The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M Company Equities 88579Y101   34,897 329 SH   DFND   329 0 0
3M Company Equities 88579Y101   592,189 5,583 SH   SOLE   5,583 0 0
Abbott Labs Equities 002824100   67,628 595 SH   DFND   595 0 0
Abbott Labs Equities 002824100   1,728,087 15,204 SH   SOLE   15,204 0 0
Abbvie Inc Equities 00287Y109   129,291 710 SH   DFND   710 0 0
Abbvie Inc Equities 00287Y109   20,942 115 SH   DFND 1 115 0 0
Abbvie Inc Equities 00287Y109   6,470,377 35,532 SH   SOLE   35,532 0 0
Accenture PLC Ireland Shs Cl A Equities G1151C101   55,458 160 SH   DFND   160 0 0
Accenture PLC Ireland Shs Cl A Equities G1151C101   1,849,164 5,335 SH   SOLE   5,335 0 0
Adobe Inc Equities 00724F101   22,202 44 SH   DFND   44 0 0
Adobe Inc Equities 00724F101   2,443,273 4,842 SH   SOLE   4,842 0 0
Aflac Inc Equities 001055102   603,768 7,032 SH   SOLE   7,032 0 0
Air Products & Chemicals Inc Equities 009158106   19,866 82 SH   DFND   82 0 0
Air Products & Chemicals Inc Equities 009158106   1,352,593 5,583 SH   SOLE   5,583 0 0
Allstate Corp Equities 020002101   530,103 3,064 SH   SOLE   3,064 0 0
Alphabet Inc Cl A Equities 02079K305   176,890 1,172 SH   DFND   1,172 0 0
Alphabet Inc Cl A Equities 02079K305   51,316 340 SH   DFND 1 340 0 0
Alphabet Inc Cl A Equities 02079K305   6,198,695 41,070 SH   SOLE   41,070 0 0
Alphabet Inc Cl C Equities 02079K107   102,014 670 SH   DFND   670 0 0
Alphabet Inc Cl C Equities 02079K107   33,497 220 SH   DFND 1 220 0 0
Alphabet Inc Cl C Equities 02079K107   8,669,532 56,939 SH   SOLE   56,939 0 0
Amazon Inc Equities 023135106   75,399 418 SH   DFND   418 0 0
Amazon Inc Equities 023135106   11,649,301 64,582 SH   SOLE   64,582 0 0
American Tower Corp Equities 03027X100   14,819 75 SH   DFND   75 0 0
American Tower Corp Equities 03027X100   1,898,445 9,608 SH   SOLE   9,608 0 0
Ameriprise Financial Inc Equities 03076C106   9,646 22 SH   DFND   22 0 0
Ameriprise Financial Inc Equities 03076C106   2,920,887 6,662 SH   SOLE   6,662 0 0
Amgen Inc Equities 031162100   63,972 225 SH   DFND   225 0 0
Amgen Inc Equities 031162100   1,239,920 4,361 SH   SOLE   4,361 0 0
Analog Devices Inc Equities 032654105   1,055,605 5,337 SH   SOLE   5,337 0 0
Apple Inc Equities 037833100   230,469 1,344 SH   DFND   1,344 0 0
Apple Inc Equities 037833100   108,375 632 SH   DFND 1 632 0 0
Apple Inc Equities 037833100   21,622,256 126,092 SH   SOLE   126,092 0 0
Atmos Energy Corp Equities 049560105   32,689 275 SH   DFND   275 0 0
Atmos Energy Corp Equities 049560105   431,498 3,630 SH   SOLE   3,630 0 0
Automatic Data Processing Inc Equities 053015103   2,409,741 9,649 SH   SOLE   9,649 0 0
Bank of America Corp Equities 060505104   807,734 21,301 SH   SOLE   21,301 0 0
Berkshire Hathaway Cl B Equities 084670702   41,211 98 SH   DFND   98 0 0
Berkshire Hathaway Cl B Equities 084670702   25,231 60 SH   DFND 1 60 0 0
Berkshire Hathaway Cl B Equities 084670702   5,044,978 11,997 SH   SOLE   11,997 0 0
Blackrock Inc Equities 09247X101   569,417 683 SH   SOLE   683 0 0
Booking Hldgs Inc Equities 09857L108   3,628 1 SH   DFND   1 0 0
Booking Hldgs Inc Equities 09857L108   4,084,993 1,126 SH   SOLE   1,126 0 0
