The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABB LTD Sponsored ADR Com 000375204   12,336 405 SH   SOLE 0 405 0 0
Aflac Inc Com 001055102   513,076 7,132 SH   SOLE 0 7,132 0 0
AT&T Inc Com 00206R102   106,907 5,807 SH   SOLE 0 5,807 0 0
Ark Innovation ETF Com 00214Q104   625 20 SH   SOLE 0 20 0 0
Abbott Labs Com 002824100   2,126,523 19,369 SH   SOLE 0 19,369 0 0
Abbott Labs Com 002824100   116,707 1,063 SH   DFND 0 1,063 0 0
Abbvie Inc Com 00287Y109   6,035,972 37,349 SH   SOLE 0 37,349 0 0
Abbvie Inc Com 00287Y109   190,538 1,179 SH   DFND 0 1,179 0 0
Activision Blizzard Inc Com 00507V109   179,893 2,350 SH   SOLE 0 2,350 0 0
Adobe Inc Com 00724F101   1,763,081 5,239 SH   SOLE 0 5,239 0 0
Adobe Inc Com 00724F101   5,721 17 SH   DFND 0 17 0 0
Airbnb Inc Com Com 009066101   40,271 471 SH   SOLE 0 471 0 0
Air Products & Chemicals Inc Com 009158106   1,767,255 5,733 SH   SOLE 0 5,733 0 0
Air Products & Chemicals Inc Com 009158106   56,103 182 SH   DFND 0 182 0 0
Alarm.com Holdings Inc Com 011642105   22,266 450 SH   SOLE 0 450 0 0
Align Technology Inc Com 016255101   86,891 412 SH   SOLE 0 412 0 0
AllianceBernstein Hldg LP LTD Com 01881G106   5,946 173 SH   SOLE 0 173 0 0
Allstate Corp Com 020002101   444,361 3,277 SH   SOLE 0 3,277 0 0
Alphabet Inc Cl C Com 02079K107   5,507,649 62,072 SH   SOLE 0 62,072 0 0
Alphabet Inc Cl C Com 02079K107   118,898 1,340 SH   DFND 0 1,340 0 0
Alphabet Inc Cl A Com 02079K305   2,991,262 33,903 SH   SOLE 0 33,903 0 0
Alphabet Inc Cl A Com 02079K305   56,467 640 SH   DFND 0 640 0 0
Altria Group Inc Com 02209S103   128,856 2,819 SH   SOLE 0 2,819 0 0
Amazon Inc Com 023135106   6,041,112 71,918 SH   SOLE 0 71,918 0 0
Amazon Inc Com 023135106   44,100 525 SH   DFND 0 525 0 0
Amerco Com 023586100   13,663 227 SH   SOLE 0 227 0 0
Ameren Corp Com 023608102   29,344 330 SH   SOLE 0 330 0 0
American Airlines Group Inc Com 02376R102   4,630 364 SH   SOLE 0 364 0 0
American Centy Etf Tr Com 025072752   89,663 1,862 SH   SOLE 0 1,862 0 0
American Express Co Com 025816109   99,731 675 SH   SOLE 0 675 0 0
American States Water Co Com 029899101   24,341 263 SH   DFND 0 263 0 0
American Tower Corp Com 03027X100   2,232,157 10,536 SH   SOLE 0 10,536 0 0
American Tower Corp Com 03027X100   20,127 95 SH   DFND 0 95 0 0
Ameriprise Financial Inc Com 03076C106   2,445,189 7,853 SH   SOLE 0 7,853 0 0
Ameriprise Financial Inc Com 03076C106   9,341 30 SH   DFND 0 30 0 0
Amgen Inc Com 031162100   1,327,120 5,053 SH   SOLE 0 5,053 0 0
Amgen Inc Com 031162100   26,264 100 SH   DFND 0 100 0 0
Amoskeag Industries Inc Com 031835101   1,700 17 SH   SOLE 0 17 0 0
Amphenol Corp Com 032095101   135,910 1,785 SH   SOLE 0 1,785 0 0
Analog Devices Inc Com 032654105   932,511 5,685 SH   SOLE 0 5,685 0 0
Anglogold Ashanti Ltd ADR Com 035128206   12,099 623 SH   SOLE 0 623 0 0
Elevance Health INC Com 036752103   33,343 65 SH   SOLE 0 65 0 0
Apple Inc Com 037833100   18,920,407 145,620 SH   SOLE 0 145,620 0 0
Apple Inc Com 037833100   353,410 2,720 SH   DFND 0 2,720 0 0
Archer Daniels Midland Com 039483102   11,328 122 SH   SOLE 0 122 0 0
Atmos Energy Corp Com 049560105   471,815 4,210 SH   SOLE 0 4,210 0 0
Atmos Energy Corp Com 049560105   30,819 275 SH   DFND 0 275 0 0
Automatic Data Processing Inc Com 053015103   2,706,284 11,330 SH   SOLE 0 11,330 0 0
Bank of America Corp Com 060505104   745,266 22,502 SH   SOLE 0 22,502 0 0
Bank of America Corp PFD Pfd Stk 06055H202   65,749 3,365 SH   SOLE 0 3,365 0 0
Bank of Nova Scotia Halifax Com 064149107   4,898 100 SH   SOLE 0 100 0 0
Bank of Nova Scotia Halifax Com 064149107   9,796 200 SH   DFND 0 200 0 0
Becton Dickinson & Co Com 075887109   284,562 1,119 SH   SOLE 0 1,119 0 0
Berkshire Hathaway Cl B Com 084670702   3,680,544 11,915 SH   SOLE 0 11,915 0 0
Berkshire Hathaway Cl B Com 084670702   182,251 590 SH   DFND 0 590 0 0
BHP Billiton LTD Com 088606108   68,565 1,105 SH   SOLE 0 1,105 0 0
Biogen Idec Com 09062X103   22,154 80 SH   DFND 0 80 0 0
Blackrock Inc Com 09247X101   698,709 986 SH   SOLE 0 986 0 0
Blackstone Inc Com 09260D107   148,380 2,000 SH   SOLE 0 2,000 0 0
Boeing Co Com 097023105   253,733 1,332 SH   SOLE 0 1,332 0 0
Bonanza Development Co. Com 097797104   103,869 101 SH   SOLE 0 101 0 0
Booking Hldgs Inc Com 09857L108   2,575,528 1,278 SH   SOLE 0 1,278 0 0
Booking Hldgs Inc Com 09857L108   10,076 5 SH   DFND 0 5 0 0
