The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101   284,396 2,681 SH   SOLE 0 0 0 2,681
ABBOTT LABS COM 002824100   14,296,065 125,779 SH   SOLE 0 15,958 0 109,822
ABBVIE INC COM 00287Y109   41,479,002 227,781 SH   SOLE 0 23,414 0 204,368
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   298,165 860 SH   SOLE 0 0 0 860
ADOBE INC COM 00724F101   1,646,005 3,262 SH   SOLE 0 1,228 0 2,034
ADVANCED MICRO DEVICES INC COM 007903107   8,416,426 46,631 SH   SOLE 0 0 0 46,631
AIRBNB INC COM CL A 009066101   659,345 3,997 SH   SOLE 0 0 0 3,997
ALPHABET INC CAP STK CL C 02079K107   8,892,922 58,406 SH   SOLE 0 5,610 0 52,796
ALPHABET INC CAP STK CL A 02079K305   22,565,544 149,510 SH   SOLE 0 20,730 0 128,780
ALTRIA GROUP INC COM 02209S103   349,278 8,007 SH   SOLE 0 981 0 7,026
AMAZON COM INC COM 023135106   23,464,960 130,086 SH   SOLE 0 11,830 0 118,256
AMERICAN EXPRESS CO COM 025816109   7,847,901 34,467 SH   SOLE 0 1,051 0 33,417
ANALOG DEVICES INC COM 032654105   15,705,935 79,407 SH   SOLE 0 11,184 0 68,224
APPLE INC COM 037833100   33,221,131 193,732 SH   SOLE 0 25,666 0 168,066
APPLIED MATLS INC COM 038222105   4,958,023 24,041 SH   SOLE 0 0 0 24,041
ARISTA NETWORKS INC COM 040413106   563,721 1,944 SH   SOLE 0 0 0 1,944
BANK AMERICA CORP COM 060505104   17,971,959 473,944 SH   SOLE 0 54,334 0 419,610
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   36,868,670 87,674 SH   SOLE 0 7,996 0 79,678
BLOCK INC CL A 852234103   4,871,554 57,597 SH   SOLE 0 13,975 0 43,622
BOEING CO COM 097023105   206,053 1,068 SH   SOLE 0 0 0 1,068
BOSTON SCIENTIFIC CORP COM 101137107   258,344 3,772 SH   SOLE 0 0 0 3,772
BRISTOL-MYERS SQUIBB CO COM 110122108   299,112 5,516 SH   SOLE 0 0 0 5,516
BROADCOM INC COM 11135F101   235,448 178 SH   SOLE 0 0 0 178
CHIPOTLE MEXICAN GRILL INC COM 169656105   581,354 200 SH   SOLE 0 0 0 200
CISCO SYS INC COM 17275R102   203,500 4,077 SH   SOLE 0 0 0 4,077
COGNIZANT TECHNOLOGY SOLUTIO CL A 192446102   3,470,923 47,359 SH   SOLE 0 7,101 0 40,258
COINBASE GLOBAL INC COM CL A 19260Q107   265,120 1,000 SH   SOLE 0 0 0 1,000
COSTCO WHSL CORP NEW COM 22160K105   232,947 318 SH   SOLE 0 0 0 318
CROWDSTRIKE HLDGS INC CL A 22788C105   224,413 700 SH   SOLE 0 550 0 150
DIGITALOCEAN HLDGS INC COM 25402D102   271,078 7,100 SH   SOLE 0 5,400 0 1,700
DIMENSIONAL ETF TRUST US EQUITY ETF 25434V401   733,993 12,882 SH   SOLE 0 0 0 12,882
DIREXION SHS ETF TR DLY SMCAP BULL3X 25459W847   3,353,603 78,136 SH   SOLE 0 7,982 0 70,154
DISNEY WALT CO COM 254687106   658,068 5,378 SH   SOLE 0 998 0 4,380
ELI LILLY & CO COM 532457108   2,103,112 2,703 SH   SOLE 0 0 0 2,703
EXXON MOBIL CORP COM 30231G102   8,599,839 73,983 SH   SOLE 0 2,420 0 71,563
FORTREA HLDGS INC COMMON STOCK 34965K107   517,431 12,891 SH   SOLE 0 1,395 0 11,496
FRESHWORKS INC CLASS A COM 358054104   4,215,269 231,481 SH   SOLE 0 0 0 231,481
GRAYSCALE BITCOIN TR BTC SHS REP COM UT 389637109   229,939 3,640 SH   SOLE 0 0 0 3,640
HOME DEPOT INC COM 437076102   18,479,453 48,174 SH   SOLE 0 3,277 0 44,897
HONEYWELL INTL INC COM 438516106   5,191,094 25,292 SH   SOLE 0 4,671 0 20,620
HUMANA INC COM 444859102   231,931 669 SH   SOLE 0 619 0 50
ICICI BANK LIMITED ADR 45104G104   385,664 14,603 SH   SOLE 0 0 0 14,603
