The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
CHUBB LIMITED COM H1467J104   762,197 2,442 SH   SOLE   0 0 2,442
ABBOTT LABS COM 002824100   1,293,870 10,327 SH   SOLE   0 0 10,327
ABBVIE INC COM 00287Y109   3,393,305 14,851 SH   SOLE   0 0 14,851
AIR PRODS & CHEMS INC COM 009158106   1,880,810 7,614 SH   SOLE   0 0 7,614
AMAZON COM INC COM 023135106   1,458,592 6,319 SH   SOLE   0 0 6,319
AMGEN INC COM 031162100   2,944,153 8,995 SH   SOLE   0 0 8,995
APPLE INC COM 037833100   4,844,050 17,818 SH   SOLE   0 0 17,818
BRISTOL-MYERS SQUIBB CO COM 110122108   334,428 6,200 SH   SOLE   0 0 6,200
CSX CORP COM 126408103   522,000 14,400 SH   SOLE   0 0 14,400
CHEVRON CORP NEW COM 166764100   2,961,936 19,434 SH   SOLE   0 0 19,434
CISCO SYS INC COM 17275R102   3,554,560 46,145 SH   SOLE   0 0 46,145
COCA COLA CO COM 191216100   422,633 6,045 SH   SOLE   0 0 6,045
CORTEVA INC COM 22052L104   213,289 3,182 SH   SOLE   0 0 3,182
COSTCO WHSL CORP NEW COM 22160K105   1,654,830 1,919 SH   SOLE   0 0 1,919
CROWDSTRIKE HLDGS INC CL A 22788C105   213,286 455 SH   SOLE   0 0 455
CUMMINS INC COM 231021106   1,220,996 2,392 SH   SOLE   0 0 2,392
DUKE ENERGY CORP NEW COM NEW 26441C204   717,091 6,118 SH   SOLE   0 0 6,118
DUPONT DE NEMOURS INC COM 26614N102   261,059 6,494 SH   SOLE   0 0 6,494
EXXON MOBIL CORP COM 30231G102   1,953,197 16,231 SH   SOLE   0 0 16,231
META PLATFORMS INC CL A 30303M102   244,933 371 SH   SOLE   0 0 371
GENERAL MLS INC COM 370334104   471,409 10,138 SH   SOLE   0 0 10,138
GENUINE PARTS CO COM 372460105   366,596 2,981 SH   SOLE   0 0 2,981
HOME DEPOT INC COM 437076102   2,755,542 8,008 SH   SOLE   0 0 8,008
HONEYWELL INTL INC COM 438516106   1,474,880 7,560 SH   SOLE   0 0 7,560
INVESCO QQQ TR UNIT SER 1 46090E103   243,267 396 SH   SOLE   0 0 396
INTUIT COM 461202103   1,159,235 1,750 SH   SOLE   0 0 1,750
INVESCO EXCHANGE TRADED FD T S&P500 EQL TEC 46137V282   351,201 7,717 SH   SOLE   0 0 7,717
INVESCO EXCHANGE TRADED FD T S&P MDCP MOMNTUM 46137V464   309,181 2,233 SH   SOLE   0 0 2,233
ISHARES TR MSCI INTL QUALTY 46434V456   578,397 12,726 SH   SOLE   0 0 12,726
JPMORGAN CHASE & CO. COM 46625H100   4,867,778 15,107 SH   SOLE   0 0 15,107
JOHNSON & JOHNSON COM 478160104   4,534,239 21,910 SH   SOLE   0 0 21,910
KIMBERLY-CLARK CORP COM 494368103   451,787 4,478 SH   SOLE   0 0 4,478
L3HARRIS TECHNOLOGIES INC COM 502431109   506,115 1,724 SH   SOLE   0 0 1,724
ELI LILLY & CO COM 532457108   408,378 380 SH   SOLE   0 0 380
LOCKHEED MARTIN CORP COM 539830109   730,342 1,510 SH   SOLE   0 0 1,510
MASTERCARD INCORPORATED CL A 57636Q104   727,301 1,274 SH   SOLE   0 0 1,274
MERCK & CO INC COM 58933Y105   548,956 5,215 SH   SOLE   0 0 5,215
MICROSOFT CORP COM 594918104   5,319,444 10,999 SH   SOLE   0 0 10,999
NVIDIA CORPORATION COM 67066G104   1,552,426 8,324 SH   SOLE   0 0 8,324
ORACLE CORP COM 68389X105   527,694 2,707 SH   SOLE   0 0 2,707
PACCAR INC COM 693718108   765,643 6,992 SH   SOLE   0 0 6,992
