Percentage of Loans 30 Plus Days Past Due To Total Retained Loans

$ 675,437

$ 685,498

$ 706,841

27.36%

28.20%

Refreshed FICO Scores Equal to or greater than 660 [Member] | Home Equity - Senior Lien [Member] | Current Estimated LTV Greater Than 125% [Member]

558

528

Refreshed FICO Scores Equal to or greater than 660 [Member] | Home Equity - Senior Lien [Member] | Current Estimated Ltv Between 101% And 125% [Member]

1,100

974

Refreshed FICO Scores Equal to or greater than 660 [Member] | Home Equity - Senior Lien [Member] | Current Estimated LTV Between 80% To 100% [Member]

2,934

2,860

Refreshed FICO Scores Equal to or greater than 660 [Member] | Home Equity - Senior Lien [Member] | Current Estimated LTV Less Than 80% [Member]

15,478

15,994

Refreshed FICO Scores Equal to or greater than 660 [Member] | Home Equity - Junior Lien [Member] | Current Estimated LTV Greater Than 125% [Member]

7,026

6,928

Refreshed FICO Scores Equal to or greater than 660 [Member] | Home Equity - Junior Lien [Member] | Current Estimated Ltv Between 101% And 125% [Member]

9,390

9,403

Refreshed FICO Scores Equal to or greater than 660 [Member] | Home Equity - Junior Lien [Member] | Current Estimated LTV Between 80% To 100% [Member]

12,603

13,333

Refreshed FICO Scores Equal to or greater than 660 [Member] | Home Equity - Junior Lien [Member] | Current Estimated LTV Less Than 80% [Member]

20,759

22,527

Refreshed FICO Scores Equal to or greater than 660 [Member] | Prime Mortgages, including option ARMs [Member] | Current Estimated LTV Greater Than 125% [Member]

3,250

3,039

Refreshed FICO Scores Equal to or greater than 660 [Member] | Prime Mortgages, including option ARMs [Member] | Current Estimated Ltv Between 101% And 125% [Member]

4,798

4,733

Refreshed FICO Scores Equal to or greater than 660 [Member] | Prime Mortgages, including option ARMs [Member] | Current Estimated LTV Between 80% To 100% [Member]

10,652

10,720

Refreshed FICO Scores Equal to or greater than 660 [Member] | Prime Mortgages, including option ARMs [Member] | Current Estimated LTV Less Than 80% [Member]

32,200

32,385

Refreshed FICO Scores Equal to or greater than 660 [Member] | Subprime Mortgage [Member] | Current Estimated LTV Greater Than 125% [Member]

377

338

Refreshed FICO Scores Equal to or greater than 660 [Member] | Subprime Mortgage [Member] | Current Estimated Ltv Between 101% And 125% [Member]

511

506

Refreshed FICO Scores Equal to or greater than 660 [Member] | Subprime Mortgage [Member] | Current Estimated LTV Between 80% To 100% [Member]

889

925

Refreshed FICO Scores Equal to or greater than 660 [Member] | Subprime Mortgage [Member] | Current Estimated LTV Less Than 80% [Member]

2,056

2,252

Refreshed FICO Scores Equal to or greater than 660 [Member] | Current Estimated LTV Greater Than 125% [Member] | Residential real estate, excluding PCI [Member]

11,211

10,833

Refreshed FICO Scores Equal to or greater than 660 [Member] | Current Estimated Ltv Between 101% And 125% [Member] | Residential real estate, excluding PCI [Member]

15,799

15,616

Refreshed FICO Scores Equal to or greater than 660 [Member] | Current Estimated LTV Between 80% To 100% [Member] | Residential real estate, excluding PCI [Member]

27,078

27,838

Refreshed FICO Scores Equal to or greater than 660 [Member] | Current Estimated LTV Less Than 80% [Member] | Residential real estate, excluding PCI [Member]

70,493

73,158

Refreshed FICO Scores Less than 660 [Member] | Home Equity - Senior Lien [Member] | Current Estimated LTV Greater Than 125% [Member]

243

238

Refreshed FICO Scores Less than 660 [Member] | Home Equity - Senior Lien [Member] | Current Estimated Ltv Between 101% And 125% [Member]

354

325

Refreshed FICO Scores Less than 660 [Member] | Home Equity - Senior Lien [Member] | Current Estimated LTV Between 80% To 100% [Member]

744

738

Refreshed FICO Scores Less than 660 [Member] | Home Equity - Senior Lien [Member] | Current Estimated LTV Less Than 80% [Member]

2,660

2,719

Refreshed FICO Scores Less than 660 [Member] | Home Equity - Junior Lien [Member] | Current Estimated LTV Greater Than 125% [Member]

2,530

2,495

Refreshed FICO Scores Less than 660 [Member] | Home Equity - Junior Lien [Member] | Current Estimated Ltv Between 101% And 125% [Member]

2,836

2,873

Refreshed FICO Scores Less than 660 [Member] | Home Equity - Junior Lien [Member] | Current Estimated LTV Between 80% To 100% [Member]

