Managing Member

0001085146-23-004088.txt : 20231106 0001085146-23-004088.hdr.sgml : 20231106 20231103175536 ACCESSION NUMBER: 0001085146-23-004088 CONFORMED SUBMISSION TYPE: 13F-HR PUBLIC DOCUMENT COUNT: 2 CONFORMED PERIOD OF REPORT: 20230930 FILED AS OF DATE: 20231106 DATE AS OF CHANGE: 20231103 EFFECTIVENESS DATE: 20231106 FILER: COMPANY DATA: COMPANY CONFORMED NAME: Breakwater Capital Group CENTRAL INDEX KEY: 0001964309 IRS NUMBER: 882437709 STATE OF INCORPORATION: DE FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 13F-HR SEC ACT: 1934 Act SEC FILE NUMBER: 028-22792 FILM NUMBER: 231377590 BUSINESS ADDRESS: STREET 1: 140 E RIDGEWOOD AVE STREET 2: SUITE 415 CITY: PARAMUS STATE: NJ ZIP: 07652 BUSINESS PHONE: 15513423733 MAIL ADDRESS: STREET 1: 140 E RIDGEWOOD AVE STREET 2: SUITE 415 CITY: PARAMUS STATE: NJ ZIP: 07652 13F-HR 1 primary_doc.xml X0202 13F-HR LIVE false false false 0001964309 XXXXXXXX 09-30-2023 09-30-2023 false Breakwater Capital Group

140 E RIDGEWOOD AVE SUITE 415 PARAMUS NJ 07652

13F HOLDINGS REPORT 028-22792 N Jeffrey Hanson Managing Member 551-342-3733 /s/Jeffrey Hanson Paramus NJ 11-03-2023 0 218 290347095 false INFORMATION TABLE 2 infotable.xml INFORMATION TABLE ABBOTT LABS COM 002824100 BBG001S5N9M6 255672 2691 SH SOLE 0 0 2691 ABBVIE INC COM 00287Y109 BBG0025Y4RZ3 477844 3354 SH SOLE 0 0 3354 ADOBE INC COM 00724F101 BBG001S5NCQ5 296208 544 SH SOLE 0 0 544 ALLEGION PLC ORD SHS G0176J109 BBG003PS7JW0 258280 2611 SH SOLE 0 0 2611 ALPHABET INC CAP STK CL A 02079K305 BBG009S39JY5 797267 6305 SH SOLE 0 0 6305 ALPHABET INC CAP STK CL C 02079K107 BBG009S3NB21 1398573 10963 SH SOLE 0 0 10963 AMAZON COM INC COM 023135106 BBG001S5PQL7 2880973 21029 SH SOLE 0 0 21029 AMERICAN EXPRESS CO COM 025816109 BBG001S5P034 519312 3546 SH SOLE 0 0 3546 APPLE INC COM 037833100 BBG001S5N8V8 13940028 80129 SH SOLE 0 0 80129 ASML HOLDING N V N Y REGISTRY SHS N07059210 BBG001SCG0R3 219585 361 SH SOLE 0 0 361 AT&T INC COM 00206R102 BBG001S5VWH2 433787 27843 SH SOLE 0 0 27843 BANK AMERICA CORP COM 060505104 BBG001S5P0Y0 779486 29526 SH SOLE 0 0 29526 BECTON DICKINSON & CO COM 075887109 BBG001S5P374 408078 1608 SH SOLE 0 0 1608 BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 BBG001S90346 2005448 5834 SH SOLE 0 0 5834 BHP GROUP LTD SPONSORED ADS 088606108 BBG001S5P5K4 489856 8456 SH SOLE 0 0 8456 BLACKROCK MUNIHLDGS NJ QLTY COM 09254X101 BBG001S5PKX7 235754 23342 SH SOLE 0 0 23342 BLACKROCK MUNIYIELD N Y QUAL COM 09255E102 BBG001S6TRK0 133207 15276 SH SOLE 0 0 15276 BOEING CO COM 097023105 BBG001S5P0V3 465117 2456 SH SOLE 0 0 2456 BOSTON SCIENTIFIC CORP COM 101137107 BBG001S63L94 333155 6449 SH SOLE 0 0 6449 BRISTOL-MYERS SQUIBB CO COM 110122108 BBG001S8N8J6 409830 7992 