PEPSICO INC COM 713448108   2,216,640 15,445 SH   SOLE   0 0 15,445
PHILLIPS 66 COM 718546104   1,556,093 12,059 SH   SOLE   0 0 12,059
PROCTER AND GAMBLE CO COM 742718109   2,654,283 18,521 SH   SOLE   0 0 18,521
QUALCOMM INC COM 747525103   1,202,653 7,031 SH   SOLE   0 0 7,031
QUIPT HOME MEDICAL CORP COM 74880P104   35,300 10,000 SH   SOLE   0 0 10,000
RTX CORPORATION COM 75513E101   424,571 2,315 SH   SOLE   0 0 2,315
REALTY INCOME CORP COM 756109104   258,400 4,584 SH   SOLE   0 0 4,584
REGENERON PHARMACEUTICALS COM 75886F107   215,352 279 SH   SOLE   0 0 279
SHELL PLC SPON ADS 780259305   892,635 12,148 SH   SOLE   0 0 12,148
SPDR S&P 500 ETF TR TR UNIT 78462F103   332,777 488 SH   SOLE   0 0 488
SPDR INDEX SHS FDS S&P GLBDIV ETF 78463X459   578,823 7,672 SH   SOLE   0 0 7,672
SPDR SERIES TRUST STATE STREET SPD 78464A201   322,601 3,425 SH   SOLE   0 0 3,425
SPDR SERIES TRUST STATE STREET SPD 78464A300   356,602 3,920 SH   SOLE   0 0 3,920
SPDR SERIES TRUST STATE STREET SPD 78464A409   672,530 6,303 SH   SOLE   0 0 6,303
SPDR SERIES TRUST STATE STREET SPD 78464A508   494,133 8,698 SH   SOLE   0 0 8,698
SPDR SERIES TRUST STATE STREET SPD 78464A631   310,958 1,289 SH   SOLE   0 0 1,289
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107   2,994,961 4,964 SH   SOLE   0 0 4,964
SALESFORCE INC COM 79466L302   999,774 3,774 SH   SOLE   0 0 3,774
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   269,369 10,010 SH   SOLE   0 0 10,010
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   2,169,295 66,502 SH   SOLE   0 0 66,502
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508   1,047,158 34,824 SH   SOLE   0 0 34,824
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   861,406 30,246 SH   SOLE   0 0 30,246
SCHWAB STRATEGIC TR FUNDAMENTAL INTL 808524755   296,306 6,554 SH   SOLE   0 0 6,554
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   7,225,007 263,398 SH   SOLE   0 0 263,398
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   783,464 32,590 SH   SOLE   0 0 32,590
SELECT SECTOR SPDR TR STATE STREET TEC 81369Y803   567,818 3,944 SH   SOLE   0 0 3,944
SELECTIVE INS GROUP INC COM 816300107   358,944 4,290 SH   SOLE   0 0 4,290
SOLSTICE ADVANCED MATLS INC COM SHS 83443Q103   304,208 6,262 SH   SOLE   0 0 6,262
STANLEY BLACK & DECKER INC COM 854502101   1,073,420 14,451 SH   SOLE   0 0 14,451
TEXAS INSTRS INC COM 882508104   663,252 3,823 SH   SOLE   0 0 3,823
UNION PAC CORP COM 907818108   255,146 1,103 SH   SOLE   0 0 1,103
VALERO ENERGY CORP COM 91913Y100   530,695 3,260 SH   SOLE   0 0 3,260
VANGUARD ADMIRAL FDS INC SMLCP 600 GRTH 921932794   927,104 7,644 SH   SOLE   0 0 7,644
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   524,304 6,576 SH   SOLE   0 0 6,576
VANGUARD INDEX FDS LARGE CAP ETF 922908637   676,820 2,150 SH   SOLE   0 0 2,150
VERIZON COMMUNICATIONS INC COM 92343V104   1,248,885 30,663 SH   SOLE   0 0 30,663
WALMART INC COM 931142103   1,752,025 15,726 SH   SOLE   0 0 15,726