842 32,677 SH   SOLE   0 0 32,677
ISHARES INC MSCI GBL MIN VOL 464286525   3,260 34,162 SH   SOLE   0 0 34,162
ISHARES TR S&P 500 GRWT ETF 464287309   6,085 88,933 SH   SOLE   0 0 88,933
ISHARES TR S&P 500 VAL ETF 464287408   3,198 20,790 SH   SOLE   0 0 20,790
ISHARES TR RUS 1000 GRW ETF 464287614   2,448 9,203 SH   SOLE   0 0 9,203
ISHARES TR NATIONAL MUN ETF 464288414   2,446 23,852 SH   SOLE   0 0 23,852
ISHARES TR CORE S&P SCP ETF 464287804   2,081 22,059 SH   SOLE   0 0 22,059
ISHARES TR SHRT NAT MUN ETF 464288158   1,584 15,399 SH   SOLE   0 0 15,399
ISHARES TR EAFE SML CP ETF 464288273   1,033 18,289 SH   SOLE   0 0 18,289
ISHARES TR CORE US AGGBD ET 464287226   612 6,513 SH   SOLE   0 0 6,513
ISHARES TR BLACKROCK ULTRA 46434V878   567 11,259 SH   SOLE   0 0 11,259
ISHARES TR RUSSELL 2000 ETF 464287655   546 3,089 SH   SOLE   0 0 3,089
ISHARES TR CORE S&P500 ETF 464287200   531 1,237 SH   SOLE   0 0 1,237
ISHARES TR MSCI EAFE ETF 464287465   475 6,896 SH   SOLE   0 0 6,896
ISHARES TR MICRO-CAP ETF 464288869   211 2,110 SH   SOLE   0 0 2,110
JOHNSON & JOHNSON COM 478160104   227 1,458 SH   SOLE   0 0 1,458
MERCK & CO INC COM 58933Y105   431 4,189 SH   SOLE   0 0 4,189
MICROSOFT CORP COM 594918104   688 2,180 SH   SOLE   0 0 2,180
ORACLE CORP COM 68389X105   324 3,060 SH   SOLE   0 0 3,060
PUBLIC SVC ENTERPRISE GRP IN COM 744573106   595 10,454 SH   SOLE   0 0 10,454
RBB FD INC US TREASRY 12 MT 74933W478   344 6,891 SH   SOLE   0 0 6,891
REPLIGEN CORP COM 759916109   239 1,500 SH   SOLE   0 0 1,500
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889   1,673 53,966 SH   SOLE   0 0 53,966
SPDR INDEX SHS FDS DJ GLB RL ES ETF 78463X749   402 10,516 SH   SOLE   0 0 10,516
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509   250 7,432 SH   SOLE   0 0 7,432
SPDR S&P 500 ETF TR TR UNIT 78462F103   7,831 18,319 SH   SOLE   0 0 18,319
SPDR SER TR PORTFOLIO SH TSR 78468R101   14,339 499,264 SH   SOLE   0 0 499,264
SPDR SER TR NUVEEN BLMBRG SH 78468R739   3,170 68,578 SH   SOLE   0 0 68,578
SPDR SER TR PORTFOLIO AGRGTE 78464A649   2,902 119,223 SH   SOLE   0 0 119,223
SPDR SER TR PRTFLO S&P500 GW 78464A409   1,280 21,600 SH   SOLE   0 0 21,600
SPDR SER TR PORTFOLIO S&P600 78468R853   802 21,745 SH   SOLE   0 0 21,745
SPDR SER TR PRTFLO S&P500 VL 78464A508   673 16,310 SH   SOLE   0 0 16,310
SPDR SER TR PORTFOLIO SHORT 78464A474   442 15,063 SH   SOLE   0 0 15,063
SSGA ACTIVE ETF TR MULT ASS RLRTN 78467V103   5,994 222,341 SH   SOLE   0 0 222,341
UNITED PARCEL SERVICE INC CL B 911312106   3,568 22,894 SH   SOLE   0 0 22,894
UNITEDHEALTH GROUP INC COM 91324P102   212 420 SH   SOLE   0 0 420
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   397 5,687 SH   SOLE   0 0 5,687
VANGUARD INDEX FDS GROWTH ETF 922908736   8,793 32,289 SH   SOLE   0 0 32,289
VANGUARD INDEX FDS VALUE ETF 922908744   705 5,109 SH   SOLE   0 0 5,109
VANGUARD INDEX FDS TOTAL STK MKT 922908769   413 1,942 SH   SOLE   0 0 1,942
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   810 20,661 SH   SOLE   0 0 20,661
VANGUARD MALVERN FDS STRM INFPROIDX 922020805   8,466 179,063 SH   SOLE   0 0 179,063
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   2,879 59,850 SH   SOLE   0 0 59,850
VANGUARD STAR FDS VG TL INTL STK F 921909768   660 12,331 SH   SOLE   0 0 12,331
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   4,668 106,761 SH   SOLE   0 0 106,761
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   5,836 56,481 SH   SOLE   0 0 56,481
WISDOMTREE TR US HIGH DIVIDEND 97717W208   337 4,322 SH   SOLE   0 0 4,322