The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
CHUBB LIMITED COM H1467J104   597,982 2,064 SH   SOLE   0 0 2,064
ABBOTT LABS COM 002824100   1,372,341 10,090 SH   SOLE   0 0 10,090
ABBVIE INC COM 00287Y109   2,902,354 15,636 SH   SOLE   0 0 15,636
AIR PRODS & CHEMS INC COM 009158106   2,105,296 7,464 SH   SOLE   0 0 7,464
AMAZON COM INC COM 023135106   1,067,113 4,864 SH   SOLE   0 0 4,864
AMGEN INC COM 031162100   2,499,209 8,951 SH   SOLE   0 0 8,951
APPLE INC COM 037833100   3,960,986 19,306 SH   SOLE   0 0 19,306
ARM HOLDINGS PLC SPONSORED ADS 042068205   234,200 1,448 SH   SOLE   0 0 1,448
BRISTOL-MYERS SQUIBB CO COM 110122108   294,358 6,359 SH   SOLE   0 0 6,359
CSX CORP COM 126408103   482,924 14,800 SH   SOLE   0 0 14,800
CHEVRON CORP NEW COM 166764100   3,115,958 21,761 SH   SOLE   0 0 21,761
CISCO SYS INC COM 17275R102   3,020,566 43,537 SH   SOLE   0 0 43,537
COCA COLA CO COM 191216100   449,888 6,359 SH   SOLE   0 0 6,359
COSTCO WHSL CORP NEW COM 22160K105   906,785 916 SH   SOLE   0 0 916
CUMMINS INC COM 231021106   946,475 2,890 SH   SOLE   0 0 2,890
DISNEY WALT CO COM 254687106   221,262 1,784 SH   SOLE   0 0 1,784
DOW INC COM 260557103   1,069,739 40,398 SH   SOLE   0 0 40,398
DUKE ENERGY CORP NEW COM NEW 26441C204   749,654 6,353 SH   SOLE   0 0 6,353
DUPONT DE NEMOURS INC COM 26614N102   445,423 6,494 SH   SOLE   0 0 6,494
EXXON MOBIL CORP COM 30231G102   1,887,313 17,508 SH   SOLE   0 0 17,508
GENERAL MLS INC COM 370334104   471,839 9,107 SH   SOLE   0 0 9,107
GENUINE PARTS CO COM 372460105   387,083 3,191 SH   SOLE   0 0 3,191
HOME DEPOT INC COM 437076102   2,927,088 7,984 SH   SOLE   0 0 7,984
HONEYWELL INTL INC COM 438516106   1,542,364 6,623 SH   SOLE   0 0 6,623
INTUIT COM 461202103   1,120,797 1,423 SH   SOLE   0 0 1,423
INVESCO EXCHANGE TRADED FD T S&P500 EQL TEC 46137V282   317,187 7,778 SH   SOLE   0 0 7,778
INVESCO EXCHANGE TRADED FD T S&P MDCP MOMNTUM 46137V464   274,754 2,136 SH   SOLE   0 0 2,136
ISHARES TR MSCI INTL QUALTY 46434V456   419,320 9,702 SH   SOLE   0 0 9,702
JPMORGAN CHASE & CO. COM 46625H100   4,547,238 15,685 SH   SOLE   0 0 15,685
JOHNSON & JOHNSON COM 478160104   3,393,172 22,214 SH   SOLE   0 0 22,214
KIMBERLY-CLARK CORP COM 494368103   744,304 5,773 SH   SOLE   0 0 5,773
L3HARRIS TECHNOLOGIES INC COM 502431109   428,936 1,710 SH   SOLE   0 0 1,710
ELI LILLY & CO COM 532457108   431,080 553 SH   SOLE   0 0 553
LOCKHEED MARTIN CORP COM 539830109   590,040 1,274 SH   SOLE   0 0 1,274
MASTERCARD INCORPORATED CL A 57636Q104   727,712 1,295 SH   SOLE   0 0 1,295
MERCK & CO INC COM 58933Y105   460,399 5,816 SH   SOLE   0 0 5,816
MICROSOFT CORP COM 594918104   5,463,697 10,984 SH   SOLE   0 0 10,984
NVIDIA CORPORATION COM 67066G104   1,228,214 7,774 SH   SOLE   0 0 7,774
