The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   1,699,302 5,039 SH   SOLE   0 0 5,039
APPLE INC COM 037833100   1,657,622 9,493 SH   SOLE   0 0 9,493
APTARGROUP INC COM 038336103   1,455,825 12,390 SH   SOLE   0 0 12,390
BECTON DICKINSON & CO COM 075887109   2,385,488 8,968 SH   SOLE   0 0 8,968
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   4,581,478 12,982 SH   SOLE   0 0 12,982
CARLISLE COS INC COM 142339100   1,953,834 7,945 SH   SOLE   0 0 7,945
CHURCH & DWIGHT CO INC COM 171340102   2,362,061 23,768 SH   SOLE   0 0 23,768
CVS HEALTH CORP COM 126650100   2,690,567 26,584 SH   SOLE   0 0 26,584
DIREXION SHS ETF TR AUSPCE CMD STG 25460E307   9,980,904 300,720 SH   SOLE   0 0 300,720
DISNEY WALT CO COM 254687106   1,483,843 10,818 SH   SOLE   0 0 10,818
EXXON MOBIL CORP COM 30231G102   3,109,844 37,654 SH   SOLE   0 0 37,654
FRANCO NEV CORP COM 351858105   2,641,492 16,559 SH   SOLE   0 0 16,559
GLOBAL PMTS INC COM 37940X102   367,552 2,686 SH   SOLE   0 0 2,686
HOME DEPOT INC COM 437076102   419,361 1,401 SH   SOLE   0 0 1,401
JOHNSON & JOHNSON COM 478160104   4,230,976 23,873 SH   SOLE   0 0 23,873
JPMORGAN CHASE & CO COM 46625H100   3,419,860 25,087 SH   SOLE   0 0 25,087
LOCKHEED MARTIN CORP COM 539830109   240,563 545 SH   SOLE   0 0 545
MICROSOFT CORP COM 594918104   6,362,144 20,636 SH   SOLE   0 0 20,636
PEPSICO INC COM 713448108   3,105,682 18,555 SH   SOLE   0 0 18,555
PROCTER AND GAMBLE CO COM 742718109   3,120,335 20,421 SH   SOLE   0 0 20,421
QUALCOMM INC COM 747525103   2,679,240 17,532 SH   SOLE   0 0 17,532
RAYTHEON TECHNOLOGIES CORP COM 75513E101   2,437,320 24,602 SH   SOLE   0 0 24,602
REGIONS FINANCIAL CORP NEW COM 7591EP100   342,292 15,377 SH   SOLE   0 0 15,377
ROSS STORES INC COM 778296103   1,537,187 16,993 SH   SOLE   0 0 16,993
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   22,314,655 310,372 SH   SOLE   0 0 310,372
SCHWAB STRATEGIC TR US TIPS ETF 808524870   7,889,292 129,950 SH   SOLE   0 0 129,950
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   203,155 3,773 SH   SOLE   0 0 3,773
SCHWAB STRATEGIC TR US AGGREGATE B 808524839   438,627 8,674 SH   SOLE   0 0 8,674
SOUTHERN CO COM 842587107   1,222,500 42,449 SH   SOLE   0 0 42,449
SPDR SER TR PORTFOLIO LN TSR 78464A664   11,134,830 294,416 SH   SOLE   0 0 294,416
TESLA INC COM 88160R101   250,003 232 SH   SOLE   0 0 232
VANECK ETF TRUST CHINA BOND ETF 92189F379   1,353,669 54,949 SH   SOLE   0 0 54,949
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   7,940,381 154,033 SH   SOLE   0 0 154,033
VULCAN MATLS CO COM 929160109   225,033 1,225 SH   SOLE   0 0 1,225
WALMART INC COM 931142103   2,528,641 16,980 SH   SOLE   0 0 16,980