Boston Beer Co Com 100557107   74,142 225 SH   SOLE 0 225 0 0
Bristol-Meyers Squibb Co Com 110122108   934,774 12,992 SH   SOLE 0 12,992 0 0
British American Tobacco PLC ADR Com 110448107   198,781 4,972 SH   SOLE 0 4,972 0 0
Broadridge Financial Solutions Inc Com 11133T103   54,591 407 SH   SOLE 0 407 0 0
Broadcom Inc Com 11135F101   2,493,161 4,459 SH   SOLE 0 4,459 0 0
Brown Forman Corp Cl B Com 115637209   21,346 325 SH   SOLE 0 325 0 0
Cigna Corp New Com 125523100   11,928 36 SH   SOLE 0 36 0 0
CME Group Inc Com 12572Q105   589,064 3,503 SH   SOLE 0 3,503 0 0
CSX Corp Com 126408103   161,468 5,212 SH   SOLE 0 5,212 0 0
CVS Health Corp Com 126650100   950,165 10,196 SH   SOLE 0 10,196 0 0
CVS Health Corp Com 126650100   89,462 960 SH   DFND 0 960 0 0
Canadian Pacific Railway Com 13645T100   111,288 1,492 SH   SOLE 0 1,492 0 0
Carnival Corp Com 143658300   806 100 SH   SOLE 0 100 0 0
Carrier Global Corporation Com 14448C104   264,825 6,420 SH   SOLE 0 6,420 0 0
Carrier Global Corporation Com 14448C104   10,313 250 SH   DFND 0 250 0 0
Casey's General Stores Inc Com 147528103   214,927 958 SH   SOLE 0 958 0 0
Caterpillar Inc Com 149123101   3,167,223 13,221 SH   SOLE 0 13,221 0 0
Caterpillar Inc Com 149123101   35,934 150 SH   DFND 0 150 0 0
Charles River Laboratories Com 159864107   112,872 518 SH   SOLE 0 518 0 0
Chevron Corp Com 166764100   2,674,042 14,898 SH   SOLE 0 14,898 0 0
Chipotle Mexican Grill Com 169656105   202,574 146 SH   SOLE 0 146 0 0
Church & Dwight Inc Com 171340102   191,852 2,380 SH   SOLE 0 2,380 0 0
Cisco Systems Inc Com 17275R102   3,653,512 76,690 SH   SOLE 0 76,690 0 0
Cintas Corp Com 172908105   231,229 512 SH   SOLE 0 512 0 0
Citigroup Inc Com 172967424   44,597 986 SH   SOLE 0 986 0 0
Clorox Corp Com 189054109   294,272 2,097 SH   SOLE 0 2,097 0 0
Coca Cola Co Com 191216100   1,181,810 18,579 SH   SOLE 0 18,579 0 0
Coca Cola Co Com 191216100   130,019 2,044 SH   DFND 0 2,044 0 0
Colgate-Palmolive Co Com 194162103   320,990 4,074 SH   SOLE 0 4,074 0 0
Colgate-Palmolive Co Com 194162103   73,669 935 SH   DFND 0 935 0 0
Comcast Corp New-Cl A Com 20030N101   172,437 4,931 SH   SOLE 0 4,931 0 0
Community Bk Sys Inc Com 203607106   84,353 1,340 SH   SOLE 0 1,340 0 0
Conagra Brands Inc Com 205887102   33,863 875 SH   SOLE 0 875 0 0
Conagra Brands Inc Com 205887102   17,454 451 SH   DFND 0 451 0 0
Connectone Bancorp Inc Pfd Warrant Com 20786W503   27,038 1,310 SH   SOLE 0 1,310 0 0
ConocoPhillips Com 20825C104   3,813,288 32,316 SH   SOLE 0 32,316 0 0
ConocoPhillips Com 20825C104   140,066 1,187 SH   DFND 0 1,187 0 0
Consolidated Edison Inc Com 209115104   169,842 1,782 SH   SOLE 0 1,782 0 0
Consolidated Edison Inc Com 209115104   76,248 800 SH   DFND 0 800 0 0
Constellation Brands Inc Com 21036P108   262,341 1,132 SH   SOLE 0 1,132 0 0
Copart Inc Com Com 217204106   108,567 1,783 SH   SOLE 0 1,783 0 0
Corteva Inc Com 22052L104   86,818 1,477 SH   SOLE 0 1,477 0 0
Corteva Inc Com 22052L104   14,225 242 SH   DFND 0 242 0 0
Costco Wholesale Corp New Com 22160K105   3,236,585 7,090 SH   SOLE 0 7,090 0 0
Coursera Inc Com 22266M104   4,223 357 SH   SOLE 0 357 0 0
Cummins Inc Com 231021106   4,361 18 SH   SOLE 0 18 0 0
Curtiss Wright Corp Com 231561101   224,936 1,347 SH   SOLE 0 1,347 0 0
Danaher Corp Com 235851102   4,017,397 15,136 SH   SOLE 0 15,136 0 0
Datadog Inc. Com 23804L103   62,549 851 SH   SOLE 0 851 0 0
Deere & Co Com 244199105   1,773,351 4,136 SH   SOLE 0 4,136 0 0
Delta Airlines Inc New Com 247361702   10,680 325 SH   SOLE 0 325 0 0
Dentsply Sirona Inc Com 24906P109   93,164 2,926 SH   SOLE 0 2,926 0 0
Dexcom Inc Com 252131107   99,764 881 SH   SOLE 0 881 0 0
Diageo PLC ADR New Com 25243Q205   271,383 1,523 SH   SOLE 0 1,523 0 0
Digital Realty Trust Inc Com 253868103   494,933 4,936 SH   SOLE 0 4,936 0 0
Disney (Walt) Com 254687106   2,355,404 27,111 SH   SOLE 0 27,111 0 0
Disney (Walt) Com 254687106   56,646 652 SH   DFND 0 652 0 0
Dominion Resources Inc Com 25746U109   363,628 5,930 SH   SOLE 0 5,930 0 0
Dover Corp Com 260003108   686,529 5,070 SH   SOLE 0 5,070 0 0
Dover Corp Com 260003108   19,634 145 SH   DFND 0 145 0 0
Dow Inc Com 260557103   1,809,203 35,904 SH   SOLE 0 35,904 0 0
Dow Inc Com 260557103   15,974 317 SH   DFND 0 317 0 0
Duke Energy Corp New Com 26441C204   310,309 3,013 SH   SOLE 0 3,013 0 0
Duke Energy Corp New Com 26441C204   12,771 124 SH   DFND 0 124 0 0
