The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M Company Equities 88579Y101   12,912 129 SH   DFND   129 0 0
3M Company Equities 88579Y101   768,491 7,678 SH   SOLE   7,678 0 0
Abbott Labs Equities 002824100   114,035 1,046 SH   DFND   1,046 0 0
Abbott Labs Equities 002824100   1,897,820 17,408 SH   SOLE   17,408 0 0
Abbvie Inc Equities 00287Y109   153,457 1,139 SH   DFND   1,139 0 0
Abbvie Inc Equities 00287Y109   15,494 115 SH   DFND 1 115 0 0
Abbvie Inc Equities 00287Y109   4,854,996 36,035 SH   SOLE   36,035 0 0
Accenture PLC Ireland Shs Cl A Equities G1151C101   49,373 160 SH   DFND   160 0 0
Accenture PLC Ireland Shs Cl A Equities G1151C101   1,875,241 6,077 SH   SOLE   6,077 0 0
Adobe Inc Equities 00724F101   8,313 17 SH   DFND   17 0 0
Adobe Inc Equities 00724F101   2,577,955 5,272 SH   SOLE   5,272 0 0
Aflac Inc Equities 001055102   490,834 7,032 SH   SOLE   7,032 0 0
Air Products & Chemicals Inc Equities 009158106   54,514 182 SH   DFND   182 0 0
Air Products & Chemicals Inc Equities 009158106   1,682,760 5,618 SH   SOLE   5,618 0 0
Allstate Corp Equities 020002101   365,393 3,351 SH   SOLE   3,351 0 0
Alphabet Inc Cl A Equities 02079K305   43,092 360 SH   DFND   360 0 0
Alphabet Inc Cl A Equities 02079K305   40,698 340 SH   DFND 1 340 0 0
Alphabet Inc Cl A Equities 02079K305   4,899,082 40,928 SH   SOLE   40,928 0 0
Alphabet Inc Cl C Equities 02079K107   135,486 1,120 SH   DFND   1,120 0 0
Alphabet Inc Cl C Equities 02079K107   26,613 220 SH   DFND 1 220 0 0
Alphabet Inc Cl C Equities 02079K107   7,462,397 61,688 SH   SOLE   61,688 0 0
Amazon Inc Equities 023135106   68,439 525 SH   DFND   525 0 0
Amazon Inc Equities 023135106   9,725,899 74,608 SH   SOLE   74,608 0 0
American Tower Corp Equities 03027X100   18,424 95 SH   DFND   95 0 0
American Tower Corp Equities 03027X100   2,067,788 10,662 SH   SOLE   10,662 0 0
Ameriprise Financial Inc Equities 03076C106   9,965 30 SH   DFND   30 0 0
Ameriprise Financial Inc Equities 03076C106   2,246,730 6,764 SH   SOLE   6,764 0 0
Amgen Inc Equities 031162100   27,753 125 SH   DFND   125 0 0
Amgen Inc Equities 031162100   1,028,175 4,631 SH   SOLE   4,631 0 0
Analog Devices Inc Equities 032654105   1,048,662 5,383 SH   SOLE   5,383 0 0
Apple Inc Equities 037833100   415,872 2,144 SH   DFND   2,144 0 0
Apple Inc Equities 037833100   122,589 632 SH   DFND 1 632 0 0
Apple Inc Equities 037833100   27,206,426 140,261 SH   SOLE   140,261 0 0
Atmos Energy Corp Equities 049560105   31,994 275 SH   DFND   275 0 0
Atmos Energy Corp Equities 049560105   432,203 3,715 SH   SOLE   3,715 0 0
Automatic Data Processing Inc Equities 053015103   2,376,369 10,812 SH   SOLE   10,812 0 0
Bank of America Corp Equities 060505104   642,713 22,402 SH   SOLE   22,402 0 0
Berkshire Hathaway Cl B Equities 084670702   204,600 600 SH   DFND   600 0 0
Berkshire Hathaway Cl B Equities 084670702   20,460 60 SH   DFND 1 60 0 0
Berkshire Hathaway Cl B Equities 084670702   3,737,360 10,960 SH   SOLE   10,960 0 0
Blackrock Inc Equities 09247X101   494,165 715 SH   SOLE   715 0 0
Boeing Co Equities 097023105   228,686 1,083 SH   SOLE   1,083 0 0
