Percentage of recorded investment in retained loans that have estimated refreshed FICO scores of less than 660.

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Percentage of recorded investment in retained loans that have estimated refreshed FICO scores equal or greater than 660.

+ References

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Percentage Of Loans With No FICO Score Available

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Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.

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Amortized cost excluding accrued interest, before allowance for credit loss, of financing receivable. Excludes net investment in lease.

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Loans - Credit Card Loan Portfolio, Other Credit Quality Indicators (Details) - USD ($) $ in Millions	Dec. 31, 2025	Dec. 31, 2024	Dec. 31, 2023
Loans and Leases Receivable Disclosure [Line Items]
Retained loans	$ 1,408,905	$ 1,299,590	$ 1,280,870
Credit card
Loans and Leases Receivable Disclosure [Line Items]
Retained loans	$ 247,797	$ 232,860
Percentage of portfolio based on carrying value with estimated refreshed FICO scores, Equal to or greater than 660	84.60%	85.50%
Percentage of portfolio based on carrying value with estimated refreshed FICO scores, Less than 660	15.20%	14.30%
Percentage of portfolio based on carrying value with estimated refreshed FICO scores, No FICO available	0.20%	0.20%
Credit card \| California
Loans and Leases Receivable Disclosure [Line Items]
Retained loans	$ 38,702	$ 36,385
Credit card \| Texas
Loans and Leases Receivable Disclosure [Line Items]
Retained loans	26,313	24,423
Credit card \| New York
Loans and Leases Receivable Disclosure [Line Items]
Retained loans	19,488	18,525
Credit card \| Florida
Loans and Leases Receivable Disclosure [Line Items]
Retained loans	18,622	17,236
Credit card \| Illinois
Loans and Leases Receivable Disclosure [Line Items]
Retained loans	13,160	12,442
Credit card \| New Jersey
Loans and Leases Receivable Disclosure [Line Items]
Retained loans	10,282	9,644
Credit card \| Colorado
Loans and Leases Receivable Disclosure [Line Items]
Retained loans	7,384	6,962
Credit card \| Ohio
Loans and Leases Receivable Disclosure [Line Items]
Retained loans	7,326	6,976
Credit card \| Pennsylvania
Loans and Leases Receivable Disclosure [Line Items]
Retained loans	6,921	6,558
Credit card \| Arizona
Loans and Leases Receivable Disclosure [Line Items]
Retained loans	6,295	5,796
Credit card \| All other
Loans and Leases Receivable Disclosure [Line Items]
Retained loans	$ 93,304	$ 87,913