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  <headerData>
    <submissionType>1-A POS</submissionType>
    <filerInfo>
      <liveTestFlag>LIVE</liveTestFlag>
      <filer>
        <issuerCredentials>
          <cik>0001962911</cik>
          <ccc>XXXXXXXX</ccc>
        </issuerCredentials>
        <offeringFileNumber>024-12158</offeringFileNumber>
      </filer>
      <flags>
        <sinceLastFiling>true</sinceLastFiling>
      </flags>
    </filerInfo>
  </headerData>
  <formData>
    <employeesInfo>
      <issuerName>Infinity Bancorp</issuerName>
      <jurisdictionOrganization>CA</jurisdictionOrganization>
      <yearIncorporation>2022</yearIncorporation>
      <cik>0001962911</cik>
      <sicCode>6022</sicCode>
      <irsNum>88-3121738</irsNum>
      <fullTimeEmployees>29</fullTimeEmployees>
      <partTimeEmployees>2</partTimeEmployees>
    </employeesInfo>
    <issuerInfo>
      <street1>6 HUTTON CENTRE DRIVE</street1>
      <street2>SUITE 100</street2>
      <city>SANTA ANA</city>
      <stateOrCountry>CA</stateOrCountry>
      <zipCode>92707</zipCode>
      <phoneNumber>657-223-1000</phoneNumber>
      <connectionName>Richard Knecht</connectionName>
      <industryGroup>Banking</industryGroup>
      <cashEquivalents>98234000.00</cashEquivalents>
      <investmentSecurities>51979000.00</investmentSecurities>
      <loans>153906000.00</loans>
      <propertyAndEquipment>207000.00</propertyAndEquipment>
      <totalAssets>310173000.00</totalAssets>
      <accountsPayable>1713000.00</accountsPayable>
      <deposits>276315000.00</deposits>
      <longTermDebt>3927000.00</longTermDebt>
      <totalLiabilities>281955000.00</totalLiabilities>
      <totalStockholderEquity>28218000.00</totalStockholderEquity>
      <totalLiabilitiesAndEquity>310173000.00</totalLiabilitiesAndEquity>
      <totalInterestIncome>13506000.00</totalInterestIncome>
      <totalInterestExpenses>1107000.00</totalInterestExpenses>
      <depreciationAndAmortization>121000.00</depreciationAndAmortization>
      <netIncome>3001000.00</netIncome>
      <earningsPerShareBasic>0.90</earningsPerShareBasic>
      <earningsPerShareDiluted>0.90</earningsPerShareDiluted>
      <nameAuditor>Crowe LLP</nameAuditor>
    </issuerInfo>
    <commonEquity>
      <commonEquityClassName>Common Stock</commonEquityClassName>
      <outstandingCommonEquity>3325716</outstandingCommonEquity>
      <commonCusipEquity>00045674V</commonCusipEquity>
      <publiclyTradedCommonEquity>OTC</publiclyTradedCommonEquity>
    </commonEquity>
    <preferredEquity>
      <preferredEquityClassName>None</preferredEquityClassName>
      <outstandingPreferredEquity>0</outstandingPreferredEquity>
      <preferredCusipEquity>000000000</preferredCusipEquity>
      <publiclyTradedPreferredEquity>None</publiclyTradedPreferredEquity>
    </preferredEquity>
    <debtSecurities>
      <debtSecuritiesClassName>Subordinated Capital Notes</debtSecuritiesClassName>
      <outstandingDebtSecurities>3</outstandingDebtSecurities>
      <cusipDebtSecurities>000000000</cusipDebtSecurities>
      <publiclyTradedDebtSecurities>None</publiclyTradedDebtSecurities>
    </debtSecurities>
    <issuerEligibility>
      <certifyIfTrue>true</certifyIfTrue>
    </issuerEligibility>
    <applicationRule262>
      <certifyIfNotDisqualified>true</certifyIfNotDisqualified>
    </applicationRule262>
    <summaryInfo>
      <indicateTier1Tier2Offering>Tier1</indicateTier1Tier2Offering>
      <financialStatementAuditStatus>Unaudited</financialStatementAuditStatus>
      <securitiesOfferedTypes>Equity (common or preferred stock)</securitiesOfferedTypes>
      <offerDelayedContinuousFlag>N</offerDelayedContinuousFlag>
      <offeringYearFlag>N</offeringYearFlag>
      <offeringAfterQualifFlag>N</offeringAfterQualifFlag>
      <offeringBestEffortsFlag>Y</offeringBestEffortsFlag>
      <solicitationProposedOfferingFlag>N</solicitationProposedOfferingFlag>
      <resaleSecuritiesAffiliatesFlag>N</resaleSecuritiesAffiliatesFlag>
      <securitiesOffered>800000</securitiesOffered>
      <outstandingSecurities>3325716</outstandingSecurities>
      <pricePerSecurity>12.5000</pricePerSecurity>
      <issuerAggregateOffering>0.00</issuerAggregateOffering>
      <securityHolderAggegate>0.00</securityHolderAggegate>
      <qualificationOfferingAggregate>0.00</qualificationOfferingAggregate>
      <concurrentOfferingAggregate>0.00</concurrentOfferingAggregate>
      <totalAggregateOffering>0.00</totalAggregateOffering>
      <auditorServiceProviderName>Crowe LLP</auditorServiceProviderName>
      <auditorFees>25000.00</auditorFees>
      <legalServiceProviderName>Richard E. Knecht APC</legalServiceProviderName>
      <legalFees>25000.00</legalFees>
      <estimatedNetAmount>9917000.00</estimatedNetAmount>
      <clarificationResponses>Est. expenses are $83,000 and include SEC filing expenses of $25,000 , printing costs of $700, legal fees of $25,000, accounting fees of $25,000, transfer agent fees of $2,500, filing fees of $300, mailing cost of $2,000, and misc. expenses of $2,500.</clarificationResponses>
    </summaryInfo>
    <juridictionSecuritiesOffered>
      <jurisdictionsOfSecOfferedNone>true</jurisdictionsOfSecOfferedNone>
      <issueJuridicationSecuritiesOffering>CA</issueJuridicationSecuritiesOffering>
    </juridictionSecuritiesOffered>
    <securitiesIssued>
      <securitiesIssuerName>Infinity Bancorp</securitiesIssuerName>
      <securitiesIssuerTitle>Common Stock</securitiesIssuerTitle>
      <securitiesIssuedTotalAmount>3325716</securitiesIssuedTotalAmount>
      <securitiesPrincipalHolderAmount>0</securitiesPrincipalHolderAmount>
      <securitiesIssuedAggregateAmount>$33424000 - based on amount of Infinity Bank's capital stock which was exchanged on October 31, 2022 for shares of Infinity Bancorp's common stock on a one-for-one basis in the bank holding company reorganization</securitiesIssuedAggregateAmount>
    </securitiesIssued>
    <unregisteredSecuritiesAct>
      <securitiesActExcemption>Section 3(a)(12) of the Securities Act- the exemption for reorganization of a bank as a wholly owned subsidiary of a bank holding company</securitiesActExcemption>
    </unregisteredSecuritiesAct>
  </formData>
</edgarSubmission>
