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The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMERICAN CENTY ETF TR US EQT ETF 025072885   44,008,167 476,382 SH   SOLE   0 0 476,382
CAPITAL GRP FIXED INCM ETF T CORE PLUS INCM 14020Y102   28,203,344 1,256,274 SH   SOLE   0 0 1,256,274
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807   27,897,045 708,766 SH   SOLE   0 0 708,766
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708   118,269,297 3,585,004 SH   SOLE   0 0 3,585,004
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500   11,611,929 194,342 SH   SOLE   0 0 194,342
FIDELITY COVINGTON TRUST MSCI HLTH CARE I 316092600   17,725,314 259,445 SH   SOLE   0 0 259,445
FIDELITY MERRIMACK STR TR TOTAL BD ETF 316188309   42,524,086 931,524 SH   SOLE   0 0 931,524
ISHARES INC CORE MSCI EMKT 46434G103   11,185,068 207,246 SH   SOLE   0 0 207,246
ISHARES TR CORE S&P US VLU 464287663   54,829,299 594,098 SH   SOLE   0 0 594,098
ISHARES TR CORE US AGGBD ET 464287226   10,849,728 109,682 SH   SOLE   0 0 109,682
ISHARES TR INVESTMENT GRADE 46435G219   11,805,602 262,288 SH   SOLE   0 0 262,288
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   44,557,816 2,018,017 SH   SOLE   0 0 2,018,017
CAPITAL GROUP INTL FOCUS EQT SHS CREATION UNI 14019W109   16,602,767 678,218 SH   SOLE   0 0 678,218
ISHARES TR IBONDS DEC25 ETF 46434VBD1   3,389,307 134,764 SH   SOLE   0 0 134,764
ISHARES TR IBONDS DEC2026 46435GAA0   2,740,267 113,187 SH   SOLE   0 0 113,187
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   6,125,671 31,577 SH   SOLE   0 0 31,577
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   5,238,181 40,619 SH   SOLE   0 0 40,619
3M CO COM 88579Y101   433,292 2,950 SH   SOLE   0 0 2,950
ABBVIE INC COM 00287Y109   2,313,877 11,044 SH   SOLE   0 0 11,044
AT&T INC COM 00206R102   675,959 23,902 SH   SOLE   0 0 23,902
BANK AMERICA CORP COM 060505104   1,189,398 28,502 SH   SOLE   0 0 28,502
BANK NEW YORK MELLON CORP COM 064058100   684,458 8,161 SH   SOLE   0 0 8,161
BLACKROCK INC COM 09290D101   902,121 953 SH   SOLE   0 0 953
BROADCOM INC COM 11135F101   1,049,454 6,268 SH   SOLE   0 0 6,268
CATERPILLAR INC COM 149123101   1,308,512 3,968 SH   SOLE   0 0 3,968
CISCO SYS INC COM 17275R102   1,369,556 22,193 SH   SOLE   0 0 22,193
COCA COLA CO COM 191216100   1,238,743 17,296 SH   SOLE   0 0 17,296
COMCAST CORP NEW CL A 20030N101   359,618 9,746 SH   SOLE   0 0 9,746
CONOCOPHILLIPS COM 20825C104   1,214,850 11,568 SH   SOLE   0 0 11,568
CROWN CASTLE INC COM 22822V101   343,317 3,294 SH   SOLE   0 0 3,294
DOW INC COM 260557103   335,909 9,619 SH   SOLE   0 0 9,619
EASTMAN CHEM CO COM 277432100   259,135 2,941 SH   SOLE   0 0 2,941
EXXON MOBIL CORP COM 30231G102   1,836,504 15,442 SH   SOLE   0 0 15,442
GENERAL DYNAMICS CORP COM 369550108   817,299 2,998 SH   SOLE   0 0 2,998
GILEAD SCIENCES INC COM 375558103   455,151 4,062 SH   SOLE   0 0 4,062
