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Loans - Consumer, Excluding Credit Card Loan Portfolio, Residential Real Estate (Details) - USD ($)
$ in Millions
12 Months Ended
Dec. 31, 2024
Dec. 31, 2023
Dec. 31, 2022
Loans by origination year      
Total retained loans $ 1,299,590 $ 1,280,870 $ 1,089,598
Gross charge-offs by origination year      
Total gross charge-offs 10,519 7,653 4,326
Consumer, excluding credit card      
Loans by origination year      
Total retained loans 376,334 397,275 300,753
Gross charge-offs by origination year      
Total gross charge-offs 1,299 1,151 $ 812
Consumer, excluding credit card | Residential real estate      
Loans by origination year      
Term loans originated in 2024/2023 12,314 23,250  
Term loans originated in 2023/2022 17,345 64,450  
Term loans originated in 2022/2021 61,547 84,602  
Term loans originated in 2021/2020 79,938 55,624  
Term loans originated in 2020/2019 52,397 21,592  
Term loans originated prior to 2020/2019 71,518 60,820  
Revolving loans within revolving period 7,035 7,533  
Revolving loans converted to term loans 7,419 8,538  
Total retained loans $ 309,513 $ 326,409  
% of 30+ days past due to total retained loans by origination year      
% of 30 plus days past due to total retained loans, Term loans originated in 2024/2023 0.11% 0.15%  
% of 30 plus days past due to total retained loans, Term loans originated in 2023/2022 0.37% 0.13%  
% of 30 plus days past due to total retained loans, Term loans originated in 2022/2021 0.34% 0.13%  
% of 30 plus days past due to total retained loans, Term loans originated in 2021/2020 0.22% 0.14%  
% of 30 plus days past due to total retained loans, Term loans originated in 2020/2019 0.21% 0.29%  
% of 30 plus days past due to total retained loans, Term loans originated prior to 2020/2019 1.72% 2.04%  
% of 30 plus days past due to total retained loans, Revolving loans within the revolving period 0.87% 0.72%  
% of 30 plus days past due to total retained loans, Revolving loans converted to term loans 4.46% 4.53%  
% of 30 plus days past due to total retained loans 0.71% 0.63%  
Gross charge-offs by origination year      
Gross charge-offs originated in 2024/2023 $ 0 $ 0  
Gross charge-offs originated in 2023/2022 0 0  
Gross charge-offs originated in 2022/2021 1 0  
Gross charge-offs originated in 2021/2020 1 0  
Gross charge-offs originated in 2020/2019 0 4  
Gross charge-offs originated prior to 2020/2019 176 167  
Gross charge-offs originated within the revolving period 21 26  
Gross charge-offs originated converted to term loans 7 7  
Total gross charge-offs $ 206 204  
Consumer, excluding credit card | Residential real estate | Senior lien      
Gross charge-offs by origination year      
Percentage of total revolving loans that are senior lien loans 38.00%    
Consumer, excluding credit card | Residential real estate | Current      
Loans by origination year      
Term loans originated in 2024/2023 $ 12,301 23,216  
Term loans originated in 2023/2022 17,280 64,366  
Term loans originated in 2022/2021 61,337 84,496  
Term loans originated in 2021/2020 79,760 55,546  
Term loans originated in 2020/2019 52,289 21,530  
Term loans originated prior to 2020/2019 70,270 59,563  
Revolving loans within revolving period 6,974 7,479  
Revolving loans converted to term loans 7,088 8,151  
Total retained loans 307,299 324,347  
Consumer, excluding credit card | Residential real estate | 30–149 days past due      
Loans by origination year      
Term loans originated in 2024/2023 13 33  
Term loans originated in 2023/2022 54 74  
Term loans originated in 2022/2021 139 89  
Term loans originated in 2021/2020 110 70  
Term loans originated in 2020/2019 59 41  
Term loans originated prior to 2020/2019 747 801  
Revolving loans within revolving period 53 49  
Revolving loans converted to term loans 204 223  
Total retained loans 1,379 1,380  
Consumer, excluding credit card | Residential real estate | 150 or more days past due      
Loans by origination year      
Term loans originated in 2024/2023 0 1  
Term loans originated in 2023/2022 11 10  
Term loans originated in 2022/2021 71 17  
Term loans originated in 2021/2020 68 8  
Term loans originated in 2020/2019 49 21  
Term loans originated prior to 2020/2019 501 456  
Revolving loans within revolving period 8 5  
Revolving loans converted to term loans 127 164  
Total retained loans $ 835 $ 682