The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M Company Equities 88579Y101   48,317 329 SH   DFND   329 0 0
3M Company Equities 88579Y101   694,648 4,730 SH   SOLE   4,730 0 0
Abbott Labs Equities 002824100   78,927 595 SH   DFND   595 0 0
Abbott Labs Equities 002824100   1,649,901 12,438 SH   SOLE   12,438 0 0
Abbvie Inc Equities 00287Y109   149,178 712 SH   DFND   712 0 0
Abbvie Inc Equities 00287Y109   24,095 115 SH   DFND 1 115 0 0
Abbvie Inc Equities 00287Y109   7,211,888 34,421 SH   SOLE   34,421 0 0
Accenture PLC Ireland Shs Cl A Equities G1151C101   49,926 160 SH   DFND   160 0 0
Accenture PLC Ireland Shs Cl A Equities G1151C101   1,243,167 3,984 SH   SOLE   3,984 0 0
Adobe Inc Equities 00724F101   16,875 44 SH   DFND   44 0 0
Adobe Inc Equities 00724F101   1,942,579 5,065 SH   SOLE   5,065 0 0
Aflac Inc Equities 001055102   781,888 7,032 SH   SOLE   7,032 0 0
Air Products & Chemicals Inc Equities 009158106   24,183 82 SH   DFND   82 0 0
Air Products & Chemicals Inc Equities 009158106   1,509,401 5,118 SH   SOLE   5,118 0 0
Allstate Corp Equities 020002101   615,412 2,972 SH   SOLE   2,972 0 0
Alphabet Inc Cl A Equities 02079K305   174,279 1,127 SH   DFND   1,127 0 0
Alphabet Inc Cl A Equities 02079K305   52,578 340 SH   DFND 1 340 0 0
Alphabet Inc Cl A Equities 02079K305   6,624,004 42,835 SH   SOLE   42,835 0 0
Alphabet Inc Cl C Equities 02079K107   96,863 620 SH   DFND   620 0 0
Alphabet Inc Cl C Equities 02079K107   34,371 220 SH   DFND 1 220 0 0
Alphabet Inc Cl C Equities 02079K107   7,873,992 50,400 SH   SOLE   50,400 0 0
Amazon Inc Equities 023135106   87,139 458 SH   DFND   458 0 0
Amazon Inc Equities 023135106   12,136,685 63,790 SH   SOLE   63,790 0 0
American Centy Etf Tr Equities 025072752   295,924 4,520 SH   SOLE   4,520 0 0
American Tower Corp Equities 03027X100   25,677 118 SH   DFND   118 0 0
American Tower Corp Equities 03027X100   1,925,978 8,851 SH   SOLE   8,851 0 0
Ameriprise Financial Inc Equities 03076C106   10,650 22 SH   DFND   22 0 0
Ameriprise Financial Inc Equities 03076C106   3,144,294 6,495 SH   SOLE   6,495 0 0
Amgen Inc Equities 031162100   74,149 238 SH   DFND   238 0 0
Amgen Inc Equities 031162100   1,183,267 3,798 SH   SOLE   3,798 0 0
Analog Devices Inc Equities 032654105   745,977 3,699 SH   SOLE   3,699 0 0
Apple Inc Equities 037833100   286,770 1,291 SH   DFND   1,291 0 0
Apple Inc Equities 037833100   140,386 632 SH   DFND 1 632 0 0
Apple Inc Equities 037833100   26,319,962 118,489 SH   SOLE   118,489 0 0
ASML Hldgs NV NY ADR Equities N07059210   4,638 7 SH   DFND   7 0 0
ASML Hldgs NV NY ADR Equities N07059210   249,812 377 SH   SOLE   377 0 0
Atmos Energy Corp Equities 049560105   42,510 275 SH   DFND   275 0 0
Atmos Energy Corp Equities 049560105   527,891 3,415 SH   SOLE   3,415 0 0