Ess Tech Inc Com 26916J106   2,430 1,000 SH   SOLE 0 1,000 0 0
eBay Inc Com 278642103   15,137 365 SH   SOLE 0 365 0 0
EcoLab Inc Com 278865100   2,080,052 14,290 SH   SOLE 0 14,290 0 0
EcoLab Inc Com 278865100   5,822 40 SH   DFND 0 40 0 0
Edwards Lifesciences Corp Com 28176E108   127,807 1,713 SH   SOLE 0 1,713 0 0
Emerson Electric Co Com 291011104   889,804 9,263 SH   SOLE 0 9,263 0 0
Emerson Electric Co Com 291011104   59,077 615 SH   DFND 0 615 0 0
Enbridge Inc ADR Com 29250N105   1,025,632 26,231 SH   SOLE 0 26,231 0 0
Enbridge Inc ADR Com 29250N105   31,280 800 SH   DFND 0 800 0 0
Energy Transfer Partners LP Com 29273V100   74,104 6,243 SH   SOLE 0 6,243 0 0
Entergy Corp New Com 29364G103   192,263 1,709 SH   SOLE 0 1,709 0 0
Eversource Energy Com 30040W108   27,080 323 SH   SOLE 0 323 0 0
Exelon Corp Com 30161N101   18,243 422 SH   DFND 0 422 0 0
Expeditors Intl WA Inc Com 302130109   25,980 250 SH   DFND 0 250 0 0
Exxon Mobil Corp Com 30231G102   6,353,170 57,599 SH   SOLE 0 57,599 0 0
Exxon Mobil Corp Com 30231G102   112,727 1,022 SH   DFND 0 1,022 0 0
Meta Platforms Inc Cl A Com 30303M102   1,116,154 9,275 SH   SOLE 0 9,275 0 0
Meta Platforms Inc Cl A Com 30303M102   27,438 228 SH   DFND 0 228 0 0
Fastenal Co Com 311900104   30,758 650 SH   DFND 0 650 0 0
Fedex Corp Com 31428X106   374,458 2,162 SH   SOLE 0 2,162 0 0
Fedex Corp Com 31428X106   29,964 173 SH   DFND 0 173 0 0
F5, Inc Com 315616102   14,351 100 SH   DFND 0 100 0 0
Fidelity National Info Svc Com 31620M106   53,602 790 SH   SOLE 0 790 0 0
Fifth Third Bancorp Com 316773100   303,296 9,244 SH   SOLE 0 9,244 0 0
First Trust NASDAQ Cybersecurity ETF Com 33734X846   67,355 1,740 SH   SOLE 0 1,740 0 0
Fiserv Inc Com 337738108   18,698 185 SH   SOLE 0 185 0 0
Ford Motor Corp PFD Pfd Stk 345370845   32,288 1,463 SH   SOLE 0 1,463 0 0
Ford Motor Co Com 345370860   1,168,757 100,495 SH   SOLE 0 100,495 0 0
Ford Motor Co Com 345370860   5,815 500 SH   DFND 0 500 0 0
Forrester Research Inc Com 346563109   11,801 330 SH   SOLE 0 330 0 0
Fortive Corp Com 34959J108   894,617 13,924 SH   SOLE 0 13,924 0 0
Fortune Brands HM & SEC Com 34964C106   28,555 500 SH   SOLE 0 500 0 0
Fox Corp. Cl A Com 35137L105   170,315 5,608 SH   SOLE 0 5,608 0 0
Freeport-McMoRan Cooper & Gold Inc. Com 35671D857   22,800 600 SH   SOLE 0 600 0 0
General Dynamics Corp Com 369550108   89,568 361 SH   SOLE 0 361 0 0
General Mills Inc Com 370334104   297,668 3,550 SH   SOLE 0 3,550 0 0
General Mills Inc Com 370334104   31,863 380 SH   DFND 0 380 0 0
General Motors Co Com 37045V100   4,205 125 SH   SOLE 0 125 0 0
Genuine Parts Co Com 372460105   25,679 148 SH   SOLE 0 148 0 0
Genuine Parts Co Com 372460105   43,378 250 SH   DFND 0 250 0 0
Gilead Sciences Inc Com 375558103   33,482 390 SH   SOLE 0 390 0 0
Gilead Sciences Inc Com 375558103   15,453 180 SH   DFND 0 180 0 0
Goldman Sachs Group Inc Com 38141G104   8,585 25 SH   SOLE 0 25 0 0
W W Grainger Inc Com 384802104   55,625 100 SH   DFND 0 100 0 0
Group 1 Automotive Inc Com 398905109   31,024 172 SH   SOLE 0 172 0 0
Guidewire Software Inc Com 40171V100   18,768 300 SH   DFND 0 300 0 0
HP Inc Com 40434L105   49,038 1,825 SH   SOLE 0 1,825 0 0
Hanesbrands Inc Com 410345102   1,272 200 SH   DFND 0 200 0 0
Hargreaves Lansdown PLC Com 412544108   12,462 605 SH   DFND 0 605 0 0
Hasbro Inc Com 418056107   149,963 2,458 SH   SOLE 0 2,458 0 0
Healthsonix Inc Com 42226Q102   0 3,000 SH   SOLE 0 3,000 0 0
Hershey Co Com 427866108   211,887 915 SH   SOLE 0 915 0 0
Hess Corp Com 42809H107   20,564 145 SH   SOLE 0 145 0 0
Hess Corp Com 42809H107   14,182 100 SH   DFND 0 100 0 0
Hewlett Packard Enterprise Co Com 42824C109   27,531 1,725 SH   SOLE 0 1,725 0 0
The Home Depot Inc Com 437076102   5,797,926 18,356 SH   SOLE 0 18,356 0 0
The Home Depot Inc Com 437076102   52,117 165 SH   DFND 0 165 0 0
Honeywell Intl Inc Com 438516106   2,812,473 13,124 SH   SOLE 0 13,124 0 0
Honeywell Intl Inc Com 438516106   28,288 132 SH   DFND 0 132 0 0
Hormel Foods Corp Com 440452100   191,674 4,208 SH   SOLE 0 4,208 0 0
Huntington BancShares Inc Com 446150104   500,945 35,528 SH   SOLE 0 35,528 0 0
Idexx Labs Inc Com 45168D104   2,876,934 7,052 SH   SOLE 0 7,052 0 0
Illinois Tool Works Inc Com 452308109   1,171,555 5,318 SH   SOLE 0 5,318 0 0
Illinois Tool Works Inc Com 452308109   28,639 130 SH   DFND 0 130 0 0
