The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100   2,142,134 19,649 SH   SOLE   0 0 19,649
AIR PRODS & CHEMS INC COM 009158106   560,080 1,859 SH   SOLE   0 0 1,859
ALBEMARLE CORP COM 012653101   1,734,507 7,761 SH   SOLE   0 0 7,761
AMAZON COM INC COM 023135106   2,056,820 15,778 SH   SOLE   0 0 15,778
AMERICAN EXPRESS CO COM 025816109   1,020,464 5,858 SH   SOLE   0 0 5,858
APPLE INC COM 037833100   9,287,284 47,880 SH   SOLE   0 0 47,880
BECTON DICKINSON & CO COM 075887109   701,475 2,657 SH   SOLE   0 0 2,657
Berkshire Hat A 100th COM 084990175   8,284,960 1,600 SH   SOLE   0 0 1,600
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   1,024,705 3,005 SH   SOLE   0 0 3,005
ELEVANCE HEALTH INC COM 036752103   362,096 815 SH   SOLE   0 0 815
ABBVIE INC COM 00287Y109   1,058,574 7,857 SH   SOLE   0 0 7,857
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   1,348,186 4,369 SH   SOLE   0 0 4,369
ADOBE SYSTEMS INCORPORATED COM 00724F101   853,288 1,745 SH   SOLE   0 0 1,745
ALPHABET INC CAP STK CL A 02079K305   2,053,813 17,158 SH   SOLE   0 0 17,158
ALPHABET INC CAP STK CL C 02079K107   239,521 1,980 SH   SOLE   0 0 1,980
ALTRIA GROUP INC COM 02209S103   990,553 21,422 SH   SOLE   0 0 21,422
AMERICAN TOWER CORP NEW COM 03027X100   208,609 1,067 SH   SOLE   0 0 1,067
GALLAGHER ARTHUR J & CO COM 363576109   1,044,055 4,755 SH   SOLE   0 0 4,755
AT&T INC COM 00206R102   201,672 12,644 SH   SOLE   0 0 12,644
ATLANTIC UN BANKSHARES CORP COM 04911A107   281,947 10,865 SH   SOLE   0 0 10,865
BLACKROCK INC COM 09247X101   690,449 999 SH   SOLE   0 0 999
BRIXMOR PPTY GROUP INC COM 11120U105   731,104 33,232 SH   SOLE   0 0 33,232
BROADCOM INC COM 11135F101   298,396 344 SH   SOLE   0 0 344
CANADIAN PACIFIC KANSAS CITY COM 13646K108   291,450 3,602 SH   SOLE   0 0 3,602
CARRIER GLOBAL CORPORATION COM 14448C104   551,938 11,062 SH   SOLE   0 0 11,062
CHEVRON CORP NEW COM 166764100   1,600,722 10,173 SH   SOLE   0 0 10,173
CISCO SYS INC COM 17275R102   254,664 4,922 SH   SOLE   0 0 4,922
COCA COLA CO COM 191216100   236,652 3,900 SH   SOLE   0 0 3,900
COMCAST CORP NEW CL A 20030N101   313,495 7,545 SH   SOLE   0 0 7,545
CONSTELLATION BRANDS INC CL A 21036P108   779,986 3,169 SH   SOLE   0 0 3,169
COSTCO WHSL CORP NEW COM 22160K105   462,652 859 SH   SOLE   0 0 859
COUPANG INC CL A 22266T109   230,185 13,229 SH   SOLE   0 0 13,229
CROWN CASTLE INC COM 22822V101   337,262 2,960 SH   SOLE   0 0 2,960
CUMMINS INC COM 231021106   257,418 1,050 SH   SOLE   0 0 1,050
DOMINION ENERGY INC COM 25746U109   1,151,861 22,241 SH   SOLE   0 0 22,241
DUKE ENERGY CORP NEW COM NEW 26441C204   497,788 5,547 SH   SOLE   0 0 5,547
EATON CORP PLC SHS G29183103   2,169,065 10,786 SH   SOLE   0 0 10,786
LILLY ELI & CO COM 532457108   863,392 1,841 SH   SOLE   0 0 1,841
EXPEDIA GROUP INC COM NEW 30212P303   643,104 5,879 SH   SOLE   0 0 5,879
EXXON MOBIL CORP COM 30231G102   1,307,699 12,193 SH   SOLE   0 0 12,193
GRAB HOLDINGS LIMITED CLASS A ORD G4124C109   175,369 51,128 SH   SOLE   0 0 51,128
HALLIBURTON CO COM 406216101   446,487 13,534 SH   SOLE   0 0 13,534
HONEYWELL INTL INC COM 438516106   1,596,920 7,696 SH   SOLE   0 0 7,696
INTEL CORP COM 458140100   498,423 14,905 SH   SOLE   0 0 14,905
INVESCO EXCH TRD SLF IDX FD BULSHS 2024 MUNI 46138J536   495,400 20,000 SH   SOLE   0 0 20,000
INVESCO EXCH TRD SLF IDX FD BULSHS 2028 MUNI 46138J486   511,569 21,890 SH   SOLE   0 0 21,890
ISHARES TR 20 YR TR BD ETF 464287432   210,615 2,046 SH   SOLE   0 0 2,046
ISHARES TR ISHARES BIOTECH 464287556   321,336 2,531 SH   SOLE   0 0 2,531
ISHARES TR CORE S&P500 ETF 464287200   342,751 769 SH   SOLE   0 0 769
ISHARES TR PFD AND INCM SEC 464288687   306,516 9,910 SH   SOLE   0 0 9,910
ISHARES TR RUS MID CAP ETF 464287499   445,483 6,100 SH   SOLE   0 0 6,100