Automatic Data Processing Inc Equities 053015103   2,553,314 8,357 SH   SOLE   8,357 0 0
Bank of America Corp Equities 060505104   612,054 14,667 SH   SOLE   14,667 0 0
Berkshire Hathaway Cl B Equities 084670702   38,878 73 SH   DFND   73 0 0
Berkshire Hathaway Cl B Equities 084670702   31,955 60 SH   DFND 1 60 0 0
Berkshire Hathaway Cl B Equities 084670702   6,550,201 12,299 SH   SOLE   12,299 0 0
Booking Hldgs Inc Equities 09857L108   4,607 1 SH   DFND   1 0 0
Booking Hldgs Inc Equities 09857L108   4,998,497 1,085 SH   SOLE   1,085 0 0
Bristol-Meyers Squibb Co Equities 110122108   9,149 150 SH   DFND   150 0 0
Bristol-Meyers Squibb Co Equities 110122108   608,375 9,975 SH   SOLE   9,975 0 0
Broadcom Inc Equities 11135F101   5,023 30 SH   DFND   30 0 0
Broadcom Inc Equities 11135F101   5,561,522 33,217 SH   SOLE   33,217 0 0
Carrier Global Corporation Equities 14448C104   303,369 4,785 SH   SOLE   4,785 0 0
Casey's General Stores Inc Equities 147528103   19,098 44 SH   DFND   44 0 0
Casey's General Stores Inc Equities 147528103   313,377 722 SH   SOLE   722 0 0
Caterpillar Inc Equities 149123101   2,309 7 SH   DFND   7 0 0
Caterpillar Inc Equities 149123101   3,942,759 11,955 SH   SOLE   11,955 0 0
Charles Schwab Corp Equities 808513105   15,656 200 SH   DFND   200 0 0
Charles Schwab Corp Equities 808513105   475,708 6,077 SH   SOLE   6,077 0 0
Chevron Corp Equities 166764100   29,276 175 SH   DFND   175 0 0
Chevron Corp Equities 166764100   1,847,049 11,041 SH   SOLE   11,041 0 0
Chipotle Mexican Grill Equities 169656105   280,975 5,596 SH   SOLE   5,596 0 0
Chubb Ltd Ord ADR Equities H1467J104   31,407 104 SH   DFND   104 0 0
Chubb Ltd Ord ADR Equities H1467J104   4,226,048 13,994 SH   SOLE   13,994 0 0
Church & Dwight Inc Equities 171340102   16,514 150 SH   DFND   150 0 0
Church & Dwight Inc Equities 171340102   244,730 2,223 SH   SOLE   2,223 0 0
Cintas Corp Equities 172908105   290,414 1,413 SH   SOLE   1,413 0 0
Cisco Systems Inc Equities 17275R102   16,785 272 SH   DFND   272 0 0
Cisco Systems Inc Equities 17275R102   4,239,107 68,694 SH   SOLE   68,694 0 0
CME Group Inc Equities 12572Q105   374,324 1,411 SH   SOLE   1,411 0 0
Coca Cola Co Equities 191216100   130,062 1,816 SH   DFND   1,816 0 0
Coca Cola Co Equities 191216100   823,558 11,499 SH   SOLE   11,499 0 0
Colgate-Palmolive Co Equities 194162103   26,705 285 SH   DFND   285 0 0
Colgate-Palmolive Co Equities 194162103   14,055 150 SH   DFND 1 150 0 0
Colgate-Palmolive Co Equities 194162103   221,038 2,359 SH   SOLE   2,359 0 0
ConocoPhillips Equities 20825C104   51,145 487 SH   DFND   487 0 0
ConocoPhillips Equities 20825C104   3,006,303 28,626 SH   SOLE   28,626 0 0
Corning Inc Equities 219350105   305,169 6,666 SH   SOLE   6,666 0 0
Costco Wholesale Corp New Equities 22160K105   12,295 13 SH   DFND   13 0 0