Bristol-Meyers Squibb Co Equities 110122108   8,135 150 SH   DFND   150 0 0
Bristol-Meyers Squibb Co Equities 110122108   615,131 11,343 SH   SOLE   11,343 0 0
Broadcom Inc Equities 11135F101   3,976 3 SH   DFND   3 0 0
Broadcom Inc Equities 11135F101   4,507,719 3,401 SH   SOLE   3,401 0 0
Carrier Global Corporation Equities 14448C104   326,632 5,619 SH   SOLE   5,619 0 0
Casey's General Stores Inc Equities 147528103   14,012 44 SH   DFND   44 0 0
Casey's General Stores Inc Equities 147528103   270,364 849 SH   SOLE   849 0 0
Caterpillar Inc Equities 149123101   2,565 7 SH   DFND   7 0 0
Caterpillar Inc Equities 149123101   4,252,054 11,604 SH   SOLE   11,604 0 0
Charles Schwab Corp Equities 808513105   11,285 156 SH   DFND   156 0 0
Charles Schwab Corp Equities 808513105   409,155 5,656 SH   SOLE   5,656 0 0
Chevron Corp Equities 166764100   27,605 175 SH   DFND   175 0 0
Chevron Corp Equities 166764100   2,089,424 13,246 SH   SOLE   13,246 0 0
Chipotle Mexican Grill Equities 169656105   404,041 139 SH   SOLE   139 0 0
Chubb Ltd Ord ADR Equities H1467J104   31,614 122 SH   DFND   122 0 0
Chubb Ltd Ord ADR Equities H1467J104   3,664,616 14,142 SH   SOLE   14,142 0 0
Church & Dwight Inc Equities 171340102   15,647 150 SH   DFND   150 0 0
Church & Dwight Inc Equities 171340102   228,230 2,188 SH   SOLE   2,188 0 0
Cintas Corp Equities 172908105   248,018 361 SH   SOLE   361 0 0
Cisco Systems Inc Equities 17275R102   13,576 272 SH   DFND   272 0 0
Cisco Systems Inc Equities 17275R102   3,470,691 69,539 SH   SOLE   69,539 0 0
CME Group Inc Equities 12572Q105   517,127 2,402 SH   SOLE   2,402 0 0
Coca Cola Co Equities 191216100   129,457 2,116 SH   DFND   2,116 0 0
Coca Cola Co Equities 191216100   1,030,455 16,843 SH   SOLE   16,843 0 0
Colgate-Palmolive Co Equities 194162103   25,664 285 SH   DFND   285 0 0
Colgate-Palmolive Co Equities 194162103   13,508 150 SH   DFND 1 150 0 0
Colgate-Palmolive Co Equities 194162103   320,488 3,559 SH   SOLE   3,559 0 0
Comcast Corp New-Cl A Equities 20030N101   214,843 4,956 SH   SOLE   4,956 0 0
ConocoPhillips Equities 20825C104   53,585 421 SH   DFND   421 0 0
ConocoPhillips Equities 20825C104   3,186,328 25,034 SH   SOLE   25,034 0 0
Corning Inc Equities 219350105   265,592 8,058 SH   SOLE   8,058 0 0
Costco Wholesale Corp New Equities 22160K105   9,524 13 SH   DFND   13 0 0
Costco Wholesale Corp New Equities 22160K105   4,395,780 6,000 SH   SOLE   6,000 0 0
Curtiss Wright Corp Equities 231561101   20,475 80 SH   DFND   80 0 0
Curtiss Wright Corp Equities 231561101   290,492 1,135 SH   SOLE   1,135 0 0
CVS Health Corp Equities 126650100   53,599 672 SH   DFND   672 0 0
CVS Health Corp Equities 126650100   566,934 7,108 SH   SOLE   7,108 0 0
Danaher Corp Equities 235851102   1,498 6 SH   DFND   6 0 0
Danaher Corp Equities 235851102   3,476,852 13,923 SH   SOLE   13,923 0 0
Deere & Co Equities 244199105   14,787 36 SH   DFND   36 0 0
Deere & Co Equities 244199105   1,536,578 3,741 SH   SOLE   3,741 0 0
Digital Realty Trust Inc Equities 253868103   592,437 4,113 SH   SOLE   4,113 0 0
Dimensional US Small Cap ETF Equities 25434V500   15,273 245 SH   DFND   245 0 0