Illumina Inc Com 452327109   20,220 100 SH   SOLE 0 100 0 0
Intel Corp Com 458140100   1,067,534 40,391 SH   SOLE 0 40,391 0 0
Intel Corp Com 458140100   25,109 950 SH   DFND 0 950 0 0
Intercontinential Exch Inc Com 45866F104   178,507 1,740 SH   SOLE 0 1,740 0 0
Intl Business Machines Com 459200101   508,754 3,611 SH   SOLE 0 3,611 0 0
Intl Business Machines Com 459200101   35,223 250 SH   DFND 0 250 0 0
International Flavors & Frag Com 459506101   145,203 1,385 SH   SOLE 0 1,385 0 0
International Flavors & Frag Com 459506101   3,774 36 SH   DFND 0 36 0 0
International Paper Co Com 460146103   93,501 2,700 SH   SOLE 0 2,700 0 0
Intuit Com 461202103   519,998 1,336 SH   SOLE 0 1,336 0 0
Intuitive Surgical Com 46120E602   231,120 871 SH   SOLE 0 871 0 0
Intuitive Surgical Com 46120E602   26,535 100 SH   DFND 0 100 0 0
Invesco Preferred ETF Com 46138E511   7,356 658 SH   SOLE 0 658 0 0
Invesco Exchange Traded Fund Com 46138G508   9,033 440 SH   SOLE 0 440 0 0
Invesco Global Clean Energy ETF Com 46138G847   14,137 770 SH   SOLE 0 770 0 0
Irobot Corporation Com 462726100   24,065 500 SH   SOLE 0 500 0 0
Ishares Gold Trust Com 464285204   46,593 1,347 SH   SOLE 0 1,347 0 0
iShares Barclays Tips Bond Fund Com 464287176   22,778 214 SH   SOLE 0 214 0 0
iShares Trust MSCI Emerging Markets Com 464287234   255,143 6,732 SH   SOLE 0 6,732 0 0
iShares IBOXX Invsmt Grade Bond Fund Com 464287242   17,818 169 SH   SOLE 0 169 0 0
iShares Russell Mid Cap Com 464287499   128,155 1,900 SH   SOLE 0 1,900 0 0
iShares S&P 400 Midcap Index Com 464287507   7,840,622 32,414 SH   SOLE 0 32,414 0 0
iShares S&P 400 Midcap Index Com 464287507   60,473 250 SH   DFND 0 250 0 0
Russell 2000 Growth Index Com 464287648   64,356 300 SH   SOLE 0 300 0 0
iShares Trust Russell 2000 Index Com 464287655   58,934 338 SH   SOLE 0 338 0 0
iShares Trust S&P Sm Cap 600 Indx Com 464287804   3,486,064 36,835 SH   SOLE 0 36,835 0 0
iShares Trust S&P Sm Cap 600 Indx Com 464287804   18,928 200 SH   DFND 0 200 0 0
iShares MSCI Kld 400 Social Com 464288570   6,605 92 SH   SOLE 0 92 0 0
iShares Barclays 1-3 Year Cr Bond Fd Com 464288646   3,388 68 SH   SOLE 0 68 0 0
MFC iShares US Preferred Com 464288687   105,451 3,454 SH   SOLE 0 3,454 0 0
iShares MSCI USA ESG Select Com 464288802   8,479 103 SH   SOLE 0 103 0 0
iShares High Dividend Com 46429B663   313,658 3,009 SH   SOLE 0 3,009 0 0
iShares USA Min Vol ETF Com 46429B697   463,098 6,423 SH   SOLE 0 6,423 0 0
Ishs Edge MSCI USA Momentum Factor ETF Com 46432F396   159,793 1,095 SH   SOLE 0 1,095 0 0
iShares Trust Core MSCI EAFE Com 46432F842   988,336 16,034 SH   SOLE 0 16,034 0 0
iShares Trust Core MSCI EAFE Com 46432F842   10,047 163 SH   DFND 0 163 0 0
iShares Core MSCI Emerging Mkts Com 46434G103   3,281,282 70,263 SH   SOLE 0 70,263 0 0
iShares Core MSCI Emerging Mkts Com 46434G103   28,627 613 SH   DFND 0 613 0 0
Ishares Tr iBonds Dec23 ETF Com 46434VAX8   30,036 1,200 SH   SOLE 0 1,200 0 0
iShares Tr iBonds Dec25 ETF Com 46434VBD1   24,320 1,000 SH   SOLE 0 1,000 0 0
iShares Tr iBonds Dec24 ETF Com 46434VBG4   29,304 1,200 SH   SOLE 0 1,200 0 0
J P Morgan Chase & Co Com 46625H100   5,175,053 38,591 SH   SOLE 0 38,591 0 0
J P Morgan Chase & Co Com 46625H100   33,525 250 SH   DFND 0 250 0 0
Johnson & Johnson Com 478160104   4,206,743 23,814 SH   SOLE 0 23,814 0 0
Johnson & Johnson Com 478160104   186,366 1,055 SH   DFND 0 1,055 0 0
Kellogg Co Com 487836108   6,198 87 SH   SOLE 0 87 0 0
Keycorp New Com 493267108   1,157,890 66,469 SH   SOLE 0 66,469 0 0
Keycorp New Com 493267108   6,358 365 SH   DFND 0 365 0 0
Keycorp PFD Pfd Stk 493267868   31,587 1,530 SH   SOLE 0 1,530 0 0
Kimberly Clark Corp Com 494368103   278,152 2,049 SH   SOLE 0 2,049 0 0
Kimberly Clark Corp Com 494368103   35,567 262 SH   DFND 0 262 0 0
Kraft Heinz Co Com 500754106   10,829 266 SH   SOLE 0 266 0 0
LKQ Corp Com 501889208   235,378 4,407 SH   SOLE 0 4,407 0 0
Laboratory Corp. Amer Hldgs Com 50540R409   154,004 654 SH   SOLE 0 654 0 0
Lam Research Corp Com 512807108   113,901 271 SH   SOLE 0 271 0 0
Lamb Weston Holdings Inc Com 513272104   13,404 150 SH   DFND 0 150 0 0
Estee Lauder Cosmetics Inc Com 518439104   118,100 476 SH   SOLE 0 476 0 0
Eli Lilly & Co Com 532457108   234,138 640 SH   SOLE 0 640 0 0
Lockheed Martin Corp Com 539830109   1,767,905 3,634 SH   SOLE 0 3,634 0 0
Lowe's Companies Inc Com 548661107   823,060 4,131 SH   SOLE 0 4,131 0 0