Booking Hldgs Inc Equities 09857L108   13,502 5 SH   DFND   5 0 0
Booking Hldgs Inc Equities 09857L108   3,216,093 1,191 SH   SOLE   1,191 0 0
Bristol-Meyers Squibb Co Equities 110122108   771,877 12,070 SH   SOLE   12,070 0 0
Broadcom Inc Equities 11135F101   3,406,398 3,927 SH   SOLE   3,927 0 0
Carrier Global Corporation Equities 14448C104   12,428 250 SH   DFND   250 0 0
Carrier Global Corporation Equities 14448C104   286,628 5,766 SH   SOLE   5,766 0 0
Casey's General Stores Inc Equities 147528103   10,731 44 SH   DFND   44 0 0
Casey's General Stores Inc Equities 147528103   218,516 896 SH   SOLE   896 0 0
Caterpillar Inc Equities 149123101   36,908 150 SH   DFND   150 0 0
Caterpillar Inc Equities 149123101   2,857,133 11,612 SH   SOLE   11,612 0 0
Charles Schwab Corp Equities 808513105   6,802 120 SH   DFND   120 0 0
Charles Schwab Corp Equities 808513105   292,015 5,152 SH   SOLE   5,152 0 0
Chevron Corp Equities 166764100   7,553 48 SH   DFND   48 0 0
Chevron Corp Equities 166764100   2,264,739 14,393 SH   SOLE   14,393 0 0
Chipotle Mexican Grill Equities 169656105   314,433 147 SH   SOLE   147 0 0
Chubb Ltd Ord ADR Equities H1467J104   22,144 115 SH   DFND   115 0 0
Chubb Ltd Ord ADR Equities H1467J104   2,849,310 14,797 SH   SOLE   14,797 0 0
Church & Dwight Inc Equities 171340102   15,035 150 SH   DFND   150 0 0
Church & Dwight Inc Equities 171340102   226,319 2,258 SH   SOLE   2,258 0 0
Cintas Corp Equities 172908105   254,505 512 SH   SOLE   512 0 0
Cisco Systems Inc Equities 17275R102   13,194 255 SH   DFND   255 0 0
Cisco Systems Inc Equities 17275R102   3,884,587 75,079 SH   SOLE   75,079 0 0
Clorox Corp Equities 189054109   241,582 1,519 SH   SOLE   1,519 0 0
CME Group Inc Equities 12572Q105   602,007 3,249 SH   SOLE   3,249 0 0
Coca Cola Co Equities 191216100   130,617 2,169 SH   DFND   2,169 0 0
Coca Cola Co Equities 191216100   1,124,849 18,679 SH   SOLE   18,679 0 0
Colgate-Palmolive Co Equities 194162103   60,476 785 SH   DFND   785 0 0
Colgate-Palmolive Co Equities 194162103   11,556 150 SH   DFND 1 150 0 0
Colgate-Palmolive Co Equities 194162103   303,306 3,937 SH   SOLE   3,937 0 0
Comcast Corp New-Cl A Equities 20030N101   201,767 4,856 SH   SOLE   4,856 0 0
ConocoPhillips Equities 20825C104   119,980 1,158 SH   DFND   1,158 0 0
ConocoPhillips Equities 20825C104   2,607,346 25,165 SH   SOLE   25,165 0 0
Consolidated Edison Inc Equities 209115104   72,320 800 SH   DFND   800 0 0
Consolidated Edison Inc Equities 209115104   156,302 1,729 SH   SOLE   1,729 0 0
Costco Wholesale Corp New Equities 22160K105   3,472,551 6,450 SH   SOLE   6,450 0 0
Curtiss Wright Corp Equities 231561101   14,693 80 SH   DFND   80 0 0
Curtiss Wright Corp Equities 231561101   213,964 1,165 SH   SOLE   1,165 0 0
CVS Health Corp Equities 126650100   66,365 960 SH   DFND   960 0 0
CVS Health Corp Equities 126650100   654,592 9,469 SH   SOLE   9,469 0 0
Danaher Corp Equities 235851102   3,453,120 14,388 SH   SOLE   14,388 0 0
Deere & Co Equities 244199105   14,587 36 SH   DFND   36 0 0
Deere & Co Equities 244199105   1,557,550 3,844 SH   SOLE   3,844 0 0
