The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
TE CONNECTIVITY LTD SHS H84989104   1,411,810 12,298 SH   SOLE   0 0 12,298
ABBOTT LABS COM 002824100   1,233,491 11,235 SH   SOLE   0 0 11,235
ABBVIE INC COM 00287Y109   3,486,089 21,571 SH   SOLE   0 0 21,571
AIR PRODS & CHEMS INC COM 009158106   2,641,172 8,568 SH   SOLE   0 0 8,568
AMAZON COM INC COM 023135106   252,840 3,010 SH   SOLE   0 0 3,010
AMGEN INC COM 031162100   2,295,474 8,740 SH   SOLE   0 0 8,740
APPLE INC COM 037833100   4,018,212 30,926 SH   SOLE   0 0 30,926
BECTON DICKINSON & CO COM 075887109   944,596 3,714 SH   SOLE   0 0 3,714
BRISTOL-MYERS SQUIBB CO COM 110122108   734,466 10,208 SH   SOLE   0 0 10,208
CSX CORP COM 126408103   278,820 9,000 SH   SOLE   0 0 9,000
CVS HEALTH CORP COM 126650100   3,694,797 39,648 SH   SOLE   0 0 39,648
CHEVRON CORP NEW COM 166764100   4,778,024 26,620 SH   SOLE   0 0 26,620
CISCO SYS INC COM 17275R102   4,007,496 84,120 SH   SOLE   0 0 84,120
COCA COLA CO COM 191216100   676,052 10,628 SH   SOLE   0 0 10,628
CONSTELLATION BRANDS INC CL A 21036P108   883,199 3,811 SH   SOLE   0 0 3,811
CROSS CTRY HEALTHCARE INC COM 227483104   245,719 9,248 SH   SOLE   0 0 9,248
CUMMINS INC COM 231021106   585,857 2,418 SH   SOLE   0 0 2,418
DISNEY WALT CO COM 254687106   469,316 5,402 SH   SOLE   0 0 5,402
DOW INC COM 260557103   2,657,518 52,739 SH   SOLE   0 0 52,739
DUKE ENERGY CORP NEW COM NEW 26441C204   450,066 4,370 SH   SOLE   0 0 4,370
DUPONT DE NEMOURS INC COM 26614N102   544,305 7,931 SH   SOLE   0 0 7,931
EXXON MOBIL CORP COM 30231G102   2,190,213 19,857 SH   SOLE   0 0 19,857
GENERAL MLS INC COM 370334104   1,021,870 12,187 SH   SOLE   0 0 12,187
HOME DEPOT INC COM 437076102   2,846,319 9,011 SH   SOLE   0 0 9,011
HONEYWELL INTL INC COM 438516106   839,627 3,918 SH   SOLE   0 0 3,918
INTERNATIONAL PAPER CO COM 460146103   270,910 7,823 SH   SOLE   0 0 7,823
JPMORGAN CHASE & CO COM 46625H100   2,771,445 20,667 SH   SOLE   0 0 20,667
JOHNSON & JOHNSON COM 478160104   4,760,103 26,947 SH   SOLE   0 0 26,947
KIMBERLY-CLARK CORP COM 494368103   813,014 5,989 SH   SOLE   0 0 5,989
L3HARRIS TECHNOLOGIES INC COM 502431109   258,180 1,240 SH   SOLE   0 0 1,240
LILLY ELI & CO COM 532457108   205,968 563 SH   SOLE   0 0 563
LOCKHEED MARTIN CORP COM 539830109   496,706 1,021 SH   SOLE   0 0 1,021
MASTERCARD INCORPORATED CL A 57636Q104   620,003 1,783 SH   SOLE   0 0 1,783
MCDONALDS CORP COM 580135101   280,132 1,063 SH   SOLE   0 0 1,063
MERCK & CO INC COM 58933Y105   806,300 7,267 SH   SOLE   0 0 7,267
MICROSOFT CORP COM 594918104   3,435,627 14,326 SH   SOLE   0 0 14,326
NORFOLK SOUTHN CORP COM 655844108   805,299 3,268 SH   SOLE   0 0 3,268
PACKAGING CORP AMER COM 695156109   787,670 6,158 SH   SOLE   0 0 6,158
PEPSICO INC COM 713448108   3,844,445 21,280 SH   SOLE   0 0 21,280
PHILLIPS 66 COM 718546104   1,725,750 16,581 SH   SOLE   0 0 16,581
PROCTER AND GAMBLE CO COM 742718109   3,969,316 26,190 SH   SOLE   0 0 26,190
QUALCOMM INC COM 747525103   1,329,724 12,095 SH   SOLE   0 0 12,095
REALTY INCOME CORP COM 756109104   254,101 4,006 SH   SOLE   0 0 4,006
REGENERON PHARMACEUTICALS COM 75886F107   319,620 443 SH   SOLE   0 0 443
SHELL PLC SPON ADS 780259305   1,284,963 22,563 SH   SOLE   0 0 22,563
SPDR S&P 500 ETF TR TR UNIT 78462F103   242,078 633 SH   SOLE   0 0 633
SPDR INDEX SHS FDS S&P GLBDIV ETF 78463X459   596,466 10,163 SH   SOLE   0 0 10,163
SPDR SER TR S&P 600 SMCP GRW 78464A201   327,496 4,533 SH   SOLE   0 0 4,533
SPDR SER TR S&P 600 SMCP VAL 78464A300   363,678 4,900 SH   SOLE   0 0 4,900
SPDR SER TR PRTFLO S&P500 GW 78464A409   470,923 9,294 SH   SOLE   0 0 9,294
SPDR SER TR PRTFLO S&P500 VL 78464A508   401,656 10,328 SH   SOLE   0 0 10,328
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   1,001,358 18,023 SH   SOLE   0 0 18,023
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409   236,616 3,584 SH   SOLE   0 0 3,584
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508   1,900,197 28,962 SH   SOLE   0 0 28,962
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   876,434 21,635 SH   SOLE   0 0 21,635
SCHWAB STRATEGIC TR 1 5YR CORP BD 808524714   307,645 6,561 SH   SOLE   0 0 6,561
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   4,721,042 62,497 SH   SOLE   0 0 62,497
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   699,148 21,706 SH   SOLE   0 0 21,706
SELECTIVE INS GROUP INC COM 816300107   411,925 4,649 SH   SOLE   0 0 4,649
STANLEY BLACK & DECKER INC COM 854502101   1,376,724 18,327 SH   SOLE   0 0 18,327
TEXAS INSTRS INC COM 882508104   917,301 5,552 SH   SOLE   0 0 5,552
3M CO COM 88579Y101   1,684,906 14,050 SH   SOLE   0 0 14,050
TORONTO DOMINION BK ONT COM NEW 891160509   1,628,455 25,146 SH   SOLE   0 0 25,146
VALERO ENERGY CORP COM 91913Y100   1,139,964 8,986 SH   SOLE   0 0 8,986
VERIZON COMMUNICATIONS INC COM 92343V104   1,180,906 29,972 SH   SOLE   0 0 29,972
WALMART INC COM 931142103   491,164 3,464 SH   SOLE   0 0 3,464