Lowe's Companies Inc Com 548661107   26,897 135 SH   DFND 0 135 0 0
Lululemon Athletica Inc Com 550021109   143,210 447 SH   SOLE 0 447 0 0
M&T Bank Corp Com 55261F104   1,592,904 10,981 SH   SOLE 0 10,981 0 0
Mge Energy Inc Com 55277P104   26,893 382 SH   DFND 0 382 0 0
MSCI Inc Com 55354G100   111,176 239 SH   SOLE 0 239 0 0
Manhattan Assoc Com 562750109   24,280 200 SH   DFND 0 200 0 0
Manulife Financial Corp ADR Com 56501R106   2,123 119 SH   SOLE 0 119 0 0
Marathon Petroleum Corp Com 56585A102   69,834 600 SH   SOLE 0 600 0 0
Marathon Petroleum Corp Com 56585A102   78,680 676 SH   DFND 0 676 0 0
Marsh & McLennan Co Inc Com 571748102   298,360 1,803 SH   SOLE 0 1,803 0 0
Marriott International Inc Cl A Com 571903202   9,082 61 SH   SOLE 0 61 0 0
Masimo Corp Com 574795100   6,066 41 SH   SOLE 0 41 0 0
Mastercard Inc Com 57636Q104   2,588,502 7,444 SH   SOLE 0 7,444 0 0
Mastercard Inc Com 57636Q104   100,842 290 SH   DFND 0 290 0 0
Materion Corp Com 576690101   17,502 200 SH   SOLE 0 200 0 0
McCormick & Co Com 579780206   547,986 6,611 SH   SOLE 0 6,611 0 0
McDonald's Corp Com 580135101   5,831,655 22,129 SH   SOLE 0 22,129 0 0
McDonald's Corp Com 580135101   98,824 375 SH   DFND 0 375 0 0
Merck & Co Inc New Com 58933Y105   6,217,305 56,037 SH   SOLE 0 56,037 0 0
Merck & Co Inc New Com 58933Y105   44,380 400 SH   DFND 0 400 0 0
MetLife Inc Com 59156R108   42,626 589 SH   SOLE 0 589 0 0
Microsoft Corp Com 594918104   15,118,972 63,043 SH   SOLE 0 63,043 0 0
Microsoft Corp Com 594918104   300,974 1,255 SH   DFND 0 1,255 0 0
Middleby Corp Com 596278101   87,035 650 SH   SOLE 0 650 0 0
Middlesex Water Co Com 596680108   36,503 464 SH   SOLE 0 464 0 0
Mondelez Intl Inc Com 609207105   794,001 11,913 SH   SOLE 0 11,913 0 0
Mondelez Intl Inc Com 609207105   23,461 352 SH   DFND 0 352 0 0
Monolithic Pwr Sys Inc Com 609839105   143,212 405 SH   SOLE 0 405 0 0
Morgan Stanley PFD Ser E Pfd Stk 61762V200   46,025 1,830 SH   SOLE 0 1,830 0 0
Motorola Solutions Inc Com 620076307   21,905 85 SH   SOLE 0 85 0 0
National Fuel Gas Co Com 636180101   51,526 814 SH   SOLE 0 814 0 0
Nestle SA ADR Com 641069406   165,597 1,430 SH   SOLE 0 1,430 0 0
Nestle SA ADR Com 641069406   34,741 300 SH   DFND 0 300 0 0
Netflix Inc Com 64110L106   122,375 415 SH   SOLE 0 415 0 0
Netflix Inc Com 64110L106   2,949 10 SH   DFND 0 10 0 0
American New World Fd Cl F2 Com 649280823   52,027 786 SH   SOLE 0 786 0 0
New York Community Bancorp Inc Com 649445103   31,528 3,666 SH   SOLE 0 3,666 0 0
New York Times Co Cl A Com 650111107   16,230 500 SH   SOLE 0 500 0 0
Nextera Energy Inc Com 65339F101   2,643,934 31,626 SH   SOLE 0 31,626 0 0
Nextera Energy Inc Com 65339F101   179,238 2,144 SH   DFND 0 2,144 0 0
Nike Inc CL B Com 654106103   1,377,910 11,776 SH   SOLE 0 11,776 0 0
Nike Inc CL B Com 654106103   62,600 535 SH   DFND 0 535 0 0
NiSource Inc Com 65473P105   21,086 769 SH   SOLE 0 769 0 0
Norfolk Southern Corp Com 655844108   1,386,359 5,626 SH   SOLE 0 5,626 0 0
Norfolk Southern Corp Com 655844108   109,410 444 SH   DFND 0 444 0 0
Northrop Grumman Corp Com 666807102   2,474,341 4,535 SH   SOLE 0 4,535 0 0
Novartis AG ADR Com 66987V109   1,012,526 11,161 SH   SOLE 0 11,161 0 0
Novartis AG ADR Com 66987V109   45,360 500 SH   DFND 0 500 0 0
Novation Co Inc Com 66989V107   0 25 SH   SOLE 0 25 0 0
Novo-Nordisk ADR Com 670100205   101,505 750 SH   SOLE 0 750 0 0
Novo-Nordisk ADR Com 670100205   60,903 450 SH   DFND 0 450 0 0
Nvidia Corp Com 67066G104   2,066,712 14,142 SH   SOLE 0 14,142 0 0
Nvidia Corp Com 67066G104   5,553 38 SH   DFND 0 38 0 0
OTC Mkts Group Inc Com 67106F108   42,675 750 SH   DFND 0 750 0 0
Okta Inc Com 679295105   2,733 40 SH   SOLE 0 40 0 0
Old Dominion Freight Lines Com 679580100   122,309 431 SH   SOLE 0 431 0 0
ONEOK Inc Com 682680103   8,213 125 SH   SOLE 0 125 0 0
Oracle Corp Com 68389X105   131,928 1,614 SH   SOLE 0 1,614 0 0
Otis Worldwide Corp Com 68902V107   43,071 550 SH   SOLE 0 550 0 0
PC Connection Inc Com 69318J100   7,035 150 SH   SOLE 0 150 0 0
PNC Finl Svcs Group Com 693475105   2,015,788 12,763 SH   SOLE 0 12,763 0 0
PNC Finl Svcs Group Com 693475105   8,687 55 SH   DFND 0 55 0 0
PPG Industries Inc Com 693506107   62,870 500 SH   SOLE 0 500 0 0
Palo Alto Networks Com 697435105   300,151 2,151 SH   SOLE 0 2,151 0 0
Paychex Inc Com 704326107   398,220 3,446 SH   SOLE 0 3,446 0 0
