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The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMERICAN CENTY ETF TR AVANTIS EMGMKT 025072604   4,873,948 71,111 SH   SOLE   0 0 71,111
AMERICAN CENTY ETF TR INTL SMCP VLU 025072802   1,936,018 24,420 SH   SOLE   0 0 24,420
APPLE INC COM 037833100   1,852,535 9,029 SH   SOLE   0 0 9,029
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   2,973,398 6,121 SH   SOLE   0 0 6,121
CARLISLE COS INC COM 142339100   793,998 2,126 SH   SOLE   0 0 2,126
EXXON MOBIL CORP COM 30231G102   743,121 6,894 SH   SOLE   0 0 6,894
FALCONS BEYOND GLOBAL INC COM CL A 306121104   141,454 24,016 SH   SOLE   0 0 24,016
FRANKLIN TEMPLETON ETF TR INTL COR DIV TIL 35473P108   10,803,304 303,123 SH   SOLE   0 0 303,123
FRANKLIN TEMPLETON ETF TR US MID CP MLTFCT 35473P884   8,849,436 162,943 SH   SOLE   0 0 162,943
HCA HEALTHCARE INC COM 40412C101   206,108 538 SH   SOLE   0 0 538
HOME DEPOT INC COM 437076102   843,639 2,301 SH   SOLE   0 0 2,301
INVESCO EXCH TRADED FD TR II NASDAQ 100 ETF 46138G649   21,387,824 94,178 SH   SOLE   0 0 94,178
INVESCO QQQ TR UNIT SER 1 46090E103   3,524,867 6,390 SH   SOLE   0 0 6,390
ISHARES GOLD TR ISHARES NEW 464285204   22,538,900 361,432 SH   SOLE   0 0 361,432
ISHARES TR INTERNATIONAL SL 46434V266   3,212,690 82,865 SH   SOLE   0 0 82,865
J P MORGAN EXCHANGE TRADED F INTL BD OPP ETF 46641Q852   3,577,849 73,588 SH   SOLE   0 0 73,588
J P MORGAN EXCHANGE TRADED F CORE PLUS BD ETF 46641Q670   10,590,350 225,039 SH   SOLE   0 0 225,039
J P MORGAN EXCHANGE TRADED F MUNICIPAL ETF 46641Q647   12,419,702 250,195 SH   SOLE   0 0 250,195
JANUS DETROIT STR TR HENDERSON MTG 47103U852   13,434,054 298,203 SH   SOLE   0 0 298,203
LIMBACH HLDGS INC COM 53263P105   1,632,025 11,649 SH   SOLE   0 0 11,649
MICROSOFT CORP COM 594918104   3,666,485 7,371 SH   SOLE   0 0 7,371
NETFLIX INC COM 64110L106   334,783 250 SH   SOLE   0 0 250
NVIDIA CORPORATION COM 67066G104   244,917 1,550 SH   SOLE   0 0 1,550
PROCTER AND GAMBLE CO COM 742718109   1,698,782 10,663 SH   SOLE   0 0 10,663
RTX CORPORATION COM 75513E101   1,754,395 12,015 SH   SOLE   0 0 12,015
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   3,428,920 129,393 SH   SOLE   0 0 129,393
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   3,794,024 129,888 SH   SOLE   0 0 129,888
SOUTHERN CO COM 842587107   211,209 2,300 SH   SOLE   0 0 2,300
SPDR SERIES TRUST BLOOMBERG 1 10 Y 78468R861   9,613,620 502,279 SH   SOLE   0 0 502,279
SPDR SERIES TRUST BLOOMBERG 1-3 MO 78468R663   5,233,307 57,051 SH   SOLE   0 0 57,051
SPDR SERIES TRUST PORTFOLIO INTRMD 78464A375   5,514,004 164,205 SH   SOLE   0 0 164,205
SPDR SERIES TRUST PORTFOLIO LN TSR 78464A664   8,121,662 305,555 SH   SOLE   0 0 305,555
TESLA INC COM 88160R101   361,815 1,139 SH   SOLE   0 0 1,139
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   62,024,227 842,377 SH   SOLE   0 0 842,377
VANGUARD INDEX FDS TOTAL STK MKT 922908769   78,912,264 259,640 SH   SOLE   0 0 259,640
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   629,645 1,108 SH   SOLE   0 0 1,108
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   31,531,439 469,078 SH   SOLE   0 0 469,078
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102   6,244,216 106,230 SH   SOLE   0 0 106,230
VANGUARD WHITEHALL FDS EM MK GOV BD ETF 921946885   2,068,142 31,647 SH   SOLE   0 0 31,647
VANGUARD WORLD FD MEGA CAP VAL ETF 921910840   18,506,678 141,057 SH   SOLE   0 0 141,057
VULCAN MATLS CO COM 929160109   200,831 770 SH   SOLE   0 0 770
WALMART INC COM 931142103   1,875,734 19,183 SH   SOLE   0 0 19,183