XML 285 R119.htm IDEA: XBRL DOCUMENT v3.25.3
Loans - Wholesale Loan Portfolio, Internal Risk Ratings and Gross Charge-offs (Details) - USD ($)
$ in Millions
9 Months Ended 12 Months Ended
Sep. 30, 2025
Sep. 30, 2024
Dec. 31, 2024
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Total retained loans $ 1,369,785 $ 1,285,370 $ 1,299,590
Loans by origination year      
Total retained loans 1,369,785 1,285,370 1,299,590
Gross charge-offs by origination year      
Total gross charge-offs 8,941 7,674  
Wholesale      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Total retained loans $ 764,451 687,890 $ 690,396
% of investment-grade to total retained loans 67.93%   68.32%
% of total criticized to total retained loans 3.46%   3.67%
% of criticized nonaccrual to total retained loans 0.62%   0.57%
Loans by origination year      
Total retained loans $ 764,451 687,890 $ 690,396
Gross charge-offs by origination year      
Total gross charge-offs 1,262 $ 659  
Wholesale | Investment-grade      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Total retained loans 519,281   471,670
Loans by origination year      
Total retained loans 519,281   471,670
Wholesale | Total noninvestment-grade      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Total retained loans 245,170   218,726
Loans by origination year      
Total retained loans 245,170   218,726
Wholesale | Noncriticized      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Total retained loans 218,682   193,356
Loans by origination year      
Total retained loans 218,682   193,356
Wholesale | Criticized performing      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Total retained loans 21,748   21,428
Loans by origination year      
Total retained loans 21,748   21,428
Wholesale | Criticized nonaccrual      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Total retained loans 4,740   3,942
Loans by origination year      
Total retained loans 4,740   3,942
Wholesale | Secured by real estate      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Total retained loans $ 164,371   $ 162,432
% of investment-grade to total retained loans 70.95%   70.36%
% of total criticized to total retained loans 6.37%   6.61%
% of criticized nonaccrual to total retained loans 0.93%   0.89%
Loans by origination year      
Term loans originated in 2025/2024 $ 15,730   $ 14,240
Term loans originated in 2024/2023 13,324   15,200
Term loans originated in 2023/2022 14,517   40,001
Term loans originated in 2022/2021 37,137   31,363
Term loans originated in 2021/2020 29,693   19,010
Term loans originated prior to 2021/2020 51,076   39,880
Revolving loans within the revolving period 2,801   2,645
Revolving loans converted to term loans 93   93
Total retained loans 164,371   162,432
Gross charge-offs by origination year      
Gross charge-offs originated in 2025/2024 0   72
Gross charge-offs originated in 2024/2023 0   18
Gross charge-offs originated in 2023/2022 1   43
Gross charge-offs originated in 2022/2021 75   2
Gross charge-offs originated in 2021/2020 78   109
Gross charge-offs originated prior to 2021/2020 114   80
Gross charge-offs originated within the revolving period 1   0
Gross charge-offs originated converted to term loans 0   0
Total gross charge-offs 269   324
Wholesale | Secured by real estate | Investment-grade      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Total retained loans 116,618   114,280
Loans by origination year      
Term loans originated in 2025/2024 11,452   10,002
Term loans originated in 2024/2023 9,784   9,834
Term loans originated in 2023/2022 9,515   25,284
Term loans originated in 2022/2021 23,417   22,796
Term loans originated in 2021/2020 21,854   15,548
Term loans originated prior to 2021/2020 39,494   29,488
Revolving loans within the revolving period 1,102   1,328
Revolving loans converted to term loans 0   0
Total retained loans 116,618   114,280
Wholesale | Secured by real estate | Total noninvestment-grade      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Total retained loans 47,753   48,152
Loans by origination year      
Term loans originated in 2025/2024 4,278   4,238
Term loans originated in 2024/2023 3,540   5,366
Term loans originated in 2023/2022 5,002   14,717
Term loans originated in 2022/2021 13,720   8,567
Term loans originated in 2021/2020 7,839   3,462
Term loans originated prior to 2021/2020 11,582   10,392
Revolving loans within the revolving period 1,699   1,317
Revolving loans converted to term loans 93   93
Total retained loans 47,753   48,152
Wholesale | Secured by real estate | Noncriticized      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Total retained loans 37,288   37,422
Loans by origination year      
Total retained loans 37,288   37,422
Wholesale | Secured by real estate | Criticized performing      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Total retained loans 8,930   9,291
Loans by origination year      
Total retained loans 8,930   9,291
Wholesale | Secured by real estate | Criticized nonaccrual      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Total retained loans $ 1,535   $ 1,439
% of criticized nonaccrual to total retained loans 0.93%   0.89%
Loans by origination year      
Total retained loans $ 1,535   $ 1,439
Wholesale | Commercial and industrial      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Total retained loans $ 179,585   $ 166,790
% of investment-grade to total retained loans 39.50%   42.49%
% of total criticized to total retained loans 7.40%   7.64%
% of criticized nonaccrual to total retained loans 1.34%   1.06%
Loans by origination year      
Term loans originated in 2025/2024 $ 36,283   $ 32,815
Term loans originated in 2024/2023 21,555   17,635
Term loans originated in 2023/2022 10,789   17,530
Term loans originated in 2022/2021 11,973   8,441
Term loans originated in 2021/2020 4,611   1,850
Term loans originated prior to 2021/2020 2,452   2,114
Revolving loans within the revolving period 91,820   86,280
Revolving loans converted to term loans 102   125
Total retained loans 179,585   166,790
Gross charge-offs by origination year      