SH SOLE 0 0 7992 CAMBRIA ETF TR SHSHLD YIELD ETF 132061201 BBG004K1ZMP2 5292089 88958 SH SOLE 0 0 88958 CAPITAL GRP FIXED INCM ETF T CORE PLUS INCM 14020Y102 BBG014YZRRT5 385615 18104 SH SOLE 0 0 18104 CATERPILLAR INC COM 149123101 BBG001S5PJ06 386229 1666 SH SOLE 0 0 1666 CHEVRON CORP NEW COM 166764100 BBG001S67ZC5 366573 2546 SH SOLE 0 0 2546 CISCO SYS INC COM 17275R102 BBG001S6HC62 552118 10579 SH SOLE 0 0 10579 CITIGROUP INC COM NEW 172967424 BBG001S72ZG4 354143 8943 SH SOLE 0 0 8943 COCA COLA CO COM 191216100 BBG001S5SMQ8 446271 7907 SH SOLE 0 0 7907 COHEN & STEERS QUALITY INCOM COM 19247L106 BBG001SG5559 174452 17765 SH SOLE 0 0 17765 COLUMBIA ETF TR II EM CORE EX ETF 19762B202 BBG009XW7GY3 3541109 132279 SH SOLE 0 0 132279 COMCAST CORP NEW CL A 20030N101 BBG001S5PXL2 703831 16830 SH SOLE 0 0 16830 CONOCOPHILLIPS COM 20825C104 BBG001S5TZM2 409745 3512 SH SOLE 0 0 3512 CONSOLIDATED EDISON INC COM 209115104 BBG001S5QRL4 517341 5802 SH SOLE 0 0 5802 CUMMINS INC COM 231021106 BBG001S5Q9M3 237893 1091 SH SOLE 0 0 1091 CVS HEALTH CORP COM 126650100 BBG001S5QBD8 464134 6753 SH SOLE 0 0 6753 DANAHER CORPORATION COM 235851102 BBG001S5QGT0 413060 2174 SH SOLE 0 0 2174 DEERE & CO COM 244199105 BBG001S5QFF7 873595 2358 SH SOLE 0 0 2358 DIAGEO PLC SPON ADR NEW 25243Q205 BBG001S7V596 237961 1541 SH SOLE 0 0 1541 DIMENSIONAL ETF TRUST CORE FIXED INCOM 25434V872 BBG01254CL28 325869 8161 SH SOLE 0 0 8161 DIMENSIONAL ETF TRUST EMERGING MKTS VA 25434V740 BBG017158GJ6 3313332 144687 SH SOLE 0 0 144687 DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302 BBG00Y2PHW26 1566381 71459 SH SOLE 0 0 71459 DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807 BBG012G21Y06 1757186 55997 SH SOLE 0 0 55997 DISNEY WALT CO COM 254687106 BBG001S5QHF3 629112 7760 SH SOLE 0 0 7760 DOW INC COM 260557103 BBG00BN96931 205519 4263 SH SOLE 0 0 4263 DUKE ENERGY CORP NEW COM NEW 26441C204 BBG001S5QNR7 244802 2734 SH SOLE 0 0 2734 EATON CORP PLC SHS G29183103 BBG001S5QZ45 464033 2160 SH SOLE 0 0 2160 ELI LILLY & CO COM 532457108 BBG001S5STL8 1578548 2847 SH SOLE 0 0 2847 EOG RES INC COM 26875P101 BBG001S5ZB93 277383 2233 SH SOLE 0 0 2233 EXXON MOBIL CORP COM 30231G102 BBG001S69V32 2147027 20324 SH SOLE 0 0 20324 FEDEX CORP COM 31428X106 BBG001S5R3M5 203584 837 SH SOLE 0 0 837 FIDELITY MERRIMACK STR TR TOTAL BD ETF 316188309 BBG0078X1341 338322 7857 SH SOLE 0 0 7857 FIFTH THIRD BANCORP COM 316773100 BBG001S5R6S2 203177 8591 SH SOLE 0 0 8591 FIRSTENERGY CORP COM 337932107 BBG001S5R3N4 290815 8067 SH SOLE 0 0 8067 FREEPORT-MCMORAN INC CL B 35671D857 BBG001S5R3F3 320650 9512 SH SOLE 0 0 9512 GENERAL ELECTRIC CO COM NEW 369604301 BBG001S5PVD5 672029 6266 SH SOLE 0 0 6266 GLOBAL X FDS US PFD ETF 37954Y657 