The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
23ANDME HOLDING CO CLASS A COM 90138Q108   1,956 2,000 SH   SOLE   0 0 2,000
3M CO COM 88579Y101   30,895 330 SH   SOLE   0 0 330
ABBVIE INC COM 00287Y109   4,401 30 SH   SOLE   0 0 30
ACTIVISION BLIZZARD INC COM 00507V109   9,363 100 SH   SOLE   0 0 100
ADTRAN HOLDINGS INC COM 00486H105   391,024 47,512 SH   SOLE   0 0 47,512
AFFIRM HLDGS INC COM CL A 00827B106   4,254 200 SH   SOLE   0 0 200
AGENUS INC COM NEW 00847G705   2 1 SH   SOLE   0 0 1
ALIGNMENT HEALTHCARE INC COM 01625V104   105 15 SH   SOLE   0 0 15
ALPHABET INC CAP STK CL A 02079K305   138,712 1,060 SH   SOLE   0 0 1,060
ALPHABET INC CAP STK CL C 02079K107   110,754 840 SH   SOLE   0 0 840
ALTRIA GROUP INC COM 02209S103   6,728 160 SH   SOLE   0 0 160
AMAZON COM INC COM 023135106   51 0 SH   SOLE   0 0 0
AMEREN CORP COM 023608102   20,579 275 SH   SOLE   0 0 275
AMGEN INC COM 031162100   67,539 251 SH   SOLE   0 0 251
APPLE INC COM 037833100   14,211 83 SH   OTR   0 0 83
APPLE INC COM 037833100   1,876,669 10,961 SH   SOLE   0 0 10,961
ARES CAPITAL CORP COM 04010L103   9,982 513 SH   SOLE   0 0 513
ARES MANAGEMENT CORPORATION CL A COM STK 03990B101   72,421 704 SH   SOLE   0 0 704
AT&T INC COM 00206R102   26,397 1,757 SH   SOLE   0 0 1,757
BLOCK H & R INC COM 093671105   862 20 SH   SOLE   0 0 20
BP PLC SPONSORED ADR 055622104   42,399 1,095 SH   SOLE   0 0 1,095
BRISTOL-MYERS SQUIBB CO COM 110122108   80,096 1,380 SH   SOLE   0 0 1,380
CANADIAN PACIFIC KANSAS CITY COM 13646K108   10,716 144 SH   OTR   0 0 144
CAPITOL FED FINL INC COM 14057J101   20,511 4,300 SH   SOLE   0 0 4,300
CGI INC CL A SUB VTG 12532H104   10,539 107 SH   SOLE   0 0 107
CHARGEPOINT HOLDINGS INC COM CL A 15961R105   1,546 311 SH   SOLE   0 0 311
CHEVRON CORP NEW COM 166764100   33,724 200 SH   SOLE   0 0 200
CHURCH & DWIGHT CO INC COM 171340102   37,935 414 SH   SOLE   0 0 414
CLEAN ENERGY FUELS CORP COM 184499101   154 40 SH   SOLE   0 0 40
CLOROX CO DEL COM 189054109   32,769 250 SH   SOLE   0 0 250
COCA COLA CO COM 191216100   952 17 SH   SOLE   0 0 17
COINBASE GLOBAL INC COM CL A 19260Q107   7,508 100 SH   SOLE   0 0 100
COLGATE PALMOLIVE CO COM 194162103   450,056 6,329 SH   SOLE   0 0 6,329
COSTCO WHSL CORP NEW COM 22160K105   137,007 243 SH   SOLE   0 0 243
CROWDSTRIKE HLDGS INC CL A 22788C105   33,476 200 SH   SOLE   0 0 200
CYBERARK SOFTWARE LTD SHS M2682V108   128,396 784 SH   SOLE   0 0 784
DELL TECHNOLOGIES INC CL C 24703L202   69,314 1,006 SH   SOLE   0 0 1,006
DELTA AIR LINES INC DEL COM NEW 247361702   36 1 SH   SOLE   0 0 1
DEXCOM INC COM 252131107   138 1 SH   SOLE   0 0 1
DICKS SPORTING GOODS INC COM 253393102   4,018 37 SH   SOLE   0 0 37
DILLARDS INC CL A 254067101   10,586 32 SH   SOLE   0 0 32
DISNEY WALT CO COM 254687106   43,038 531 SH   SOLE   0 0 531
