The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
INVESCO QQQ TR UNIT SER 1 46090E103   225 408 SH   SOLE   0 0 408
PUBLIC SVC ENTERPRISE GRP IN COM 744573106   1,222 14,511 SH   SOLE   0 0 14,511
SPDR SERIES TRUST PORTFOLIO AGRGTE 78464A649   821 32,059 SH   SOLE   0 0 32,059
INTERDIGITAL INC COM 45867G101   225 1,003 SH   SOLE   0 0 1,003
SPDR SERIES TRUST PORTFLI INTRMDIT 78464A672   9,971 346,588 SH   SOLE   0 0 346,588
JOHNSON & JOHNSON COM 478160104   237 1,550 SH   SOLE   0 0 1,550
VANGUARD INDEX FDS TOTAL STK MKT 922908769   590 1,942 SH   SOLE   0 0 1,942
SPDR SERIES TRUST NUVEEN ICE SHORT 78468R739   2,670 55,829 SH   SOLE   0 0 55,829
ISHARES TR ESG MSCI KLD 400 464288570   232 1,998 SH   SOLE   0 0 1,998
PROCTER AND GAMBLE CO COM 742718109   236 1,483 SH   SOLE   0 0 1,483
UNITED PARCEL SERVICE INC CL B 911312106   2,311 22,890 SH   SOLE   0 0 22,890
SPDR INDEX SHS FDS DJ GLB RL ES ETF 78463X749   323 7,312 SH   SOLE   0 0 7,312
MERCK & CO INC COM 58933Y105   231 2,918 SH   SOLE   0 0 2,918
ISHARES TR SHRT NAT MUN ETF 464288158   724 6,813 SH   SOLE   0 0 6,813
SPDR S&P 500 ETF TR TR UNIT 78462F103   5,375 8,699 SH   SOLE   0 0 8,699
VERIZON COMMUNICATIONS INC COM 92343V104   407 9,416 SH   SOLE   0 0 9,416
BECTON DICKINSON & CO COM 075887109   388 2,252 SH   SOLE   0 0 2,252
ISHARES TR RUS 1000 GRW ETF 464287614   2,921 6,879 SH   SOLE   0 0 6,879
SPDR SERIES TRUST PORTFOLIO SHORT 78464A474   525 17,378 SH   SOLE   0 0 17,378
ISHARES TR CORE S&P SCP ETF 464287804   3,002 27,464 SH   SOLE   0 0 27,464
MICROSOFT CORP COM 594918104   1,277 2,567 SH   SOLE   0 0 2,567
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102   262 4,461 SH   SOLE   0 0 4,461
VANGUARD STAR FDS VG TL INTL STK F 921909768   1,144 16,562 SH   SOLE   0 0 16,562
ISHARES TR RUSSELL 2000 ETF 464287655   668 3,097 SH   SOLE   0 0 3,097
INVESCO EXCHANGE TRADED FD T RAFI US 1000 ETF 46137V613   231 5,468 SH   SOLE   0 0 5,468
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500   18,792 294,963 SH   SOLE   0 0 294,963
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807   4,227 98,687 SH   SOLE   0 0 98,687
VANGUARD INDEX FDS VALUE ETF 922908744   607 3,436 SH   SOLE   0 0 3,436
VANGUARD INDEX FDS GROWTH ETF 922908736   31,973 72,932 SH   SOLE   0 0 72,932
ISHARES TR MICRO-CAP ETF 464288869   238 1,863 SH   SOLE   0 0 1,863
META PLATFORMS INC CL A 30303M102   406 550 SH   SOLE   0 0 550
DIMENSIONAL ETF TRUST INTL CORE EQUITY 25434V799   6,350 204,239 SH   SOLE   0 0 204,239
SSGA ACTIVE ETF TR MULT ASS RLRTN 78467V103   7,534 258,999 SH   SOLE   0 0 258,999
VANGUARD MALVERN FDS STRM INFPROIDX 922020805   5,681 113,016 SH   SOLE   0 0 113,016
DIMENSIONAL ETF TRUST GLOBAL REAL EST 25434V658   5,550 206,840 SH   SOLE   0 0 206,840
DIMENSIONAL ETF TRUST US LARGE CAP VAL 25434V666   22,453 723,818 SH   SOLE   0 0 723,818
NVIDIA CORPORATION COM 67066G104   267 1,687 SH   SOLE   0 0 1,687