BBG00HPF2LX6 289382 16050 SH SOLE 0 0 16050 GOLDMAN SACHS GROUP INC COM 38141G104 BBG001SC07Z6 215933 703 SH SOLE 0 0 703 HOME DEPOT INC COM 437076102 BBG001S5RTW7 1307606 4562 SH SOLE 0 0 4562 HONEYWELL INTL INC COM 438516106 BBG001S5X1N1 672299 3654 SH SOLE 0 0 3654 INGERSOLL RAND INC COM 45687V106 BBG002R1CW36 1020603 16464 SH SOLE 0 0 16464 INTEL CORP COM 458140100 BBG001S5SF65 494391 13258 SH SOLE 0 0 13258 INTERNATIONAL BUSINESS MACHS COM 459200101 BBG001S5S399 377168 2594 SH SOLE 0 0 2594 INTUIT COM 461202103 BBG001S6TWR2 480854 983 SH SOLE 0 0 983 INVESCO EXCH TRADED FD TR II FNDMNTL IG CRP 46138E693 BBG0022HSYN5 552230 24549 SH SOLE 0 0 24549 INVESCO EXCH TRADED FD TR II FTSE RAFI DEV 46138E743 BBG001SS8729 2842547 66852 SH SOLE 0 0 66852 INVESCO EXCH TRADED FD TR II FTSE RAFI EMNG 46138E727 BBG001SSJYS0 190769 10948 SH SOLE 0 0 10948 INVESCO EXCH TRADED FD TR II S&P INTL QULTY 46138E214 BBG001SS78M6 1223914 47959 SH SOLE 0 0 47959 INVESCO EXCH TRADED FD TR II S&P SMLCAP QTY 46138G300 BBG00GBGVB98 3768903 110525 SH SOLE 0 0 110525 INVESCO EXCHANGE TRADED FD T BUYBACK ACHIEV 46137V308 BBG001SS5KV1 996535 11506 SH SOLE 0 0 11506 INVESCO EXCHANGE TRADED FD T FTSE RAFI 1000 46137V613 BBG001S6H5N8 10027087 321381 SH SOLE 0 0 321381 INVESCO EXCHANGE TRADED FD T INTL DIVI ACHI 46137V548 BBG001SLKDX3 1048805 64265 SH SOLE 0 0 64265 INVESCO EXCHANGE TRADED FD T S&P 500 GARP ETF 46137V431 BBG001V28DF5 3415519 38694 SH SOLE 0 0 38694 INVESCO EXCHANGE TRADED FD T S&P MDCP QUALITY 46137V472 BBG001SS30K9 517933 6683 SH SOLE 0 0 6683 INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 BBG00KJR2NN7 10479202 76889 SH SOLE 0 0 76889 INVESCO EXCHANGE TRADED FD T S&P500 PUR VAL 46137V258 BBG00KJR2X19 2030680 29018 SH SOLE 0 0 29018 INVESCO EXCHANGE TRADED FD T S&P500 QUALITY 46137V241 BBG001SDTVQ0 307608 6279 SH SOLE 0 0 6279 INVESCO QQQ TR UNIT SER 1 46090E103 BBG001S9GN63 797806 2235 SH SOLE 0 0 2235 ISHARES INC CORE MSCI EMKT 46434G103 BBG003HC3DG9 257845 5557 SH SOLE 0 0 5557 ISHARES INC MSCI EMRG CHN 46434G764 BBG00H5VLN77 396385 8111 SH SOLE 0 0 8111 ISHARES INC MSCI JPN ETF NEW 46434G822 BBG001S8SYN9 266027 4436 SH SOLE 0 0 4436 ISHARES TR 0-5 YR TIPS ETF 46429B747 BBG001TG5H89 1477628 15227 SH SOLE 0 0 15227 ISHARES TR 0-5YR INVT GR CP 46434V100 BBG005DW0468 359406 7497 SH SOLE 0 0 7497 ISHARES TR 1 3 YR TREAS BD 464287457 BBG001SKXPR1 227311 2807 SH SOLE 0 0 2807 ISHARES TR CORE DIV GRWTH 46434V621 BBG006MJFZK4 229654 4741 SH SOLE 0 0 4741 ISHARES TR CORE DIVID ETF 46435U861 BBG00J5M0G99 1405619 38765 SH SOLE 0 0 38765 ISHARES TR CORE MSCI EAFE 46432F842 BBG003H6TRS0 736524 11702 SH SOLE 0 0 11702 ISHARES TR CORE MSCI TOTAL 46432F834 BBG003H6TMV7 510152 8728 SH SOLE 0 0 8728 