INTERNATIONAL BUSINESS MACHS COM 459200101   847,921 3,410 SH   SOLE   0 0 3,410
JOHNSON & JOHNSON COM 478160104   1,637,056 9,871 SH   SOLE   0 0 9,871
JPMORGAN CHASE & CO. COM 46625H100   2,563,094 10,449 SH   SOLE   0 0 10,449
KINDER MORGAN INC DEL COM 49456B101   597,885 20,956 SH   SOLE   0 0 20,956
L3HARRIS TECHNOLOGIES INC COM 502431109   287,983 1,376 SH   SOLE   0 0 1,376
LOCKHEED MARTIN CORP COM 539830109   392,668 879 SH   SOLE   0 0 879
MCDONALDS CORP COM 580135101   1,303,815 4,174 SH   SOLE   0 0 4,174
MERCK & CO INC COM 58933Y105   1,352,056 15,063 SH   SOLE   0 0 15,063
METLIFE INC COM 59156R108   1,491,650 18,578 SH   SOLE   0 0 18,578
NORFOLK SOUTHN CORP COM 655844108   310,021 1,309 SH   SOLE   0 0 1,309
ORACLE CORP COM 68389X105   508,688 3,638 SH   SOLE   0 0 3,638
PARKER-HANNIFIN CORP COM 701094104   896,971 1,476 SH   SOLE   0 0 1,476
PEPSICO INC COM 713448108   1,078,766 7,195 SH   SOLE   0 0 7,195
PFIZER INC COM 717081103   507,379 20,023 SH   SOLE   0 0 20,023
PHILIP MORRIS INTL INC COM 718172109   963,848 6,072 SH   SOLE   0 0 6,072
PNC FINL SVCS GROUP INC COM 693475105   457,452 2,603 SH   SOLE   0 0 2,603
PROCTER AND GAMBLE CO COM 742718109   2,511,339 14,736 SH   SOLE   0 0 14,736
PROLOGIS INC. COM 74340W103   576,515 5,157 SH   SOLE   0 0 5,157
PRUDENTIAL FINL INC COM 744320102   866,923 7,763 SH   SOLE   0 0 7,763
PUBLIC SVC ENTERPRISE GRP IN COM 744573106   496,379 6,031 SH   SOLE   0 0 6,031
QUALCOMM INC COM 747525103   707,301 4,605 SH   SOLE   0 0 4,605
SOUTHERN CO COM 842587107   787,539 8,565 SH   SOLE   0 0 8,565
HOME DEPOT INC COM 437076102   1,688,101 4,606 SH   SOLE   0 0 4,606
US BANCORP DEL COM NEW 902973304   598,643 14,179 SH   SOLE   0 0 14,179
UNITEDHEALTH GROUP INC COM 91324P102   1,142,428 2,181 SH   SOLE   0 0 2,181
VERIZON COMMUNICATIONS INC COM 92343V104   760,311 16,762 SH   SOLE   0 0 16,762
WP CAREY INC COM 92936U109   635,609 10,071 SH   SOLE   0 0 10,071
WALMART INC COM 931142103   1,854,630 21,126 SH   SOLE   0 0 21,126
WELLS FARGO CO NEW COM 949746101   901,033 12,551 SH   SOLE   0 0 12,551
ABBOTT LABS COM 002824100   1,189,387 8,966 SH   SOLE   0 0 8,966
APPLE INC COM 037833100   5,152,253 23,195 SH   SOLE   0 0 23,195
FIDELITY COVINGTON TRUST HIGH DIVID ETF 316092840   5,573,468 112,368 SH   SOLE   0 0 112,368
NVIDIA CORPORATION COM 67066G104   3,407,259 31,438 SH   SOLE   0 0 31,438
ALPHABET INC CAP STK CL A 02079K305   2,984,780 19,301 SH   SOLE   0 0 19,301
AMERICAN EXPRESS CO COM 025816109   900,896 3,348 SH   SOLE   0 0 3,348
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   1,416,663 2,660 SH   SOLE   0 0 2,660
CSX CORP COM 126408103   559,058 18,996 SH   SOLE   0 0 18,996
ILLINOIS TOOL WKS INC COM 452308109   496,666 2,003 SH   SOLE   0 0 2,003
ISHARES TR CORE S&P MCP ETF 464287507   3,523,210 60,381 SH   SOLE   0 0 60,381
OSHKOSH CORP COM 688239201   419,664 4,461 SH   SOLE   0 0 4,461