DIMENSIONAL ETF TRUST WORLD EQUITY ETF 25434V617   330 4,923 SH   SOLE   0 0 4,923
MCDONALDS CORP COM 580135101   721 2,466 SH   SOLE   0 0 2,466
VANGUARD MALVERN FDS CORE BD ETF 922020748   33,475 431,491 SH   SOLE   0 0 431,491
WISDOMTREE TR US HIGH DIVIDEND 97717W208   335 3,494 SH   SOLE   0 0 3,494
SPDR SERIES TRUST PORTFOLIO SH TSR 78468R101   8,555 292,090 SH   SOLE   0 0 292,090
MORGAN STANLEY ETF TRUST EATON VANCE SHOR 61774R825   231 4,516 SH   SOLE   0 0 4,516
ISHARES TR U.S. TECH ETF 464287721   405 2,337 SH   SOLE   0 0 2,337
CONNECTONE BANCORP INC COM 20786W107   672 29,008 SH   SOLE   0 0 29,008
ISHARES TR S&P 500 VAL ETF 464287408   5,424 27,756 SH   SOLE   0 0 27,756
SPDR SERIES TRUST PORTFOLIO S&P600 78468R853   581 13,637 SH   SOLE   0 0 13,637
ISHARES TR S&P 500 GRWT ETF 464287309   9,538 86,628 SH   SOLE   0 0 86,628
ISHARES TR CORE S&P500 ETF 464287200   915 1,474 SH   SOLE   0 0 1,474
DIMENSIONAL ETF TRUST EMERGING MKTS CO 25434V732   6,828 230,038 SH   SOLE   0 0 230,038
DIMENSIONAL ETF TRUST INTL SMALL CAP E 25434V773   4,382 146,839 SH   SOLE   0 0 146,839
JPMORGAN CHASE & CO. COM 46625H100   346 1,194 SH   SOLE   0 0 1,194
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509   227 5,307 SH   SOLE   0 0 5,307
ISHARES TR NATIONAL MUN ETF 464288414   5,635 53,930 SH   SOLE   0 0 53,930
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   8,835 154,969 SH   SOLE   0 0 154,969
BANK AMERICA CORP COM 060505104   540 11,419 SH   SOLE   0 0 11,419
ORACLE CORP COM 68389X105   751 3,435 SH   SOLE   0 0 3,435
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   826 16,708 SH   SOLE   0 0 16,708
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   7,953 59,657 SH   SOLE   0 0 59,657
SPDR SERIES TRUST NUVEEN ICE MUNIC 78468R721   900 20,146 SH   SOLE   0 0 20,146
ISHARES TR EAFE SML CP ETF 464288273   984 13,543 SH   SOLE   0 0 13,543
ISHARES TR CORE US AGGBD ET 464287226   682 6,872 SH   SOLE   0 0 6,872
SPDR SERIES TRUST PORTFOLIO S&P500 78464A854   5,208 71,643 SH   SOLE   0 0 71,643
ISHARES TR ULTRA SHORT DUR 46434V878   580 11,430 SH   SOLE   0 0 11,430
SPDR SERIES TRUST PRTFLO S&P500 GW 78464A409   1,194 12,523 SH   SOLE   0 0 12,523
LAM RESEARCH CORP COM NEW 512807306   242 2,485 SH   SOLE   0 0 2,485
SPDR SERIES TRUST PRTFLO S&P500 VL 78464A508   472 9,015 SH   SOLE   0 0 9,015
PHILIP MORRIS INTL INC COM 718172109   329 1,804 SH   SOLE   0 0 1,804
BRISTOL-MYERS SQUIBB CO COM 110122108   286 6,186 SH   SOLE   0 0 6,186
EXXON MOBIL CORP COM 30231G102   3,700 34,321 SH   SOLE   0 0 34,321
SCHWAB CHARLES CORP COM 808513105   204 2,237 SH   SOLE   0 0 2,237
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889   2,239 55,306 SH   SOLE   0 0 55,306
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   8,172 166,672 SH   SOLE   0 0 166,672
ISHARES TR MSCI EAFE ETF 464287465   594 6,647 SH   SOLE   0 0 6,647
APPLE INC COM 037833100   1,563 7,620 SH   SOLE   0 0 7,620