Paychex Inc Com 704326107   57,780 500 SH   DFND 0 500 0 0
PayPal Holdings Inc Com 70450Y103   1,662,488 23,343 SH   SOLE 0 23,343 0 0
PayPal Holdings Inc Com 70450Y103   3,205 45 SH   DFND 0 45 0 0
Pepsico Inc Com 713448108   6,760,659 37,422 SH   SOLE 0 37,422 0 0
Pepsico Inc Com 713448108   84,910 470 SH   DFND 0 470 0 0
Pfizer Inc Com 717081103   2,726,583 53,212 SH   SOLE 0 53,212 0 0
Pfizer Inc Com 717081103   84,444 1,648 SH   DFND 0 1,648 0 0
Philip Morris Intl Inc Com 718172109   849,152 8,390 SH   SOLE 0 8,390 0 0
Phillips 66 Com 718546104   5,100 49 SH   SOLE 0 49 0 0
Pinnacle West Capital Com 723484101   320,433 4,214 SH   SOLE 0 4,214 0 0
T Rowe Price Group Inc Com 74144T108   41,007 376 SH   SOLE 0 376 0 0
T Rowe Price Group Inc Com 74144T108   18,540 170 SH   DFND 0 170 0 0
Procter & Gamble Co Com 742718109   5,401,750 35,641 SH   SOLE 0 35,641 0 0
Procter & Gamble Co Com 742718109   307,818 2,031 SH   DFND 0 2,031 0 0
Progressive Corp Com 743315103   220,896 1,703 SH   SOLE 0 1,703 0 0
ProLogis Inc Com 74340W103   223,431 1,982 SH   SOLE 0 1,982 0 0
Prudential Financial Inc Com 744320102   436,928 4,393 SH   SOLE 0 4,393 0 0
Public Svc Enterprise Grp Inc Com 744573106   36,946 603 SH   DFND 0 603 0 0
Public Storage Inc Com 74460D109   11,208 40 SH   SOLE 0 40 0 0
Qualcomm Inc Com 747525103   2,680,117 24,378 SH   SOLE 0 24,378 0 0
Qualcomm Inc Com 747525103   43,976 400 SH   DFND 0 400 0 0
Quest Diagnostics Inc Com 74834L100   486,372 3,109 SH   SOLE 0 3,109 0 0
Raytheon Technologies Corp Com 75513E101   4,421,507 43,812 SH   SOLE 0 43,812 0 0
Raytheon Technologies Corp Com 75513E101   49,148 487 SH   DFND 0 487 0 0
Realty Income Corp Com 756109104   321,907 5,075 SH   SOLE 0 5,075 0 0
Regions Financial Corp Com 7591EP100   166,141 7,706 SH   SOLE 0 7,706 0 0
Resmed Inc Com 761152107   20,813 100 SH   SOLE 0 100 0 0
Rivian Automotive Inc Com 76954A103   9,215 500 SH   SOLE 0 500 0 0
Roche Holding Ltd Adr Com 771195104   264,691 6,744 SH   SOLE 0 6,744 0 0
Roche Holding Ltd Adr Com 771195104   37,286 950 SH   DFND 0 950 0 0
Rockwell Automation Inc Com 773903109   25,757 100 SH   DFND 0 100 0 0
Roper Technologies Inc Com 776696106   6,481 15 SH   SOLE 0 15 0 0
Royce Value Trust Inc Com 780910105   25,061 1,890 SH   DFND 0 1,890 0 0
Royce Micro Cap TR Inc Com 780915104   24,087 2,775 SH   DFND 0 2,775 0 0
S&P Global Inc Com 78409V104   356,711 1,065 SH   SOLE 0 1,065 0 0
S&P Global Inc Com 78409V104   133,976 400 SH   DFND 0 400 0 0
SEI Investments Co Com 784117103   17,490 300 SH   DFND 0 300 0 0
SPDR ICE Preferred Sec ETF Com 78464A292   2,480,568 75,581 SH   SOLE 0 75,581 0 0
SPDR ICE Preferred Sec ETF Com 78464A292   33,247 1,013 SH   DFND 0 1,013 0 0
SPDR S&P 600 SmallCap Val Com 78464A300   18,997,871 255,967 SH   SOLE 0 255,967 0 0
SPDR S&P 600 SmallCap Val Com 78464A300   35,255 475 SH   DFND 0 475 0 0
SPDR Portfolio Short Term Corp ETF Com 78464A474   1,087 37 SH   SOLE 0 37 0 0
SPDR DJ Wilshire REIT Com 78464A607   94,122 1,080 SH   SOLE 0 1,080 0 0
SPDR S&P Dividend Com 78464A763   241,462 1,930 SH   SOLE 0 1,930 0 0
SPDR S&P Biotech Com 78464A870   29,465 355 SH   SOLE 0 355 0 0
SSGA Blackstone Senior Loan ETF Com 78467V608   8,425 206 SH   SOLE 0 206 0 0
SPDR S&P Midcap 400 Com 78467Y107   495,925 1,120 SH   SOLE 0 1,120 0 0
Salesforce.com Inc Com 79466L302   1,977,315 14,913 SH   SOLE 0 14,913 0 0
Salesforce.com Inc Com 79466L302   1,989 15 SH   DFND 0 15 0 0
Sanofi-Aventis SA ADR Com 80105N105   24,215 500 SH   SOLE 0 500 0 0
Schlumberger Ltd ADR Com 806857108   326,159 6,101 SH   SOLE 0 6,101 0 0
Charles Schwab Corp Com 808513105   444,109 5,334 SH   SOLE 0 5,334 0 0
Schwab US Large Cap Growth ETF Com 808524300   472,260 8,500 SH   SOLE 0 8,500 0 0
Schwab US Large Cap Value ETF Com 808524409   407,343 6,170 SH   SOLE 0 6,170 0 0
Schwab Strategic Tr Com 808524797   173,515 2,297 SH   SOLE 0 2,297 0 0
SPDR Consumer Discretionary Com 81369Y407   19,374 150 SH   SOLE 0 150 0 0
Financial Select Sector SPDR Com 81369Y605   4,788 140 SH   SOLE 0 140 0 0
Select Sector TR Technology LC Com 81369Y803   58,362 469 SH   SOLE 0 469 0 0
Select Sector Spdr Tr Communication Com 81369Y852   7,726 161 SH   SOLE 0 161 0 0
SPDR Utilities Select Com 81369Y886   5,852 83 SH   SOLE 0 83 0 0
Sempra Energy Com 816851109   11,591 75 SH   SOLE 0 75 0 0
Sempra Energy Com 816851109   31,526 204 SH   DFND 0 204 0 0
