0001085146-25-004205.txt : 20250728 0001085146-25-004205.hdr.sgml : 20250728 20250728161310 ACCESSION NUMBER: 0001085146-25-004205 CONFORMED SUBMISSION TYPE: 13F-HR PUBLIC DOCUMENT COUNT: 2 CONFORMED PERIOD OF REPORT: 20250630 FILED AS OF DATE: 20250728 DATE AS OF CHANGE: 20250728 EFFECTIVENESS DATE: 20250728 FILER: COMPANY DATA: COMPANY CONFORMED NAME: RCS Financial Planning, LLC CENTRAL INDEX KEY: 0001963347 ORGANIZATION NAME: EIN: 823548687 STATE OF INCORPORATION: MD FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 13F-HR SEC ACT: 1934 Act SEC FILE NUMBER: 028-22767 FILM NUMBER: 251155760 BUSINESS ADDRESS: STREET 1: 130 ADMIRAL COCHRANE DR, STREET 2: STE 200-A CITY: ANNAPOLIS STATE: MD ZIP: 21401 BUSINESS PHONE: (410) 224-0097 MAIL ADDRESS: STREET 1: 130 ADMIRAL COCHRANE DR, STREET 2: STE 200-A CITY: ANNAPOLIS STATE: MD ZIP: 21401 13F-HR 1 primary_doc.xml X0202 13F-HR LIVE false false false 0001963347 XXXXXXXX 06-30-2025 06-30-2025 false RCS Financial Planning, LLC

130 ADMIRAL COCHRANE DR, STE 200-A ANNAPOLIS MD 21401

13F HOLDINGS REPORT 028-22767 000291678 801-112282 N Thaddeus Toal 410-224-0097 /s/Thaddeus Toal Annapolis MD 07-28-2025 0 83 201078364 false INFORMATION TABLE 2 infotable.xml INFORMATION TABLE AMERICAN CENTY ETF TR INTL SMCP VLU 025072802 BBG00Q9MR7Z1 2651360 33443 SH SOLE 0 0 33443 AMERICAN CENTY ETF TR US EQT ETF 025072885 BBG00Q9MPQH1 260191 2581 SH SOLE 0 0 2581 AMERICAN CENTY ETF TR US SML CP VALU 025072877 BBG00Q9MQZW3 682527 7492 SH SOLE 0 0 7492 APPLE INC COM 037833100 BBG001S5N8V8 3066602 14947 SH SOLE 0 0 14947 BLACKROCK ETF TRUST ISHARES A I INNO 09290C780 BBG01Q9L3DJ3 530784 18398 SH SOLE 0 0 18398 BLACKROCK ETF TRUST ISHARES US EQUIT 09290C103 BBG00NNWBWQ2 3336313 61262 SH SOLE 0 0 61262 BLACKROCK ETF TRUST ISHARES US THEMA 09290C806 BBG01408D4M5 1468144 41263 SH SOLE 0 0 41263 BLACKROCK ETF TRUST US CARBON TRANS 09290C509 BBG00ZS43SF2 341876 5082 SH SOLE 0 0 5082 BLACKROCK ETF TRUST II ISHARES FLEXIBLE 092528603 BBG01GQYLJY8 727216 13763 SH SOLE 0 0 13763 CSX CORP COM 126408103 BBG001S5Q7Q3 430390 13190 SH SOLE 0 0 13190 DIMENSIONAL ETF TRUST CORE FIXED INCOM 25434V872 BBG01254CL28 16872541 399256 SH SOLE 0 0 399256 DIMENSIONAL ETF TRUST EMERGING MKTS CO 25434V732 BBG017159MD8 4884095 164558 SH SOLE 0 0 164558 DIMENSIONAL ETF TRUST EMERGING MKTS HI 25434V757 BBG017156DS5 391873 13995 SH SOLE 0 0 13995 DIMENSIONAL ETF TRUST EMERGING MKTS VA 25434V740 BBG017158GJ6 359345 11982 SH SOLE 0 0 11982 DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302 BBG00Y2PHW26 1037014 35821 SH SOLE 0 0 35821 DIMENSIONAL ETF TRUST GLOBAL CORE PLUS 25434V583 BBG01JXC18B3 223732 4106 SH SOLE 0 0 4106 DIMENSIONAL ETF TRUST GLOBAL CR ETF 25434V567 BBG01JX91JD4 647711 11944 SH SOLE 0 0 11944 DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203 BBG00Y2PGDN6 573898 