ORACLE CORP COM 68389X105   639,531 2,925 SH   SOLE   0 0 2,925
PACCAR INC COM 693718108   702,589 7,391 SH   SOLE   0 0 7,391
PEPSICO INC COM 713448108   2,071,492 15,688 SH   SOLE   0 0 15,688
PHILLIPS 66 COM 718546104   1,543,861 12,941 SH   SOLE   0 0 12,941
PROCTER AND GAMBLE CO COM 742718109   2,936,541 18,432 SH   SOLE   0 0 18,432
QUALCOMM INC COM 747525103   1,395,595 8,763 SH   SOLE   0 0 8,763
QUIPT HOME MEDICAL CORP COM 74880P104   17,900 10,000 SH   SOLE   0 0 10,000
REALTY INCOME CORP COM 756109104   249,956 4,339 SH   SOLE   0 0 4,339
SHELL PLC SPON ADS 780259305   997,921 14,173 SH   SOLE   0 0 14,173
SPDR INDEX SHS FDS S&P GLBDIV ETF 78463X459   446,043 6,323 SH   SOLE   0 0 6,323
SPDR SERIES TRUST S&P 600 SMCP GRW 78464A201   298,733 3,366 SH   SOLE   0 0 3,366
SPDR SERIES TRUST S&P 600 SMCP VAL 78464A300   311,303 3,903 SH   SOLE   0 0 3,903
SPDR SERIES TRUST PRTFLO S&P500 GW 78464A409   621,963 6,525 SH   SOLE   0 0 6,525
SPDR SERIES TRUST PRTFLO S&P500 VL 78464A508   444,524 8,493 SH   SOLE   0 0 8,493
SPDR SERIES TRUST AEROSPACE DEF 78464A631   253,972 1,204 SH   SOLE   0 0 1,204
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107   2,539,689 4,483 SH   SOLE   0 0 4,483
SALESFORCE INC COM 79466L302   917,056 3,363 SH   SOLE   0 0 3,363
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   221,671 9,070 SH   SOLE   0 0 9,070
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   1,943,604 66,539 SH   SOLE   0 0 66,539
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508   1,023,432 36,486 SH   SOLE   0 0 36,486
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   873,761 34,536 SH   SOLE   0 0 34,536
SCHWAB STRATEGIC TR FUNDAMENTAL INTL 808524755   248,284 6,204 SH   SOLE   0 0 6,204
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   6,396,782 241,388 SH   SOLE   0 0 241,388
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   705,543 31,925 SH   SOLE   0 0 31,925
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   346,925 1,370 SH   SOLE   0 0 1,370
SELECTIVE INS GROUP INC COM 816300107   360,464 4,160 SH   SOLE   0 0 4,160
STANLEY BLACK & DECKER INC COM 854502101   1,342,263 19,812 SH   SOLE   0 0 19,812
TEXAS INSTRS INC COM 882508104   808,265 3,893 SH   SOLE   0 0 3,893
UNION PAC CORP COM 907818108   206,612 898 SH   SOLE   0 0 898
VALERO ENERGY CORP COM 91913Y100   456,087 3,393 SH   SOLE   0 0 3,393
VANGUARD ADMIRAL FDS INC SMLCP 600 GRTH 921932794   500,402 4,373 SH   SOLE   0 0 4,373
VANGUARD INDEX FDS LARGE CAP ETF 922908637   855,900 3,000 SH   SOLE   0 0 3,000
VERIZON COMMUNICATIONS INC COM 92343V104   1,323,062 30,577 SH   SOLE   0 0 30,577
WALMART INC COM 931142103   1,568,208 16,038 SH   SOLE   0 0 16,038