The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
META PLATFORMS INC CL A 30303M102   288 500 SH   SOLE   0 0 500
INTERDIGITAL INC COM 45867G101   207 1,000 SH   SOLE   0 0 1,000
MERCK & CO INC COM 58933Y105   446 4,965 SH   SOLE   0 0 4,965
VERIZON COMMUNICATIONS INC COM 92343V104   452 9,974 SH   SOLE   0 0 9,974
BECTON DICKINSON & CO COM 075887109   516 2,252 SH   SOLE   0 0 2,252
SAFEHOLD INC COM 78646V107   652 34,837 SH   SOLE   0 0 34,837
CONNECTONE BANCORP INC COM 20786W107   700 28,778 SH   SOLE   0 0 28,778
JPMORGAN CHASE & CO. COM 46625H100   292 1,190 SH   SOLE   0 0 1,190
BANK AMERICA CORP COM 060505104   484 11,600 SH   SOLE   0 0 11,600
ORACLE CORP COM 68389X105   480 3,435 SH   SOLE   0 0 3,435
EXXON MOBIL CORP COM 30231G102   4,065 34,182 SH   SOLE   0 0 34,182
APPLE INC COM 037833100   1,519 6,840 SH   SOLE   0 0 6,840
DIMENSIONAL ETF TRUST EMERGING MKTS CO 25434V732   6,174 233,347 SH   SOLE   0 0 233,347
DIMENSIONAL ETF TRUST GLOBAL REAL EST 25434V658   5,510 209,829 SH   SOLE   0 0 209,829
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807   4,047 102,811 SH   SOLE   0 0 102,811
DIMENSIONAL ETF TRUST INTL CORE EQUITY 25434V799   6,225 224,179 SH   SOLE   0 0 224,179
DIMENSIONAL ETF TRUST INTL SMALL CAP E 25434V773   3,727 144,236 SH   SOLE   0 0 144,236
SSGA ACTIVE ETF TR MULT ASS RLRTN 78467V103   7,647 267,942 SH   SOLE   0 0 267,942
SPDR SER TR NUVEEN BLMBRG MU 78468R721   811 18,009 SH   SOLE   0 0 18,009
SPDR SER TR NUVEEN BLMBRG SH 78468R739   2,615 54,930 SH   SOLE   0 0 54,930
SPDR SER TR PORTFLI INTRMDIT 78464A672   9,886 345,912 SH   SOLE   0 0 345,912
SPDR SER TR PORTFOLIO AGRGTE 78464A649   838 32,823 SH   SOLE   0 0 32,823
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889   2,024 55,588 SH   SOLE   0 0 55,588
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509   212 5,385 SH   SOLE   0 0 5,385
SPDR SER TR PORTFOLIO S&P500 78464A854   4,808 73,110 SH   SOLE   0 0 73,110
SPDR SER TR PORTFOLIO S&P600 78468R853   570 13,996 SH   SOLE   0 0 13,996
SPDR SER TR PORTFOLIO SH TSR 78468R101   8,668 296,475 SH   SOLE   0 0 296,475
SPDR SER TR PORTFOLIO SHORT 78464A474   598 19,857 SH   SOLE   0 0 19,857
SPDR SER TR PRTFLO S&P500 GW 78464A409   1,081 13,450 SH   SOLE   0 0 13,450
SPDR SER TR PRTFLO S&P500 VL 78464A508   479 9,383 SH   SOLE   0 0 9,383
INVESCO EXCHANGE TRADED FD T RAFI US 1000 ETF 46137V613   220 5,445 SH   SOLE   0 0 5,445
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102   260 4,435 SH   SOLE   0 0 4,435
STAR HLDGS SHS BEN INT 85512G106   120 14,151 SH   SOLE   0 0 14,151
SPDR S&P 500 ETF TR TR UNIT 78462F103   4,914 8,784 SH   SOLE   0 0 8,784
ISHARES TR ULTRA SHORT-TERM 46434V878   573 11,299 SH   SOLE   0 0 11,299
WISDOMTREE TR US HIGH DIVIDEND 97717W208   343 3,463 SH   SOLE   0 0 3,463