16601 SH SOLE 0 0 16601 DIMENSIONAL ETF TRUST INTL CORE EQUITY 25434V799 BBG01631TNW2 10686093 343715 SH SOLE 0 0 343715 DIMENSIONAL ETF TRUST INTL HIGH PROFIT 25434V765 BBG01636J356 577584 19586 SH SOLE 0 0 19586 DIMENSIONAL ETF TRUST INTL SMALL CAP V 25434V781 BBG01633Y2Y6 886428 26935 SH SOLE 0 0 26935 DIMENSIONAL ETF TRUST NATL MUN BD ETF 25434V849 BBG012558MV6 401021 8455 SH SOLE 0 0 8455 DIMENSIONAL ETF TRUST SHORT DURATION F 25434V864 BBG01254JDW6 7821751 162919 SH SOLE 0 0 162919 DIMENSIONAL ETF TRUST US CORE EQT MKT 25434V104 BBG00Y2JG0C0 2433012 57437 SH SOLE 0 0 57437 DIMENSIONAL ETF TRUST US CORE EQUITY 1 25434V625 BBG01J6LTBL5 675452 10104 SH SOLE 0 0 10104 DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708 BBG011DXY6D4 27682317 772386 SH SOLE 0 0 772386 DIMENSIONAL ETF TRUST US HIGH PROFITAB 25434V831 BBG015DLMLQ7 9262559 260477 SH SOLE 0 0 260477 DIMENSIONAL ETF TRUST US LARGE CAP VAL 25434V666 BBG01BN5Z188 354217 11419 SH SOLE 0 0 11419 DIMENSIONAL ETF TRUST US REAL ESTATE E 25434V823 BBG015GTL6R0 1669096 71146 SH SOLE 0 0 71146 DIMENSIONAL ETF TRUST US SMALL CAP VAL 25434V815 BBG015DG3GG1 9003799 305939 SH SOLE 0 0 305939 FIDELITY MERRIMACK STR TR LOW DURTIN ETF 316188408 BBG00L4J9BR4 5025602 99974 SH SOLE 0 0 99974 FIDELITY MERRIMACK STR TR TOTAL BD ETF 316188309 BBG0078X1341 15676385 341340 SH SOLE 0 0 341340 HONEYWELL INTL INC COM 438516106 BBG001S5X1N1 278292 1195 SH SOLE 0 0 1195 INVESCO QQQ TR UNIT SER 1 46090E103 BBG001S9GN63 605867 1097 SH SOLE 0 0 1097 ISHARES GOLD TR ISHARES NEW 464285204 BBG001SJK6D5 591734 9489 SH SOLE 0 0 9489 ISHARES INC CORE MSCI EMKT 46434G103 BBG003HC3DG9 2214684 36893 SH SOLE 0 0 36893 ISHARES INC MSCI EMRG CHN 46434G764 BBG00H5VLN77 214617 3399 SH SOLE 0 0 3399 ISHARES TR 10-20 YR TRS ETF 464288653 BBG001SSD830 1291855 12715 SH SOLE 0 0 12715 ISHARES TR CORE INTL AGGR 46435G672 BBG00BDV2SQ0 869092 17011 SH SOLE 0 0 17011 ISHARES TR CORE MSCI EAFE 46432F842 BBG003H6TRS0 797659 9555 SH SOLE 0 0 9555 ISHARES TR CORE S&P TTL STK 464287150 BBG001SHTRL5 361016 2673 SH SOLE 0 0 2673 ISHARES TR CORE S&P500 ETF 464287200 BBG001SFB7R6 7286959 11736 SH SOLE 0 0 11736 ISHARES TR CORE TOTAL USD 46434V613 BBG006MJCSW0 6051396 130898 SH SOLE 0 0 130898 ISHARES TR EAFE GRWTH ETF 464288885 BBG001SP62C7 1891470 16888 SH SOLE 0 0 16888 ISHARES TR EAFE VALUE ETF 464288877 BBG001SNYBH6 4036866 63593 SH SOLE 0 0 63593 ISHARES TR ESG AWR MSCI USA 46435G425 BBG00FFPFTS4 777975 5750 SH SOLE 0 0 5750 ISHARES TR EUROPE ETF 464287861 BBG001SFGXD9 262930 4157 SH SOLE 0 0 4157 ISHARES TR MBS ETF 464288588 BBG001SSD8B1 998982 10640 SH SOLE 0 0 10640 ISHARES TR MSCI INTL VLU FT 46435G409 BBG009DR6401 319296 9708 SH SOLE 0 0 9708 ISHARES TR MSCI USA MMENTM 46432F396 BBG004FPV022 919151 3825 SH SOLE 0 0 3825 ISHARES TR MSCI USA QLT FCT 46432F339 BBG004TRTWW3 