Costco Wholesale Corp New Equities 22160K105   5,363,518 5,671 SH   SOLE   5,671 0 0
Curtiss Wright Corp Equities 231561101   10,153 32 SH   DFND   32 0 0
Curtiss Wright Corp Equities 231561101   291,254 918 SH   SOLE   918 0 0
CVS Health Corp Equities 126650100   28,455 420 SH   DFND   420 0 0
CVS Health Corp Equities 126650100   241,326 3,562 SH   SOLE   3,562 0 0
Danaher Corp Equities 235851102   1,230 6 SH   DFND   6 0 0
Danaher Corp Equities 235851102   2,565,165 12,513 SH   SOLE   12,513 0 0
Deere & Co Equities 244199105   16,897 36 SH   DFND   36 0 0
Deere & Co Equities 244199105   1,581,240 3,369 SH   SOLE   3,369 0 0
Digital Realty Trust Inc Equities 253868103   580,898 4,054 SH   SOLE   4,054 0 0
Dimensional US Small Cap ETF Equities 25434V500   31,668 530 SH   DFND   530 0 0
Dimensional US Small Cap ETF Equities 25434V500   18,851,185 315,501 SH   SOLE   315,501 0 0
Disney (Walt) Equities 254687106   42,935 435 SH   DFND   435 0 0
Disney (Walt) Equities 254687106   541,073 5,482 SH   SOLE   5,482 0 0
Dover Corp Equities 260003108   20,379 116 SH   DFND   116 0 0
Dover Corp Equities 260003108   520,891 2,965 SH   SOLE   2,965 0 0
Dow Inc Equities 260557103   7,124 204 SH   DFND   204 0 0
Dow Inc Equities 260557103   1,832,462 52,476 SH   SOLE   52,476 0 0
Duke Energy Corp New Equities 26441C204   368,837 3,024 SH   SOLE   3,024 0 0
Eaton Corp PLC ADR Equities G29183103   9,514 35 SH   DFND   35 0 0
Eaton Corp PLC ADR Equities G29183103   3,718,634 13,680 SH   SOLE   13,680 0 0
EcoLab Inc Equities 278865100   9,380 37 SH   DFND   37 0 0
EcoLab Inc Equities 278865100   3,165,704 12,487 SH   SOLE   12,487 0 0
Eli Lilly & Co Equities 532457108   16,518 20 SH   DFND   20 0 0
Eli Lilly & Co Equities 532457108   535,190 648 SH   SOLE   648 0 0
Emerson Electric Co Equities 291011104   13,924 127 SH   DFND   127 0 0
Emerson Electric Co Equities 291011104   743,030 6,777 SH   SOLE   6,777 0 0
Enbridge Inc ADR Equities 29250N105   17,946 405 SH   DFND   405 0 0
Enbridge Inc ADR Equities 29250N105   596,900 13,471 SH   SOLE   13,471 0 0
Entergy Corp New Equities 29364G103   19,834 232 SH   DFND   232 0 0
Entergy Corp New Equities 29364G103   318,878 3,730 SH   SOLE   3,730 0 0
Exxon Mobil Corp Equities 30231G102   143,192 1,204 SH   DFND   1,204 0 0
Exxon Mobil Corp Equities 30231G102   6,874,987 57,807 SH   SOLE   57,807 0 0
Fedex Corp Equities 31428X106   42,174 173 SH   DFND   173 0 0
Fedex Corp Equities 31428X106   395,167 1,621 SH   SOLE   1,621 0 0
Fifth Third Bancorp Equities 316773100   376,908 9,615 SH   SOLE   9,615 0 0
Fortive Corp Equities 34959J108   659 9 SH   DFND   9 0 0
Fortive Corp Equities 34959J108   1,031,472 14,095 SH   SOLE   14,095 0 0
Hasbro Inc Equities 418056107   301,731 4,907 SH   SOLE   4,907 0 0