SALESFORCE INC COM 79466L302   819,235 3,053 SH   SOLE   0 0 3,053
VANGUARD INDEX FDS SM CP VAL ETF 922908611   1,570,760 8,432 SH   SOLE   0 0 8,432
CAPITAL GRP FIXED INCM ETF T MUNICIPAL INCOME 14020Y201   1,664,706 62,070 SH   SOLE   0 0 62,070
ISHARES TR CORE S&P SCP ETF 464287804   2,265,601 21,666 SH   SOLE   0 0 21,666
VANGUARD WORLD FD HEALTH CAR ETF 92204A504   924,651 3,493 SH   SOLE   0 0 3,493
AMAZON COM INC COM 023135106   2,249,825 11,825 SH   SOLE   0 0 11,825
AMERICAN ELEC PWR CO INC COM 025537101   633,116 5,794 SH   SOLE   0 0 5,794
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609   524,306 10,183 SH   SOLE   0 0 10,183
GE AEROSPACE COM NEW 369604301   235,613 1,177 SH   SOLE   0 0 1,177
JOHNSON CTLS INTL PLC SHS G51502105   292,715 3,654 SH   SOLE   0 0 3,654
NEXTERA ENERGY INC COM 65339F101   509,260 7,184 SH   SOLE   0 0 7,184
ISHARES TR CORE S&P500 ETF 464287200   1,918,853 3,415 SH   SOLE   0 0 3,415
ISHARES TR CORE S&P TTL STK 464287150   1,911,863 15,670 SH   SOLE   0 0 15,670
ISHARES TR S&P 500 GRWT ETF 464287309   1,532,373 16,507 SH   SOLE   0 0 16,507
ISHARES TR IBONDS 27 ETF 46435UAA9   1,652,102 68,325 SH   SOLE   0 0 68,325
ISHARES TR IBDS DEC28 ETF 46435U515   1,507,975 59,698 SH   SOLE   0 0 59,698
VANGUARD INDEX FDS GROWTH ETF 922908736   332,621 897 SH   SOLE   0 0 897
VANGUARD INDEX FDS VALUE ETF 922908744   464,286 2,688 SH   SOLE   0 0 2,688
ISHARES TR ULTRA SHORT-TERM 46434V878   229,480 4,526 SH   SOLE   0 0 4,526
FIDELITY MERRIMACK STR TR CORP BOND ETF 316188101   213,083 4,538 SH   SOLE   0 0 4,538
ISHARES TR BROAD USD HIGH 46435U853   442,831 12,030 SH   SOLE   0 0 12,030
ISHARES TR US TREAS BD ETF 46429B267   217,712 9,472 SH   SOLE   0 0 9,472
SPDR SER TR PORTFOLIO INTRMD 78464A375   574,330 17,278 SH   SOLE   0 0 17,278
SPDR SER TR PORTFOLIO LN TSR 78464A664   282,243 10,354 SH   SOLE   0 0 10,354
SPDR SER TR PRTFLO S&P500 GW 78464A409   1,113,139 13,850 SH   SOLE   0 0 13,850
SPDR SER TR PRTFLO S&P500 VL 78464A508   1,391,419 27,245 SH   SOLE   0 0 27,245
SPDR SER TR S&P 600 SMCP VAL 78464A300   219,314 2,797 SH   SOLE   0 0 2,797
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538   324,244 1,325 SH   SOLE   0 0 1,325
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   416,567 2,595 SH   SOLE   0 0 2,595
KIMBERLY-CLARK CORP COM 494368103   577,558 4,061 SH   SOLE   0 0 4,061
EMCOR GROUP INC COM 29084Q100   550,364 1,489 SH   SOLE   0 0 1,489
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   1,556,008 31,358 SH   SOLE   0 0 31,358
NICOLET BANKSHARES INC COM 65406E102   445,121 4,085 SH   SOLE   0 0 4,085
FIDELITY MERRIMACK STR TR LTD TRM BD ETF 316188200   535,315 10,687 SH   SOLE   0 0 10,687
ALTRIA GROUP INC COM 02209S103   379,593 6,324 SH   SOLE   0 0 6,324
GALLAGHER ARTHUR J & CO COM 363576109   603,414 1,748 SH   SOLE   0 0 1,748
AUTOMATIC DATA PROCESSING IN COM 053015103   208,967 684 SH   SOLE   0 0 684