4426385 24212 SH SOLE 0 0 24212 ISHARES TR NATIONAL MUN ETF 464288414 BBG001SZV978 1213382 11614 SH SOLE 0 0 11614 ISHARES TR S&P 100 ETF 464287101 BBG001SGB026 2445954 8037 SH SOLE 0 0 8037 ISHARES TR S&P 500 GRWT ETF 464287309 BBG001S561Q8 3617460 32856 SH SOLE 0 0 32856 ISHARES TR S&P 500 VAL ETF 464287408 BBG001S561K4 2786631 14260 SH SOLE 0 0 14260 ISHARES TR SHRT NAT MUN ETF 464288158 BBG001SLS4Q3 1136179 10684 SH SOLE 0 0 10684 ISHARES TR U.S. TECH ETF 464287721 BBG001SFB7Z7 1442188 8323 SH SOLE 0 0 8323 MARSH & MCLENNAN COS INC COM 571748102 BBG001S5T7M4 1509491 6904 SH SOLE 0 0 6904 MICROSOFT CORP COM 594918104 BBG001S5TD05 392110 788 SH SOLE 0 0 788 NVIDIA CORPORATION COM 67066G104 BBG001S5TZJ6 201172 1273 SH SOLE 0 0 1273 PROCTER AND GAMBLE CO COM 742718109 BBG001S5V4L9 406744 2553 SH SOLE 0 0 2553 SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 BBG001T5XQY3 469502 21244 SH SOLE 0 0 21244 SCHWAB STRATEGIC TR US AGGREGATE B 808524839 BBG001WBMLH8 948796 40826 SH SOLE 0 0 40826 SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 BBG001T66WN0 285294 9767 SH SOLE 0 0 9767 SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 BBG001S7TCZ5 272729 1077 SH SOLE 0 0 1077 VANGUARD BD INDEX FDS INTERMED TERM 921937819 BBG001ST39R1 242881 3140 SH SOLE 0 0 3140 VANGUARD BD INDEX FDS LONG TERM BOND 921937793 BBG001ST39S0 221799 3190 SH SOLE 0 0 3190 VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 BBG001ST39Q2 1431076 18184 SH SOLE 0 0 18184 VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 BBG001SK7DK4 380408 5166 SH SOLE 0 0 5166 VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 BBG004N1LGK2 549563 11100 SH SOLE 0 0 11100 VANGUARD INDEX FDS GROWTH ETF 922908736 BBG001SHTTS4 3019718 6880 SH SOLE 0 0 6880 VANGUARD INDEX FDS LARGE CAP ETF 922908637 BBG001SHTTQ6 900223 3146 SH SOLE 0 0 3146 VANGUARD INDEX FDS SM CP VAL ETF 922908611 BBG001SHVTR2 243204 1241 SH SOLE 0 0 1241 VANGUARD INDEX FDS SMALL CP ETF 922908751 BBG001SHTTV0 367429 1545 SH SOLE 0 0 1545 VANGUARD INDEX FDS TOTAL STK MKT 922908769 BBG001SHTB03 968894 3178 SH SOLE 0 0 3178 VANGUARD INDEX FDS VALUE ETF 922908744 BBG001SHVR78 1662380 9355 SH SOLE 0 0 9355 VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 BBG001SHTTZ6 867564 17541 SH SOLE 0 0 17541 VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 BBG009THVRX1 4843587 98788 SH SOLE 0 0 98788 VANGUARD SCOTTSDALE FDS MTG-BKD SECS ETF 92206C771 BBG001T62MF5 260094 5613 SH SOLE 0 0 5613 VANGUARD STAR FDS VG TL INTL STK F 921909768 BBG001TJR1D8 206864 2994 SH SOLE 0 0 2994 VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 BBG001SSPWL4 1864966 32713 SH SOLE 0 0 32713 VANGUARD WELLINGTON FD SHORT TRM TAX EX 921935870 BBG01FQJQMT7 705491 6990 SH SOLE 0 0 6990 VANGUARD WORLD FD INF TECH ETF 92204A702 BBG001SHTTR5 377437 569 SH SOLE 0 0 569