Dimensional US Small Cap ETF Equities 25434V500   16,849,754 270,288 SH   SOLE   270,288 0 0
Disney (Walt) Equities 254687106   61,180 500 SH   DFND   500 0 0
Disney (Walt) Equities 254687106   7,953 65 SH   DFND 1 65 0 0
Disney (Walt) Equities 254687106   3,377,258 27,601 SH   SOLE   27,601 0 0
Dominion Resources Inc Equities 25746U109   259,822 5,282 SH   SOLE   5,282 0 0
Dover Corp Equities 260003108   20,554 116 SH   DFND   116 0 0
Dover Corp Equities 260003108   703,799 3,972 SH   SOLE   3,972 0 0
Dow Inc Equities 260557103   11,528 199 SH   DFND   199 0 0
Dow Inc Equities 260557103   2,577,885 44,500 SH   SOLE   44,500 0 0
Duke Energy Corp New Equities 26441C204   294,289 3,043 SH   SOLE   3,043 0 0
Eaton Corp PLC ADR Equities G29183103   22,200 71 SH   DFND   71 0 0
Eaton Corp PLC ADR Equities G29183103   4,125,500 13,194 SH   SOLE   13,194 0 0
EcoLab Inc Equities 278865100   10,852 47 SH   DFND   47 0 0
EcoLab Inc Equities 278865100   3,093,598 13,398 SH   SOLE   13,398 0 0
Eli Lilly & Co Equities 532457108   15,559 20 SH   DFND   20 0 0
Eli Lilly & Co Equities 532457108   539,904 694 SH   SOLE   694 0 0
Emerson Electric Co Equities 291011104   14,404 127 SH   DFND   127 0 0
Emerson Electric Co Equities 291011104   892,956 7,873 SH   SOLE   7,873 0 0
Enbridge Inc ADR Equities 29250N105   14,653 405 SH   DFND   405 0 0
Enbridge Inc ADR Equities 29250N105   501,636 13,865 SH   SOLE   13,865 0 0
Entergy Corp New Equities 29364G103   12,259 116 SH   DFND   116 0 0
Entergy Corp New Equities 29364G103   214,002 2,025 SH   SOLE   2,025 0 0
Exxon Mobil Corp Equities 30231G102   139,256 1,198 SH   DFND   1,198 0 0
Exxon Mobil Corp Equities 30231G102   6,261,500 53,867 SH   SOLE   53,867 0 0
Fedex Corp Equities 31428X106   50,125 173 SH   DFND   173 0 0
Fedex Corp Equities 31428X106   585,565 2,021 SH   SOLE   2,021 0 0
Fifth Third Bancorp Equities 316773100   354,611 9,530 SH   SOLE   9,530 0 0
Ford Motor Co Equities 345370860   996 75 SH   DFND   75 0 0
Ford Motor Co Equities 345370860   1,405,582 105,842 SH   SOLE   105,842 0 0
Fortive Corp Equities 34959J108   774 9 SH   DFND   9 0 0
Fortive Corp Equities 34959J108   1,141,485 13,270 SH   SOLE   13,270 0 0
Hasbro Inc Equities 418056107   212,572 3,761 SH   SOLE   3,761 0 0
Honeywell Intl Inc Equities 438516106   27,093 132 SH   DFND   132 0 0
Honeywell Intl Inc Equities 438516106   2,910,445 14,180 SH   SOLE   14,180 0 0
Huntington BancShares Inc Equities 446150104   16,098 1,154 SH   DFND   1,154 0 0
Huntington BancShares Inc Equities 446150104   477,885 34,257 SH   SOLE   34,257 0 0
Idexx Labs Inc Equities 45168D104   3,635,349 6,733 SH   SOLE   6,733 0 0
Illinois Tool Works Inc Equities 452308109   29,248 109 SH   DFND   109 0 0
Illinois Tool Works Inc Equities 452308109   1,346,212 5,017 SH   SOLE   5,017 0 0
Intel Corp Equities 458140100   655,174 14,833 SH   SOLE   14,833 0 0
Intercontinential Exch Inc Equities 45866F104   216,040 1,572 SH   SOLE   1,572 0 0
Intl Business Machines Equities 459200101   55,378 290 SH   DFND   290 0 0
Intl Business Machines Equities 459200101   632,269 3,311 SH   SOLE   3,311 0 0