Digital Realty Trust Inc Equities 253868103   614,101 5,393 SH   SOLE   5,393 0 0
Disney (Walt) Equities 254687106   59,907 671 SH   DFND   671 0 0
Disney (Walt) Equities 254687106   5,803 65 SH   DFND 1 65 0 0
Disney (Walt) Equities 254687106   2,480,823 27,787 SH   SOLE   27,787 0 0
Dominion Resources Inc Equities 25746U109   323,791 6,252 SH   SOLE   6,252 0 0
Dover Corp Equities 260003108   17,127 116 SH   DFND   116 0 0
Dover Corp Equities 260003108   722,747 4,895 SH   SOLE   4,895 0 0
Dow Inc Equities 260557103   16,883 317 SH   DFND   317 0 0
Dow Inc Equities 260557103   2,074,850 38,957 SH   SOLE   38,957 0 0
Duke Energy Corp New Equities 26441C204   11,128 124 SH   DFND   124 0 0
Duke Energy Corp New Equities 26441C204   266,259 2,967 SH   SOLE   2,967 0 0
Eaton Corp PLC ADR Equities G29183103   13,072 65 SH   DFND   65 0 0
Eaton Corp PLC ADR Equities G29183103   2,697,757 13,415 SH   SOLE   13,415 0 0
EcoLab Inc Equities 278865100   7,468 40 SH   DFND   40 0 0
EcoLab Inc Equities 278865100   2,721,754 14,579 SH   SOLE   14,579 0 0
Eli Lilly & Co Equities 532457108   11,725 25 SH   DFND   25 0 0
Eli Lilly & Co Equities 532457108   255,594 545 SH   SOLE   545 0 0
Emerson Electric Co Equities 291011104   67,069 742 SH   DFND   742 0 0
Emerson Electric Co Equities 291011104   803,206 8,886 SH   SOLE   8,886 0 0
Enbridge Inc ADR Equities 29250N105   40,048 1,078 SH   DFND   1,078 0 0
Enbridge Inc ADR Equities 29250N105   826,662 22,252 SH   SOLE   22,252 0 0
Exxon Mobil Corp Equities 30231G102   106,928 997 SH   DFND   997 0 0
Exxon Mobil Corp Equities 30231G102   5,139,742 47,923 SH   SOLE   47,923 0 0
Fedex Corp Equities 31428X106   42,887 173 SH   DFND   173 0 0
Fedex Corp Equities 31428X106   501,006 2,021 SH   SOLE   2,021 0 0
Fifth Third Bancorp Equities 316773100   272,453 10,395 SH   SOLE   10,395 0 0
Ford Motor Co Equities 345370860   7,565 500 SH   DFND   500 0 0
Ford Motor Co Equities 345370860   1,529,946 101,120 SH   SOLE   101,120 0 0
Fortive Corp Equities 34959J108   985,618 13,182 SH   SOLE   13,182 0 0
Fox Corp. Cl A Equities 35137L105   9,962 293 SH   DFND   293 0 0
Fox Corp. Cl A Equities 35137L105   190,332 5,598 SH   SOLE   5,598 0 0
General Mills Inc Equities 370334104   29,146 380 SH   DFND   380 0 0
General Mills Inc Equities 370334104   185,998 2,425 SH   SOLE   2,425 0 0
Hasbro Inc Equities 418056107   238,289 3,679 SH   SOLE   3,679 0 0
Hershey Co Equities 427866108   207,251 830 SH   SOLE   830 0 0
Honeywell Intl Inc Equities 438516106   27,390 132 SH   DFND   132 0 0
Honeywell Intl Inc Equities 438516106   2,703,933 13,031 SH   SOLE   13,031 0 0
Huntington BancShares Inc Equities 446150104   8,268 767 SH   DFND   767 0 0
Huntington BancShares Inc Equities 446150104   395,939 36,729 SH   SOLE   36,729 0 0
Idexx Labs Inc Equities 45168D104   3,489,996 6,949 SH   SOLE   6,949 0 0
Illinois Tool Works Inc Equities 452308109   32,521 130 SH   DFND   130 0 0
Illinois Tool Works Inc Equities 452308109   1,278,568 5,111 SH   SOLE   5,111 0 0
Intel Corp Equities 458140100   16,720 500 SH   DFND   500 0 0
Intel Corp Equities 458140100   529,054 15,821 SH   SOLE   15,821 0 0