Gross charge-offs originated in 2025/2024 44   25
Gross charge-offs originated in 2024/2023 19   22
Gross charge-offs originated in 2023/2022 7   128
Gross charge-offs originated in 2022/2021 95   24
Gross charge-offs originated in 2021/2020 124   1
Gross charge-offs originated prior to 2021/2020 26   50
Gross charge-offs originated within the revolving period 282   270
Gross charge-offs originated converted to term loans 6   5
Total gross charge-offs 603   525
Wholesale | Commercial and industrial | Investment-grade      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Total retained loans 70,936   70,862
Loans by origination year      
Term loans originated in 2025/2024 11,835   11,564
Term loans originated in 2024/2023 6,246   6,285
Term loans originated in 2023/2022 3,251   6,588
Term loans originated in 2022/2021 4,944   3,119
Term loans originated in 2021/2020 2,096   1,067
Term loans originated prior to 2021/2020 1,429   1,139
Revolving loans within the revolving period 41,134   41,099
Revolving loans converted to term loans 1   1
Total retained loans 70,936   70,862
Wholesale | Commercial and industrial | Total noninvestment-grade      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Total retained loans 108,649   95,928
Loans by origination year      
Term loans originated in 2025/2024 24,448   21,251
Term loans originated in 2024/2023 15,309   11,350
Term loans originated in 2023/2022 7,538   10,942
Term loans originated in 2022/2021 7,029   5,322
Term loans originated in 2021/2020 2,515   783
Term loans originated prior to 2021/2020 1,023   975
Revolving loans within the revolving period 50,686   45,181
Revolving loans converted to term loans 101   124
Total retained loans 108,649   95,928
Wholesale | Commercial and industrial | Noncriticized      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Total retained loans 95,356   83,191
Loans by origination year      
Total retained loans 95,356   83,191
Wholesale | Commercial and industrial | Criticized performing      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Total retained loans 10,888   10,977
Loans by origination year      
Total retained loans 10,888   10,977
Wholesale | Commercial and industrial | Criticized nonaccrual      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Total retained loans 2,405   1,760
Loans by origination year      
Total retained loans 2,405   1,760
Wholesale | Other      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Total retained loans $ 420,495   $ 361,174
% of investment-grade to total retained loans 78.89%   79.33%
% of total criticized to total retained loans 0.65%   0.53%
% of criticized nonaccrual to total retained loans 0.19%   0.21%
Loans by origination year      
Term loans originated in 2025/2024 $ 47,094   $ 42,268
Term loans originated in 2024/2023 23,205   24,287
Term loans originated in 2023/2022 14,224   19,190
Term loans originated in 2022/2021 15,464   9,584
Term loans originated in 2021/2020 7,900   9,998
Term loans originated prior to 2021/2020 15,010   9,268
Revolving loans within the revolving period 297,338   244,903
Revolving loans converted to term loans 260   1,676
Total retained loans 420,495   361,174
Gross charge-offs by origination year      
Gross charge-offs originated in 2025/2024 31   0
Gross charge-offs originated in 2024/2023 173   38
Gross charge-offs originated in 2023/2022 42   3
Gross charge-offs originated in 2022/2021 2   36
Gross charge-offs originated in 2021/2020 4   40
Gross charge-offs originated prior to 2021/2020 16   50
Gross charge-offs originated within the revolving period 17   6
Gross charge-offs originated converted to term loans 105   0
Total gross charge-offs 390   173
Wholesale | Other | Individuals and individual entities      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Total retained loans 131,400   114,800
Loans by origination year      
Total retained loans 131,400   114,800
Wholesale | Other | SPEs      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Total retained loans 116,400   92,500
Loans by origination year      
Total retained loans 116,400   92,500
Wholesale | Other | Financial institutions      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Total retained loans 112,700   94,000
Loans by origination year      
Total retained loans 112,700   94,000
Wholesale | Other | Investment-grade      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Total retained loans 331,727   286,528
Loans by origination year      
Term loans originated in 2025/2024 34,425   30,484
Term loans originated in 2024/2023 15,984   17,039
Term loans originated in 2023/2022 9,108   13,272
Term loans originated in 2022/2021 10,927   6,288
Term loans originated in 2021/2020 5,758   8,632
Term loans originated prior to 2021/2020 12,441   7,382
Revolving loans within the revolving period 242,972   201,949
Revolving loans converted to term loans 112   1,482
Total retained loans 331,727   286,528
Wholesale | Other | Total noninvestment-grade      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Total retained loans 88,768   74,646
Loans by origination year      
Term loans originated in 2025/2024 12,669   11,784
Term loans originated in 2024/2023 7,221   7,248
Term loans originated in 2023/2022 5,116   5,918
Term loans originated in 2022/2021 4,537   3,296
Term loans originated in 2021/2020 2,142   1,366
Term loans originated prior to 2021/2020 2,569   1,886
Revolving loans within the revolving period 54,366   42,954
Revolving loans converted to term loans 148   194
Total retained loans 88,768   74,646
Wholesale | Other | Noncriticized      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Total retained loans 86,038   72,743
Loans by origination year      
Total retained loans 86,038   72,743
Wholesale | Other | Criticized performing      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Total retained loans 1,930   1,160
Loans by origination year      
Total retained loans 1,930   1,160
Wholesale | Other | Criticized nonaccrual      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Total retained loans 800   743
Loans by origination year      
Total retained loans $ 800   $ 743