DNP SELECT INCOME FD INC COM 23325P104   50,456 5,300 SH   SOLE   0 0 5,300
DRAFTKINGS INC NEW COM CL A 26142V105   30 1 SH   SOLE   0 0 1
EATON VANCE TAX-MANAGED DIVE COM 27828N102   27,039 2,343 SH   SOLE   0 0 2,343
EATON VANCE TAX-MANAGED GLOB COM 27829F108   7,370 1,000 SH   SOLE   0 0 1,000
ENTERPRISE PRODS PARTNERS L COM 293792107   38,318 1,400 SH   SOLE   0 0 1,400
EPR PPTYS COM SH BEN INT 26884U109   25,055 603 SH   SOLE   0 0 603
ETF SER SOLUTIONS US GLB JETS 26922A842   32,357 1,900 SH   SOLE   0 0 1,900
EVERGY INC COM 30034W106   7,656 151 SH   SOLE   0 0 151
EXXON MOBIL CORP COM 30231G102   33,393 284 SH   SOLE   0 0 284
FIDELITY COVINGTON TRUST MSCI RL EST ETF 316092857   10,807 475 SH   SOLE   0 0 475
FIDELITY MERRIMACK STR TR TOTAL BD ETF 316188309   4,531 104 SH   SOLE   0 0 104
FIRST TR EXCH TRADED FD III PFD SECS INC ETF 33739E108   23,093 1,446 SH   SOLE   0 0 1,446
FISKER INC CL A COM STK 33813J106   642 100 SH   SOLE   0 0 100
FLAHERTY & CRUMRINE PFD SECS COM 338478100   2,413 186 SH   SOLE   0 0 186
FORD MTR CO DEL COM 345370860   2,484 200 SH   SOLE   0 0 200
FS CREDIT OPPORTUNITIES CORP COMMON STOCK 30290Y101   8,971 1,655 SH   SOLE   0 0 1,655
FUBOTV INC COM 35953D104   267 100 SH   SOLE   0 0 100
GARMIN LTD SHS H2906T109   83,319 792 SH   SOLE   0 0 792
HARTFORD FINL SVCS GROUP INC COM 416515104   11,275 159 SH   SOLE   0 0 159
HENRY JACK & ASSOC INC COM 426281101   196,936 1,303 SH   SOLE   0 0 1,303
INVESCO ACTIVELY MANAGED ETF TOTAL RETURN 46090A804   1,295 29 SH   SOLE   0 0 29
INVESCO EXCHANGE TRADED FD T AEROSPACE DEFN 46137V100   171,171 2,145 SH   SOLE   0 0 2,145
INVESCO HIG INCM 2023 TARG T COM 46135X108   6,810 1,000 SH   SOLE   0 0 1,000
INVESCO QQQ TR UNIT SER 1 46090E103   101,391 283 SH   SOLE   0 0 283
ISHARES INC CORE MSCI EMKT 46434G103   73,384 1,542 SH   OTR   0 0 1,542
ISHARES INC CORE MSCI EMKT 46434G103   2,608,016 54,802 SH   SOLE   0 0 54,802
ISHARES INC ESG AWR MSCI EM 46434G863   31,037 1,025 SH   SOLE   0 0 1,025
ISHARES INC MSCI EURZONE ETF 464286608   2,112 50 SH   SOLE   0 0 50
ISHARES SILVER TR ISHARES 46428Q109   7,425 365 SH   SOLE   0 0 365
ISHARES TR CORE MSCI EAFE 46432F842   303,691 4,719 SH   OTR   0 0 4,719
ISHARES TR CORE S&P MCP ETF 464287507   162,078 650 SH   OTR   0 0 650
ISHARES TR CORE S&P500 ETF 464287200   154,595 360 SH   OTR   0 0 360
ISHARES TR CORE US AGGBD ET 464287226   1,067 11 SH   OTR   0 0 11
ISHARES TR CORE MSCI EAFE 46432F842   7,530,651 117,026 SH   SOLE   0 0 117,026
ISHARES TR CORE MSCI TOTAL 46432F834   1,980 33 SH   SOLE   0 0 33
ISHARES TR CORE S&P MCP ETF 464287507   908,881 3,645 SH   SOLE   0 0 3,645
ISHARES TR CORE S&P SCP ETF 464287804   2,509,515 26,604 SH   SOLE   0 0 26,604
ISHARES TR CORE S&P TTL STK 464287150   4,522 48 SH   SOLE   0 0 48
ISHARES TR CORE S&P US VLU 464287663   522,788 7,006 SH   SOLE   0 0 7,006
