The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
CHUBB LTD SWITZ COM H1467J104   826,233 2,535 SH   SOLE   0 0 2,535
ABBOTT LABORATORIES COM 002824100   1,075,674 10,477 SH   SOLE   0 0 10,477
ABBVIE INC COM 00287Y109   3,240,818 14,901 SH   SOLE   0 0 14,901
AIR PRODUCTS AND CHEMICALS I COM 009158106   2,197,557 7,565 SH   SOLE   0 0 7,565
AMAZON COM INC COM 023135106   1,505,246 7,227 SH   SOLE   0 0 7,227
AMGEN INC COM 031162100   3,108,243 8,834 SH   SOLE   0 0 8,834
APPLE INC COM 037833100   4,468,561 17,607 SH   SOLE   0 0 17,607
ARM HOLDINGS PLC SPONSORED ADS 042068205   219,053 1,448 SH   SOLE   0 0 1,448
BOEING CO COM 097023105   247,593 1,244 SH   SOLE   0 0 1,244
BRISTOL-MYERS SQUIBB CO COM 110122108   376,030 6,200 SH   SOLE   0 0 6,200
CSX CORP COM 126408103   578,805 14,100 SH   SOLE   0 0 14,100
CHEVRON CORPORATION COM 166764100   3,920,962 18,951 SH   SOLE   0 0 18,951
CISCO SYS INC COM 17275R102   3,626,699 46,742 SH   SOLE   0 0 46,742
COCA COLA CO COM 191216100   438,838 5,770 SH   SOLE   0 0 5,770
CORTEVA INC COM 22052L104   274,736 3,282 SH   SOLE   0 0 3,282
COSTCO WHOLESALE CORPORATION COM 22160K105   1,897,203 1,904 SH   SOLE   0 0 1,904
CROWDSTRIKE HLDGS INC CL A 22788C105   312,328 800 SH   SOLE   0 0 800
CUMMINS INC COM 231021106   1,250,897 2,325 SH   SOLE   0 0 2,325
DUKE ENERGY CORP NEW COM NEW 26441C204   806,983 6,163 SH   SOLE   0 0 6,163
DUPONT DE NEMOURS INC COM 26614N102   295,822 6,459 SH   SOLE   0 0 6,459
EXXON MOBIL CORP COM 30231G102   2,707,192 15,957 SH   SOLE   0 0 15,957
META PLATFORMS INC CL A 30303M102   375,963 657 SH   SOLE   0 0 657
GENERAL MILLS INC COM 370334104   372,704 10,014 SH   SOLE   0 0 10,014
GENUINE PARTS CO COM 372460105   308,444 2,917 SH   SOLE   0 0 2,917
HOME DEPOT INC COM 437076102   2,686,238 8,168 SH   SOLE   0 0 8,168
HONEYWELL INTL INC COM 438516106   1,768,459 7,824 SH   SOLE   0 0 7,824
INVESCO QQQ TR UNIT SER 1 46090E103   228,563 396 SH   SOLE   0 0 396
INTUIT COM 461202103   1,032,523 2,388 SH   SOLE   0 0 2,388
INVESCO EXCHANGE TRADED FD T S&P500 EQL TEC 46137V282   353,797 7,817 SH   SOLE   0 0 7,817
INVESCO EXCHANGE TRADED FD T S&P MDCP MOMNTUM 46137V464   337,317 2,326 SH   SOLE   0 0 2,326
ISHARES TR CORE S&P500 ETF 464287200   211,880 324 SH   SOLE   0 0 324
ISHARES TR MSCI INTL QUALTY 46434V456   630,623 13,641 SH   SOLE   0 0 13,641
JPMORGAN CHASE & CO COM 46625H100   4,404,771 14,974 SH   SOLE   0 0 14,974
JOHNSON & JOHNSON COM 478160104   5,358,025 21,920 SH   SOLE   0 0 21,920
KIMBERLY-CLARK CORP COM 494368103   431,643 4,474 SH   SOLE   0 0 4,474
L3HARRIS TECHNOLOGIES INC COM 502431109   560,524 1,624 SH   SOLE   0 0 1,624
ELI LILLY & CO COM 532457108   340,315 370 SH   SOLE   0 0 370
LOCKHEED MARTIN CORP COM 539830109   950,101 1,572 SH   SOLE   0 0 1,572
MARATHON PETE CORP COM 56585A102   250,522 1,026 SH   SOLE   0 0 1,026
MASTERCARD INCORPORATED CL A 57636Q104   742,495 1,486 SH   SOLE   0 0 1,486
MERCK & CO INC COM 58933Y105   663,876 5,519 SH   SOLE   0 0 5,519
MICROSOFT CORP COM 594918104   4,211,609 11,378 SH   SOLE   0 0 11,378