Honeywell Intl Inc Equities 438516106   28,586 135 SH   DFND   135 0 0
Honeywell Intl Inc Equities 438516106   3,245,916 15,329 SH   SOLE   15,329 0 0
Huntington BancShares Inc Equities 446150104   17,322 1,154 SH   DFND   1,154 0 0
Huntington BancShares Inc Equities 446150104   493,799 32,898 SH   SOLE   32,898 0 0
Idexx Labs Inc Equities 45168D104   2,735,134 6,513 SH   SOLE   6,513 0 0
Illinois Tool Works Inc Equities 452308109   27,033 109 SH   DFND   109 0 0
Illinois Tool Works Inc Equities 452308109   1,095,708 4,418 SH   SOLE   4,418 0 0
Intercontinential Exch Inc Equities 45866F104   202,170 1,172 SH   SOLE   1,172 0 0
Intl Business Machines Equities 459200101   72,111 290 SH   DFND   290 0 0
Intl Business Machines Equities 459200101   823,313 3,311 SH   SOLE   3,311 0 0
Intuit Equities 461202103   745,998 1,215 SH   SOLE   1,215 0 0
Intuitive Surgical Equities 46120E602   49,527 100 SH   DFND 1 100 0 0
Intuitive Surgical Equities 46120E602   298,648 603 SH   SOLE   603 0 0
Invesco QQQ Tr Equities 46090E103   302,922 646 SH   SOLE   646 0 0
IQ Mackay Municipal Intermediat Equities 45409F827   733,386 30,596 SH   SOLE   30,596 0 0
iShares Core MSCI Emerging Mkts Equities 46434G103   56,507 1,047 SH   DFND   1,047 0 0
iShares Core MSCI Emerging Mkts Equities 46434G103   4,125,629 76,443 SH   SOLE   76,443 0 0
Ishares Gold Trust Equities 464285204   242,620 4,115 SH   SOLE   4,115 0 0
iShares Russell Mid Cap Equities 464287499   431,220 5,069 SH   SOLE   5,069 0 0
iShares S&P 400 Midcap Index Equities 464287507   92,485 1,585 SH   DFND   1,585 0 0
iShares S&P 400 Midcap Index Equities 464287507   7,859,395 134,694 SH   SOLE   134,694 0 0
iShares Trust Core MSCI EAFE Equities 46432F842   22,846 302 SH   DFND   302 0 0
iShares Trust Core MSCI EAFE Equities 46432F842   2,406,124 31,806 SH   SOLE   31,806 0 0
iShares Trust MSCI Emerging Mar Equities 464287234   372,586 8,526 SH   SOLE   8,526 0 0
iShares Trust S&P Sm Cap 600 In Equities 464287804   20,914 200 SH   DFND   200 0 0
iShares Trust S&P Sm Cap 600 In Equities 464287804   3,117,755 29,815 SH   SOLE   29,815 0 0
iShares USA Min Vol ETF Equities 46429B697   528,711 5,645 SH   SOLE   5,645 0 0
Ishs Barclays Int Govt/Cred Bon Equities 464288612   10,814 102 SH   DFND   102 0 0
Ishs Barclays Int Govt/Cred Bon Equities 464288612   1,235,981 11,658 SH   SOLE   11,658 0 0
Ishs Edge MSCI USA Momentum Fac Equities 46432F396   221,332 1,095 SH   SOLE   1,095 0 0
J P Morgan Chase & Co Equities 46625H100   50,287 205 SH   DFND   205 0 0
J P Morgan Chase & Co Equities 46625H100   29,436 120 SH   DFND 1 120 0 0
J P Morgan Chase & Co Equities 46625H100   8,155,734 33,248 SH   SOLE   33,248 0 0
Johnson & Johnson Equities 478160104   122,224 737 SH   DFND   737 0 0
Johnson & Johnson Equities 478160104   2,864,554 17,273 SH   SOLE   17,273 0 0