ISHARES TR U.S. TECH ETF 464287721   217,740 2,000 SH   SOLE   0 0 2,000
JACOBS SOLUTIONS INC COM 46982L108   916,999 7,713 SH   SOLE   0 0 7,713
JOHNSON & JOHNSON COM 478160104   2,011,565 12,153 SH   SOLE   0 0 12,153
JPMORGAN CHASE & CO COM 46625H100   1,763,024 12,122 SH   SOLE   0 0 12,122
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332   415,030 7,501 SH   SOLE   0 0 7,501
KINSALE CAP GROUP INC COM 49714P108   1,035,411 2,767 SH   SOLE   0 0 2,767
KLA CORP COM NEW 482480100   1,698,055 3,501 SH   SOLE   0 0 3,501
KNIGHTSCOPE INC CLASS A COM 49907V102   6,636 12,500 SH   SOLE   0 0 12,500
LINDE PLC SHS G54950103   824,276 2,163 SH   SOLE   0 0 2,163
LOWES COS INC COM 548661107   2,013,921 8,923 SH   SOLE   0 0 8,923
MARSH & MCLENNAN COS INC COM 571748102   1,040,082 5,530 SH   SOLE   0 0 5,530
MASCO CORP COM 574599106   369,527 6,440 SH   SOLE   0 0 6,440
MCDONALDS CORP COM 580135101   877,922 2,942 SH   SOLE   0 0 2,942
MEDTRONIC PLC SHS G5960L103   420,154 4,732 SH   SOLE   0 0 4,732
MERCK & CO INC COM 58933Y105   873,222 7,520 SH   SOLE   0 0 7,520
METLIFE INC COM 59156R108   318,999 5,643 SH   SOLE   0 0 5,643
MICROCHIP TECHNOLOGY INC. COM 595017104   1,309,627 14,618 SH   SOLE   0 0 14,618
MICROSOFT CORP COM 594918104   5,090,732 14,949 SH   SOLE   0 0 14,949
MONDELEZ INTL INC CL A 609207105   1,241,832 16,936 SH   SOLE   0 0 16,936
NETFLIX INC COM 64110L106   275,747 626 SH   SOLE   0 0 626
NEXTERA ENERGY INC COM 65339F101   1,613,850 21,750 SH   SOLE   0 0 21,750
NIKE INC CL B 654106103   2,551,431 23,046 SH   SOLE   0 0 23,046
NORFOLK SOUTHN CORP COM 655844108   829,261 3,657 SH   SOLE   0 0 3,657
ORACLE CORP COM 68389X105   850,184 7,139 SH   SOLE   0 0 7,139
OTIS WORLDWIDE CORP COM 68902V107   454,040 5,101 SH   SOLE   0 0 5,101
PALO ALTO NETWORKS INC COM 697435105   2,179,756 8,531 SH   SOLE   0 0 8,531
PARKER-HANNIFIN CORP COM 701094104   929,465 2,383 SH   SOLE   0 0 2,383
PAYPAL HLDGS INC COM 70450Y103   216,873 3,250 SH   SOLE   0 0 3,250
PEPSICO INC COM 713448108   2,287,467 12,350 SH   SOLE   0 0 12,350
PFIZER INC COM 717081103   771,160 21,024 SH   SOLE   0 0 21,024
PHILIP MORRIS INTL INC COM 718172109   1,231,087 12,449 SH   SOLE   0 0 12,449
PROCTER AND GAMBLE CO COM 742718109   951,410 6,270 SH   SOLE   0 0 6,270
QUALCOMM INC COM 747525103   739,357 6,211 SH   SOLE   0 0 6,211
SALESFORCE INC COM 79466L302   568,923 2,693 SH   SOLE   0 0 2,693
SPDR GOLD TR GOLD SHS 78463V107   525,183 2,946 SH   SOLE   0 0 2,946
STARBUCKS CORP COM 855244109   201,092 2,030 SH   SOLE   0 0 2,030
LAUDER ESTEE COS INC CL A 518439104   1,179,458 6,006 SH   SOLE   0 0 6,006
HOME DEPOT INC COM 437076102   1,307,484 4,209 SH   SOLE   0 0 4,209
THERMO FISHER SCIENTIFIC INC COM 883556102   1,654,009 3,168 SH   SOLE   0 0 3,168
UDR INC COM 902653104   4,271,979 99,441 SH   SOLE   0 0 99,441
UNITED PARCEL SERVICE INC CL B 911312106   514,268 2,869 SH   SOLE   0 0 2,869
UNITEDHEALTH GROUP INC COM 91324P102   2,536,818 5,278 SH   SOLE   0 0 5,278
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   241,314 5,932 SH   SOLE   0 0 5,932
VANGUARD INDEX FDS GROWTH ETF 922908736   408,877 1,445 SH   SOLE   0 0 1,445
VANGUARD WORLD FD MEGA GRWTH IND 921910816   250,380 1,064 SH   SOLE   0 0 1,064
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   251,343 3,322 SH   SOLE   0 0 3,322
VANGUARD INDEX FDS VALUE ETF 922908744   418,627 2,946 SH   SOLE   0 0 2,946
VERIZON COMMUNICATIONS INC COM 92343V104   765,519 20,584 SH   SOLE   0 0 20,584
VISA INC COM CL A 92826C839   461,899 1,945 SH   SOLE   0 0 1,945
DISNEY WALT CO COM 254687106   1,527,938 17,114 SH   SOLE   0 0 17,114
YUM BRANDS INC COM 988498101   354,688 2,560 SH   SOLE   0 0 2,560
ZOETIS INC CL A 98978V103   446,885 2,595 SH   SOLE   0 0 2,595
RAYTHEON TECHNOLOGIES CORP COM 75513E101   2,034,433 20,768 SH   SOLE   0 0 20,768