NVIDIA CORPORATION COM 67066G104   1,565,787 8,978 SH   SOLE   0 0 8,978
ONEOK INC NEW COM 682680103   224,890 2,488 SH   SOLE   0 0 2,488
ORACLE CORP COM 68389X105   379,287 2,578 SH   SOLE   0 0 2,578
PEPSICO INC COM 713448108   2,402,745 15,473 SH   SOLE   0 0 15,473
PHILLIPS 66 COM 718546104   2,165,938 11,889 SH   SOLE   0 0 11,889
PROCTER & GAMBLE CO COM 742718109   2,750,794 19,045 SH   SOLE   0 0 19,045
QUALCOMM INC COM 747525103   849,819 6,599 SH   SOLE   0 0 6,599
RTX CORPORATION COM 75513E101   467,783 2,425 SH   SOLE   0 0 2,425
REALTY INCOME CORP COM 756109104   331,229 5,414 SH   SOLE   0 0 5,414
SHELL PLC SPON ADS 780259305   1,076,010 11,570 SH   SOLE   0 0 11,570
STATE STR SPDR S&P 500 ETF T TR UNIT 78462F103   366,141 563 SH   SOLE   0 0 563
SPDR INDEX SHS FDS STATE STREET SPD 78463X459   763,311 9,894 SH   SOLE   0 0 9,894
SPDR SERIES TRUST STATE STREET SPD 78464A201   336,817 3,486 SH   SOLE   0 0 3,486
SPDR SERIES TRUST STATE STREET SPD 78464A300   370,754 3,920 SH   SOLE   0 0 3,920
SPDR SERIES TRUST STATE STREET SPD 78464A409   607,532 6,205 SH   SOLE   0 0 6,205
SPDR SERIES TRUST STATE STREET SPD 78464A508   492,133 8,698 SH   SOLE   0 0 8,698
SPDR SERIES TRUST STATE STREET SPD 78464A631   353,032 1,390 SH   SOLE   0 0 1,390
STATE STR SPDR S&P MIDCAP 40 UTSER1 S&PDCRP 78467Y107   3,156,314 5,118 SH   SOLE   0 0 5,118
SALESFORCE INC COM 79466L302   818,175 4,383 SH   SOLE   0 0 4,383
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   265,630 10,360 SH   SOLE   0 0 10,360
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   1,971,025 67,663 SH   SOLE   0 0 67,663
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508   1,091,495 35,255 SH   SOLE   0 0 35,255
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   859,780 29,566 SH   SOLE   0 0 29,566
SCHWAB STRATEGIC TR FUNDAMENTAL INTL 808524755   361,642 7,391 SH   SOLE   0 0 7,391
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   8,282,710 269,971 SH   SOLE   0 0 269,971
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   819,720 33,120 SH   SOLE   0 0 33,120
SELECT SECTOR SPDR TR STATE STREET TEC 81369Y803   670,481 5,045 SH   SOLE   0 0 5,045
SELECTIVE INS GROUP INC COM 816300107   311,361 4,130 SH   SOLE   0 0 4,130
SOLSTICE ADVANCED MATLS INC COM SHS 83443Q103   546,067 7,170 SH   SOLE   0 0 7,170
STANLEY BLACK & DECKER INC COM 854502101   1,073,930 15,113 SH   SOLE   0 0 15,113
TEXAS INSTRS INC COM 882508104   740,256 3,813 SH   SOLE   0 0 3,813
UNION PAC CORP COM 907818108   267,610 1,103 SH   SOLE   0 0 1,103
VALERO ENERGY CORP COM 91913Y100   736,298 2,980 SH   SOLE   0 0 2,980
VANGUARD ADMIRAL FDS INC SMLCP 600 GRTH 921932794   1,094,501 8,794 SH   SOLE   0 0 8,794
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   1,117,945 14,103 SH   SOLE   0 0 14,103
VANGUARD INDEX FDS LARGE CAP ETF 922908637   642,528 2,150 SH   SOLE   0 0 2,150
VERIZON COMMUNICATIONS INC COM 92343V104   1,547,970 30,836 SH   SOLE   0 0 30,836
WALMART INC COM 931142103   1,870,908 15,054 SH   SOLE   0 0 15,054