ISHARES TR CORE S&P MCP ETF 464287507 BBG001SFC7V0 3070941 12933 SH SOLE 0 0 12933 ISHARES TR CORE S&P SCP ETF 464287804 BBG001SFC7W9 2096116 23478 SH SOLE 0 0 23478 ISHARES TR CORE S&P US VLU 464287663 BBG001SFQL80 4506798 61134 SH SOLE 0 0 61134 ISHARES TR CORE S&P500 ETF 464287200 BBG001SFB7R6 7488118 17639 SH SOLE 0 0 17639 ISHARES TR EAFE GRWTH ETF 464288885 BBG001SP62C7 2500345 29447 SH SOLE 0 0 29447 ISHARES TR EAFE SML CP ETF 464288273 BBG001SYVWS7 886422 16397 SH SOLE 0 0 16397 ISHARES TR EAFE VALUE ETF 464288877 BBG001SNYBH6 982384 20621 SH SOLE 0 0 20621 ISHARES TR FALN ANGLS USD 46435G474 BBG00D332C84 3311351 134827 SH SOLE 0 0 134827 ISHARES TR FLTG RATE NT ETF 46429B655 BBG001V1QYX1 495563 9786 SH SOLE 0 0 9786 ISHARES TR IBOXX INV CP ETF 464287242 BBG001S60QR6 319301 3186 SH SOLE 0 0 3186 ISHARES TR INTERNATIONAL SL 46434V266 BBG008LP7B65 263111 9271 SH SOLE 0 0 9271 ISHARES TR ISHS 5-10YR INVT 464288638 BBG001SSD849 5573729 116071 SH SOLE 0 0 116071 ISHARES TR MRGSTR SM CP GR 464288604 BBG001SBRKD4 425205 11746 SH SOLE 0 0 11746 ISHARES TR MSCI EAFE ETF 464287465 BBG001SG09V7 654087 9683 SH SOLE 0 0 9683 ISHARES TR MSCI EAFE MIN VL 46429B689 BBG0025X2WP7 1301568 20145 SH SOLE 0 0 20145 ISHARES TR MSCI INTL QUALTY 46434V456 BBG007WGM3H4 1477757 44551 SH SOLE 0 0 44551 ISHARES TR MSCI USA QLT FCT 46432F339 BBG004TRTWW3 3327512 25366 SH SOLE 0 0 25366 ISHARES TR NATIONAL MUN ETF 464288414 BBG001SZV978 2931258 28965 SH SOLE 0 0 28965 ISHARES TR NEW YORK MUN ETF 464288323 BBG001T03XV5 408411 8105 SH SOLE 0 0 8105 ISHARES TR RUS 1000 ETF 464287622 BBG001S562W9 2969906 12819 SH SOLE 0 0 12819 ISHARES TR RUS 1000 GRW ETF 464287614 BBG001S56320 7497508 28166 SH SOLE 0 0 28166 ISHARES TR RUS 1000 VAL ETF 464287598 BBG001S562P7 8721516 59278 SH SOLE 0 0 59278 ISHARES TR RUS MDCP VAL ETF 464287473 BBG001S561V2 247480 2481 SH SOLE 0 0 2481 ISHARES TR RUS TOP 200 ETF 464289446 BBG001T5LBQ8 205680 2000 SH SOLE 0 0 2000 ISHARES TR RUSSELL 2000 ETF 464287655 BBG001SFC7Y7 299979 1813 SH SOLE 0 0 1813 ISHARES TR S&P 500 GRWT ETF 464287309 BBG001S561Q8 1193120 17663 SH SOLE 0 0 17663 ISHARES TR S&P 500 VAL ETF 464287408 BBG001S561K4 224869 1476 SH SOLE 0 0 1476 ISHARES TR S&P MC 400GR ETF 464287606 BBG001SFQL08 645202 9317 SH SOLE 0 0 9317 ISHARES TR S&P MC 400VL ETF 464287705 BBG001SFQJM9 1566394 16433 SH SOLE 0 0 16433 ISHARES TR S&P SML 600 GWT 464287887 BBG001SFQL44 337463 3229 SH SOLE 0 0 3229 ISHARES TR SELECT DIVID ETF 464287168 BBG001SDJVG2 376024 3572 SH SOLE 0 0 3572 ISHARES TR SP SMCP600VL ETF 464287879 BBG001SFQL26 430290 5121 SH SOLE 0 0 5121 J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332 BBG00TSG0SK6 469982 8913 SH SOLE 0 0 8913 J P MORGAN EXCHANGE TRADED