2,940

3,155

Refreshed FICO Scores Less than 660 [Member] | Home Equity - Junior Lien [Member] | Current Estimated LTV Less Than 80% [Member]

3,098

3,295

Refreshed FICO Scores Less than 660 [Member] | Prime Mortgages, including option ARMs [Member] | Current Estimated LTV Greater Than 125% [Member]

1,603

1,595

Refreshed FICO Scores Less than 660 [Member] | Prime Mortgages, including option ARMs [Member] | Current Estimated Ltv Between 101% And 125% [Member]

1,805

1,775

Refreshed FICO Scores Less than 660 [Member] | Prime Mortgages, including option ARMs [Member] | Current Estimated LTV Between 80% To 100% [Member]

2,792

2,786

Refreshed FICO Scores Less than 660 [Member] | Prime Mortgages, including option ARMs [Member] | Current Estimated LTV Less Than 80% [Member]

4,587

4,557

Refreshed FICO Scores Less than 660 [Member] | Subprime Mortgage [Member] | Current Estimated LTV Greater Than 125% [Member]

1,209

1,153

Refreshed FICO Scores Less than 660 [Member] | Subprime Mortgage [Member] | Current Estimated Ltv Between 101% And 125% [Member]

1,481

1,486

Refreshed FICO Scores Less than 660 [Member] | Subprime Mortgage [Member] | Current Estimated LTV Between 80% To 100% [Member]

1,841

1,955

Refreshed FICO Scores Less than 660 [Member] | Subprime Mortgage [Member] | Current Estimated LTV Less Than 80% [Member]

2,477

2,672

Refreshed FICO Scores Less than 660 [Member] | Current Estimated LTV Greater Than 125% [Member] | Residential real estate, excluding PCI [Member]

5,585

5,481

Refreshed FICO Scores Less than 660 [Member] | Current Estimated Ltv Between 101% And 125% [Member] | Residential real estate, excluding PCI [Member]

6,476

6,459

Refreshed FICO Scores Less than 660 [Member] | Current Estimated LTV Between 80% To 100% [Member] | Residential real estate, excluding PCI [Member]

8,317

8,634

Refreshed FICO Scores Less than 660 [Member] | Current Estimated LTV Less Than 80% [Member] | Residential real estate, excluding PCI [Member]

12,822

13,243

Residential real estate, excluding PCI [Member] | Current and less than 30 days past due and still accruing [Member]

151,665

153,630

Home Equity - Senior Lien [Member] | Current and less than 30 days past due and still accruing [Member]

23,354

23,615

Home Equity - Junior Lien [Member] | Current and less than 30 days past due and still accruing [Member]

59,676

62,315

Prime Mortgages, including option ARMs [Member] | Current and less than 30 days past due and still accruing [Member]

60,399

59,223

Subprime Mortgage [Member] | Current and less than 30 days past due and still accruing [Member]

8,236

8,477

Residential real estate, excluding PCI [Member] | 30-149 Days Past Due [Member]

5,784

7,158

Home Equity - Senior Lien [Member] | 30-149 Days Past Due [Member]

364

414

Home Equity - Junior Lien [Member] | 30-149 Days Past Due [Member]

1,304

1,508

Prime Mortgages, including option ARMs [Member] | 30-149 Days Past Due [Member]

3,155

4,052

Subprime Mortgage [Member] | 30-149 Days Past Due [Member]

961

1,184

Residential real estate, excluding PCI [Member] | 150 or More Days Past Due [Member]

13,327

13,423

Home Equity - Senior Lien [Member] | 150 or More Days Past Due [Member]

353

347

Home Equity - Junior Lien [Member] | 150 or More Days Past Due [Member]

202

186

Prime Mortgages, including option ARMs [Member] | 150 or More Days Past Due [Member]

11,128

11,264

Subprime Mortgage [Member] | 150 or More Days Past Due [Member]

1,644

1,626

Residential real estate, excluding PCI [Member] | 90 days or more past due and still accruing [Member]

Home Equity - Senior Lien [Member] | 90 days or more past due and still accruing [Member]

Home Equity - Junior Lien [Member] | 90 days or more past due and still accruing [Member]

Prime Mortgages, including option ARMs [Member] | 90 days or more past due and still accruing [Member]

Subprime Mortgage [Member] | 90 days or more past due and still accruing [Member]

90 days or more past due and still accruing [Member]

Residential real estate, excluding PCI [Member] | Nonaccrual [Member]

7,535

7,793

Home Equity - Senior Lien [Member] | Nonaccrual [Member]

470

479

Home Equity - Junior Lien [Member] | Nonaccrual [Member]

793

784

Prime Mortgages, including option ARMs [Member] | Nonaccrual [Member]

4,166

4,320

Subprime Mortgage [Member] | Nonaccrual [Member]

2,106

2,210

Residential real estate, excluding PCI [Member] | California [Member]

38,103

39,012

Home Equity - Senior Lien [Member] | California [Member]

3,336

3,348

Home Equity - Junior Lien [Member] | California [Member]

14,037

14,656

Prime Mortgages, including option ARMs [Member] | California [Member]

