Deposits

9 Months Ended

Sep. 30, 2024

Refer to Note 17 of JPMorgan Chase’s 2023 Form 10-K for further information on deposits.

As of September 30, 2024 and December 31, 2023, noninterest-bearing and interest-bearing deposits were as follows:


(in millions)	September 30, 2024		December 31, 2023
U.S. offices
Noninterest-bearing (included $47,974 and $75,393 at fair value)(a)	$	611,334	$	643,748
Interest-bearing (included $747 and $573 at fair value)(a)	1,326,489		1,303,100
Total deposits in U.S. offices	1,937,823		1,946,848
Non-U.S. offices
Noninterest-bearing (included $2,272 and $1,737 at fair value)(a)	31,607		23,097
Interest-bearing (included $291 and $681 at fair value)(a)	461,342		430,743
Total deposits in non-U.S. offices	492,949		453,840
Total deposits	$	2,430,772	$	2,400,688

(a)Includes structured notes classified as deposits for which the fair value option has been elected. Refer to Note 3 for further discussion.

As of September 30, 2024 and December 31, 2023, time deposits in denominations that met or exceeded the insured limit were as follows:


(in millions)	September 30, 2024		December 31, 2023
U.S. offices	$	157,672	$	132,654
Non-U.S. offices(a)	96,915		90,187
Total	$	254,587	$	222,841

(a)Represents all time deposits in non-U.S. offices as these deposits typically exceed the insured limit.

As of September 30, 2024, the remaining maturities of interest-bearing time deposits in each of the 12-month periods ending September 30 were as follows:


September 30, (in millions)
	U.S.		Non-U.S.		Total
2025	$	236,165	$	93,643	$	329,808
2026	679		125		804
2027	448		7		455
2028	120		19		139
2029	497		726		1,223
After 5 years	150		123		273
Total	$	238,059	$	94,643	$	332,702