F US QUALTY FCTR 46641Q761 BBG00J5DPW97 7956074 187599 SH SOLE 0 0 187599 JANUS DETROIT STR TR HENDERSN SML ETF 47103U209 BBG00C9Y3BD7 1763733 31917 SH SOLE 0 0 31917 JOHNSON & JOHNSON COM 478160104 BBG001S5SHQ9 1000386 6728 SH SOLE 0 0 6728 JPMORGAN CHASE & CO COM 46625H100 BBG001S8CRC3 1189059 8558 SH SOLE 0 0 8558 LLOYDS BANKING GROUP PLC SPONSORED ADR 539439109 BBG001SDX252 39478 20455 SH SOLE 0 0 20455 LOCKHEED MARTIN CORP COM 539830109 BBG001S7PS57 517975 1145 SH SOLE 0 0 1145 LOWES COS INC COM 548661107 BBG001S5SVL3 781037 4083 SH SOLE 0 0 4083 M & T BK CORP COM 55261F104 BBG001S7S2B4 201946 1801 SH SOLE 0 0 1801 MARVELL TECHNOLOGY INC COM 573874104 BBG00ZXBJ162 209498 4392 SH SOLE 0 0 4392 MASTERCARD INCORPORATED CL A 57636Q104 BBG001SKNNS6 378576 1002 SH SOLE 0 0 1002 MCDONALDS CORP COM 580135101 BBG001S5T110 250967 958 SH SOLE 0 0 958 MERCK & CO INC COM 58933Y105 BBG001S5TC52 1469212 14285 SH SOLE 0 0 14285 META PLATFORMS INC CL A 30303M102 BBG001SQCQC5 770270 2470 SH SOLE 0 0 2470 MICROSOFT CORP COM 594918104 BBG001S5TD05 5950328 17194 SH SOLE 0 0 17194 MONDELEZ INTL INC CL A 609207105 BBG001SHHZJ3 372187 5570 SH SOLE 0 0 5570 MORGAN STANLEY COM NEW 617446448 BBG001S9V5Z3 564407 7955 SH SOLE 0 0 7955 NEXTERA ENERGY INC COM 65339F101 BBG001S5RB29 425078 7275 SH SOLE 0 0 7275 NIKE INC CL B 654106103 BBG001S6NTK2 413718 4101 SH SOLE 0 0 4101 NORFOLK SOUTHN CORP COM 655844108 BBG001S5TQJ6 414044 2177 SH SOLE 0 0 2177 NOVO-NORDISK A S ADR 670100205 BBG001S5TSK0 210500 2155 SH SOLE 0 0 2155 NUVEEN AMT FREE QLTY MUN INC COM 670657105 BBG001SKQWJ3 537167 55321 SH SOLE 0 0 55321 NUVEEN MUN VALUE FD INC COM 670928100 BBG001S5TS84 595505 73610 SH SOLE 0 0 73610 NUVEEN N Y MUN VALUE FD COM 67062M105 BBG001S5TNX7 368168 47752 SH SOLE 0 0 47752 NUVEEN N Y SELECT TAX FREE I SH BEN INT 67063V104 BBG001S72H47 414647 37322 SH SOLE 0 0 37322 NUVEEN NEW JERSEY QULT MUN F COM 67069Y102 BBG001SHM0F8 292563 28267 SH SOLE 0 0 28267 NUVEEN SELECT TAX-FREE INCOM SH BEN INT 67062F100 BBG001S70MD8 167959 12638 SH SOLE 0 0 12638 NVIDIA CORPORATION COM 67066G104 BBG001S5TZJ6 1383321 3268 SH SOLE 0 0 3268 ORACLE CORP COM 68389X105 BBG001S5SJG6 2099772 19856 SH SOLE 0 0 19856 PACER FDS TR PACER US SMALL 69374H857 BBG00GXXR1G6 249476 6226 SH SOLE 0 0 6226 PEPSICO INC COM 713448108 BBG001S695T1 733351 4448 SH SOLE 0 0 4448 PFIZER INC COM 717081103 BBG001S5V466 1283342 42063 SH SOLE 0 0 42063 PIMCO ETF TR INTER MUN BD ACT 72201R866 BBG001SF6Y39 546023 11033 SH SOLE 0 0 11033 PNC FINL SVCS GROUP INC COM 693475105 BBG001S5V947 397904 3507 SH SOLE 0 0 3507 PROCTER AND GAMBLE CO COM 742718109 BBG001S5V4L9 636740 4256 SH SOLE 0 0 4256 PROSHARES TR S&P 500 DV ARIST 74348A467 BBG005D266P2 3497235 40846 