Intl Business Machines Equities 459200101   33,453 250 SH   DFND   250 0 0
Intl Business Machines Equities 459200101   485,864 3,631 SH   SOLE   3,631 0 0
Intuit Equities 461202103   592,898 1,294 SH   SOLE   1,294 0 0
Intuitive Surgical Equities 46120E602   34,194 100 SH   DFND 1 100 0 0
Intuitive Surgical Equities 46120E602   309,798 906 SH   SOLE   906 0 0
iShares Core MSCI Emerging Mkts Equities 46434G103   76,301 1,548 SH   DFND   1,548 0 0
iShares Core MSCI Emerging Mkts Equities 46434G103   2,665,998 54,088 SH   SOLE   54,088 0 0
iShares S&P 400 Midcap Index Equities 464287507   84,458 323 SH   DFND   323 0 0
iShares S&P 400 Midcap Index Equities 464287507   8,289,962 31,704 SH   SOLE   31,704 0 0
iShares Trust Core MSCI EAFE Equities 46432F842   18,090 268 SH   DFND   268 0 0
iShares Trust Core MSCI EAFE Equities 46432F842   1,189,553 17,623 SH   SOLE   17,623 0 0
iShares Trust MSCI Emerging Mar Equities 464287234   257,298 6,504 SH   SOLE   6,504 0 0
iShares Trust S&P Sm Cap 600 In Equities 464287804   19,930 200 SH   DFND   200 0 0
iShares Trust S&P Sm Cap 600 In Equities 464287804   3,555,412 35,679 SH   SOLE   35,679 0 0
iShares USA Min Vol ETF Equities 46429B697   477,422 6,423 SH   SOLE   6,423 0 0
J P Morgan Chase & Co Equities 46625H100   15,271 105 SH   DFND   105 0 0
J P Morgan Chase & Co Equities 46625H100   21,089 145 SH   DFND 1 145 0 0
J P Morgan Chase & Co Equities 46625H100   5,434,656 37,367 SH   SOLE   37,367 0 0
Johnson & Johnson Equities 478160104   168,996 1,021 SH   DFND   1,021 0 0
Johnson & Johnson Equities 478160104   3,824,505 23,106 SH   SOLE   23,106 0 0
Kimberly Clark Corp Equities 494368103   36,172 262 SH   DFND   262 0 0
Kimberly Clark Corp Equities 494368103   495,912 3,592 SH   SOLE   3,592 0 0
LKQ Corp Equities 501889208   11,712 201 SH   DFND   201 0 0
LKQ Corp Equities 501889208   239,723 4,114 SH   SOLE   4,114 0 0
Lockheed Martin Corp Equities 539830109   1,547,798 3,362 SH   SOLE   3,362 0 0
Lord Abbett Short Duration Inco Mutual Funds 543916688   53,619 14,073 SH   SOLE   14,073 0 0
Lowe's Companies Inc Equities 548661107   30,470 135 SH   DFND 1 135 0 0
Lowe's Companies Inc Equities 548661107   927,176 4,108 SH   SOLE   4,108 0 0
M&T Bank Corp Equities 55261F104   1,357,276 10,967 SH   SOLE   10,967 0 0
Marsh & McLennan Co Inc Equities 571748102   334,406 1,778 SH   SOLE   1,778 0 0
Mastercard Inc Equities 57636Q104   58,995 150 SH   DFND   150 0 0
Mastercard Inc Equities 57636Q104   55,062 140 SH   DFND 1 140 0 0
Mastercard Inc Equities 57636Q104   2,713,377 6,899 SH   SOLE   6,899 0 0
McCormick & Co Equities 579780206   6,629 76 SH   DFND   76 0 0
McCormick & Co Equities 579780206   514,134 5,894 SH   SOLE   5,894 0 0
McDonald's Corp Equities 580135101   120,856 405 SH   DFND   405 0 0
McDonald's Corp Equities 580135101   6,269,296 21,009 SH   SOLE   21,009 0 0
Medtronic PLC ADR Equities G5960L103   17,620 200 SH   DFND   200 0 0
Medtronic PLC ADR Equities G5960L103   566,571 6,431 SH   SOLE   6,431 0 0
Merck & Co Inc New Equities 58933Y105   54,810 475 SH   DFND   475 0 0
Merck & Co Inc New Equities 58933Y105   5,693,920 49,345 SH   SOLE   49,345 0 0