DIMENSIONAL ETF TRUST US LARGE CAP VAL 25434V666   23,101 755,688 SH   SOLE   0 0 755,688
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500   17,439 291,868 SH   SOLE   0 0 291,868
DIMENSIONAL ETF TRUST WORLD EQUITY ETF 25434V617   282 4,606 SH   SOLE   0 0 4,606
PUBLIC SVC ENTERPRISE GRP IN COM 744573106   1,194 14,509 SH   SOLE   0 0 14,509
JOHNSON & JOHNSON COM 478160104   255 1,537 SH   SOLE   0 0 1,537
VANGUARD INDEX FDS TOTAL STK MKT 922908769   2,020 7,351 SH   SOLE   0 0 7,351
ISHARES TR ESG MSCI KLD 400 464288570   205 1,998 SH   SOLE   0 0 1,998
PROCTER AND GAMBLE CO COM 742718109   249 1,460 SH   SOLE   0 0 1,460
UNITED PARCEL SERVICE INC CL B 911312106   2,518 22,894 SH   SOLE   0 0 22,894
ISHARES TR SHRT NAT MUN ETF 464288158   711 6,734 SH   SOLE   0 0 6,734
ISHARES TR RUS 1000 GRW ETF 464287614   2,498 6,918 SH   SOLE   0 0 6,918
ISHARES TR CORE S&P SCP ETF 464287804   1,950 18,650 SH   SOLE   0 0 18,650
MICROSOFT CORP COM 594918104   890 2,372 SH   SOLE   0 0 2,372
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   2,145 4,174 SH   SOLE   0 0 4,174
VANGUARD STAR FDS VG TL INTL STK F 921909768   666 10,723 SH   SOLE   0 0 10,723
ISHARES TR RUSSELL 2000 ETF 464287655   616 3,089 SH   SOLE   0 0 3,089
VANGUARD INDEX FDS VALUE ETF 922908744   606 3,508 SH   SOLE   0 0 3,508
VANGUARD INDEX FDS GROWTH ETF 922908736   26,192 70,633 SH   SOLE   0 0 70,633
ISHARES TR MICRO-CAP ETF 464288869   206 1,860 SH   SOLE   0 0 1,860
VANGUARD MALVERN FDS STRM INFPROIDX 922020805   5,830 116,846 SH   SOLE   0 0 116,846
MCDONALDS CORP COM 580135101   770 2,466 SH   SOLE   0 0 2,466
VANGUARD MALVERN FDS CORE BD ETF 922020748   33,560 433,429 SH   SOLE   0 0 433,429
ISHARES TR U.S. TECH ETF 464287721   328 2,337 SH   SOLE   0 0 2,337
ISHARES TR S&P 500 VAL ETF 464287408   3,579 18,779 SH   SOLE   0 0 18,779
ISHARES TR S&P 500 GRWT ETF 464287309   7,218 77,757 SH   SOLE   0 0 77,757
ISHARES TR CORE S&P500 ETF 464287200   596 1,061 SH   SOLE   0 0 1,061
ISHARES TR NATIONAL MUN ETF 464288414   3,403 32,279 SH   SOLE   0 0 32,279
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   8,377 164,796 SH   SOLE   0 0 164,796
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   759 16,778 SH   SOLE   0 0 16,778
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   7,744 60,046 SH   SOLE   0 0 60,046
ISHARES TR EAFE SML CP ETF 464288273   859 13,520 SH   SOLE   0 0 13,520
ISHARES TR CORE US AGGBD ET 464287226   865 8,749 SH   SOLE   0 0 8,749
PHILIP MORRIS INTL INC COM 718172109   313 1,975 SH   SOLE   0 0 1,975
BRISTOL-MYERS SQUIBB CO COM 110122108   374 6,124 SH   SOLE   0 0 6,124
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   11,443 230,640 SH   SOLE   0 0 230,640
ISHARES TR MSCI EAFE ETF 464287465   546 6,677 SH   SOLE   0 0 6,677