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The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES U S ETF TR SHORT MATURITY M 46431W838   2,095,862 41,717 SH   SOLE   41,717 0 0
INVESCO QQQ TR UNIT SER 1 46090E103   8,980,896 19,152 SH   SOLE   19,152 0 0
ISHARES GOLD TR ISHARES NEW 464285204   3,288,907 55,782 SH   SOLE   55,782 0 0
ISHARES TR U S EQUITY FACTR 46434V282   3,046,051 52,627 SH   SOLE   52,627 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769   227,084 826 SH   SOLE   826 0 0
ISHARES TR MSCI EMG MKT ETF 464287234   291,523 6,671 SH   SOLE   6,671 0 0
SPDR SER TR PORTFOLIO LN TSR 78464A664   2,695,232 98,871 SH   SOLE   98,871 0 0
ISHARES TR SHRT NAT MUN ETF 464288158   381,255 3,610 SH   SOLE   3,610 0 0
ISHARES TR S&P 100 ETF 464287101   6,051,696 22,345 SH   SOLE   22,345 0 0
ISHARES TR 1 3 YR TREAS BD 464287457   318,759 3,853 SH   SOLE   3,853 0 0
ISHARES TR CALIF MUN BD ETF 464288356   498,196 8,852 SH   SOLE   8,852 0 0
ISHARES TR U.S. REAL ES ETF 464287739   2,901,608 30,304 SH   SOLE   30,304 0 0
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   453,575 18,114 SH   SOLE   18,114 0 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   303,585 3,846 SH   SOLE   3,846 0 0
ISHARES U S ETF TR U.S. TECH INDEPD 46431W648   1,330,260 17,751 SH   SOLE   17,751 0 0
ISHARES TR EUROPE ETF 464287861   5,183,583 89,065 SH   SOLE   89,065 0 0
VANGUARD INDEX FDS LARGE CAP ETF 922908637   1,044,827 4,065 SH   SOLE   4,065 0 0
J P MORGAN EXCHANGE TRADED F US QUALTY FCTR 46641Q761   360,956 6,392 SH   SOLE   6,392 0 0
J P MORGAN EXCHANGE TRADED F ULTRA SHT MUNCPL 46641Q654   2,073,157 40,770 SH   SOLE   40,770 0 0
ISHARES INC MSCI EMRG CHN 46434G764   4,304,678 78,139 SH   SOLE   78,139 0 0
BLACKROCK ETF TRUST ISHARES US EQUIT 09290C103   4,892,383 100,336 SH   SOLE   100,336 0 0
ISHARES TR EAFE GRWTH ETF 464288885   4,868,311 48,683 SH   SOLE   48,683 0 0
ISHARES TR RUS TOP 200 ETF 464289446   13,744,921 100,029 SH   SOLE   100,029 0 0
AMERICAN CENTY ETF TR US SML CP VALU 025072877   315,206 3,616 SH   SOLE   3,616 0 0
VANGUARD SCOTTSDALE FDS VNG RUS1000VAL 92206C714   210,890 2,555 SH   SOLE   2,555 0 0
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203   271,711 8,700 SH   SOLE   8,700 0 0
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500   677,392 11,337 SH   SOLE   11,337 0 0
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708   2,102,757 63,739 SH   SOLE   63,739 0 0
DIMENSIONAL ETF TRUST US EQUITY MARKET 25434V401   34,343,093 567,842 SH   SOLE   567,842 0 0
ISHARES TR MSCI USA MIN VOL 46429B697   1,477,350 15,774 SH   SOLE   15,774 0 0
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880   1,038,294 39,630 SH   SOLE   39,630 0 0
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807   12,178,578 309,415 SH   SOLE   309,415 0 0
ISHARES TR CORE S&P TTL STK 464287150   29,643,685 242,961 SH   SOLE   242,961 0 0
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724   257,480 6,248 SH   SOLE   6,248 0 0
BLACKROCK ETF TRUST ISHARES US THEMA 09290C806   5,508,895 173,837 SH   SOLE   173,837 0 0
ISHARES TR CORE MSCI TOTAL 46432F834   340,440 4,877 SH   SOLE   4,877 0 0
DIMENSIONAL ETF TRUST GLOBAL REAL EST 25434V658   780,511 29,722 SH   SOLE   29,722 0 0
ISHARES INC CORE MSCI EMKT 46434G103   931,954 17,268 SH   SOLE   17,268 0 0
T ROWE PRICE ETF INC CAP APPRECIATION 87283Q867   244,037 7,560 SH   SOLE   7,560 0 0
INVESCO EXCHANGE TRADED FD T S&P500 QUALITY 46137V241   324,137 4,886 SH   SOLE   4,886 0 0
BLACKROCK ETF TRUST II ISHARES LARG CAP 092528801   433,936 14,800 SH   SOLE   14,800 0 0
ISHARES BITCOIN TRUST ETF SHS BEN INT 46438F101   1,957,173 41,811 SH   SOLE   41,811 0 0
ISHARES TR MSCI USA QLT FCT 46432F339   4,807,990 28,135 SH   SOLE   28,135 0 0
SCHWAB STRATEGIC TR FUNDAMENTAL INTL 808524755   1,418,387 39,247 SH   SOLE   39,247 0 0
ISHARES TR CORE S&P500 ETF 464287200   643,376 1,145 SH   SOLE   1,145 0 0
ISHARES TR LARGE CAP MAX BU 46438G471   1,372,874 55,025 SH   SOLE   55,025 0 0
BLACKROCK ETF TRUST II ISHARES HIGH YIE 092528843   3,597,512 72,633 SH   SOLE   72,633 0 0
SCHWAB STRATEGIC TR FUNDAMENTAL US B 808524789   556,014 24,164 SH   SOLE   24,164 0 0
ISHARES TR 20 YR TR BD ETF 464287432   3,460,688 38,017 SH   SOLE   38,017 0 0
ISHARES TR ULTRA SHORT-TERM 46434V878   888,502 17,525 SH   SOLE   17,525 0 0
SPDR SER TR PRTFLO S&P500 GW 78464A409   1,175,951 14,632 SH   SOLE   14,632 0 0
SPDR SER TR PRTFLO S&P500 VL 78464A508   337,317 6,605 SH   SOLE   6,605 0 0
FIDELITY COMWLTH TR NASDAQ COMPSIT 315912808   3,216,071 47,250 SH   SOLE   47,250 0 0
ISHARES TR RUS 1000 ETF 464287622   1,731,854 5,646 SH   SOLE   5,646 0 0