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Consolidated Statements of Cash Flows (Unaudited) (USD $)
In Millions
3 Months Ended
Mar. 31, 2011
Mar. 31, 2010
Operating activities  
Net income$ 5,555$ 3,326
Adjustments to reconcile net income to net cash (used in)/provided by operating activities  
Provision for credit losses1,1697,010
Depreciation and amortization1,057961
Amortization of intangibles217243
Deferred tax benefit(214)(40)
Investment securities gains(102)(610)
Stock-based compensation830941
Originations and purchases of loans held-for-sale(22,920)(6,503)
Proceeds from sales, securitizations and paydowns of loans held-for-sale21,7737,806
Net change in trading assets(5,451)(5,979)
Net change in securities borrowed4,596(7,099)
Net change in accrued interest and accounts receivable(9,051)16,645
Net change in other assets3,673(4,746)
Net change in trading liabilities(13,879)15,027
Net change in accounts payable and other liabilities2,396(8,237)
Other operating adjustments4,372(1,351)
Net cash (used in)/provided by operating activities(5,979)17,394
Investing activities  
Net change in deposits with banks(59,164)4,282
Net change in federal funds sold and securities purchased under resale agreements5,080(34,703)
Held-to-maturity securities:  
Proceeds22
Available-for-sale securities:  
Proceeds from maturities20,59137,323
Proceeds from sales4,37320,945
Purchases(39,679)(57,647)
Proceeds from sales and securitizations of loans held-for-investment1,4031,428
Other changes in loans, net1,73113,997
Net cash used in business acquisitions or dispositions(15)(4)
All other investing activities, net(132)515
Net cash used in investing activities(65,810)(13,862)
Financing activities  
Deposits56,230(19,927)
Federal funds purchased and securities loaned or sold under repurchase agreeme8,83533,749
Commercial paper and other borrowed funds13,2949,102
Beneficial interests issued by consolidated variable interest entities223(2,427)
Proceeds from long-term borrowings and trust preferred capital debt securities17,05612,352
Payments of long-term borrowings and trust preferred capital debt securities(27,250)(30,121)
Excess tax benefits related to stock-based compensation76512
Treasury stock purchased(95) 
Dividends paid(246)(253)
All other financing activities, net(1,484)(464)
Net cash provided by financing activities67,3282,023
Effect of exchange rate changes on cash and due from banks363(339)
Net (decrease)/increase in cash and due from banks(4,098)5,216
Cash and due from banks at the beginning of the period27,56726,206
Cash and due from banks at the end of the period23,46931,422
Cash interest paid3,6182,850
Cash income taxes paid, net$ 716$ 2,228