Service Now Inc Com 81762P102   223,644 576 SH   SOLE 0 576 0 0
Sherwin Williams Com 824348106   2,142,853 9,029 SH   SOLE 0 9,029 0 0
Simulations Plus Inc Com 829214105   14,628 400 SH   DFND 0 400 0 0
Singapore Exchange Com 82929W105   17,517 175 SH   DFND 0 175 0 0
Singular Genomics Systems Inc Com 82933R100   832 414 SH   SOLE 0 414 0 0
Skyworks Solutions Inc Com 83088M102   1,640 18 SH   SOLE 0 18 0 0
Skyworks Solutions Inc Com 83088M102   21,416 235 SH   DFND 0 235 0 0
JM Smucker Co Com 832696405   45,478 287 SH   DFND 0 287 0 0
Snap Inc Com 83304A106   376 42 SH   SOLE 0 42 0 0
SoftBank Corp ADR Com 83404D109   6,416 300 SH   SOLE 0 300 0 0
Southern Co Com 842587107   253,506 3,550 SH   SOLE 0 3,550 0 0
Southern Co Com 842587107   22,566 316 SH   DFND 0 316 0 0
Southern Copper Corp Com 84265V105   9,119 151 SH   SOLE 0 151 0 0
Southwest Airlines Co Com 844741108   12,458 370 SH   SOLE 0 370 0 0
Splunk Inc Com 848637104   4,993 58 SH   SOLE 0 58 0 0
Block Inc Com 852234103   67,490 1,074 SH   SOLE 0 1,074 0 0
Starbucks Corp Com 855244109   3,251,578 32,778 SH   SOLE 0 32,778 0 0
Starbucks Corp Com 855244109   104,954 1,058 SH   DFND 0 1,058 0 0
State Street Corp Com 857477103   11,636 150 SH   SOLE 0 150 0 0
State Street Corp Com 857477103   23,271 300 SH   DFND 0 300 0 0
Steel Dynamics Inc Com 858119100   6,644 68 SH   SOLE 0 68 0 0
Stryker Corp Com 863667101   422,234 1,727 SH   SOLE 0 1,727 0 0
Sumo Logic Inc Com 86646P103   6,521 805 SH   SOLE 0 805 0 0
Suncoke Energy Inc Com 86722A103   26,753 3,100 SH   SOLE 0 3,100 0 0
Suzano SA ADR Com 86959K105   924 100 SH   SOLE 0 100 0 0
Synopsys Inc Com 871607107   156,452 490 SH   SOLE 0 490 0 0
Sysco Corp Com 871829107   267,193 3,495 SH   SOLE 0 3,495 0 0
TJX Companies Com 872540109   31,442 395 SH   SOLE 0 395 0 0
Target Corp Com 87612E106   816,143 5,476 SH   SOLE 0 5,476 0 0
TC Energy Corp ADR Com 87807B107   295,402 7,411 SH   SOLE 0 7,411 0 0
Tesla Inc Com 88160R101   1,293,760 10,503 SH   SOLE 0 10,503 0 0
Tesla Inc Com 88160R101   7,760 63 SH   DFND 0 63 0 0
Tetra Tech Inc New Com 88162G103   380,107 2,618 SH   SOLE 0 2,618 0 0
Texas Instruments Inc Com 882508104   132,176 800 SH   SOLE 0 800 0 0
The Trade Desk Inc Com 88339J105   87,374 1,949 SH   SOLE 0 1,949 0 0
Thermo Fisher Scientific Inc Com 883556102   3,755,706 6,820 SH   SOLE 0 6,820 0 0
3M Company Com 88579Y101   912,711 7,611 SH   SOLE 0 7,611 0 0
3M Company Com 88579Y101   50,366 420 SH   DFND 0 420 0 0
Toronto-Dominion Bank Com 891160509   192,013 2,965 SH   SOLE 0 2,965 0 0
TotalEnergies SE ADR Com 89151E109   5,153 83 SH   SOLE 0 83 0 0
The Travelers Co Inc Com 89417E109   300,171 1,601 SH   SOLE 0 1,601 0 0
Trex Co Inc Com 89531P105   1,820 43 SH   SOLE 0 43 0 0
Truist Finl Corp Com 89832Q109   492,048 11,435 SH   SOLE 0 11,435 0 0
US Bancorp Dep Shs Pfd Stk 902973155   92,946 5,121 SH   SOLE 0 5,121 0 0
US Bancorp Com 902973304   482,894 11,073 SH   SOLE 0 11,073 0 0
US Bancorp Com 902973304   35,978 825 SH   DFND 0 825 0 0
Unilever PLC ADR Com 904767704   27,441 545 SH   SOLE 0 545 0 0
Union Pacific Corp Com 907818108   4,181,365 20,193 SH   SOLE 0 20,193 0 0
Union Pacific Corp Com 907818108   5,177 25 SH   DFND 0 25 0 0
United Parcel Service Com 911312106   421,910 2,427 SH   SOLE 0 2,427 0 0
United Parcel Service Com 911312106   13,038 75 SH   DFND 0 75 0 0
United Health Group Inc Com 91324P102   4,625,821 8,725 SH   SOLE 0 8,725 0 0
Unitil Corporation Com 913259107   332,248 6,469 SH   SOLE 0 6,469 0 0
Unitil Corporation Com 913259107   16,178 315 SH   DFND 0 315 0 0
V F Corp Com 918204108   12,425 450 SH   SOLE 0 450 0 0
Valero Energy Corp Com 91913Y100   15,858 125 SH   SOLE 0 125 0 0
Vaneck Vectors Gold Miners ETF Com 92189F106   71,650 2,500 SH   SOLE 0 2,500 0 0
Vanguard Divd Apprec Index Fund Com 921908844   58,766 387 SH   SOLE 0 387 0 0
Vanguard Intermediate-Term Bond ETF Com 921937819   5,480,208 73,738 SH   SOLE 0 73,738 0 0
Vanguard Intermediate-Term Bond ETF Com 921937819   113,041 1,521 SH   DFND 0 1,521 0 0
Vanguard Short Term Bond ETF Com 921937827   44,792 595 SH   SOLE 0 595 0 0
Vanguard FTSE Developed Mkt Com 921943858   4,452,178 106,080 SH   SOLE 0 106,080 0 0
Vanguard FTSE Developed Mkt Com 921943858   108,409 2,583 SH   DFND 0 2,583 0 0
Vanguard Emerg Mkts Govt Com 921946885   20,123 330 SH   DFND 0 330 0 0
