XML 133 R115.htm IDEA: XBRL DOCUMENT v3.24.1.u1
Loans - Consumer, Excluding Credit Card Loan Portfolio, Auto and Other (Details) - USD ($)
$ in Millions
3 Months Ended 12 Months Ended
Mar. 31, 2024
Mar. 31, 2023
Dec. 31, 2023
Loans by origination year      
Total retained loans $ 1,264,093 $ 1,084,850 $ 1,280,870
Gross charge-offs by origination year      
Total gross charge-offs 2,381 1,451  
Consumer, excluding credit card      
Loans by origination year      
Total retained loans 389,592 300,447 397,275
Gross charge-offs by origination year      
Total gross charge-offs 331 $ 235  
Consumer, excluding credit card | Auto and other      
Loans by origination year      
Term loans originated in 2024/2023 7,230   30,605
Term loans originated in 2023/2022 26,562   15,077
Term loans originated in 2022/2021 13,590   13,063
Term loans originated in 2021/2020 11,491   6,624
Term loans originated in 2020/2019 5,608   1,820
Term loans originated prior to 2020/2019 1,763   528
Revolving loans within the revolving period 3,214   3,006
Revolving loans converted to term loans 150   143
Total retained loans $ 69,608   $ 70,866
% of 30+ days past due to total retained loans by origination year      
% of 30 plus days past due to total retained loans, Term loans originated in 2024/2023 0.76%   0.91%
% of 30 plus days past due to total retained loans, Term loans originated in 2022/2022 0.88%   1.86%
% of 30 plus days past due to total retained loans, Term loans originated in 2022/2021 1.69%   1.75%
% of 30 plus days past due to total retained loans, Term loans originated in 2021/2020 1.56%   1.15%
% of 30 plus days past due to total retained loans, Term loans originated in 2020/2019 1.07%   2.36%
% of 30 plus days past due to total retained loans, Term loans originated prior to 2020/2019 2.21%   3.22%
% of 30 plus days past due to total retained loans, Revolving loans within the revolving period 0.75%   0.73%
% of 30 plus days past due to total retained loans, Revolving loans converted to term loans 31.33%   28.67%
% of 30 plus days past due to total retained loans 1.24%   1.39%
Gross charge-offs by origination year      
Gross charge-offs originated in 2024/2023 $ 22   $ 333
Gross charge-offs originated in 2023/2022 111   297
Gross charge-offs originated in 2022/2021 63   161
Gross charge-offs originated in 2021/2020 36   53
Gross charge-offs originated in 2020/2019 11   35
Gross charge-offs originated prior to 2020/2019 24   64
Gross charge-offs originated within the revolving period 0   0
Gross charge-offs originated converted to term loans 1   4
Total gross charge-offs 268   947
Current | Consumer, excluding credit card | Auto and other      
Loans by origination year      
Term loans originated in 2024/2023 7,175   30,328
Term loans originated in 2023/2022 26,329   14,797
Term loans originated in 2022/2021 13,361   12,825
Term loans originated in 2021/2020 11,306   6,538
Term loans originated in 2020/2019 5,538   1,777
Term loans originated prior to 2020/2019 1,724   511
Revolving loans within the revolving period 3,190   2,984
Revolving loans converted to term loans 103   102
Total retained loans 68,726   69,862
30–119 days past due | Consumer, excluding credit card | Auto and other      
Loans by origination year      
Term loans originated in 2024/2023 55   276
Term loans originated in 2023/2022 232   279
Term loans originated in 2022/2021 228   231
Term loans originated in 2021/2020 180   78
Term loans originated in 2020/2019 62   43
Term loans originated prior to 2020/2019 39   17
Revolving loans within the revolving period 23   19
Revolving loans converted to term loans 28   24
Total retained loans 847   967
120 or more days past due | Consumer, excluding credit card | Auto and other      
Loans by origination year      
Term loans originated in 2024/2023 0   1
Term loans originated in 2023/2022 1   1
Term loans originated in 2022/2021 1   7
Term loans originated in 2021/2020 5   8
Term loans originated in 2020/2019 8   0
Term loans originated prior to 2020/2019 0   0
Revolving loans within the revolving period 1   3
Revolving loans converted to term loans 19   17
Total retained loans $ 35   $ 37