SH SOLE 0 0 40846 PUBLIC SVC ENTERPRISE GRP IN COM 744573106 BBG001S5V3C1 293623 4707 SH SOLE 0 0 4707 QUALCOMM INC COM 747525103 BBG001S6VS70 474831 4282 SH SOLE 0 0 4282 RTX CORPORATION COM 75513E101 BBG001S5X5Q9 327368 3985 SH SOLE 0 0 3985 SCHWAB STRATEGIC TR SCHWB FDT INT SC 808524748 BBG0051QD594 3453042 111066 SH SOLE 0 0 111066 SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 BBG0025RWLM4 503969 7395 SH SOLE 0 0 7395 SEALED AIR CORP NEW COM 81211K100 BBG001SBSZ95 689770 22660 SH SOLE 0 0 22660 SELECT SECTOR SPDR TR FINANCIAL 81369Y605 BBG001S7T223 564113 17320 SH SOLE 0 0 17320 SELECT SECTOR SPDR TR INDL 81369Y704 BBG001S7T232 320315 3246 SH SOLE 0 0 3246 SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 BBG001S7T107 245942 3628 SH SOLE 0 0 3628 SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 BBG001S7TCZ5 527620 3156 SH SOLE 0 0 3156 SHELL PLC SPON ADS 780259305 BBG0147BN6H1 200355 3064 SH SOLE 0 0 3064 SOUTHERN CO COM 842587107 BBG001S5W777 299091 4371 SH SOLE 0 0 4371 SPDR S&P 500 ETF TR TR UNIT 78462F103 BBG001S72SM3 1544822 3655 SH SOLE 0 0 3655 SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 BBG001S63NQ1 2228505 5123 SH SOLE 0 0 5123 SPDR SER TR NUVEEN BLMBRG SH 78468R739 BBG001T083N5 706571 15264 SH SOLE 0 0 15264 SPDR SER TR NUVEEN BLOOMBERG 78464A284 BBG001V11QG4 1012815 43637 SH SOLE 0 0 43637 SPDR SER TR PORTFOLIO CRPORT 78464A144 BBG001V10544 1867530 68735 SH SOLE 0 0 68735 SPDR SER TR PORTFOLIO INTRMD 78464A375 BBG001T2HCY9 252551 8092 SH SOLE 0 0 8092 SPDR SER TR PORTFOLIO S&P600 78468R853 BBG004T58LZ5 2561556 73313 SH SOLE 0 0 73313 SPDR SER TR PORTFOLIO SHORT 78464A474 BBG001T6B0P2 1227984 41968 SH SOLE 0 0 41968 SPDR SER TR PRTFLO S&P500 GW 78464A409 BBG001SD7RB9 4431474 75687 SH SOLE 0 0 75687 SPDR SER TR PRTFLO S&P500 VL 78464A508 BBG001SG4284 3523331 86145 SH SOLE 0 0 86145 STRYKER CORPORATION COM 863667101 BBG001S8FR03 472007 1735 SH SOLE 0 0 1735 TEMPLETON EMERGING MKTS INCO COM 880192109 BBG001S5WMJ1 64960 14000 SH SOLE 0 0 14000 TESLA INC COM 88160R101 BBG001SQKGD7 299030 1454 SH SOLE 0 0 1454 THE CIGNA GROUP COM 125523100 BBG00KXRCDQ9 341898 1105 SH SOLE 0 0 1105 THERMO FISHER SCIENTIFIC INC COM 883556102 BBG001S5WS08 204234 463 SH SOLE 0 0 463 TJX COS INC NEW COM 872540109 BBG001S5WQ93 409303 4648 SH SOLE 0 0 4648 TORONTO DOMINION BK ONT COM NEW 891160509 BBG001S60L15 252042 4508 SH SOLE 0 0 4508 TRANE TECHNOLOGIES PLC SHS G8994E103 BBG001S5SBV6 2828235 13247 SH SOLE 0 0 13247 UNILEVER PLC SPON ADR NEW 904767704 BBG001S5X1K4 291427 6173 SH SOLE 0 0 6173 UNITED PARCEL SERVICE INC CL B 911312106 BBG001SDGSH1 472943 3383 SH SOLE 0 0 3383 UNITEDHEALTH GROUP INC COM 91324P102 BBG001S6WCJ1 1251386 2354 SH SOLE 0 0 2354 VALLEY