Kimberly Clark Corp Equities 494368103   273,774 1,925 SH   SOLE   1,925 0 0
LKQ Corp Equities 501889208   13,400 315 SH   DFND   315 0 0
LKQ Corp Equities 501889208   197,045 4,632 SH   SOLE   4,632 0 0
Lockheed Martin Corp Equities 539830109   1,510,327 3,381 SH   SOLE   3,381 0 0
Lord Abbett Short Duration Inco Mutual Funds 543916688   46,608 12,043 SH   DFND   12,043 0 0
Lord Abbett Short Duration Inco Mutual Funds 543916688   3,894,163 1,006,242 SH   SOLE   1,006,242 0 0
Lowe's Companies Inc Equities 548661107   31,486 135 SH   DFND 1 135 0 0
Lowe's Companies Inc Equities 548661107   733,975 3,147 SH   SOLE   3,147 0 0
M&T Bank Corp Equities 55261F104   1,771,770 9,912 SH   SOLE   9,912 0 0
Marsh & McLennan Co Inc Equities 571748102   433,885 1,778 SH   SOLE   1,778 0 0
Mastercard Inc Equities 57636Q104   76,737 140 SH   DFND 1 140 0 0
Mastercard Inc Equities 57636Q104   2,754,851 5,026 SH   SOLE   5,026 0 0
McCormick & Co Equities 579780206   6,256 76 SH   DFND   76 0 0
McCormick & Co Equities 579780206   362,658 4,406 SH   SOLE   4,406 0 0
McDonald's Corp Equities 580135101   65,910 211 SH   DFND   211 0 0
McDonald's Corp Equities 580135101   6,124,639 19,607 SH   SOLE   19,607 0 0
Medtronic PLC ADR Equities G5960L103   17,972 200 SH   DFND   200 0 0
Medtronic PLC ADR Equities G5960L103   561,805 6,252 SH   SOLE   6,252 0 0
Merck & Co Inc New Equities 58933Y105   17,054 190 SH   DFND   190 0 0
Merck & Co Inc New Equities 58933Y105   4,722,543 52,613 SH   SOLE   52,613 0 0
Meta Platforms Inc Cl A Equities 30303M102   119,883 208 SH   DFND   208 0 0
Meta Platforms Inc Cl A Equities 30303M102   4,924,420 8,544 SH   SOLE   8,544 0 0
Microsoft Corp Equities 594918104   264,650 705 SH   DFND   705 0 0
Microsoft Corp Equities 594918104   21,788,386 58,042 SH   SOLE   58,042 0 0
Mondelez Intl Inc Equities 609207105   339,182 4,999 SH   SOLE   4,999 0 0
Monolithic Pwr Sys Inc Equities 609839105   219,812 379 SH   SOLE   379 0 0
Morgan Stanley Equities 617446448   275,808 2,364 SH   SOLE   2,364 0 0
Netflix Inc Equities 64110L106   356,226 382 SH   SOLE   382 0 0
Nextera Energy Inc Equities 65339F101   89,038 1,256 SH   DFND   1,256 0 0
Nextera Energy Inc Equities 65339F101   1,764,239 24,887 SH   SOLE   24,887 0 0
Nike Inc CL B Equities 654106103   33,962 535 SH   DFND   535 0 0
Nike Inc CL B Equities 654106103   248,778 3,919 SH   SOLE   3,919 0 0
Norfolk Southern Corp Equities 655844108   27,001 114 SH   DFND   114 0 0
Norfolk Southern Corp Equities 655844108   992,402 4,190 SH   SOLE   4,190 0 0
Northrop Grumman Corp Equities 666807102   10,752 21 SH   DFND   21 0 0
Northrop Grumman Corp Equities 666807102   2,786,870 5,443 SH   SOLE   5,443 0 0
Novartis AG ADR Equities 66987V109   8,918 80 SH   DFND   80 0 0
Novartis AG ADR Equities 66987V109   964,748 8,654 SH   SOLE   8,654 0 0
