The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
VANECK ETF TRUST MRNGSTR WDE MOAT 92189F643   22,814,355 285,930 SH   SOLE   0 0 285,930
WISDOMTREE TR US QTLY DIV GRT 97717X669   13,760,890 206,434 SH   SOLE   0 0 206,434
ALPHABET INC CAP STK CL C 02079K107   11,091,195 91,686 SH   SOLE   0 0 91,686
ISHARES TR MSCI USA QLT FCT 46432F339   9,874,912 73,218 SH   SOLE   0 0 73,218
MICROSOFT CORP COM 594918104   9,586,201 28,150 SH   SOLE   0 0 28,150
GOLDMAN SACHS ETF TR ACTIVEBETA INT 381430107   7,759,815 247,522 SH   SOLE   0 0 247,522
JOHN HANCOCK EXCHANGE TRADED MULTIFACTOR MI 47804J206   7,318,045 147,274 SH   SOLE   0 0 147,274
ALPHABET INC CAP STK CL A 02079K305   6,404,668 53,506 SH   SOLE   0 0 53,506
KRANESHARES TR GLOBAL CARB STRA 500767678   5,799,371 152,937 SH   SOLE   0 0 152,937
WISDOMTREE TR FLOATNG RAT TREA 97717Y527   5,430,434 107,918 SH   SOLE   0 0 107,918
APPLE INC COM 037833100   4,101,956 21,147 SH   SOLE   0 0 21,147
ISHARES TR RUS 1000 ETF 464287622   3,895,940 15,984 SH   SOLE   0 0 15,984
ISHARES TR MSCI INTL QUALTY 46434V456   2,414,748 67,830 SH   SOLE   0 0 67,830
SPDR S&P 500 ETF TR TR UNIT 78462F103   1,290,263 2,900 SH   SOLE   0 0 2,900
PINTEREST INC CL A 72352L106   1,159,489 42,410 SH   SOLE   0 0 42,410
AMAZON COM INC COM 023135106   1,147,950 8,806 SH   SOLE   0 0 8,806
INNOVATOR ETFS TR US EQT PWR BUF 45782C870   967,973 31,326 SH   SOLE   0 0 31,326
PALANTIR TECHNOLOGIES INC CL A 69608A108   834,688 54,448 SH   SOLE   0 0 54,448
NVIDIA CORPORATION COM 67066G104   793,586 1,876 SH   SOLE   0 0 1,876
TESLA INC COM 88160R101   768,557 2,936 SH   SOLE   0 0 2,936
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   728,212 4,462 SH   SOLE   0 0 4,462
ISHARES TR U.S. REAL ES ETF 464287739   682,714 7,889 SH   SOLE   0 0 7,889
ISHARES TR MSCI USA MIN VOL 46429B697   665,179 8,949 SH   SOLE   0 0 8,949
BLACKROCK MUN TARGET TERM TR COM SHS BEN IN 09257P105   662,181 31,780 SH   SOLE   0 0 31,780
UBER TECHNOLOGIES INC COM 90353T100   595,746 13,800 SH   SOLE   0 0 13,800
VANGUARD INDEX FDS EXTEND MKT ETF 922908652   547,285 3,665 SH   SOLE   0 0 3,665
OKTA INC CL A 679295105   524,979 7,570 SH   SOLE   0 0 7,570
ISHARES TR RUSSELL 2000 ETF 464287655   443,643 2,369 SH   SOLE   0 0 2,369
META PLATFORMS INC CL A 30303M102   405,790 1,414 SH   SOLE   0 0 1,414
SPDR SER TR MSCI USA STRTGIC 78468R812   361,011 2,936 SH   SOLE   0 0 2,936
ISHARES TR CORE S&P500 ETF 464287200   358,797 805 SH   SOLE   0 0 805
ISHARES TR CORE S&P SCP ETF 464287804   337,415 3,386 SH   SOLE   0 0 3,386
ORACLE CORP COM 68389X105   320,233 2,689 SH   SOLE   0 0 2,689
INNOVATOR ETFS TR US EQTY PWR BUF 45782C318   298,500 10,000 SH   SOLE   0 0 10,000
JPMORGAN CHASE & CO COM 46625H100   285,644 1,964 SH   SOLE   0 0 1,964
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   256,353 627 SH   SOLE   0 0 627
ISHARES TR CORE DIV GRWTH 46434V621   215,395 4,180 SH   SOLE   0 0 4,180
J P MORGAN EXCHANGE TRADED F CORE PLUS BD ETF 46641Q670   204,486 4,390 SH   SOLE   0 0 4,390
COLUMBIA ETF TR I DIVERSIFID FXD 19761L508   200,314 11,375 SH   SOLE   0 0 11,375