NATL BANCORP COM 919794107 BBG001S7H654 87536 11295 SH SOLE 0 0 11295 VANECK ETF TRUST FALLEN ANGEL HG 92189F437 BBG002VZY7Y3 385002 14323 SH SOLE 0 0 14323 VANECK ETF TRUST HIGH YLD MUNIETF 92189H409 BBG001SZDBR1 220544 4611 SH SOLE 0 0 4611 VANECK ETF TRUST IG FLOATING RATE 92189F486 BBG001V14Q53 393166 15664 SH SOLE 0 0 15664 VANECK ETF TRUST SHRT HGH YLD MUN 92189F387 BBG005T08310 1637317 76528 SH SOLE 0 0 76528 VANGUARD ADMIRAL FDS INC SMLCP 600 GRTH 921932794 BBG001TC6MT3 235021 2616 SH SOLE 0 0 2616 VANGUARD ADMIRAL FDS INC SMLLCP 600 IDX 921932828 BBG001TC6MR5 1162116 14042 SH SOLE 0 0 14042 VANGUARD BD INDEX FDS INTERMED TERM 921937819 BBG001ST39R1 1282283 17924 SH SOLE 0 0 17924 VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 BBG001ST39Q2 216432 2880 SH SOLE 0 0 2880 VANGUARD INDEX FDS GROWTH ETF 922908736 BBG001SHTTS4 718216 2644 SH SOLE 0 0 2644 VANGUARD INDEX FDS LARGE CAP ETF 922908637 BBG001SHTTQ6 565352 2919 SH SOLE 0 0 2919 VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 BBG001SRN7W1 276646 2179 SH SOLE 0 0 2179 VANGUARD INDEX FDS MID CAP ETF 922908629 BBG001SHVTS1 465577 2337 SH SOLE 0 0 2337 VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 BBG001TC6MC1 5042597 12983 SH SOLE 0 0 12983 VANGUARD INDEX FDS SM CP VAL ETF 922908611 BBG001SHVTR2 1433135 9381 SH SOLE 0 0 9381 VANGUARD INDEX FDS VALUE ETF 922908744 BBG001SHVR78 9201363 68229 SH SOLE 0 0 68229 VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 BBG001T0SKD6 449901 4421 SH SOLE 0 0 4421 VANGUARD MALVERN FDS STRM INFPROIDX 922020805 BBG003H12XS7 731091 15463 SH SOLE 0 0 15463 VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 BBG009THVRX1 2085795 43893 SH SOLE 0 0 43893 VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 BBG001T62M38 4214435 56170 SH SOLE 0 0 56170 VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 BBG001SQX4T3 384097 2497 SH SOLE 0 0 2497 VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 BBG001SSPWL4 1087061 25476 SH SOLE 0 0 25476 VANGUARD WHITEHALL FDS INTL DVD ETF 921946810 BBG00C863MQ1 1779523 25220 SH SOLE 0 0 25220 VANGUARD WORLD FD MEGA GRWTH IND 921910816 BBG001T0Y6W9 2080727 9116 SH SOLE 0 0 9116 VERTEX PHARMACEUTICALS INC COM 92532F100 BBG001S68LJ8 358989 972 SH SOLE 0 0 972 VISA INC COM CL A 92826C839 BBG001SRCFY3 616491 2584 SH SOLE 0 0 2584 WALMART INC COM 931142103 BBG001S5XH92 511756 3104 SH SOLE 0 0 3104 WELLS FARGO CO NEW COM 949746101 BBG001S5XF23 540835 13654 SH SOLE 0 0 13654 WISDOMTREE TR GLB US QTLY DIV 97717W844 BBG001SHL791 2611389 80227 SH SOLE 0 0 80227 WISDOMTREE TR ITL HIGH DIV FD 97717W802 BBG001SHLHN3 1408238 39837 SH SOLE 0 0 39837 WISDOMTREE TR US MIDCAP FUND 97717W570 BBG001SSZB66 3177072 66189 SH SOLE 0 0 66189