Nvidia Corp Equities 67066G104   35,224 325 SH   DFND   325 0 0
Nvidia Corp Equities 67066G104   13,005,925 120,003 SH   SOLE   120,003 0 0
Palo Alto Networks Equities 697435105   287,870 1,687 SH   SOLE   1,687 0 0
Paychex Inc Equities 704326107   30,856 200 SH   DFND   200 0 0
Paychex Inc Equities 704326107   360,398 2,336 SH   SOLE   2,336 0 0
PayPal Holdings Inc Equities 70450Y103   16,900 259 SH   DFND   259 0 0
PayPal Holdings Inc Equities 70450Y103   2,314,418 35,470 SH   SOLE   35,470 0 0
Pepsico Inc Equities 713448108   71,971 480 SH   DFND   480 0 0
Pepsico Inc Equities 713448108   4,767,192 31,794 SH   SOLE   31,794 0 0
Pfizer Inc Equities 717081103   14,266 563 SH   DFND   563 0 0
Pfizer Inc Equities 717081103   450,292 17,770 SH   SOLE   17,770 0 0
Philip Morris Intl Inc Equities 718172109   24,762 156 SH   DFND   156 0 0
Philip Morris Intl Inc Equities 718172109   1,183,491 7,456 SH   SOLE   7,456 0 0
Pinnacle West Capital Equities 723484101   19,050 200 SH   DFND   200 0 0
Pinnacle West Capital Equities 723484101   385,953 4,052 SH   SOLE   4,052 0 0
PNC Finl Svcs Group Equities 693475105   8,437 48 SH   DFND   48 0 0
PNC Finl Svcs Group Equities 693475105   2,214,878 12,601 SH   SOLE   12,601 0 0
Procter & Gamble Co Equities 742718109   321,753 1,888 SH   DFND   1,888 0 0
Procter & Gamble Co Equities 742718109   5,249,106 30,801 SH   SOLE   30,801 0 0
Progressive Corp Equities 743315103   358,574 1,267 SH   SOLE   1,267 0 0
ProLogis Inc Equities 74340W103   486,957 4,356 SH   SOLE   4,356 0 0
Prudential Financial Inc Equities 744320102   451,746 4,045 SH   SOLE   4,045 0 0
Qualcomm Inc Equities 747525103   30,415 198 SH   DFND   198 0 0
Qualcomm Inc Equities 747525103   3,109,527 20,243 SH   SOLE   20,243 0 0
Quest Diagnostics Inc Equities 74834L100   606,074 3,582 SH   SOLE   3,582 0 0
Raytheon Technologies Corp Equities 75513E101   46,229 349 SH   DFND   349 0 0
Raytheon Technologies Corp Equities 75513E101   5,524,244 41,705 SH   SOLE   41,705 0 0
S&P Global Inc Equities 78409V104   203,240 400 SH   DFND   400 0 0
S&P Global Inc Equities 78409V104   519,278 1,022 SH   SOLE   1,022 0 0
Salesforce.com Inc Equities 79466L302   13,150 49 SH   DFND   49 0 0
Salesforce.com Inc Equities 79466L302   3,202,340 11,933 SH   SOLE   11,933 0 0
Schlumberger Ltd ADR Equities 806857108   11,495 275 SH   DFND   275 0 0
Schlumberger Ltd ADR Equities 806857108   287,626 6,881 SH   SOLE   6,881 0 0
Schwab Intermediate-Term Us Tre Equities 808524854   2,138 86 SH   DFND   86 0 0
Schwab Intermediate-Term Us Tre Equities 808524854   377,947 15,203 SH   SOLE   15,203 0 0
Schwab Short Term US Treas ETF Equities 808524862   2,142 88 SH   DFND   88 0 0
Schwab Short Term US Treas ETF Equities 808524862   573,694 23,570 SH   SOLE   23,570 0 0