Meta Platforms Inc Cl A Equities 30303M102   65,431 228 SH   DFND   228 0 0
Meta Platforms Inc Cl A Equities 30303M102   2,907,107 10,130 SH   SOLE   10,130 0 0
Microsoft Corp Equities 594918104   442,021 1,298 SH   DFND   1,298 0 0
Microsoft Corp Equities 594918104   20,868,972 61,282 SH   SOLE   61,282 0 0
Mondelez Intl Inc Equities 609207105   25,675 352 SH   DFND   352 0 0
Mondelez Intl Inc Equities 609207105   769,006 10,543 SH   SOLE   10,543 0 0
Monolithic Pwr Sys Inc Equities 609839105   227,977 422 SH   SOLE   422 0 0
Nextera Energy Inc Equities 65339F101   159,085 2,144 SH   DFND   2,144 0 0
Nextera Energy Inc Equities 65339F101   2,341,604 31,558 SH   SOLE   31,558 0 0
Nike Inc CL B Equities 654106103   59,048 535 SH   DFND   535 0 0
Nike Inc CL B Equities 654106103   1,171,578 10,615 SH   SOLE   10,615 0 0
Norfolk Southern Corp Equities 655844108   97,507 430 SH   DFND   430 0 0
Norfolk Southern Corp Equities 655844108   1,266,455 5,585 SH   SOLE   5,585 0 0
Northrop Grumman Corp Equities 666807102   1,928,490 4,231 SH   SOLE   4,231 0 0
Novartis AG ADR Equities 66987V109   58,528 580 SH   DFND   580 0 0
Novartis AG ADR Equities 66987V109   1,078,223 10,685 SH   SOLE   10,685 0 0
Nvidia Corp Equities 67066G104   16,075 38 SH   DFND   38 0 0
Nvidia Corp Equities 67066G104   5,640,126 13,333 SH   SOLE   13,333 0 0
Palo Alto Networks Equities 697435105   540,659 2,116 SH   SOLE   2,116 0 0
Paychex Inc Equities 704326107   55,935 500 SH   DFND   500 0 0
Paychex Inc Equities 704326107   350,265 3,131 SH   SOLE   3,131 0 0
PayPal Holdings Inc Equities 70450Y103   8,875 133 SH   DFND   133 0 0
PayPal Holdings Inc Equities 70450Y103   1,603,722 24,033 SH   SOLE   24,033 0 0
Pepsico Inc Equities 713448108   85,572 462 SH   DFND   462 0 0
Pepsico Inc Equities 713448108   6,491,405 35,047 SH   SOLE   35,047 0 0
Pfizer Inc Equities 717081103   60,449 1,648 SH   DFND   1,648 0 0
Pfizer Inc Equities 717081103   1,873,138 51,067 SH   SOLE   51,067 0 0
Philip Morris Intl Inc Equities 718172109   10,738 110 SH   DFND   110 0 0
Philip Morris Intl Inc Equities 718172109   782,522 8,016 SH   SOLE   8,016 0 0
Pinnacle West Capital Equities 723484101   11,404 140 SH   DFND   140 0 0
Pinnacle West Capital Equities 723484101   318,183 3,906 SH   SOLE   3,906 0 0
PNC Finl Svcs Group Equities 693475105   6,927 55 SH   DFND   55 0 0
PNC Finl Svcs Group Equities 693475105   1,521,980 12,084 SH   SOLE   12,084 0 0
Procter & Gamble Co Equities 742718109   315,771 2,081 SH   DFND   2,081 0 0
Procter & Gamble Co Equities 742718109   5,188,294 34,192 SH   SOLE   34,192 0 0
Progressive Corp Equities 743315103   203,585 1,538 SH   SOLE   1,538 0 0
ProLogis Inc Equities 74340W103   359,306 2,930 SH   SOLE   2,930 0 0
Prudential Financial Inc Equities 744320102   388,433 4,403 SH   SOLE   4,403 0 0
Qualcomm Inc Equities 747525103   53,330 448 SH   DFND   448 0 0
Qualcomm Inc Equities 747525103   2,934,336 24,650 SH   SOLE   24,650 0 0
Quest Diagnostics Inc Equities 74834L100   436,860 3,108 SH   SOLE   3,108 0 0
Raytheon Technologies Corp Equities 75513E101   57,503 587 SH   DFND   587 0 0
