The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
APPLE INC COM 037833100   989 7,610 SH   SOLE   0 0 7,610
BANK AMERICA CORP COM 060505104   402 12,135 SH   SOLE   0 0 12,135
BECTON DICKINSON & CO COM 075887109   574 2,257 SH   SOLE   0 0 2,257
CONNECTONE BANCORP INC COM 20786W107   647 26,719 SH   SOLE   0 0 26,719
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203   360 14,373 SH   SOLE   0 0 14,373
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500   4,321 84,471 SH   SOLE   0 0 84,471
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807   439 14,427 SH   SOLE   0 0 14,427
DIMENSIONAL ETF TRUST EMERGING MKTS CO 25434V732   1,239 55,178 SH   SOLE   0 0 55,178
DIMENSIONAL ETF TRUST INTL SMALL CAP E 25434V773   365 16,948 SH   SOLE   0 0 16,948
EXXON MOBIL CORP COM 30231G102   3,550 32,184 SH   SOLE   0 0 32,184
ISHARES INC MSCI GBL MIN VOL 464286525   3,148 33,134 SH   SOLE   0 0 33,134
ISHARES TR SHRT NAT MUN ETF 464288158   1,903 18,252 SH   SOLE   0 0 18,252
ISHARES TR S&P 100 ETF 464287101   212 1,244 SH   SOLE   0 0 1,244
ISHARES TR RUS 1000 GRW ETF 464287614   2,010 9,380 SH   SOLE   0 0 9,380
ISHARES TR CORE S&P SCP ETF 464287804   2,347 24,796 SH   SOLE   0 0 24,796
ISHARES TR RUSSELL 2000 ETF 464287655   675 3,872 SH   SOLE   0 0 3,872
ISHARES TR MICRO-CAP ETF 464288869   228 2,110 SH   SOLE   0 0 2,110
ISHARES TR S&P 500 VAL ETF 464287408   3,420 23,572 SH   SOLE   0 0 23,572
ISHARES TR S&P 500 GRWT ETF 464287309   5,416 92,584 SH   SOLE   0 0 92,584
ISHARES TR CORE S&P500 ETF 464287200   503 1,308 SH   SOLE   0 0 1,308
ISHARES TR NATIONAL MUN ETF 464288414   2,649 25,103 SH   SOLE   0 0 25,103
ISHARES TR EAFE SML CP ETF 464288273   1,142 20,214 SH   SOLE   0 0 20,214
ISHARES TR CORE US AGGBD ET 464287226   1,078 11,110 SH   SOLE   0 0 11,110
ISHARES TR BLACKROCK ULTRA 46434V878   563 11,259 SH   SOLE   0 0 11,259
ISHARES TR MSCI EAFE ETF 464287465   493 7,518 SH   SOLE   0 0 7,518
J P MORGAN EXCHANGE TRADED F ULTRA SHRT INC 46641Q837   270 5,394 SH   SOLE   0 0 5,394
JOHNSON & JOHNSON COM 478160104   268 1,517 SH   SOLE   0 0 1,517
MERCK & CO INC COM 58933Y105   464 4,183 SH   SOLE   0 0 4,183
MICROSOFT CORP COM 594918104   598 2,492 SH   SOLE   0 0 2,492
ORACLE CORP COM 68389X105   252 3,084 SH   SOLE   0 0 3,084
PHILIP MORRIS INTL INC COM 718172109   208 2,052 SH   SOLE   0 0 2,052
PUBLIC SVC ENTERPRISE GRP IN COM 744573106   645 10,529 SH   SOLE   0 0 10,529
REPLIGEN CORP COM 759916109   254 1,500 SH   SOLE   0 0 1,500
SPDR INDEX SHS FDS DJ GLB RL ES ETF 78463X749   730 17,847 SH   SOLE   0 0 17,847
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509   292 8,847 SH   SOLE   0 0 8,847
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889   1,732 58,343 SH   SOLE   0 0 58,343
SPDR S&P 500 ETF TR TR UNIT 78462F103   7,414 19,387 SH   SOLE   0 0 19,387
SPDR SER TR PORTFOLIO AGRGTE 78464A649   2,677 106,514 SH   SOLE   0 0 106,514
SPDR SER TR NUVEEN BLMBRG SH 78468R739   2,821 60,047 SH   SOLE   0 0 60,047
SPDR SER TR PORTFOLIO SHORT 78464A474   434 14,771 SH   SOLE   0 0 14,771
SPDR SER TR PORTFOLIO SH TSR 78468R101   13,987 484,145 SH   SOLE   0 0 484,145
SPDR SER TR PORTFOLIO S&P600 78468R853   885 23,950 SH   SOLE   0 0 23,950
SPDR SER TR PRTFLO S&P500 GW 78464A409   1,257 24,802 SH   SOLE   0 0 24,802
SPDR SER TR PRTFLO S&P500 VL 78464A508   1,421 36,547 SH   SOLE   0 0 36,547
SSGA ACTIVE ETF TR MULT ASS RLRTN 78467V103   6,077 220,663 SH   SOLE   0 0 220,663
UNITED PARCEL SERVICE INC CL B 911312106   3,980 22,894 SH   SOLE   0 0 22,894
UNITEDHEALTH GROUP INC COM 91324P102   223 420 SH   SOLE   0 0 420
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   416 5,797 SH   SOLE   0 0 5,797
VANGUARD INDEX FDS TOTAL STK MKT 922908769   371 1,942 SH   SOLE   0 0 1,942
VANGUARD INDEX FDS VALUE ETF 922908744   832 5,925 SH   SOLE   0 0 5,925
VANGUARD INDEX FDS GROWTH ETF 922908736   5,448 25,562 SH   SOLE   0 0 25,562
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   963 24,699 SH   SOLE   0 0 24,699
VANGUARD MALVERN FDS STRM INFPROIDX 922020805   8,201 175,578 SH   SOLE   0 0 175,578
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   3,289 66,463 SH   SOLE   0 0 66,463
VANGUARD STAR FDS VG TL INTL STK F 921909768   698 13,501 SH   SOLE   0 0 13,501
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   4,865 115,921 SH   SOLE   0 0 115,921
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   6,199 57,282 SH   SOLE   0 0 57,282
VERIZON COMMUNICATIONS INC COM 92343V104   225 5,704 SH   SOLE   0 0 5,704
WISDOMTREE TR US HIGH DIVIDEND 97717W208   372 4,322 SH   SOLE   0 0 4,322