Schwab Strategic Tr Equities 808524797   233,606 8,355 SH   SOLE   8,355 0 0
Schwab US Large Cap Growth ETF Equities 808524300   1,510,388 60,319 SH   SOLE   60,319 0 0
Schwab US Large Cap Value ETF Equities 808524409   1,388,459 52,237 SH   SOLE   52,237 0 0
Service Now Inc Equities 81762P102   444,246 558 SH   SOLE   558 0 0
Sherwin Williams Equities 824348106   3,061,349 8,767 SH   SOLE   8,767 0 0
Southern Co Equities 842587107   15,632 170 SH   DFND   170 0 0
Southern Co Equities 842587107   310,147 3,373 SH   SOLE   3,373 0 0
SPDR DJ Wilshire REIT Equities 78464A607   383,000 3,864 SH   SOLE   3,864 0 0
SPDR Portfolio Short Term Corp Equities 78464A474   3,191 106 SH   DFND   106 0 0
SPDR Portfolio Short Term Corp Equities 78464A474   367,371 12,205 SH   SOLE   12,205 0 0
SPDR S&P 600 SmallCap Val Equities 78464A300   4,258,296 54,315 SH   SOLE   54,315 0 0
SPDR S&P Dividend Equities 78464A763   37,176 274 SH   DFND   274 0 0
SPDR S&P Dividend Equities 78464A763   370,678 2,732 SH   SOLE   2,732 0 0
SPDR S&P Midcap 400 Equities 78467Y107   604,966 1,134 SH   SOLE   1,134 0 0
Starbucks Corp Equities 855244109   54,930 560 SH   DFND   560 0 0
Starbucks Corp Equities 855244109   10,790 110 SH   DFND 1 110 0 0
Starbucks Corp Equities 855244109   677,410 6,906 SH   SOLE   6,906 0 0
Stryker Corp Equities 863667101   536,412 1,441 SH   SOLE   1,441 0 0
Synopsys Inc Equities 871607107   252,593 589 SH   SOLE   589 0 0
Target Corp Equities 87612E106   582,955 5,586 SH   SOLE   5,586 0 0
TC Energy Corp ADR Equities 87807B107   402,135 8,518 SH   SOLE   8,518 0 0
Tesla Inc Equities 88160R101   14,772 57 SH   DFND   57 0 0
Tesla Inc Equities 88160R101   2,674,790 10,321 SH   SOLE   10,321 0 0
Tetra Tech Inc New Equities 88162G103   461,126 15,765 SH   SOLE   15,765 0 0
The Home Depot Inc Equities 437076102   47,277 129 SH   DFND   129 0 0
The Home Depot Inc Equities 437076102   5,846,981 15,954 SH   SOLE   15,954 0 0
The Travelers Co Inc Equities 89417E109   26,446 100 SH   DFND   100 0 0
The Travelers Co Inc Equities 89417E109   311,005 1,176 SH   SOLE   1,176 0 0
Thermo Fisher Scientific Inc Equities 883556102   2,488 5 SH   DFND   5 0 0
Thermo Fisher Scientific Inc Equities 883556102   3,321,978 6,676 SH   SOLE   6,676 0 0
Tmc the Metals Company Equities 87261Y106   492,546 286,364 SH   SOLE   286,364 0 0
Truist Finl Corp Equities 89832Q109   338,253 8,220 SH   SOLE   8,220 0 0
Union Pacific Corp Equities 907818108   7,560 32 SH   DFND   32 0 0
Union Pacific Corp Equities 907818108   4,414,617 18,687 SH   SOLE   18,687 0 0
United Health Group Inc Equities 91324P102   10,475 20 SH   DFND   20 0 0
United Health Group Inc Equities 91324P102   419,524 801 SH   SOLE   801 0 0
United Parcel Service Equities 911312106   7,809 71 SH   DFND   71 0 0