19,070

19,278

Subprime Mortgage [Member] | California [Member]

1,660

1,730

Residential real estate, excluding PCI [Member] | New York [Member]

26,152

26,518

Home Equity - Senior Lien [Member] | New York [Member]

3,266

3,272

Home Equity - Junior Lien [Member] | New York [Member]

11,809

12,278

Prime Mortgages, including option ARMs [Member] | New York [Member]

9,745

9,587

Subprime Mortgage [Member] | New York [Member]

1,332

1,381

Residential real estate, excluding PCI [Member] | Texas [Member]

8,634

8,747

Home Equity - Senior Lien [Member] | Texas [Member]

3,499

3,594

Home Equity - Junior Lien [Member] | Texas [Member]

2,114

2,239

Prime Mortgages, including option ARMs [Member] | Texas [Member]

2,688

2,569

Subprime Mortgage [Member] | Texas [Member]

333

345

Residential real estate, excluding PCI [Member] | Florida [Member]

10,461

10,820

Home Equity - Senior Lien [Member] | Florida [Member]

1,078

1,088

Home Equity - Junior Lien [Member] | Florida [Member]

3,312

3,470

Prime Mortgages, including option ARMs [Member] | Florida [Member]

4,709

4,840

Subprime Mortgage [Member] | Florida [Member]

1,362

1,422

Residential real estate, excluding PCI [Member] | Illinois [Member]

10,020

10,116

Home Equity - Senior Lien [Member] | Illinois [Member]

1,622

1,635

Home Equity - Junior Lien [Member] | Illinois [Member]

4,068

4,248

Prime Mortgages, including option ARMs [Member] | Illinois [Member]

3,885

3,765

Subprime Mortgage [Member] | Illinois [Member]

445

468

Residential real estate, excluding PCI [Member] | Ohio [Member]

4,184

4,315

Home Equity - Senior Lien [Member] | Ohio [Member]

1,977

2,010

Home Equity - Junior Lien [Member] | Ohio [Member]

1,487

1,568

Prime Mortgages, including option ARMs [Member] | Ohio [Member]

455

462

Subprime Mortgage [Member] | Ohio [Member]

265

275

Residential real estate, excluding PCI [Member] | New Jersey [Member]

6,732

6,909

Home Equity - Senior Lien [Member] | New Jersey [Member]

731

732

Home Equity - Junior Lien [Member] | New Jersey [Member]

3,461

3,617

Prime Mortgages, including option ARMs [Member] | New Jersey [Member]

2,027

2,026

Subprime Mortgage [Member] | New Jersey [Member]

513

534

Residential real estate, excluding PCI [Member] | Michigan [Member]

3,936

4,051

Home Equity - Senior Lien [Member] | Michigan [Member]

1,159

1,176

Home Equity - Junior Lien [Member] | Michigan [Member]

1,545

1,618

Prime Mortgages, including option ARMs [Member] | Michigan [Member]

951

963

Subprime Mortgage [Member] | Michigan [Member]

281

294

Residential real estate, excluding PCI [Member] | Arizona [Member]

5,792

6,024

Home Equity - Senior Lien [Member] | Arizona [Member]

1,461

1,481

Home Equity - Junior Lien [Member] | Arizona [Member]

2,827

2,979

Prime Mortgages, including option ARMs [Member] | Arizona [Member]

1,274

1,320

Subprime Mortgage [Member] | Arizona [Member]

230

244

Residential real estate, excluding PCI [Member] | Washington [Member]

5,077

5,221

Home Equity - Senior Lien [Member] | Washington [Member]

767

776

Home Equity - Junior Lien [Member] | Washington [Member]

2,051

2,142

Prime Mortgages, including option ARMs [Member] | Washington [Member]

2,021

2,056

Subprime Mortgage [Member] | Washington [Member]

238

247

Residential real estate, excluding PCI [Member] | All other [Member]

51,685

52,478

Home Equity - Senior Lien [Member] | All other [Member]

5,175

5,264

Home Equity - Junior Lien [Member] | All other [Member]

14,471

15,194

Prime Mortgages, including option ARMs [Member] | All other [Member]

27,857

27,673

Subprime Mortgage [Member] | All other [Member]

4,182

4,347

Consumer Excluding Credit Card [Member]

320,998

327,464

Residential real estate, excluding PCI [Member]

Percentage of Loans 30 Plus Days Past Due To Total Retained Loans

170,776

174,211

5.61%

5.88%

12,995

12,949

Home Equity - Senior Lien [Member]

Percentage of Loans 30 Plus Days Past Due To Total Retained Loans

24,071

24,376

2.98%

3.12%

Home Equity - Junior Lien [Member]

Percentage of Loans 30 Plus Days Past Due To Total Retained Loans

61,182

64,009

2.46%

2.65%

Prime Mortgages, including option ARMs [Member]

Percentage of Loans 30 Plus Days Past Due To Total Retained Loans

74,682

74,539

6.36%

6.68%

12,995

12,949

Subprime Mortgage [Member]

Percentage of Loans 30 Plus Days Past Due To Total Retained Loans

10,841

11,287

24.03%

24.90%