ISHARES TR CORE S&P500 ETF 464287200   2,505,071 5,833 SH   SOLE   0 0 5,833
ISHARES TR CORE US AGGBD ET 464287226   26,520 282 SH   SOLE   0 0 282
ISHARES TR ESG AW MSCI EAFE 46435G516   102,313 1,480 SH   SOLE   0 0 1,480
ISHARES TR ESG AWARE AGGRSV 46436E668   48,771 1,660 SH   SOLE   0 0 1,660
ISHARES TR ESG AWARE MSCI 46435U663   69,992 2,080 SH   SOLE   0 0 2,080
ISHARES TR ESG MSCI USA ETF 46436E767   8,179 236 SH   SOLE   0 0 236
ISHARES TR ISHARES BIOTECH 464287556   8,805 72 SH   SOLE   0 0 72
ISHARES TR PFD AND INCM SEC 464288687   21,105 700 SH   SOLE   0 0 700
ISHARES TR RUS 1000 ETF 464287622   41,580 177 SH   SOLE   0 0 177
ISHARES TR RUS 1000 GRW ETF 464287614   64,370 242 SH   SOLE   0 0 242
ISHARES TR RUS 1000 VAL ETF 464287598   2,061 14 SH   SOLE   0 0 14
ISHARES TR RUS MID CAP ETF 464287499   72,713 1,050 SH   SOLE   0 0 1,050
ISHARES TR RUSSELL 2000 ETF 464287655   88,370 500 SH   SOLE   0 0 500
ISHARES TR SELECT DIVID ETF 464287168   57,390 533 SH   SOLE   0 0 533
JOHNSON & JOHNSON COM 478160104   9,345 60 SH   SOLE   0 0 60
KENVUE INC COM 49177J102   1,125 56 SH   SOLE   0 0 56
KINDER MORGAN INC DEL COM 49456B101   8,904 537 SH   SOLE   0 0 537
KYNDRYL HLDGS INC COMMON STOCK 50155Q100   1,148 76 SH   SOLE   0 0 76
LUMEN TECHNOLOGIES INC COM 550241103   826 581 SH   SOLE   0 0 581
MANAGED PORTFOLIO SERIES TORTOISE NRAM PI 56167N720   46,700 1,910 SH   SOLE   0 0 1,910
MEDTRONIC PLC SHS G5960L103   111 1 SH   SOLE   0 0 1
META PLATFORMS INC CL A 30303M102   15,011 50 SH   SOLE   0 0 50
MICRON TECHNOLOGY INC COM 595112103   6,803 100 SH   SOLE   0 0 100
MICROSOFT CORP COM 594918104   2,211 7 SH   OTR   0 0 7
MICROSOFT CORP COM 594918104   756,228 2,395 SH   SOLE   0 0 2,395
MOLSON COORS BEVERAGE CO CL B 60871R209   700 11 SH   SOLE   0 0 11
MONDELEZ INTL INC CL A 609207105   52,814 761 SH   SOLE   0 0 761
NETFLIX INC COM 64110L106   317,940 842 SH   SOLE   0 0 842
NIO INC SPON ADS 62914V106   904 100 SH   SOLE   0 0 100
NUSHARES ETF TR NUVEEN ESG EMRGN 67092P888   33,300 1,270 SH   SOLE   0 0 1,270
NUSHARES ETF TR NUVEEN ESG SMLCP 67092P607   34,472 990 SH   SOLE   0 0 990
NUVEEN CORPORATE INCOME 2023 COM 67079F101   9,540 1,000 SH   SOLE   0 0 1,000
OCCIDENTAL PETE CORP *W EXP 08/03/202 674599162   476 11 SH   SOLE   0 0 11
OCCIDENTAL PETE CORP COM 674599105   5,710 88 SH   SOLE   0 0 88
OPENDOOR TECHNOLOGIES INC COM 683712103   528 200 SH   SOLE   0 0 200
PEPSICO INC COM 713448108   2,034 12 SH   OTR   0 0 12
PEPSICO INC COM 713448108   206,368 1,218 SH   SOLE   0 0 1,218
PFIZER INC COM 717081103   43,066 1,298 SH   SOLE   0 0 1,298
PG&E CORP COM 69331C108   13,808 856 SH   SOLE   0 0 856
PGIM GLOBAL HIGH YIELD FD FO COM 69346J106   8,010 743 SH   SOLE   0 0 743
PHILLIPS 66 COM 718546104   68,967 574 SH   SOLE   0 0 574