United Parcel Service Equities 911312106   8,249 75 SH   DFND 1 75 0 0
United Parcel Service Equities 911312106   222,840 2,026 SH   SOLE   2,026 0 0
Unitil Corporation Equities 913259107   368,005 6,379 SH   SOLE   6,379 0 0
US Bancorp Equities 902973304   30,525 723 SH   DFND   723 0 0
US Bancorp Equities 902973304   333,116 7,890 SH   SOLE   7,890 0 0
Vanguard FTSE Developed Mkt Equities 921943858   116,299 2,288 SH   DFND   2,288 0 0
Vanguard FTSE Developed Mkt Equities 921943858   8,643,032 170,038 SH   SOLE   170,038 0 0
Vanguard Growth Equities 922908736   277,003 747 SH   SOLE   747 0 0
Vanguard Index Fds S&P ETF Equities 922908363   789,880 1,537 SH   SOLE   1,537 0 0
Vanguard Index Fds Sm Cap Equities 922908611   59,613 320 SH   DFND   320 0 0
Vanguard Index Fds Sm Cap Equities 922908611   286,328 1,537 SH   SOLE   1,537 0 0
Vanguard Index Mid Cap Growth Equities 922908538   296,504 1,212 SH   SOLE   1,212 0 0
Vanguard Info Tech ETF Equities 92204A702   223,461 412 SH   SOLE   412 0 0
Vanguard Intermediate-Term Bond Equities 921937819   18,147 237 SH   DFND   237 0 0
Vanguard Intermediate-Term Bond Equities 921937819   2,850,012 37,221 SH   SOLE   37,221 0 0
Vanguard Mid Cap ETF Equities 922908629   152,069 588 SH   DFND   588 0 0
Vanguard Mid Cap ETF Equities 922908629   43,290,660 167,391 SH   SOLE   167,391 0 0
Vanguard REIT ETF Equities 922908553   106,747 1,179 SH   DFND   1,179 0 0
Vanguard REIT ETF Equities 922908553   10,322 114 SH   DFND 1 114 0 0
Vanguard REIT ETF Equities 922908553   10,923,832 120,652 SH   SOLE   120,652 0 0
Verizon Communications Equities 92343V104   40,733 898 SH   DFND   898 0 0
Verizon Communications Equities 92343V104   695,097 15,324 SH   SOLE   15,324 0 0
Visa Inc Equities 92826C839   106,189 303 SH   DFND   303 0 0
Visa Inc Equities 92826C839   4,771,863 13,616 SH   SOLE   13,616 0 0
Wal-Mart Inc Equities 931142103   20,543 234 SH   DFND   234 0 0
Wal-Mart Inc Equities 931142103   3,848,538 43,838 SH   SOLE   43,838 0 0
Waste Management Inc Equities 94106L109   19,678 85 SH   DFND   85 0 0
Waste Management Inc Equities 94106L109   431,766 1,865 SH   SOLE   1,865 0 0
Wells Fargo & Co Equities 949746101   507,196 7,065 SH   SOLE   7,065 0 0
Williams Companies Inc Equities 969457100   18,526 310 SH   DFND   310 0 0
Williams Companies Inc Equities 969457100   1,281,195 21,439 SH   SOLE   21,439 0 0
Wisdom MidCap Div Equities 97717W505   107,458 2,170 SH   DFND   2,170 0 0
Wisdom MidCap Div Equities 97717W505   477,125 9,635 SH   SOLE   9,635 0 0
Wisdomtree US Small Cap Dividen Equities 97717W604   59,637 1,866 SH   DFND   1,866 0 0
Wisdomtree US Small Cap Dividen Equities 97717W604   396,815 12,416 SH   SOLE   12,416 0 0
Zoetis Inc. Equities 98978V103   4,940 30 SH   DFND   30 0 0
Zoetis Inc. Equities 98978V103   1,700,176 10,326 SH   SOLE   10,326 0 0