Intuit Equities 461202103   818,350 1,259 SH   SOLE   1,259 0 0
Intuitive Surgical Equities 46120E602   39,909 100 SH   DFND 1 100 0 0
Intuitive Surgical Equities 46120E602   338,827 849 SH   SOLE   849 0 0
iShares Core MSCI Emerging Mkts Equities 46434G103   77,194 1,496 SH   DFND   1,496 0 0
iShares Core MSCI Emerging Mkts Equities 46434G103   4,473,978 86,705 SH   SOLE   86,705 0 0
iShares S&P 400 Midcap Index Equities 464287507   98,095 1,615 SH   DFND   1,615 0 0
iShares S&P 400 Midcap Index Equities 464287507   8,816,107 145,145 SH   SOLE   145,145 0 0
iShares Trust Core MSCI EAFE Equities 46432F842   22,414 302 SH   DFND   302 0 0
iShares Trust Core MSCI EAFE Equities 46432F842   1,380,195 18,596 SH   SOLE   18,596 0 0
iShares Trust MSCI Emerging Mar Equities 464287234   265,500 6,463 SH   SOLE   6,463 0 0
iShares Trust S&P Sm Cap 600 In Equities 464287804   22,104 200 SH   DFND   200 0 0
iShares Trust S&P Sm Cap 600 In Equities 464287804   3,636,329 32,902 SH   SOLE   32,902 0 0
iShares USA Min Vol ETF Equities 46429B697   536,834 6,423 SH   SOLE   6,423 0 0
Ishs Edge MSCI USA Momentum Fac Equities 46432F396   205,148 1,095 SH   SOLE   1,095 0 0
J P Morgan Chase & Co Equities 46625H100   41,062 205 SH   DFND   205 0 0
J P Morgan Chase & Co Equities 46625H100   26,440 132 SH   DFND 1 132 0 0
J P Morgan Chase & Co Equities 46625H100   7,196,178 35,927 SH   SOLE   35,927 0 0
Johnson & Johnson Equities 478160104   128,608 813 SH   DFND   813 0 0
Johnson & Johnson Equities 478160104   3,227,867 20,405 SH   SOLE   20,405 0 0
Kimberly Clark Corp Equities 494368103   269,177 2,081 SH   SOLE   2,081 0 0
Lam Research Corp Equities 512807108   246,779 254 SH   SOLE   254 0 0
LKQ Corp Equities 501889208   16,824 315 SH   DFND   315 0 0
LKQ Corp Equities 501889208   211,664 3,963 SH   SOLE   3,963 0 0
Lockheed Martin Corp Equities 539830109   1,524,724 3,352 SH   SOLE   3,352 0 0
Lord Abbett Short Duration Inco Mutual Funds 543916688   66,983 17,443 SH   SOLE   17,443 0 0
Lowe's Companies Inc Equities 548661107   34,389 135 SH   DFND 1 135 0 0
Lowe's Companies Inc Equities 548661107   1,040,827 4,086 SH   SOLE   4,086 0 0
M&T Bank Corp Equities 55261F104   1,568,280 10,783 SH   SOLE   10,783 0 0
Marathon Petroleum Corp Equities 56585A102   202,508 1,005 SH   SOLE   1,005 0 0
Marsh & McLennan Co Inc Equities 571748102   366,232 1,778 SH   SOLE   1,778 0 0
Mastercard Inc Equities 57636Q104   67,420 140 SH   DFND 1 140 0 0
Mastercard Inc Equities 57636Q104   2,991,994 6,213 SH   SOLE   6,213 0 0
McCormick & Co Equities 579780206   5,838 76 SH   DFND   76 0 0
McCormick & Co Equities 579780206   402,561 5,241 SH   SOLE   5,241 0 0
McDonald's Corp Equities 580135101   58,928 209 SH   DFND   209 0 0
McDonald's Corp Equities 580135101   5,898,112 20,919 SH   SOLE   20,919 0 0
Medtronic PLC ADR Equities G5960L103   17,430 200 SH   DFND   200 0 0
Medtronic PLC ADR Equities G5960L103   487,953 5,599 SH   SOLE   5,599 0 0
Merck & Co Inc New Equities 58933Y105   25,071 190 SH   DFND   190 0 0
Merck & Co Inc New Equities 58933Y105   6,371,206 48,285 SH   SOLE   48,285 0 0
Meta Platforms Inc Cl A Equities 30303M102   101,001 208 SH   DFND   208 0 0
