Percentage of recorded investment in retained loans that have estimated refreshed FICO scores of less than 660.

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Percentage of recorded investment in retained loans that have estimated refreshed FICO scores equal or greater than 660.

+ References

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Percentage of Loans with No FICO Score Available

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Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.

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Amortized cost excluding accrued interest, before allowance for credit loss, of financing receivable. Excludes net investment in lease.

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Loans - Credit Card Loan Portfolio, Other Credit Quality Indicators (Details) - USD ($) $ in Millions	Dec. 31, 2024	Dec. 31, 2023	Dec. 31, 2022
Loans and Leases Receivable Disclosure [Line Items]
Retained loans	$ 1,299,590	$ 1,280,870	$ 1,089,598
Credit card
Loans and Leases Receivable Disclosure [Line Items]
Retained loans	$ 232,860	$ 211,123
Percentage of portfolio based on carrying value with estimated refreshed FICO scores, Equal to or greater than 660	85.50%	85.80%
Percentage of portfolio based on carrying value with estimated refreshed FICO scores, Less than 660	14.30%	14.00%
Percentage of portfolio based on carrying value with estimated refreshed FICO scores, No FICO available	0.20%	0.20%
Credit card \| California
Loans and Leases Receivable Disclosure [Line Items]
Retained loans	$ 36,385	$ 32,652
Credit card \| Texas
Loans and Leases Receivable Disclosure [Line Items]
Retained loans	24,423	22,086
Credit card \| New York
Loans and Leases Receivable Disclosure [Line Items]
Retained loans	18,525	16,915
Credit card \| Florida
Loans and Leases Receivable Disclosure [Line Items]
Retained loans	17,236	15,103
Credit card \| Illinois
Loans and Leases Receivable Disclosure [Line Items]
Retained loans	12,442	11,364
Credit card \| New Jersey
Loans and Leases Receivable Disclosure [Line Items]
Retained loans	9,644	8,688
Credit card \| Ohio
Loans and Leases Receivable Disclosure [Line Items]
Retained loans	6,976	6,424
Credit card \| Colorado
Loans and Leases Receivable Disclosure [Line Items]
Retained loans	6,962	6,307
Credit card \| Pennsylvania
Loans and Leases Receivable Disclosure [Line Items]
Retained loans	6,558	6,088
Credit card \| Arizona
Loans and Leases Receivable Disclosure [Line Items]
Retained loans	5,796	5,209
Credit card \| All other
Loans and Leases Receivable Disclosure [Line Items]
Retained loans	$ 87,913	$ 80,287