Vanguard Short Term Inflation Prot Sec ETF Com 922020805   3,970 85 SH   SOLE 0 85 0 0
Vanguard Info Tech ETF Com 92204A702   199,631 625 SH   SOLE 0 625 0 0
Vanguard Short Term Govt Fund Com 92206C102   23,591 408 SH   DFND 0 408 0 0
Vanguard Short Term ETF Corp Bond Com 92206C409   9,399 125 SH   DFND 0 125 0 0
Vanguard Intermediate-Term Govt Bond Com 92206C706   22,807 390 SH   DFND 0 390 0 0
Vanguard Mortgage Backed Sec Com 92206C771   21,394 470 SH   DFND 0 470 0 0
Veeva Systems Inc Com 922475108   35,504 220 SH   DFND 0 220 0 0
Vanguard Index Fds S&P ETF Com 922908363   2,722,885 7,750 SH   SOLE 0 7,750 0 0
Vanguard Mid Cap Value Com 922908512   118,335 875 SH   SOLE 0 875 0 0
Vanguard Index Mid Cap Growth Com 922908538   215,712 1,200 SH   SOLE 0 1,200 0 0
Vanguard REIT ETF Com 922908553   12,885,768 156,229 SH   SOLE 0 156,229 0 0
Vanguard REIT ETF Com 922908553   106,482 1,291 SH   DFND 0 1,291 0 0
Vanguard Index Fds Sm Cap Com 922908611   134,345 846 SH   SOLE 0 846 0 0
Vanguard Index Fds Sm Cap Com 922908611   50,816 320 SH   DFND 0 320 0 0
Vanguard Mid Cap ETF Com 922908629   29,078,592 142,675 SH   SOLE 0 142,675 0 0
Vanguard Mid Cap ETF Com 922908629   199,734 980 SH   DFND 0 980 0 0
Verizon Communications Com 92343V104   916,720 23,267 SH   SOLE 0 23,267 0 0
Verizon Communications Com 92343V104   62,961 1,598 SH   DFND 0 1,598 0 0
Vertex Pharmaceuticals Inc Com 92532F100   28,878 100 SH   SOLE 0 100 0 0
Paramount Global Class B Com Com 92556H206   78,762 4,666 SH   SOLE 0 4,666 0 0
Visa Inc Com 92826C839   3,155,043 15,186 SH   SOLE 0 15,186 0 0
Visa Inc Com 92826C839   59,212 285 SH   DFND 0 285 0 0
Virtus Allianzgi Diversified Com 92840N100   30,624 1,650 SH   SOLE 0 1,650 0 0
Vontier Corporation Com 928881101   4,639 240 SH   SOLE 0 240 0 0
Vulcan Materials Co Com 929160109   30,644 175 SH   DFND 0 175 0 0
WD-40 Company Com 929236107   16,121 100 SH   SOLE 0 100 0 0
WEC Energy Group Inc Com 92939U106   15,095 161 SH   DFND 0 161 0 0
Wal-Mart Inc Com 931142103   2,249,357 15,864 SH   SOLE 0 15,864 0 0
Wal-Mart Inc Com 931142103   42,537 300 SH   DFND 0 300 0 0
Waste Management Inc Com 94106L109   347,019 2,212 SH   SOLE 0 2,212 0 0
Wells Fargo & Co Com 949746101   307,817 7,455 SH   SOLE 0 7,455 0 0
Wells Fargo & Co Com 949746101   22,710 550 SH   DFND 0 550 0 0
Western Digital Corp Com 958102105   6,310 200 SH   SOLE 0 200 0 0
Weyerhaeuser Co Com 962166104   36,518 1,178 SH   SOLE 0 1,178 0 0
Whirlpool Corporation Com 963320106   21,219 150 SH   DFND 0 150 0 0
Williams Companies Inc Com 969457100   786,738 23,913 SH   SOLE 0 23,913 0 0
Wisdom MidCap Div Com 97717W505   379,722 9,230 SH   SOLE 0 9,230 0 0
Wisdomtree US Small Cap Dividend Com 97717W604   341,422 12,005 SH   SOLE 0 12,005 0 0
Workday Inc Com 98138H101   10,542 63 SH   SOLE 0 63 0 0
Xcel Energy Inc Com 98389B100   35,756 510 SH   DFND 0 510 0 0
Xylem Inc Warrants Com 98419M100   22,114 200 SH   SOLE 0 200 0 0
Yum! Brands Inc Com 988498101   93,498 730 SH   SOLE 0 730 0 0
Yum China Holdings Inc Com 98850P109   34,430 630 SH   SOLE 0 630 0 0
Zimmer Biomet Holdings Inc Com 98956P102   45,135 354 SH   SOLE 0 354 0 0
Zoetis Inc. Com 98978V103   213,084 1,454 SH   SOLE 0 1,454 0 0
Zoom Video Communications Inc Com 98980L101   474 7 SH   SOLE 0 7 0 0
Amcor PLC Com G0250X107   47,045 3,950 SH   SOLE 0 3,950 0 0
Amcor PLC Com G0250X107   15,185 1,275 SH   DFND 0 1,275 0 0
Accenture PLC Ireland Shs Cl A ADR Com G1151C101   1,639,732 6,145 SH   SOLE 0 6,145 0 0
Accenture PLC Ireland Shs Cl A ADR Com G1151C101   37,358 140 SH   DFND 0 140 0 0
Eaton Corp PLC ADR Com G29183103   2,332,591 14,862 SH   SOLE 0 14,862 0 0
Johnson Controls Intl ADR Com G51502105   154,624 2,416 SH   SOLE 0 2,416 0 0
Linde PLC Com G5494J103   228,326 700 SH   SOLE 0 700 0 0
Medtronic PLC ADR Com G5960L103   654,014 8,415 SH   SOLE 0 8,415 0 0
Medtronic PLC ADR Com G5960L103   15,544 200 SH   DFND 0 200 0 0
Valaris Limited Com G9460G119   36 3 SH   SOLE 0 3 0 0
Alcon AG Com H01301128   6,855 100 SH   DFND 0 100 0 0
Chubb Ltd Ord ADR Com H1467J104   3,511,731 15,919 SH   SOLE 0 15,919 0 0
Chubb Ltd Ord ADR Com H1467J104   11,030 50 SH   DFND 0 50 0 0
TE Connectivity LTD ADR Com H84989104   1,339,716 11,670 SH   SOLE 0 11,670 0 0
Check Point Software Tech Com M22465104   18,924 150 SH   DFND 0 150 0 0
ASML Hldgs NV NY ADR Com N07059210   98,352 180 SH   SOLE 0 180 0 0