Meta Platforms Inc Cl A Equities 30303M102   4,856,771 10,002 SH   SOLE   10,002 0 0
Microsoft Corp Equities 594918104   296,608 705 SH   DFND   705 0 0
Microsoft Corp Equities 594918104   24,425,320 58,056 SH   SOLE   58,056 0 0
Mondelez Intl Inc Equities 609207105   637,630 9,109 SH   SOLE   9,109 0 0
Monolithic Pwr Sys Inc Equities 609839105   285,871 422 SH   SOLE   422 0 0
Netflix Inc Equities 64110L106   262,974 433 SH   SOLE   433 0 0
Nextera Energy Inc Equities 65339F101   80,271 1,256 SH   DFND   1,256 0 0
Nextera Energy Inc Equities 65339F101   1,716,878 26,864 SH   SOLE   26,864 0 0
Nike Inc CL B Equities 654106103   59,677 635 SH   DFND   635 0 0
Nike Inc CL B Equities 654106103   702,219 7,472 SH   SOLE   7,472 0 0
Norfolk Southern Corp Equities 655844108   29,055 114 SH   DFND   114 0 0
Norfolk Southern Corp Equities 655844108   1,157,110 4,540 SH   SOLE   4,540 0 0
Northrop Grumman Corp Equities 666807102   9,573 20 SH   DFND   20 0 0
Northrop Grumman Corp Equities 666807102   2,444,038 5,106 SH   SOLE   5,106 0 0
Novartis AG ADR Equities 66987V109   7,738 80 SH   DFND   80 0 0
Novartis AG ADR Equities 66987V109   923,094 9,543 SH   SOLE   9,543 0 0
Novo-Nordisk ADR Equities 670100205   115,560 900 SH   DFND 1 900 0 0
Novo-Nordisk ADR Equities 670100205   192,600 1,500 SH   SOLE   1,500 0 0
Nvidia Corp Equities 67066G104   37,046 41 SH   DFND   41 0 0
Nvidia Corp Equities 67066G104   11,505,029 12,733 SH   SOLE   12,733 0 0
Palo Alto Networks Equities 697435105   589,286 2,074 SH   SOLE   2,074 0 0
Paramount Global Class B Com Equities 92556H206   10,605 901 SH   DFND   901 0 0
Paramount Global Class B Com Equities 92556H206   174,973 14,866 SH   SOLE   14,866 0 0
Paychex Inc Equities 704326107   24,560 200 SH   DFND   200 0 0
Paychex Inc Equities 704326107   382,522 3,115 SH   SOLE   3,115 0 0
PayPal Holdings Inc Equities 70450Y103   17,350 259 SH   DFND   259 0 0
PayPal Holdings Inc Equities 70450Y103   2,292,934 34,228 SH   SOLE   34,228 0 0
Pepsico Inc Equities 713448108   83,305 476 SH   DFND   476 0 0
Pepsico Inc Equities 713448108   5,977,817 34,157 SH   SOLE   34,157 0 0
Pfizer Inc Equities 717081103   15,623 563 SH   DFND   563 0 0
Pfizer Inc Equities 717081103   1,029,830 37,111 SH   SOLE   37,111 0 0
Philip Morris Intl Inc Equities 718172109   14,293 156 SH   DFND   156 0 0
Philip Morris Intl Inc Equities 718172109   700,801 7,649 SH   SOLE   7,649 0 0
Pinnacle West Capital Equities 723484101   14,946 200 SH   DFND   200 0 0
Pinnacle West Capital Equities 723484101   317,603 4,250 SH   SOLE   4,250 0 0
PNC Finl Svcs Group Equities 693475105   10,504 65 SH   DFND   65 0 0
PNC Finl Svcs Group Equities 693475105   1,984,125 12,278 SH   SOLE   12,278 0 0
Procter & Gamble Co Equities 742718109   306,328 1,888 SH   DFND   1,888 0 0
Procter & Gamble Co Equities 742718109   5,102,763 31,450 SH   SOLE   31,450 0 0
Progressive Corp Equities 743315103   297,614 1,439 SH   SOLE   1,439 0 0
ProLogis Inc Equities 74340W103   430,898 3,309 SH   SOLE   3,309 0 0
Prudential Financial Inc Equities 744320102   468,543 3,991 SH   SOLE   3,991 0 0
