The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
CHUBB LIMITED COM H1467J104   418,558 1,386 SH   SOLE   0 0 1,386
ABBOTT LABS COM 002824100   1,301,297 9,810 SH   SOLE   0 0 9,810
ABBVIE INC COM 00287Y109   3,683,571 17,581 SH   SOLE   0 0 17,581
AIR PRODS & CHEMS INC COM 009158106   2,349,923 7,968 SH   SOLE   0 0 7,968
AMAZON COM INC COM 023135106   972,419 5,111 SH   SOLE   0 0 5,111
AMGEN INC COM 031162100   2,956,298 9,489 SH   SOLE   0 0 9,489
APPLE INC COM 037833100   4,993,859 22,482 SH   SOLE   0 0 22,482
BECTON DICKINSON & CO COM 075887109   739,944 3,230 SH   SOLE   0 0 3,230
BRISTOL-MYERS SQUIBB CO COM 110122108   430,955 7,066 SH   SOLE   0 0 7,066
CSX CORP COM 126408103   444,393 15,100 SH   SOLE   0 0 15,100
CHEVRON CORP NEW COM 166764100   3,991,205 23,858 SH   SOLE   0 0 23,858
CISCO SYS INC COM 17275R102   2,961,240 47,986 SH   SOLE   0 0 47,986
COCA COLA CO COM 191216100   633,317 8,843 SH   SOLE   0 0 8,843
CORTEVA INC COM 22052L104   212,200 3,372 SH   SOLE   0 0 3,372
COSTCO WHSL CORP NEW COM 22160K105   857,822 907 SH   SOLE   0 0 907
CUMMINS INC COM 231021106   963,828 3,075 SH   SOLE   0 0 3,075
DOW INC COM 260557103   1,804,107 51,664 SH   SOLE   0 0 51,664
DUKE ENERGY CORP NEW COM NEW 26441C204   790,122 6,478 SH   SOLE   0 0 6,478
DUPONT DE NEMOURS INC COM 26614N102   583,176 7,809 SH   SOLE   0 0 7,809
EXXON MOBIL CORP COM 30231G102   2,683,397 22,563 SH   SOLE   0 0 22,563
GENERAL MLS INC COM 370334104   729,897 12,208 SH   SOLE   0 0 12,208
GENUINE PARTS CO COM 372460105   384,888 3,231 SH   SOLE   0 0 3,231
HOME DEPOT INC COM 437076102   3,056,954 8,341 SH   SOLE   0 0 8,341
HONEYWELL INTL INC COM 438516106   1,459,593 6,893 SH   SOLE   0 0 6,893
INVESCO QQQ TR UNIT SER 1 46090E103   286,979 612 SH   SOLE   0 0 612
INTUIT COM 461202103   743,542 1,211 SH   SOLE   0 0 1,211
INVESCO EXCHANGE TRADED FD T S&P500 EQL TEC 46137V282   307,903 9,003 SH   SOLE   0 0 9,003
INVESCO EXCHANGE TRADED FD T S&P500 EQL HLT 46137V332   214,408 7,207 SH   SOLE   0 0 7,207
INVESCO EXCHANGE TRADED FD T S&P MDCP MOMNTUM 46137V464   227,975 2,004 SH   SOLE   0 0 2,004
ISHARES TR MSCI INTL QUALTY 46434V456   416,031 10,482 SH   SOLE   0 0 10,482
JPMORGAN CHASE & CO. COM 46625H100   4,262,088 17,375 SH   SOLE   0 0 17,375
JOHNSON & JOHNSON COM 478160104   3,919,584 23,635 SH   SOLE   0 0 23,635
KIMBERLY-CLARK CORP COM 494368103   866,799 6,095 SH   SOLE   0 0 6,095
L3HARRIS TECHNOLOGIES INC COM 502431109   378,851 1,810 SH   SOLE   0 0 1,810
ELI LILLY & CO COM 532457108   456,728 553 SH   SOLE   0 0 553
LOCKHEED MARTIN CORP COM 539830109   582,957 1,305 SH   SOLE   0 0 1,305
MASTERCARD INCORPORATED CL A 57636Q104   918,101 1,675 SH   SOLE   0 0 1,675
MCDONALDS CORP COM 580135101   363,286 1,163 SH   SOLE   0 0 1,163
MERCK & CO INC COM 58933Y105   575,481 6,411 SH   SOLE   0 0 6,411