BECTON DICKINSON & CO COM 075887109   304,741 1,330 SH   SOLE   0 0 1,330
CITIGROUP INC COM NEW 172967424   245,867 3,463 SH   SOLE   0 0 3,463
CUMMINS INC COM 231021106   233,826 746 SH   SOLE   0 0 746
DEERE & CO COM 244199105   293,424 625 SH   SOLE   0 0 625
FIFTH THIRD BANCORP COM 316773100   334,371 8,530 SH   SOLE   0 0 8,530
FORD MTR CO COM 345370860   142,760 14,233 SH   SOLE   0 0 14,233
HEALTHPEAK PROPERTIES INC COM 42250P103   212,052 10,487 SH   SOLE   0 0 10,487
HUNTINGTON BANCSHARES INC COM 446150104   171,266 11,410 SH   SOLE   0 0 11,410
LAMAR ADVERTISING CO NEW CL A 512816109   269,373 2,367 SH   SOLE   0 0 2,367
MEDTRONIC PLC SHS G5960L103   290,559 3,233 SH   SOLE   0 0 3,233
MICROSOFT CORP COM 594918104   6,041,675 16,094 SH   SOLE   0 0 16,094
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   387,711 1,243 SH   SOLE   0 0 1,243
APPLIED MATLS INC COM 038222105   1,018,749 7,020 SH   SOLE   0 0 7,020
CADENCE DESIGN SYSTEM INC COM 127387108   368,270 1,448 SH   SOLE   0 0 1,448
CHEVRON CORP NEW COM 166764100   922,600 5,515 SH   SOLE   0 0 5,515
ELI LILLY & CO COM 532457108   869,027 1,052 SH   SOLE   0 0 1,052
LABCORP HOLDINGS INC COM SHS 504922105   232,764 1,000 SH   SOLE   0 0 1,000
META PLATFORMS INC CL A 30303M102   2,373,603 4,118 SH   SOLE   0 0 4,118
MOODYS CORP COM 615369105   377,055 810 SH   SOLE   0 0 810
NETFLIX INC COM 64110L106   909,217 975 SH   SOLE   0 0 975
PALO ALTO NETWORKS INC COM 697435105   341,621 2,002 SH   SOLE   0 0 2,002
PULTE GROUP INC COM 745867101   229,613 2,234 SH   SOLE   0 0 2,234
PURE STORAGE INC CL A 74624M102   213,293 4,818 SH   SOLE   0 0 4,818
REPUBLIC SVCS INC COM 760759100   566,502 2,339 SH   SOLE   0 0 2,339
ROYAL CARIBBEAN GROUP COM V7780T103   229,652 1,118 SH   SOLE   0 0 1,118
SPOTIFY TECHNOLOGY S A SHS L8681T102   530,779 965 SH   SOLE   0 0 965
STRYKER CORPORATION COM 863667101   330,604 888 SH   SOLE   0 0 888
SYNOPSYS INC COM 871607107   488,460 1,139 SH   SOLE   0 0 1,139
T-MOBILE US INC COM 872590104   535,343 2,007 SH   SOLE   0 0 2,007
TESLA INC COM 88160R101   1,138,913 4,395 SH   SOLE   0 0 4,395
TEXAS INSTRS INC COM 882508104   276,382 1,538 SH   SOLE   0 0 1,538
HARTFORD INSURANCE GROUP INC COM 416515104   684,427 5,532 SH   SOLE   0 0 5,532
TJX COS INC NEW COM 872540109   360,126 2,957 SH   SOLE   0 0 2,957
FIDELITY NATL INFORMATION SV COM 31620M106   260,875 3,493 SH   SOLE   0 0 3,493
ISHARES TR IBONDS DEC 29 46436E205   759,237 32,825 SH   SOLE   0 0 32,825
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   357,358 5,891 SH   SOLE   0 0 5,891
VANGUARD INDEX FDS TOTAL STK MKT 922908769   2,144,706 7,803 SH   SOLE   0 0 7,803
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   1,146,758 41,014 SH   SOLE   0 0 41,014
ALPHABET INC CAP STK CL C 02079K107   202,471 1,296 SH   SOLE   0 0 1,296