Raytheon Technologies Corp Equities 75513E101   3,817,501 38,970 SH   SOLE   38,970 0 0
Realty Income Corp Equities 756109104   262,657 4,393 SH   SOLE   4,393 0 0
Roche Holding Ltd Adr Equities 771195104   15,285 400 SH   DFND   400 0 0
Roche Holding Ltd Adr Equities 771195104   21,017 550 SH   DFND 1 550 0 0
Roche Holding Ltd Adr Equities 771195104   253,431 6,632 SH   SOLE   6,632 0 0
S&P Global Inc Equities 78409V104   160,356 400 SH   DFND   400 0 0
S&P Global Inc Equities 78409V104   426,948 1,065 SH   SOLE   1,065 0 0
Salesforce.com Inc Equities 79466L302   10,563 50 SH   DFND   50 0 0
Salesforce.com Inc Equities 79466L302   3,157,492 14,946 SH   SOLE   14,946 0 0
Schlumberger Ltd ADR Equities 806857108   4,912 100 SH   DFND   100 0 0
Schlumberger Ltd ADR Equities 806857108   248,056 5,050 SH   SOLE   5,050 0 0
Schwab US Large Cap Growth ETF Equities 808524300   556,429 7,424 SH   SOLE   7,424 0 0
Schwab US Large Cap Value ETF Equities 808524409   369,599 5,509 SH   SOLE   5,509 0 0
Service Now Inc Equities 81762P102   332,124 591 SH   SOLE   591 0 0
Sherwin Williams Equities 824348106   2,365,252 8,908 SH   SOLE   8,908 0 0
Southern Co Equities 842587107   36,600 521 SH   DFND   521 0 0
Southern Co Equities 842587107   218,337 3,108 SH   SOLE   3,108 0 0
SPDR ICE Preferred Sec ETF Equities 78464A292   38,491 1,150 SH   DFND   1,150 0 0
SPDR ICE Preferred Sec ETF Equities 78464A292   2,390,929 71,435 SH   SOLE   71,435 0 0
SPDR S&P 600 SmallCap Val Equities 78464A300   45,619 591 SH   DFND   591 0 0
SPDR S&P 600 SmallCap Val Equities 78464A300   19,303,675 250,080 SH   SOLE   250,080 0 0
SPDR S&P Dividend Equities 78464A763   36,161 295 SH   DFND   295 0 0
SPDR S&P Dividend Equities 78464A763   230,696 1,882 SH   SOLE   1,882 0 0
SPDR S&P Midcap 400 Equities 78467Y107   528,717 1,104 SH   SOLE   1,104 0 0
Starbucks Corp Equities 855244109   93,909 948 SH   DFND   948 0 0
Starbucks Corp Equities 855244109   10,897 110 SH   DFND 1 110 0 0
Starbucks Corp Equities 855244109   3,097,012 31,264 SH   SOLE   31,264 0 0
Stryker Corp Equities 863667101   500,653 1,641 SH   SOLE   1,641 0 0
Synopsys Inc Equities 871607107   226,849 521 SH   SOLE   521 0 0
Sysco Corp Equities 871829107   240,334 3,239 SH   SOLE   3,239 0 0
Target Corp Equities 87612E106   801,556 6,077 SH   SOLE   6,077 0 0
TC Energy Corp ADR Equities 87807B107   320,694 7,936 SH   SOLE   7,936 0 0
TE Connectivity LTD ADR Equities H84989104   1,648,982 11,765 SH   SOLE   11,765 0 0
Tesla Inc Equities 88160R101   16,492 63 SH   DFND   63 0 0
Tesla Inc Equities 88160R101   3,404,581 13,006 SH   SOLE   13,006 0 0
Tetra Tech Inc New Equities 88162G103   428,671 2,618 SH   SOLE   2,618 0 0
The Home Depot Inc Equities 437076102   47,528 153 SH   DFND   153 0 0
The Home Depot Inc Equities 437076102   5,327,476 17,150 SH   SOLE   17,150 0 0
The Travelers Co Inc Equities 89417E109   17,366 100 SH   DFND   100 0 0
The Travelers Co Inc Equities 89417E109   230,620 1,328 SH   SOLE   1,328 0 0
Thermo Fisher Scientific Inc Equities 883556102   3,259,372 6,247 SH   SOLE   6,247 0 0