MICROSOFT CORP COM 594918104   4,450,017 11,854 SH   SOLE   0 0 11,854
NVIDIA CORPORATION COM 67066G104   853,384 7,874 SH   SOLE   0 0 7,874
ORACLE CORP COM 68389X105   279,764 2,001 SH   SOLE   0 0 2,001
PACCAR INC COM 693718108   743,004 7,631 SH   SOLE   0 0 7,631
PEPSICO INC COM 713448108   2,938,729 19,599 SH   SOLE   0 0 19,599
PHILLIPS 66 COM 718546104   1,820,960 14,747 SH   SOLE   0 0 14,747
PROCTER AND GAMBLE CO COM 742718109   3,630,038 21,301 SH   SOLE   0 0 21,301
QUALCOMM INC COM 747525103   1,438,404 9,364 SH   SOLE   0 0 9,364
QUIPT HOME MEDICAL CORP COM 74880P104   23,300 10,000 SH   SOLE   0 0 10,000
REALTY INCOME CORP COM 756109104   235,653 4,062 SH   SOLE   0 0 4,062
REGENERON PHARMACEUTICALS COM 75886F107   260,669 411 SH   SOLE   0 0 411
SHELL PLC SPON ADS 780259305   1,075,457 14,676 SH   SOLE   0 0 14,676
SPDR S&P 500 ETF TR TR UNIT 78462F103   324,446 580 SH   SOLE   0 0 580
SPDR INDEX SHS FDS S&P GLBDIV ETF 78463X459   498,219 7,652 SH   SOLE   0 0 7,652
SPDR SER TR S&P 600 SMCP GRW 78464A201   357,149 4,303 SH   SOLE   0 0 4,303
SPDR SER TR S&P 600 SMCP VAL 78464A300   377,026 4,809 SH   SOLE   0 0 4,809
SPDR SER TR PRTFLO S&P500 GW 78464A409   671,411 8,354 SH   SOLE   0 0 8,354
SPDR SER TR PRTFLO S&P500 VL 78464A508   516,420 10,112 SH   SOLE   0 0 10,112
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107   2,331,415 4,370 SH   SOLE   0 0 4,370
SALESFORCE INC COM 79466L302   826,012 3,078 SH   SOLE   0 0 3,078
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   1,648,258 65,825 SH   SOLE   0 0 65,825
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508   1,038,542 39,639 SH   SOLE   0 0 39,639
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   967,448 41,291 SH   SOLE   0 0 41,291
SCHWAB STRATEGIC TR FUNDAMENTAL INTL 808524755   271,375 7,509 SH   SOLE   0 0 7,509
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   6,826,658 244,158 SH   SOLE   0 0 244,158
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   632,624 31,983 SH   SOLE   0 0 31,983
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   270,695 1,311 SH   SOLE   0 0 1,311
SELECTIVE INS GROUP INC COM 816300107   375,314 4,100 SH   SOLE   0 0 4,100
STANLEY BLACK & DECKER INC COM 854502101   1,673,447 21,767 SH   SOLE   0 0 21,767
TEXAS INSTRS INC COM 882508104   909,282 5,060 SH   SOLE   0 0 5,060
3M CO COM 88579Y101   212,066 1,444 SH   SOLE   0 0 1,444
VALERO ENERGY CORP COM 91913Y100   1,092,219 8,270 SH   SOLE   0 0 8,270
VANGUARD ADMIRAL FDS INC SMLCP 600 GRTH 921932794   382,630 3,580 SH   SOLE   0 0 3,580
VANGUARD INDEX FDS LARGE CAP ETF 922908637   771,090 3,000 SH   SOLE   0 0 3,000
VERIZON COMMUNICATIONS INC COM 92343V104   1,401,881 30,906 SH   SOLE   0 0 30,906
WALMART INC COM 931142103   1,472,710 16,775 SH   SOLE   0 0 16,775