ARISTA NETWORKS INC COM SHS 040413205   221,913 2,864 SH   SOLE   0 0 2,864
CARDINAL HEALTH INC COM 14149Y108   202,776 1,472 SH   SOLE   0 0 1,472
CINTAS CORP COM 172908105   323,004 1,572 SH   SOLE   0 0 1,572
MARSH & MCLENNAN COS INC COM 571748102   250,132 1,025 SH   SOLE   0 0 1,025
PALANTIR TECHNOLOGIES INC CL A 69608A108   617,273 7,314 SH   SOLE   0 0 7,314
RTX CORPORATION COM 75513E101   222,894 1,683 SH   SOLE   0 0 1,683
VERTEX PHARMACEUTICALS INC COM 92532F100   276,832 571 SH   SOLE   0 0 571
FIDELITY COVINGTON TRUST FIDELITY FUND LR 316092337   1,225,035 55,331 SH   SOLE   0 0 55,331
ISHARES TR S&P 500 VAL ETF 464287408   852,299 4,472 SH   SOLE   0 0 4,472
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   320,968 3,545 SH   SOLE   0 0 3,545
BANK FIRST CORP COM 06211J100   491,108 4,875 SH   SOLE   0 0 4,875
CASEYS GEN STORES INC COM 147528103   204,145 470 SH   SOLE   0 0 470
COSTCO WHSL CORP NEW COM 22160K105   574,388 607 SH   SOLE   0 0 607
MASTERCARD INCORPORATED CL A 57636Q104   249,504 455 SH   SOLE   0 0 455
GOLDMAN SACHS GROUP INC COM 38141G104   236,996 434 SH   SOLE   0 0 434
VISA INC COM CL A 92826C839   466,164 1,330 SH   SOLE   0 0 1,330
WEC ENERGY GROUP INC COM 92939U106   1,222,699 11,219 SH   SOLE   0 0 11,219
ISHARES TR CORE MSCI EAFE 46432F842   1,036,864 13,706 SH   SOLE   0 0 13,706
ISHARES TR IBONDS DEC 2033 46436E130   2,123,844 83,092 SH   SOLE   0 0 83,092
ISHARES TR IBONDS DEC 2034 46438G653   465,519 18,054 SH   SOLE   0 0 18,054
GLOBAL X FDS NASDAQ 100 COVER 37954Y483   481,634 28,962 SH   SOLE   0 0 28,962
ISHARES TR CORE MSCI TOTAL 46432F834   306,556 4,391 SH   SOLE   0 0 4,391
ISHARES TR IBONDS DEC 2030 46436E726   579,285 26,671 SH   SOLE   0 0 26,671
ISHARES TR IBONDS DEC 2031 46436E486   1,284,217 61,890 SH   SOLE   0 0 61,890
ISHARES TR IBONDS DEC 2032 46436E312   1,116,820 44,691 SH   SOLE   0 0 44,691
SPDR SER TR S&P DIVID ETF 78464A763   1,888,930 13,922 SH   SOLE   0 0 13,922
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886   782,330 9,922 SH   SOLE   0 0 9,922
CAPITAL GRP FIXED INCM ETF T US MULTI-SECTOR 14020Y300   479,783 17,574 SH   SOLE   0 0 17,574
FIDELITY COVINGTON TRUST BLUE CHIP GRWTH 316092352   1,139,408 28,507 SH   SOLE   0 0 28,507
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357   535,520 3,091 SH   SOLE   0 0 3,091
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   353,323 6,951 SH   SOLE   0 0 6,951
ISHARES TR EAFE GRWTH ETF 464288885   239,546 2,395 SH   SOLE   0 0 2,395
KELLANOVA COM 487836108   236,086 2,862 SH   SOLE   0 0 2,862
ISHARES TR SP SMCP600VL ETF 464287879   370,971 3,806 SH   SOLE   0 0 3,806
DIMENSIONAL ETF TRUST US EQUITY MARKET 25434V401   211,788 3,502 SH   SOLE   0 0 3,502
SPDR S&P 500 ETF TR TR UNIT 78462F103   516,987 924 SH   SOLE   0 0 924
ISHARES TR IBOXX HI YD ETF 464288513   247,478 3,137 SH   SOLE   0 0 3,137
SHOPIFY INC CL A 82509L107   216,740 2,270 SH   SOLE   0 0 2,270