Deposits

9 Months Ended

Sep. 30, 2025

Refer to Note 17 of JPMorganChase’s 2024 Form 10-K for further information on deposits.

As of September 30, 2025 and December 31, 2024, noninterest-bearing and interest-bearing deposits were as follows:


(in millions)	September 30, 2025		December 31, 2024
U.S. offices
Noninterest-bearing (included $31,080 and $28,904 at fair value)(a)	$	589,105	$	592,500
Interest-bearing (included $1,164 and $1,101 at fair value)(a)	1,433,404		1,345,914
Total deposits in U.S. offices	2,022,509		1,938,414
Non-U.S. offices
Noninterest-bearing (included $2,956 and $2,255 at fair value)(a)	34,255		26,806
Interest-bearing (included $818 and $1,508 at fair value)(a)	491,712		440,812
Total deposits in non-U.S. offices	525,967		467,618
Total deposits	$	2,548,476	$	2,406,032

(a)Includes structured notes classified as deposits for which the fair value option has been elected. Refer to Note 3 for further discussion.

As of September 30, 2025 and December 31, 2024, time deposits in denominations that met or exceeded the insured limit were as follows:


(in millions)	September 30, 2025		December 31, 2024
U.S. offices	$	143,323	$	149,239
Non-U.S. offices(a)	86,815		92,639
Total	$	230,138	$	241,878

(a)Represents all time deposits in non-U.S. offices as these deposits typically exceed the insured limit.

As of September 30, 2025, the remaining maturities of interest-bearing time deposits in each of the 12-month periods ending September 30 were as follows:


September 30, (in millions)
	U.S.		Non-U.S.		Total
2026	$	210,734	$	83,736	$	294,470
2027	812		1		813
2028	177		—		177
2029	512		—		512
2030	326		—		326
After 5 years	149		122		271
Total	$	212,710	$	83,859	$	296,569