PINTEREST INC CL A 72352L106   2,703 100 SH   SOLE   0 0 100
PRINCIPAL FINANCIAL GROUP IN COM 74251V102   7,424 103 SH   SOLE   0 0 103
PROCTER AND GAMBLE CO COM 742718109   2,188 15 SH   OTR   0 0 15
PROCTER AND GAMBLE CO COM 742718109   281,948 1,933 SH   SOLE   0 0 1,933
PRUDENTIAL FINL INC COM 744320102   1,329 14 SH   SOLE   0 0 14
REALTY INCOME CORP COM 756109104   5,094 102 SH   SOLE   0 0 102
ROBLOX CORP CL A 771049103   5,792 200 SH   SOLE   0 0 200
ROKU INC COM CL A 77543R102   7,059 100 SH   SOLE   0 0 100
SALESFORCE INC COM 79466L302   203 1 SH   SOLE   0 0 1
SCHWAB CHARLES CORP COM 808513105   41,999 765 SH   SOLE   0 0 765
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   131,426 3,870 SH   OTR   0 0 3,870
SCHWAB STRATEGIC TR SCHWAB FDT US LG 808524771   1,286,594 22,987 SH   OTR   0 0 22,987
SCHWAB STRATEGIC TR US AGGREGATE B 808524839   3,351 76 SH   OTR   0 0 76
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   20,075 276 SH   OTR   0 0 276
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   518,282 10,243 SH   OTR   0 0 10,243
SCHWAB STRATEGIC TR US REIT ETF 808524847   611 34 SH   OTR   0 0 34
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   21,581 521 SH   OTR   0 0 521
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706   2,179,988 91,060 SH   SOLE   0 0 91,060
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   17,017,327 501,099 SH   SOLE   0 0 501,099
SCHWAB STRATEGIC TR SCHWAB FDT US BM 808524789   138,285 2,510 SH   SOLE   0 0 2,510
SCHWAB STRATEGIC TR SCHWAB FDT US LG 808524771   32,744,714 585,040 SH   SOLE   0 0 585,040
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   35,380 500 SH   SOLE   0 0 500
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409   1,106,388 17,164 SH   SOLE   0 0 17,164
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   15,318,473 302,737 SH   SOLE   0 0 302,737
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508   1,329,777 19,648 SH   SOLE   0 0 19,648
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   2,544,719 61,437 SH   SOLE   0 0 61,437
SELECT SECTOR SPDR TR FINANCIAL 81369Y605   8,393 253 SH   SOLE   0 0 253
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308   6,881 100 SH   SOLE   0 0 100
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   51,110 397 SH   SOLE   0 0 397
SNAP INC CL A 83304A106   446 50 SH   SOLE   0 0 50
SONOS INC COM 83570H108   1,291 100 SH   SOLE   0 0 100
SPDR S&P 500 ETF TR TR UNIT 78462F103   2,138 5 SH   OTR   0 0 5
SPDR S&P 500 ETF TR TR UNIT 78462F103   165,753 388 SH   SOLE   0 0 388
SPDR SER TR SPDR S&P 500 ETF 78468R796   168,788 4,860 SH   SOLE   0 0 4,860
STARBUCKS CORP COM 855244109   731 8 SH   SOLE   0 0 8
TEKLA HEALTHCARE OPPORTUNITI SHS 879105104   8,490 500 SH   SOLE   0 0 500
TESLA INC COM 88160R101   153,886 615 SH   SOLE   0 0 615
