XML 73 R55.htm IDEA: XBRL DOCUMENT v3.26.1
Regulatory Capital (Tables)
3 Months Ended
Mar. 31, 2026
Banking Regulation [Abstract]  
Reconciliation of the Firm's regulatory capital, assets and risk-based capital ratios
The following table presents the risk-based regulatory capital ratio requirements and well-capitalized ratios to which the Firm and JPMorgan Chase Bank, N.A. were subject as of March 31, 2026 and December 31, 2025.
Standardized capital ratio requirementsAdvanced
capital ratio requirements
Well-capitalized ratios
BHC(a)
IDI(b)
BHC(a)
IDI(b)
BHC(c)
IDI(d)
Risk-based capital ratios
CET1 capital11.5 %7.0 %11.5 %7.0 %NA6.5 %
Tier 1 capital13.0 8.5 13.0 8.5 6.0 %8.0 
Total capital15.0 10.5 15.0 10.5 10.0 10.0 
Note: The table above is as defined by the regulations issued by the Federal Reserve, OCC and FDIC and to which the Firm and JPMorgan Chase Bank, N.A. are subject.
(a)Represents the regulatory capital ratio requirements applicable to the Firm. The CET1, Tier 1 and Total capital ratio requirements each include a respective minimum requirement plus a GSIB surcharge of 4.5% as calculated under Method 2; plus a 2.5% SCB for Standardized ratios and a fixed 2.5% capital conservation buffer for Advanced ratios. The countercyclical buffer is currently set to 0% by the federal banking agencies.
(b)Represents requirements for JPMorgan Chase Bank, N.A. The CET1, Tier 1 and Total capital ratio requirements include a fixed capital conservation buffer requirement of 2.5% that is applicable to JPMorgan Chase Bank, N.A. JPMorgan Chase Bank, N.A. is not subject to the GSIB surcharge.
(c)Represents requirements for bank holding companies pursuant to regulations issued by the Federal Reserve.
(d)Represents requirements for JPMorgan Chase Bank, N.A. pursuant to regulations issued under the FDIC Improvement Act.
The following table presents the leverage-based regulatory capital ratio requirements and well-capitalized ratios to which the Firm and JPMorgan Chase Bank, N.A. were subject as of March 31, 2026 and December 31, 2025. The current requirements reflect the eSLR final rule which the Firm early adopted effective January 1, 2026.
Capital ratio requirements(b)
Well-capitalized ratios
BHCIDI
BHC(c)
IDI
Leverage-based capital ratios
Tier 1 leverage4.0 %4.0 %NA5.0 %
SLR(a)
4.3 4.0 NA4.0 
Note: The table above is as defined by the regulations issued by the Federal Reserve, OCC and FDIC and to which the Firm and JPMorgan Chase Bank, N.A. are subject.
(a)For the year ended December 31, 2025, the SLR requirements were 5.0% and 6.0% for BHC and JPMorgan Chase Bank, N.A., respectively, with minimum SLR requirement of 3.0% and supplementary leverage buffer requirements of 2.0% and 3.0% for BHC and JPMorgan Chase Bank, N.A., respectively.
(b)Represents minimum SLR requirement of 3.0%, as well as supplementary leverage buffer requirements of 1.25% and 1.0% for BHC and JPMorgan Chase Bank, N.A., respectively.
(c)The Federal Reserve's regulations do not establish well-capitalized thresholds for these measures for BHCs.

The following tables present risk-based capital metrics under both the Standardized and Advanced approaches and leverage-based capital metrics for JPMorgan Chase & Co. and JPMorgan Chase Bank, N.A. As of March 31, 2026 and December 31, 2025, JPMorgan Chase & Co. and JPMorgan Chase Bank, N.A. were well-capitalized and met all capital requirements to which each was subject.
March 31, 2026
(in millions, except ratios)
Standardized
Advanced
JPMorgan
Chase & Co.
JPMorgan
Chase Bank, N.A.
JPMorgan
Chase & Co.
JPMorgan
Chase Bank, N.A.
Risk-based capital metrics:
CET1 capital
$291,152 $295,755 $291,152 $295,755 
Tier 1 capital
310,317 295,758 

310,317 

295,758 
Total capital
349,931 318,780 334,355 303,342 
Risk-weighted assets
2,039,324 1,961,368 2,061,341 
(a)
1,862,268 
(a)
CET1 capital ratio14.3 %15.1 %14.1 %15.9 %
Tier 1 capital ratio15.2 15.1 15.1 15.9 
Total capital ratio17.2 16.3 16.2 16.3 
December 31, 2025
(in millions, except ratios)
Standardized
Advanced
JPMorgan
Chase & Co.
JPMorgan
Chase Bank, N.A.
JPMorgan
Chase & Co.
JPMorgan
Chase Bank, N.A.
Risk-based capital metrics:
CET1 capital$288,469 $294,804 $288,469 $294,804 
Tier 1 capital307,630 294,807 307,630 294,807 
Total capital343,843 317,684 328,962 
(b)
302,732 
(b)
Risk-weighted assets1,981,692 1,928,039 2,045,249 
(a)(b)
1,864,923 
(a)(b)
CET1 capital ratio14.6 %15.3 %14.1 %15.8 %
Tier 1 capital ratio15.5 15.3 15.0 15.8 
Total capital ratio17.4 16.5 16.1 16.2 
(a)As of March 31, 2026, the impact to the RWA for the Apple Card transaction was approximately $30 billion, which reflects the completion of the necessary modeling steps, as compared to the impact of approximately $110 billion as of December 31, 2025 for both the Firm and Bank. Refer to Note 27 of JPMorganChase’s 2025 Form 10-K for additional information.
(b)Includes the impacts of certain assets associated with First Republic to which the Standardized approach has been applied as permitted by the transition provisions in the U.S. capital rules.
Three months ended
(in millions, except ratios)
March 31, 2026December 31, 2025
JPMorgan
Chase & Co.
JPMorgan
Chase Bank, N.A.
JPMorgan
Chase & Co.
JPMorgan
Chase Bank, N.A.
Leverage-based capital metrics:
Adjusted average assets(a)
$4,702,980 $3,878,451 $4,472,394 $3,766,709 
Tier 1 leverage ratio
6.6 %7.6 %6.9 %7.8 %
Total leverage exposure$5,576,930 $4,723,218 $5,302,001 $4,571,728 
SLR5.6 %6.3 %5.8 %6.4 %
(a)Adjusted average assets, for purposes of calculating the leverage ratios, includes quarterly average assets adjusted for on-balance sheet assets that are subject to deduction from Tier 1 capital, predominantly goodwill (inclusive of estimated equity method goodwill) and other intangible assets.