INTEL CORP COM 458140100   957,291 21,673 SH   SOLE 0 0 0 21,673
INVESCO QQQ TR UNIT SER 1 46090E103   2,387,448 5,377 SH   SOLE 0 125 0 5,252
ISHARES TR CORE S&P MCP ETF 464287507   422,275 6,952 SH   SOLE 0 0 0 6,952
ISHARES TR CORE S&P SCP ETF 464287804   594,731 5,381 SH   SOLE 0 0 0 5,381
ISHARES TR CORE S&P500 ETF 464287200   291,887 555 SH   SOLE 0 0 0 555
ISHARES TR S&P 500 GRWT ETF 464287309   230,743 2,733 SH   SOLE 0 0 0 2,733
ISHARES TR RUS 1000 GRW ETF 464287614   1,109,747 3,293 SH   SOLE 0 0 0 3,293
ISHARES TR RUSSELL 2000 ETF 464287655   276,328 1,314 SH   SOLE 0 0 0 1,314
ISHARES TR COHEN STEER REIT 464287564   349,672 6,060 SH   SOLE 0 0 0 6,060
ISHARES TR GLOBAL TECH ETF 464287291   3,331,693 44,535 SH   SOLE 0 10,087 0 34,449
ISHARES TR US HLTHCARE ETF 464287762   6,333,179 102,313 SH   SOLE 0 12,100 0 90,213
ISHARES TR U.S. INSRNCE ETF 464288786   2,349,653 20,016 SH   SOLE 0 2,992 0 17,023
ISHARES TR ISHARES BIOTECH 464287556   7,624,888 55,567 SH   SOLE 0 6,397 0 49,170
ISHARES TR MSCI EMG MKT ETF 464287234   3,266,792 79,523 SH   SOLE 0 11,481 0 68,041
ISHARES TR EXPANDED TECH 464287515   33,365,924 391,297 SH   SOLE 0 45,381 0 345,916
ISHARES TR BLACKROCK ULTRA 46434V878   12,407,342 245,398 SH   SOLE 0 19,500 0 225,898
ISHARES TR CORE DIV GRWTH 46434V621   244,940 4,219 SH   SOLE 0 0 0 4,219
ISHARES TR SHRT NAT MUN ETF 464288158   576,015 5,500 SH   SOLE 0 5,500 0 0
ISHARES TR PFD AND INCM SEC 464288687   16,115,957 500,030 SH   SOLE 0 25,477 0 474,553
J P MORGAN EXCHANGE TRADED F ULTRA SHRT INC 46641Q837   4,236,820 83,981 SH   SOLE 0 0 0 83,981
JOHNSON & JOHNSON COM 478160104   14,657,432 92,657 SH   SOLE 0 9,836 0 82,821
JPMORGAN CHASE & CO COM 46625H100   483,882 2,416 SH   SOLE 0 0 0 2,416
KLA CORP COM NEW 482480100   455,657 652 SH   SOLE 0 0 0 652
KRAFT HEINZ CO COM 500754106   1,965,902 53,276 SH   SOLE 0 850 0 52,427
LABORATORY CORP AMER HLDGS COM NEW 50540R409   3,285,608 15,040 SH   SOLE 0 1,722 0 13,318
MASTERCARD INCORPORATED CL A 57636Q104   1,191,258 2,474 SH   SOLE 0 0 0 2,474
MERCK & CO INC COM 58933Y105   13,747,476 104,187 SH   SOLE 0 10,705 0 93,482
META PLATFORMS INC CL A 30303M102   224,508,228 462,351 SH   SOLE 0 11,903 0 450,448
MICROSOFT CORP COM 594918104   34,990,011 83,167 SH   SOLE 0 11,988 0 71,179
MONDELEZ INTL INC CL A 609207105   4,315,035 61,643 SH   SOLE 0 2,033 0 59,610
NETFLIX INC COM 64110L106   1,660,440 2,734 SH   SOLE 0 968 0 1,766
NIKE INC CL B 654106103   264,266 2,812 SH   SOLE 0 709 0 2,103
NUTANIX INC CL A 67059N108   15,416,422 249,780 SH   SOLE 0 0 0 249,780
NVIDIA CORPORATION COM 67066G104   8,894,535 9,844 SH   SOLE 0 0 0 9,844
ORACLE CORP COM 68389X105   13,608,831 108,342 SH   SOLE 0 17,099 0 91,243
ORGANON & CO COMMON STOCK 68622V106   820,519 43,645 SH   SOLE 0 7,276 0 36,369
PAYONEER GLOBAL INC COM 70451X104   58,320 12,000 SH   SOLE 0 0 0 12,000
PAYPAL HLDGS INC COM 70450Y103   2,868,914 42,826 SH   SOLE 0 8,953 0 33,873
PEPSICO INC COM 713448108   5,466,667 31,236 SH   SOLE 0 2,052 0 29,184
PHILIP MORRIS INTL INC COM 718172109   6,618,358 72,237 SH   SOLE 0 1,363 0 70,875
PROCTER AND GAMBLE CO COM 742718109   6,375,606 39,295 SH   SOLE 0 6,732 0 32,563
PROSHARES TR PSHS ULTRUSS2000 74347R842   432,471 10,592 SH   SOLE 0 0 0 10,592