TEXTRON INC COM 883203101   41,789 535 SH   SOLE   0 0 535
THE CIGNA GROUP COM 125523100   26,891 94 SH   SOLE   0 0 94
T-MOBILE US INC COM 872590104   29,131 208 SH   SOLE   0 0 208
TRACTOR SUPPLY CO COM 892356106   31,270 154 SH   SOLE   0 0 154
UMB FINL CORP COM 902788108   210,164 3,387 SH   SOLE   0 0 3,387
UNION PAC CORP COM 907818108   25,047 123 SH   SOLE   0 0 123
UNITED AIRLS HLDGS INC COM 910047109   28,849 682 SH   SOLE   0 0 682
UNITED PARCEL SERVICE INC CL B 911312106   359 2 SH   SOLE   0 0 2
UNITI GROUP INC COM 91325V108   34 7 SH   SOLE   0 0 7
US BANCORP DEL COM NEW 902973304   761 23 SH   SOLE   0 0 23
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407   271 6 SH   OTR   0 0 6
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407   1,818 38 SH   SOLE   0 0 38
VANGUARD INDEX FDS LARGE CAP ETF 922908637   96,331 492 SH   OTR   0 0 492
VANGUARD INDEX FDS SM CP VAL ETF 922908611   950 6 SH   OTR   0 0 6
VANGUARD INDEX FDS SMALL CP ETF 922908751   395,792 2,093 SH   OTR   0 0 2,093
VANGUARD INDEX FDS VALUE ETF 922908744   2,144 16 SH   OTR   0 0 16
VANGUARD INDEX FDS GROWTH ETF 922908736   101,493 373 SH   SOLE   0 0 373
VANGUARD INDEX FDS LARGE CAP ETF 922908637   16,758,978 85,640 SH   SOLE   0 0 85,640
VANGUARD INDEX FDS SMALL CP ETF 922908751   9,585,114 50,696 SH   SOLE   0 0 50,696
VANGUARD INDEX FDS VALUE ETF 922908744   28,414 206 SH   SOLE   0 0 206
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   475 12 SH   OTR   0 0 12
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   18,692 246 SH   SOLE   0 0 246
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   15,030 200 SH   SOLE   0 0 200
VANGUARD SCOTTSDALE FDS VNG RUS3000IDX 92206C599   38,404 201 SH   SOLE   0 0 201
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   1,215 28 SH   OTR   0 0 28
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   152,102 3,479 SH   SOLE   0 0 3,479
VANGUARD WORLD FD ESG INTL STK ETF 921910725   37,830 750 SH   SOLE   0 0 750
VANGUARD WORLD FDS ENERGY ETF 92204A306   8,619 68 SH   SOLE   0 0 68
VANGUARD WORLD FDS FINANCIALS ETF 92204A405   92,368 1,150 SH   SOLE   0 0 1,150
VANGUARD WORLD FDS INDUSTRIAL ETF 92204A603   99,440 510 SH   SOLE   0 0 510
VERIZON COMMUNICATIONS INC COM 92343V104   4,052 125 SH   SOLE   0 0 125
VIATRIS INC COM 92556V106   1,570 159 SH   SOLE   0 0 159
VIRTUS CONVERTIBLE & INC 202 COM 92838R105   8,780 1,000 SH   SOLE   0 0 1,000
WALMART INC COM 931142103   77,247 483 SH   SOLE   0 0 483
WARNER BROS DISCOVERY INC COM SER A 934423104   4,594 423 SH   SOLE   0 0 423
XCEL ENERGY INC COM 98389B100   10,987 192 SH   SOLE   0 0 192
YUM BRANDS INC COM 988498101   250 2 SH   SOLE   0 0 2
ZILLOW GROUP INC CL C CAP STK 98954M200   4,663 101 SH   SOLE   0 0 101
ZIONS BANCORPORATION N A COM 989701107   7,786 223 SH   SOLE   0 0 223