Qualcomm Inc Equities 747525103   33,521 198 SH   DFND   198 0 0
Qualcomm Inc Equities 747525103   3,761,338 22,217 SH   SOLE   22,217 0 0
Quest Diagnostics Inc Equities 74834L100   470,810 3,537 SH   SOLE   3,537 0 0
Raytheon Technologies Corp Equities 75513E101   36,671 376 SH   DFND   376 0 0
Raytheon Technologies Corp Equities 75513E101   4,088,555 41,921 SH   SOLE   41,921 0 0
S&P Global Inc Equities 78409V104   170,180 400 SH   DFND   400 0 0
S&P Global Inc Equities 78409V104   446,297 1,049 SH   SOLE   1,049 0 0
Salesforce.com Inc Equities 79466L302   16,866 56 SH   DFND   56 0 0
Salesforce.com Inc Equities 79466L302   3,472,907 11,531 SH   SOLE   11,531 0 0
Schlumberger Ltd ADR Equities 806857108   5,481 100 SH   DFND   100 0 0
Schlumberger Ltd ADR Equities 806857108   273,666 4,993 SH   SOLE   4,993 0 0
Schwab Short Term US Treas ETF Equities 808524862   3,953 82 SH   DFND   82 0 0
Schwab Short Term US Treas ETF Equities 808524862   741,711 15,385 SH   SOLE   15,385 0 0
Schwab US Large Cap Growth ETF Equities 808524300   996,647 10,749 SH   SOLE   10,749 0 0
Schwab US Large Cap Value ETF Equities 808524409   489,387 6,441 SH   SOLE   6,441 0 0
Service Now Inc Equities 81762P102   426,182 559 SH   SOLE   559 0 0
Sherwin Williams Equities 824348106   3,081,859 8,873 SH   SOLE   8,873 0 0
Southern Co Equities 842587107   14,707 205 SH   DFND   205 0 0
Southern Co Equities 842587107   210,055 2,928 SH   SOLE   2,928 0 0
SPDR S&P 600 SmallCap Val Equities 78464A300   15,349 185 SH   DFND   185 0 0
SPDR S&P 600 SmallCap Val Equities 78464A300   5,047,148 60,831 SH   SOLE   60,831 0 0
SPDR S&P Dividend Equities 78464A763   32,941 251 SH   DFND   251 0 0
SPDR S&P Dividend Equities 78464A763   360,516 2,747 SH   SOLE   2,747 0 0
SPDR S&P Midcap 400 Equities 78467Y107   630,958 1,134 SH   SOLE   1,134 0 0
Starbucks Corp Equities 855244109   51,178 560 SH   DFND   560 0 0
Starbucks Corp Equities 855244109   10,053 110 SH   DFND 1 110 0 0
Starbucks Corp Equities 855244109   2,768,934 30,298 SH   SOLE   30,298 0 0
Stryker Corp Equities 863667101   492,787 1,377 SH   SOLE   1,377 0 0
Synopsys Inc Equities 871607107   281,750 493 SH   SOLE   493 0 0
Target Corp Equities 87612E106   1,117,841 6,308 SH   SOLE   6,308 0 0
TC Energy Corp ADR Equities 87807B107   291,973 7,263 SH   SOLE   7,263 0 0
TE Connectivity LTD ADR Equities H84989104   1,017 7 SH   DFND   7 0 0
TE Connectivity LTD ADR Equities H84989104   1,807,512 12,445 SH   SOLE   12,445 0 0
Tesla Inc Equities 88160R101   8,965 51 SH   DFND   51 0 0
Tesla Inc Equities 88160R101   2,092,780 11,905 SH   SOLE   11,905 0 0
Tetra Tech Inc New Equities 88162G103   674,746 3,653 SH   SOLE   3,653 0 0
The Home Depot Inc Equities 437076102   49,484 129 SH   DFND   129 0 0
The Home Depot Inc Equities 437076102   6,327,866 16,496 SH   SOLE   16,496 0 0
The Travelers Co Inc Equities 89417E109   23,014 100 SH   DFND   100 0 0
The Travelers Co Inc Equities 89417E109   299,182 1,300 SH   SOLE   1,300 0 0
Thermo Fisher Scientific Inc Equities 883556102   2,325 4 SH   DFND   4 0 0
Thermo Fisher Scientific Inc Equities 883556102   3,640,699 6,264 SH   SOLE   6,264 0 0