PROSHARES TR PSHS ULT S&P 500 74347R107   14,899,451 192,201 SH   SOLE 0 40,276 0 151,926
PROSHARES TR ULTRAPRO QQQ 74347X831   1,899,179 30,851 SH   SOLE 0 0 0 30,851
PROSHARES TR S&P 500 DV ARIST 74348A467   1,187,337 11,708 SH   SOLE 0 0 0 11,708
QUALCOMM INC COM 747525103   27,531,456 162,619 SH   SOLE 0 21,494 0 141,125
ROBLOX CORP CL A 771049103   594,272 15,565 SH   SOLE 0 7,420 0 8,145
SALESFORCE INC COM 79466L302   7,670,151 25,467 SH   SOLE 0 30 0 25,437
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   219,206 3,532 SH   SOLE 0 0 0 3,532
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   596,005 7,392 SH   SOLE 0 0 0 7,392
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852   748,737 9,169 SH   SOLE 0 0 0 9,169
SELECT SECTOR SPDR TR ENERGY 81369Y506   17,316,107 183,414 SH   SOLE 0 1,274 0 182,140
SELECT SECTOR SPDR TR FINANCIAL 81369Y605   1,350,188 32,056 SH   SOLE 0 327 0 31,729
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   26,144,695 176,976 SH   SOLE 0 21,867 0 155,109
SHOPIFY INC CL A 82509L107   231,510 3,000 SH   SOLE 0 0 0 3,000
SNOWFLAKE INC CL A 833445109   2,877,934 17,809 SH   SOLE 0 0 0 17,809
SPDR S&P 500 ETF TR TR UNIT 78462F103   1,986,604 3,798 SH   SOLE 0 0 0 3,798
SPDR SER TR BLOOMBERG 1-3 MO 78468R663   3,620,763 39,442 SH   SOLE 0 21,701 0 17,741
STARBUCKS CORP COM 855244109   6,437,449 70,439 SH   SOLE 0 6,355 0 64,084
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100   383,215 2,817 SH   SOLE 0 0 0 2,817
TESLA INC COM 88160R101   1,851,244 10,531 SH   SOLE 0 1,300 0 9,231
TEXAS INSTRS INC COM 882508104   249,544 1,432 SH   SOLE 0 0 0 1,432
UNITED AIRLS HLDGS INC COM 910047109   239,400 5,000 SH   SOLE 0 0 0 5,000
UNITEDHEALTH GROUP INC COM 91324P102   56,355,832 113,919 SH   SOLE 0 13,737 0 100,183
VANECK ETF TRUST MRNGSTR WDE MOAT 92189F643   227,016 2,525 SH   SOLE 0 0 0 2,525
VANGUARD BD INDEX FDS VANGUARD ULTRA 92203C303   3,773,917 76,164 SH   SOLE 0 0 0 76,164
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   5,934,204 12,345 SH   SOLE 0 1,631 0 10,714
VANGUARD INDEX FDS EXTEND MKT ETF 922908652   309,223 1,764 SH   SOLE 0 0 0 1,764
VANGUARD INDEX FDS TOTAL STK MKT 922908769   1,177,085 4,529 SH   SOLE 0 0 0 4,529
VANGUARD INDEX FDS MID CAP ETF 922908629   28,230,372 112,985 SH   SOLE 0 11,809 0 101,176
VANGUARD INDEX FDS SMALL CP ETF 922908751   29,930,031 130,933 SH   SOLE 0 16,427 0 114,506
VANGUARD INDEX FDS GROWTH ETF 922908736   36,574,521 106,260 SH   SOLE 0 11,314 0 94,946
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874   225,310 3,346 SH   SOLE 0 0 0 3,346
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   2,336,482 55,937 SH   SOLE 0 0 0 55,937
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   5,395,741 106,635 SH   SOLE 0 9,062 0 97,573
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   2,051,035 16,952 SH   SOLE 0 3,700 0 13,252
VANGUARD WORLD FD INF TECH ETF 92204A702   294,075 561 SH   SOLE 0 0 0 561
VANGUARD WORLD FD HEALTH CAR ETF 92204A504   7,138,141 26,387 SH   SOLE 0 8,784 0 17,603
VISA INC COM CL A 92826C839   5,703,063 20,435 SH   SOLE 0 1,566 0 18,869
WELLS FARGO CO NEW COM 949746101   17,055,334 294,260 SH   SOLE 0 22,359 0 271,902
ZOOM VIDEO COMMUNICATIONS IN CL A 98980L101   290,897 4,450 SH   SOLE 0 4,450 0 0