Toronto-Dominion Bank Equities 891160509   204,571 3,299 SH   SOLE   3,299 0 0
Truist Finl Corp Equities 89832Q109   389,724 12,841 SH   SOLE   12,841 0 0
Union Pacific Corp Equities 907818108   5,116 25 SH   DFND   25 0 0
Union Pacific Corp Equities 907818108   4,028,763 19,689 SH   SOLE   19,689 0 0
United Health Group Inc Equities 91324P102   9,613 20 SH   DFND   20 0 0
United Health Group Inc Equities 91324P102   3,799,459 7,905 SH   SOLE   7,905 0 0
United Parcel Service Equities 911312106   8,604 48 SH   DFND   48 0 0
United Parcel Service Equities 911312106   13,444 75 SH   DFND 1 75 0 0
United Parcel Service Equities 911312106   425,719 2,375 SH   SOLE   2,375 0 0
Unitil Corporation Equities 913259107   15,974 315 SH   DFND   315 0 0
Unitil Corporation Equities 913259107   328,043 6,469 SH   SOLE   6,469 0 0
US Bancorp Equities 902973304   33,800 1,023 SH   DFND   1,023 0 0
US Bancorp Equities 902973304   324,849 9,832 SH   SOLE   9,832 0 0
Vanguard FTSE Developed Mkt Equities 921943858   126,395 2,737 SH   DFND   2,737 0 0
Vanguard FTSE Developed Mkt Equities 921943858   5,010,715 108,504 SH   SOLE   108,504 0 0
Vanguard Index Fds S&P ETF Equities 922908363   498,918 1,225 SH   SOLE   1,225 0 0
Vanguard Index Mid Cap Growth Equities 922908538   246,924 1,200 SH   SOLE   1,200 0 0
Vanguard Intermediate-Term Bond Equities 921937819   18,958 252 SH   DFND   252 0 0
Vanguard Intermediate-Term Bond Equities 921937819   4,052,189 53,864 SH   SOLE   53,864 0 0
Vanguard Mid Cap ETF Equities 922908629   215,757 980 SH   DFND   980 0 0
Vanguard Mid Cap ETF Equities 922908629   32,397,204 147,153 SH   SOLE   147,153 0 0
Vanguard REIT ETF Equities 922908553   119,825 1,434 SH   DFND   1,434 0 0
Vanguard REIT ETF Equities 922908553   9,526 114 SH   DFND 1 114 0 0
Vanguard REIT ETF Equities 922908553   9,484,728 113,508 SH   SOLE   113,508 0 0
Verizon Communications Equities 92343V104   71,516 1,923 SH   DFND   1,923 0 0
Verizon Communications Equities 92343V104   914,167 24,581 SH   SOLE   24,581 0 0
Visa Inc Equities 92826C839   67,682 285 SH   DFND   285 0 0
Visa Inc Equities 92826C839   3,180,570 13,393 SH   SOLE   13,393 0 0
Wal-Mart Inc Equities 931142103   59,414 378 SH   DFND   378 0 0
Wal-Mart Inc Equities 931142103   2,447,450 15,571 SH   SOLE   15,571 0 0
Waste Management Inc Equities 94106L109   14,741 85 SH   DFND   85 0 0
Waste Management Inc Equities 94106L109   349,268 2,014 SH   SOLE   2,014 0 0
Wells Fargo & Co Equities 949746101   23,474 550 SH   DFND   550 0 0
Wells Fargo & Co Equities 949746101   315,832 7,400 SH   SOLE   7,400 0 0
Williams Companies Inc Equities 969457100   10,115 310 SH   DFND   310 0 0
Williams Companies Inc Equities 969457100   817,806 25,063 SH   SOLE   25,063 0 0
Wisdom MidCap Div Equities 97717W505   91,249 2,170 SH   DFND   2,170 0 0
Wisdom MidCap Div Equities 97717W505   388,122 9,230 SH   SOLE   9,230 0 0
Wisdomtree US Small Cap Dividen Equities 97717W604   53,722 1,866 SH   DFND   1,866 0 0
Wisdomtree US Small Cap Dividen Equities 97717W604   342,313 11,890 SH   SOLE   11,890 0 0
Zoetis Inc. Equities 98978V103   261,243 1,517 SH   SOLE   1,517 0 0