Truist Finl Corp Equities 89832Q109   341,621 8,764 SH   SOLE   8,764 0 0
Union Pacific Corp Equities 907818108   7,870 32 SH   DFND   32 0 0
Union Pacific Corp Equities 907818108   4,523,882 18,395 SH   SOLE   18,395 0 0
United Health Group Inc Equities 91324P102   12,368 25 SH   DFND   25 0 0
United Health Group Inc Equities 91324P102   4,014,491 8,115 SH   SOLE   8,115 0 0
United Parcel Service Equities 911312106   7,134 48 SH   DFND   48 0 0
United Parcel Service Equities 911312106   11,147 75 SH   DFND 1 75 0 0
United Parcel Service Equities 911312106   349,726 2,353 SH   SOLE   2,353 0 0
Unitil Corporation Equities 913259107   338,652 6,469 SH   SOLE   6,469 0 0
US Bancorp Equities 902973304   32,318 723 SH   DFND   723 0 0
US Bancorp Equities 902973304   424,337 9,493 SH   SOLE   9,493 0 0
Vanguard FTSE Developed Mkt Equities 921943858   114,789 2,288 SH   DFND   2,288 0 0
Vanguard FTSE Developed Mkt Equities 921943858   7,013,465 139,794 SH   SOLE   139,794 0 0
Vanguard Index Fds S&P ETF Equities 922908363   523,482 1,089 SH   SOLE   1,089 0 0
Vanguard Index Fds Sm Cap Equities 922908611   61,402 320 SH   DFND   320 0 0
Vanguard Index Fds Sm Cap Equities 922908611   294,344 1,534 SH   SOLE   1,534 0 0
Vanguard Index Mid Cap Growth Equities 922908538   285,777 1,212 SH   SOLE   1,212 0 0
Vanguard Info Tech ETF Equities 92204A702   216,028 412 SH   SOLE   412 0 0
Vanguard Intermediate-Term Bond Equities 921937819   22,846 303 SH   DFND   303 0 0
Vanguard Intermediate-Term Bond Equities 921937819   5,252,062 69,656 SH   SOLE   69,656 0 0
Vanguard Mid Cap ETF Equities 922908629   144,419 578 SH   DFND   578 0 0
Vanguard Mid Cap ETF Equities 922908629   38,187,353 152,835 SH   SOLE   152,835 0 0
Vanguard REIT ETF Equities 922908553   101,960 1,179 SH   DFND   1,179 0 0
Vanguard REIT ETF Equities 922908553   9,859 114 SH   DFND 1 114 0 0
Vanguard REIT ETF Equities 922908553   9,942,433 114,968 SH   SOLE   114,968 0 0
Verizon Communications Equities 92343V104   55,681 1,327 SH   DFND   1,327 0 0
Verizon Communications Equities 92343V104   917,413 21,864 SH   SOLE   21,864 0 0
Visa Inc Equities 92826C839   81,770 293 SH   DFND   293 0 0
Visa Inc Equities 92826C839   3,827,024 13,713 SH   SOLE   13,713 0 0
Wal-Mart Inc Equities 931142103   14,080 234 SH   DFND   234 0 0
Wal-Mart Inc Equities 931142103   2,881,481 47,889 SH   SOLE   47,889 0 0
Waste Management Inc Equities 94106L109   18,118 85 SH   DFND   85 0 0
Waste Management Inc Equities 94106L109   411,380 1,930 SH   SOLE   1,930 0 0
Wells Fargo & Co Equities 949746101   411,806 7,105 SH   SOLE   7,105 0 0
Williams Companies Inc Equities 969457100   12,081 310 SH   DFND   310 0 0
Williams Companies Inc Equities 969457100   923,823 23,706 SH   SOLE   23,706 0 0
Wisdom MidCap Div Equities 97717W505   105,831 2,170 SH   DFND   2,170 0 0
Wisdom MidCap Div Equities 97717W505   450,147 9,230 SH   SOLE   9,230 0 0
Wisdomtree US Small Cap Dividen Equities 97717W604   60,981 1,866 SH   DFND   1,866 0 0
Wisdomtree US Small Cap Dividen Equities 97717W604   385,493 11,796 SH   SOLE   11,796 0 0
Zoetis Inc. Equities 98978V103   242,140 1,431 SH   SOLE   1,431 0 0